Consumer Credit Counseling Service of Greater Dallas Inc

“Karen Dugan is related to Chris Dugan.”

“Utilizing the audited financial statements and internal financial records, the 990 is completed by an independent CPA with any required assistance from the operational finance staff. The President is the primary operations contact throughout the 990 preparation. Upon completion, the President will complete a final review with CPA before signing and filing the final 990 and its supporting documents. After this process the directors will have access to the final Form 990.”

“Annually, the corporate secretary provides a copy of the conflict of interest policy to all required individuals for review. Each individual is required to sign, date, and return the included form attesting that he/she has read, understands, and will comply with the policy. As a matter of operation, members of the board recuse themselves from voting upon any issue for which there may be a conflict of interest. Operational policies and procedures provide many checks and balances that ensure that there are minimal opportunities for individual officers to find themselves in any position in which a conflict of interest would exist.”

“The Executive Committee determines the CEO's compensation, using the results of a written evaluation, information about industry compensation practices, analysis of the local job market, and the requirements of federal law. The CEO does not attend the Executive Committee portion of the board meeting where his/her compensation is determined. Compensation for other officers or key employees is determined by the President following the decision to promote or hire the employee into that position. Compensation for officers or key organization employees is deliberated through discussion between the CEO, and the Vice President of Human Resources or other applicable officers at the time that another officer is promoted or hired. The job description, background experience, references, salary survey, and other information are reviewed and considered prior to the CEO's final decision on salary or benefits.”

“Copies of all documents and financial records required to be made available for public inspection are maintained either by the corporate secretary or the Vice President Support Services. These documents are made available upon request following the appropriate procedure that applies to the method of request. Digital copies of all such documents are maintained on the computer network in order that they may be made available for review by anyone requesting to do so in person. Internal procedures describe the process an employee would follow should a request be made of them.”

“Decrease in Post Retirement and Post Employment Benefits 1,456,095.”

“There has been no change in the last year regarding the oversight of the audit nor selection of an independent accountant.”

“Schedule D, Part XII, lines 1, 2d and 4b have been corrected to present an accurate reconciliation of expenses.”