Civic Intelligence

Doches Credit Union

990 • Fiscal year 2020 • EIN 75-0920970

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 05, 2021

Organization ProfileWWW.DOCHESCU.COM

View Organization Page

920 NW Stallings DriveNacogdoches, TX 75964

(936) 569-7700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.88x

Higher debt load relative to assets than 45% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

22nd percentile

16.84x

Higher debt load relative to revenue than 22% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

73rd percentile

15%

Higher net margin than 73% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

8th percentile

$83,515

Higher top officer pay than 8% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

91st percentile

25%

Faster asset growth than 91% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

82nd percentile

2.7%

Faster revenue growth than 82% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets45th percentile

Assets

Up

$60,789,245

Up $12,020,341 (+25%) from 2019

Net Assets

Up

$6,999,246

Up $477,592 (+7.3%) from 2019

Liabilities

Up

$53,789,999

Up $11,542,749 (+27%) from 2019

Revenue And Expenses
Liabilities / Revenue22nd percentileNet Margin73rd percentile

Revenue

Up

$3,194,893

Up $84,646 (+2.7%) from 2019

Expenses

Down

$2,717,301

Down $2,809 (-0.1%) from 2019

Net Income

Up

$477,592

Up $87,455 (+22%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $34,730,276Liabilities 2010: $31,299,546Net Assets 2010: $3,430,7302010Assets 2011: $35,295,394Liabilities 2011: $31,659,106Net Assets 2011: $3,636,2882011Assets 2012: $35,116,423Liabilities 2012: $31,322,901Net Assets 2012: $3,793,5222012Assets 2013: $40,595,278Liabilities 2013: $35,575,722Net Assets 2013: $5,019,5562013Assets 2014: $41,653,982Liabilities 2014: $36,415,761Net Assets 2014: $5,238,2212014Assets 2015: $41,137,178Liabilities 2015: $35,793,744Net Assets 2015: $5,343,4342015Assets 2016: $42,788,148Liabilities 2016: $37,266,807Net Assets 2016: $5,521,3412016Assets 2017: $44,235,974Liabilities 2017: $38,473,881Net Assets 2017: $5,762,0932017Assets 2018: $45,718,569Liabilities 2018: $39,608,297Net Assets 2018: $6,110,2722018Assets 2019: $48,768,904Liabilities 2019: $42,247,250Net Assets 2019: $6,521,6542019Assets 2020: $60,789,245Liabilities 2020: $53,789,999Net Assets 2020: $6,999,2462020Assets 2021: $68,438,612Liabilities 2021: $60,970,193Net Assets 2021: $7,468,4192021Assets 2022: $67,652,678Liabilities 2022: $59,771,592Net Assets 2022: $7,881,0862022Assets 2023: $64,531,807Liabilities 2023: $56,333,816Net Assets 2023: $8,197,9912023Assets 2024: $64,947,244Liabilities 2024: $56,692,076Net Assets 2024: $8,255,1682024

Highlighted filing

2020

Assets$60,789,245
Liabilities$53,789,999
Net Assets$6,999,246
Open 2020 Filing

Operations Trend

Revenue Growth82nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $1,631,6112010Expenses 2011: $1,519,5162011Expenses 2012: $1,479,2152012Revenue 2013: $1,605,278Expenses 2013: $1,413,543Net Income 2013: $191,7352013Revenue 2014: $1,755,898Expenses 2014: $1,523,053Net Income 2014: $232,8452014Revenue 2015: $1,948,205Expenses 2015: $1,807,566Net Income 2015: $140,6392015Revenue 2016: $2,038,395Expenses 2016: $1,860,588Net Income 2016: $177,8072016Revenue 2017: $2,281,583Expenses 2017: $2,040,731Net Income 2017: $240,8522017Revenue 2018: $2,769,744Expenses 2018: $2,421,565Net Income 2018: $348,1792018Revenue 2019: $3,110,247Expenses 2019: $2,720,110Net Income 2019: $390,1372019Revenue 2020: $3,194,893Expenses 2020: $2,717,301Net Income 2020: $477,5922020Revenue 2021: $3,447,424Expenses 2021: $2,977,497Net Income 2021: $469,9272021Revenue 2022: $3,842,906Expenses 2022: $3,430,239Net Income 2022: $412,6672022Revenue 2023: $4,463,808Expenses 2023: $4,146,903Net Income 2023: $316,9052023Revenue 2024: $5,040,066Expenses 2024: $4,982,889Net Income 2024: $57,1772024

