Civic Intelligence

First Stone Credit Conseling

990EZ • Fiscal year 2015 • EIN 75-2698055

Mar 01, 2014 to Feb 28, 2015

Organization ProfileN/A
Plano, TX
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.14x

Higher debt load relative to assets than 79% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

90th percentile

0.37x

Higher debt load relative to revenue than 90% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

28th percentile

-6.1%

Higher net margin than 28% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

41st percentile

-2.3%

Faster asset growth than 41% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

34th percentile

-9.5%

Faster revenue growth than 34% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets79th percentile

Assets

Down

$188,544

Down $4,462 (-2.3%) from 2014

Net Assets

-

No earlier filing loaded for comparison.

Liabilities

Down

$27,195

Down $36,637 (-57%) from 2014

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin28th percentile

Revenue

Down

$72,598

Down $7,640 (-9.5%) from 2014

Expenses

Down

$77,060

Down $10,191 (-12%) from 2014

Net Income

Up

-$4,462

Up $2,551 (+36%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $203,084Liabilities 2012: $73,619Net Assets 2012: $129,4652012Assets 2013: $209,806Liabilities 2013: $73,619Net Assets 2013: $136,1872013Assets 2014: $193,006Liabilities 2014: $63,832Net Assets 2014: $129,1742014Assets 2015: $188,544Liabilities 2015: $27,1952015Assets 2016: $188,582Liabilities 2016: $27,195Net Assets 2016: $161,3872016Assets 2017: $176,618Liabilities 2017: $27,195Net Assets 2017: $149,4232017Assets 2018: $171,457Liabilities 2018: $27,195Net Assets 2018: $144,2622018Assets 2019: $174,663Liabilities 2019: $27,195Net Assets 2019: $147,4682019Assets 2020: $169,523Liabilities 2020: $27,195Net Assets 2020: $142,3282020Assets 2021: $167,943Liabilities 2021: $27,195Net Assets 2021: $140,7482021Assets 2022: $167,999Liabilities 2022: $27,195Net Assets 2022: $140,8042022

Highlighted filing

2015

Assets$188,544
Liabilities$27,195
Net Assets-
Open 2015 Filing

Operations Trend

Revenue Growth34th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2012: $173,217Expenses 2012: $191,520Net Income 2012: -$18,3032012Revenue 2013: $124,923Expenses 2013: $118,201Net Income 2013: $6,7222013Revenue 2014: $80,238Expenses 2014: $87,251Net Income 2014: -$7,0132014Revenue 2015: $72,598Expenses 2015: $77,060Net Income 2015: -$4,4622015Revenue 2016: $24,158Expenses 2016: $24,120Net Income 2016: $382016Revenue 2017: $6,374Expenses 2017: $18,338Net Income 2017: -$11,9642017Revenue 2018: $12,361Expenses 2018: $17,522Net Income 2018: -$5,1612018Revenue 2019: $15,696Expenses 2019: $12,490Net Income 2019: $3,2062019Revenue 2020: $7,912Expenses 2020: $13,052Net Income 2020: -$5,1402020Revenue 2021: $5,851Expenses 2021: $7,431Net Income 2021: -$1,5802021Revenue 2022: $5,001Expenses 2022: $4,816Net Income 2022: $1852022

Highlighted filing

2015

Revenue$72,598
Expenses$77,060
Net Income-$4,462
Open 2015 Filing
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2022)
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Filing Snapshot
Filing Period
Mar 1, 2014 to Feb 28, 2015
Mission and Program Overview

Mission

CREDIT COUNSELING

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZSummary only. Only limited summary data is available for this year.

Open filing
Assets
$188,544
Liabilities
$27,195
Net assets
-
Revenue
$72,598
Expenses
$77,060
Net income
-$4,462
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$0.27$1.41$0.05$0.05$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$0.27$1.41$0.06$0.07$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.70$0.27$1.42$0.08$0.13$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.75$0.27$1.47$0.16$0.12$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.71$0.27$1.44$0.12$0.18$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.27$1.49$0.06$0.18$0.12
2016Detailed filing. Detailed filing data is available for this year.$1.89$0.27$1.61$0.24$0.24$0.00
2015Summary only. Only limited summary data is available for this year.$1.89$0.27$0.73$0.77$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.93$0.64$1.29$0.80$0.87$0.07
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.10$0.74$1.36$1.25$1.18$0.07
2012Summary only. Only limited summary data is available for this year.$2.03$0.74$1.29$1.73$1.92$0.18