Civic Intelligence

Imsa Educational Foundation

990 • Fiscal year 2024 • EIN 75-2257186

May 01, 2023 to Apr 30, 2024 • Filed on Feb 27, 2025

PO Box 146Center Harbor, NH 03226

(603) 253-3040

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

1st percentile

-375%

Higher net margin than 1% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

76th percentile

$126,000

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 133.1% of source-year revenue.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

6th percentile

-25%

Faster asset growth than 6% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

2nd percentile

-74%

Faster revenue growth than 2% of similar nonprofits.

2024 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$1,360,082

Down $454,945 (-25%) from 2023

Net Assets

Down

$1,360,082

Down $454,945 (-25%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue

Down

$94,686

Down $269,112 (-74%) from 2023

Expenses

Down

$449,631

Down $133,484 (-23%) from 2023

Net Income

Down

-$354,945

Down $135,628 (-62%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2012: $898,370Liabilities 2012: $48,000Net Assets 2012: $850,3702012Assets 2013: $1,040,053Liabilities 2013: $31,518Net Assets 2013: $1,008,5352013Assets 2014: $976,586Liabilities 2014: $5,147Net Assets 2014: $971,4392014Assets 2015: $889,714Liabilities 2015: $1,691Net Assets 2015: $888,0232015Assets 2016: $1,065,446Liabilities 2016: $2,492Net Assets 2016: $1,062,9542016Assets 2017: $1,219,251Liabilities 2017: $492Net Assets 2017: $1,218,7592017Assets 2018: $1,433,182Liabilities 2018: $1,929Net Assets 2018: $1,431,2532018Assets 2019: $1,695,391Liabilities 2019: $1,499Net Assets 2019: $1,693,8922019Assets 2020: $1,938,560Liabilities 2020: $2,492Net Assets 2020: $1,936,0682020Assets 2021: $2,034,510Liabilities 2021: $577Net Assets 2021: $2,033,9332021Assets 2022: $2,036,450Liabilities 2022: $2,106Net Assets 2022: $2,034,3442022Assets 2023: $1,815,027Liabilities 2023: $0Net Assets 2023: $1,815,0272023Assets 2024: $1,360,082Liabilities 2024: $0Net Assets 2024: $1,360,0822024Assets 2025: $1,027,045Liabilities 2025: $0Net Assets 2025: $1,027,0452025

Highlighted filing

2024

Assets$1,360,082
Liabilities$0
Net Assets$1,360,082

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2012: $204,009Expenses 2012: $91,887Net Income 2012: $112,1222012Revenue 2013: $242,127Expenses 2013: $83,962Net Income 2013: $158,1652013Revenue 2014: $163,025Expenses 2014: $200,121Net Income 2014: -$37,0962014Revenue 2015: $181,434Expenses 2015: $264,850Net Income 2015: -$83,4162015Revenue 2016: $324,312Expenses 2016: $149,381Net Income 2016: $174,9312016Revenue 2017: $301,851Expenses 2017: $146,046Net Income 2017: $155,8052017Revenue 2018: $306,521Expenses 2018: $94,027Net Income 2018: $212,4942018Revenue 2019: $378,621Expenses 2019: $115,982Net Income 2019: $262,6392019Revenue 2020: $391,885Expenses 2020: $149,709Net Income 2020: $242,1762020Revenue 2021: $185,024Expenses 2021: $87,159Net Income 2021: $97,8652021Revenue 2022: $314,696Expenses 2022: $314,285Net Income 2022: $4112022Revenue 2023: $363,798Expenses 2023: $583,115Net Income 2023: -$219,3172023Revenue 2024: $94,686Expenses 2024: $449,631Net Income 2024: -$354,9452024Revenue 2025: $105,571Expenses 2025: $434,306Net Income 2025: -$328,7352025

Highlighted filing

2024

Revenue$94,686
Expenses$449,631
Net Income-$354,945
Jump To
Filing Snapshot
Filing Period
May 1, 2023 to Apr 30, 2024
Signed
Feb 27, 2025
Return Version
2023v6.0
Gross Receipts
$94,686
Mission and Program Overview

Mission

To improve the competency and efficiency of individuals tasked with the design, installation, and maintenance of public safety systems and operations.