Highlighted filing

2020

Revenue$3,194,893
Expenses$2,717,301
Net Income$477,592
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 5, 2021
Return Version
2020v4.0
Gross Receipts
$3,194,893
Mission and Program Overview

Mission

To serve all members with the best in friendly, personal service at rates and terms that are competitive; to help them achieve their financial goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$29,705,591$27,805,728▼ $1,899,863
Rtn Earn Endowment Incm Other Fnds$6,521,654$6,999,246▲ $477,592
Cash and Non-Interest-Bearing Accounts$1,242,731$6,432,014▲ $5,189,283
Land, Buildings, and Equipment, Net$1,283,238$1,275,582▼ $7,656
Total Assets$48,768,904$60,789,245▲ $12,020,341
Other Assets Total$16,537,344$25,275,921▲ $8,738,577
Liabilities
Other Liabilities$42,247,250$53,789,999▲ $11,542,749
Total Liabilities$42,247,250$53,789,999▲ $11,542,749
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,521,654$6,999,246▲ $477,592
Total Liabilities and Net Assets / Fund Balance$48,768,904$60,789,245▲ $12,020,341

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$858,040$710,208$1,568,248
Land$377,506-$377,506
Other Land Buildings$10,247$267,155$277,402
Equipment$13,599$94,328$107,927
Leasehold Improvements$16,190-$16,190
Other Assets Org$40,833--
Compensation and Service Providers
Top Officer Pay8th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jamie FloresPresident &FT$83,515$83,515
Cody DerouenControllerFT$71,590$71,590

Board Members and Trustees

NameTitle
Freddie GibsonChairman
Brian EggebrechtDirector
Joseph RamirezDirector
Josh MooreDirector
Selita HoyaDirector
Clara BryantSecretary
Pam PaganoTreasurer
Edeska BarnesVice Charima
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,194,893
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$477,592
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,862,671
Salaries, Compensation, and Employee Benefits$854,630
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$732,179
Other Salaries and Wages---$514,657
Information Technology---$231,355
Current Officers, Directors, Trustees, and Key Employees---$155,105
All Other Expenses---$128,374
Occupancy---$120,460
Other Employee Benefits---$112,302
Other Expenses---$84,195
Payroll Taxes---$52,186
Travel---$26,197
Pension Plan Contributions---$20,380
Total Functional Expenses$0$0$0$2,717,301
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$28,832,151
Share Certificates$10,107,646
Share Drafts$9,615,858
Money Market Shares$3,860,883
Ira/keogh Accounts$894,161
Accounts Payable Other Liabilities$424,538
All Other Shares$54,762
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Members are those who work or reside in nacogdoches, shelby, sabine, or san augustine county.”

Form 990, Page 6, Part VI, Line 7A

“Members (over the age of 18) elect the directors.”

Form 990, Page 6, Part VI, Line 7B

“Mergers must be approved by the board.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“All board members and staff are covered by the conflict of interest policy. Each year they are required to report any real or perceived conflict of interest. The president and chairman may bring a real or perceived conflict of interest to the board's attention in the absence of a report.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines the compensation for the president/ceo and the controller annually by use of a written evaluation form in conjunction with a salary survey performed by the texas credit union league”

Form 990, Page 6, Part VI, Line 15B

“The board of directors determines the compensation for the president/ceo and the controller annually by use of a written evaluation form in conjunction with a salary survey performed by the texas credit union league.”