Development of training and certification coureses for individuals involved in various public safety technical fields.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,546,638$1,194,150▼ $352,488
Other Notes and Loans Receivable, Net$153,375$135,000▼ $18,375
Pledges and Grants Receivable$100,000$0▼ $100,000
Prepaid Expenses and Deferred Charges$7,553$26,449▲ $18,896
Land, Buildings, and Equipment, Net$6,461$4,483▼ $1,978
Cash and Non-Interest-Bearing Accounts$1,000$0▼ $1,000
Total Assets$1,815,027$1,360,082▼ $454,945
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,815,027$1,360,082▼ $454,945
Total Net Assets Fund Balance$1,815,027$1,360,082▼ $454,945
Total Liabilities and Net Assets / Fund Balance$1,815,027$1,360,082▼ $454,945

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$4,483$3,593$8,076
Other Land Buildings$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Douglas AikenSecretary/treasurerPT$126,000$126,000

Board Members and Trustees

NameTitle
Ted GilfertPresident
Carl ZabelVice President
Hans KristensenDirector
Jeffrey KnightDirector
Mario BulhoesDirector
Steve ParduhnDirector
Timothy SoverinoDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$45,180
Investment Income
$49,506
Other Revenue
$0
Change in Net Assets
$-354,945
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$297,035
Salaries, Compensation, and Employee Benefits$152,596
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$68,400$45,600-$114,000
Fees for Services Legal-$69,957-$69,957
Other Salaries and Wages$16,644$11,097-$27,741
Conferences and Meetings$5,225$11,225-$16,450
Occupancy-$15,089-$15,089
Payroll Taxes$6,513$4,342-$10,855
Office Expenses-$10,597-$10,597
Travel-$7,862-$7,862
Insurance-$7,067-$7,067
Fees for Services Accounting-$5,290-$5,290
Information Technology-$3,885-$3,885
Depreciation Depletion-$1,978-$1,978
Other Expenses$158,462$278-$278
Fees for Services Other-$120-$120
Total Functional Expenses$255,244$194,387$0$449,631
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Judith AikenEmployeeEmployee CompensationNo$29,150
Douglas AikenSecretary/treasurerOffice Space RentNo$12,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A copy of the 990 is reviewed by the board of directors before filing.

Form 990, Part VI, Section B, Line 12C

Annual conflict of interest statements are completed.

Form 990, Part VI, Section B, Line 15

Nonprofit salary surveys are utilized in determining compensation levels of management.

Form 990, Part VI, Section C, Line 19

The foundation's governing documents, conflict of interest policy and financial statements are available to the public upon request.

FORM 990, PART VI, SECTION B, LINE 11:

Governing documents are made available upon request.

Filing and Contact Details

Filer

Filer Name
Imsa Educational Foundation
EIN
75-2257186
Phone
6032533040
Address
PO BOX 146, CENTER HARBOR, NH 03226

Signing Officer

Name
Ted Gilfert
Title
President
Phone
6032533040
Signed
2025-02-27
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ted Gilfert
Formed
1974
Legal Domicile
Nh
Voting Board Members
8
Independent Board Members
7
Employees
2
Volunteers
7

Preparer

Firm
Leone Mcdonnell & Roberts Pa
Address
61 SOUTH MAIN STREET PO BOX 1140, WOLFEBORO, NH 03894
Preparer
Ryan T Maran CPA
Phone
6035691953
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other professional fees: program service expenses 0. Management and general expenses 120. Fundraising expenses 0. Total expenses 120.

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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt011384
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt023546
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt021723
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0106159
IRS990ScheduleA/InvestmentIncomeCYPct00.08000
IRS990ScheduleA/InvestmentIncomePYPct00.05560
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.92000
IRS990ScheduleA/PublicSupportPY509Pct00.94440
IRS990ScheduleA/PublicSupportTotal509Amt01221602
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt045180
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0341470
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0303312
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0161478
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0370162
IRS990ScheduleA/Total509Grp/TotalAmt01221602
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt094686
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0341470
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0314696
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0185024
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0391885
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01327761
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt04483
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03593
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08076
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04483
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0DOUGLAS AIKEN
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm1JUDITH AIKEN
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0SECRETARY/TREASURER
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1EMPLOYEE
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd10
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt012000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt129150
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0OFFICE SPACE RENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1EMPLOYEE COMPENSATION
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0JUDITH AIKEN SERVES AS AN EMPLOYEE OF THE FOUNDATION AND IS THE WIFE OF DOUGLAS AIKEN, AN OFFICER.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCH L, PART V
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF THE 990 IS REVIEWED BY THE BOARD OF DIRECTORS BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANNUAL CONFLICT OF INTEREST STATEMENTS ARE COMPLETED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NONPROFIT SALARY SURVEYS ARE UTILIZED IN DETERMINING COMPENSATION LEVELS OF MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FOUNDATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OTHER PROFESSIONAL FEES: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 120. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 120.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 11:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0NH
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01815027
IRS990/TotalAssetsEOYAmt01360082
IRS990/TotalAssetsGrp/BOYAmt01815027
IRS990/TotalAssetsGrp/EOYAmt01360082
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0194387
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0255244
IRS990/TotalFunctionalExpensesGrp/TotalAmt0449631
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01815027
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01360082
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0255244
IRS990/TotalProgramServiceRevenueAmt045180
IRS990/TotalReportableCompFromOrgAmt0126000
IRS990/TotalRevenueGrp/ExclusionAmt049506
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt045180
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt094686
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01815027
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01360082
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt07862
IRS990/TravelGrp/TotalAmt07862
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 146
IRS990/USAddress/CityNm0CENTER HARBOR
IRS990/USAddress/StateAbbreviationCd0NH
IRS990/USAddress/ZIPCd003226
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0HTTPS://WWWIMSAEF.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TED GILFERT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06032533040
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0IMSA EDUCATIONAL FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0IMSA
ReturnHeader/Filer/EIN0752257186
ReturnHeader/Filer/PhoneNum06032533040
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 146
ReturnHeader/Filer/USAddress/CityNm0CENTER HARBOR
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
ReturnHeader/Filer/USAddress/ZIPCd003226
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0020417217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEONE MCDONNELL & ROBERTS PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt061 SOUTH MAIN STREET PO BOX 1140
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WOLFEBORO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd003894
ReturnHeader/PreparerPersonGrp/PhoneNum06035691953
ReturnHeader/PreparerPersonGrp/PreparationDt02025-02-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RYAN T MARAN CPA
ReturnHeader/ReturnTs02025-03-06T12:06:36-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-05-01
ReturnHeader/TaxPeriodEndDt02024-04-30

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.03$0.00$1.03$0.11$0.43$0.33
2024Detailed filing. Detailed filing data is available for this year.$1.36$0.00$1.36$0.09$0.45$0.35
2023Detailed filing. Detailed filing data is available for this year.$1.82$0.00$1.82$0.36$0.58$0.22
2022Detailed filing. Detailed filing data is available for this year.$2.04$0.00$2.03$0.31$0.31$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.03$0.00$2.03$0.19$0.09$0.10
2020Summary only. Only limited summary data is available for this year.$1.94$0.00$1.94$0.39$0.15$0.24
2019Summary only. Only limited summary data is available for this year.$1.70$0.00$1.69$0.38$0.12$0.26
2018Summary only. Only limited summary data is available for this year.$1.43$0.00$1.43$0.31$0.09$0.21
2017Summary only. Only limited summary data is available for this year.$1.22$0.00$1.22$0.30$0.15$0.16
2016Summary only. Only limited summary data is available for this year.$1.07$0.00$1.06$0.32$0.15$0.17
2015Summary only. Only limited summary data is available for this year.$0.89$0.00$0.89$0.18$0.26$0.08
2014Summary only. Only limited summary data is available for this year.$0.98$0.01$0.97$0.16$0.20$0.04
2013Summary only. Only limited summary data is available for this year.$1.04$0.03$1.01$0.24$0.08$0.16
2012Summary only. Only limited summary data is available for this year.$0.90$0.05$0.85$0.20$0.09$0.11