Form 990, Page 6, Part VI, Line 19

“The financial statement is posted monthly in the lobby and provided to the attendees at the annual meeting/board election. Other documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Doches Credit Union
EIN
75-0920970
Phone
9365697700
Address
920 NW STALLINGS DRIVE, NACOGDOCHES, TX 75964

Signing Officer

Name
Jamie Flores
Title
President & CEO
Phone
9365697700
Signed
2021-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jamie Flores
Formed
1951
Legal Domicile
TX
Voting Board Members
10
Independent Board Members
8
Employees
23

Preparer

Firm
Axley & Rode Llp
Address
PO BOX 1388, LUFKIN, TX 75902-1388
Preparer
Tony L Mcgowen Pc CPA
Phone
9366346621
Raw XML Appendix378 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsReceivableGrp/BOYAmt029705591
IRS990/AccountsReceivableGrp/EOYAmt027805728
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO SERVE ALL MEMBERS WITH THE BEST IN FRIENDLY, PERSONAL SERVICE AT RATES AND TERMS THAT ARE COMPETITIVE; TO HELP THEM ACHIEVE THEIR FINANCIAL GOALS.
IRS990/AllOtherExpensesGrp/TotalAmt0128374
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0JAMIE FLORES
IRS990/BooksInCareOfDetail/PhoneNum09365697700
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0920 NW STALLINGS DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0NACOGDOCHES
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd075964
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01242731
IRS990/CashNonInterestBearingGrp/EOYAmt06432014
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0155105
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt01862671
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03194893
IRS990/CYRevenuesLessExpensesAmt0477592
IRS990/CYSalariesCompEmpBnftPaidAmt0854630
IRS990/CYTotalExpensesAmt02717301
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03194893
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDING FINANCIAL SERVICES TO APPROXIMATELY 10,000 MEMBERS IN 3 COUNTIES IN EAST TEXAS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt023
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt045.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0JAMIE FLORES
IRS990/Form990PartVIISectionAGrp/PersonNm1CODY DEROUEN
IRS990/Form990PartVIISectionAGrp/PersonNm2EDESKA BARNES
IRS990/Form990PartVIISectionAGrp/PersonNm3BRIAN EGGEBRECHT
IRS990/Form990PartVIISectionAGrp/PersonNm4FREDDIE GIBSON
IRS990/Form990PartVIISectionAGrp/PersonNm5SELITA HOYA
IRS990/Form990PartVIISectionAGrp/PersonNm6JOSH MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm7PAM PAGANO
IRS990/Form990PartVIISectionAGrp/PersonNm8JOSEPH RAMIREZ
IRS990/Form990PartVIISectionAGrp/PersonNm9CLARA BRYANT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt083515
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt171590
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT &
IRS990/Form990PartVIISectionAGrp/TitleTxt1CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHARIMA
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9SECRETARY
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03194893
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0231355
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01388
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01071691
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01283238
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01275582
IRS990/LandBldgEquipCostOrOtherBssAmt02347273
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO SERVE ALL MEMBERS WITH THE BEST IN FRIENDLY, PERSONAL SERVICE AT RATES AND TERMS THAT ARE COMPETITIVE; TO HELP THEM ACHIEVE THEIR FINANCIAL GOALS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06521654
IRS990/NetAssetsOrFundBalancesEOYAmt06999246
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0120460
IRS990/OfficeExpensesGrp/TotalAmt0732179
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016537344
IRS990/OtherAssetsTotalGrp/EOYAmt025275921
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0112302
IRS990/OtherExpensesGrp/Desc0SHARE DIVIDENDS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/TotalAmt0270440
IRS990/OtherExpensesGrp/TotalAmt1160722
IRS990/OtherExpensesGrp/TotalAmt2108749
IRS990/OtherExpensesGrp/TotalAmt384195
IRS990/OtherLiabilitiesGrp/BOYAmt042247250
IRS990/OtherLiabilitiesGrp/EOYAmt053789999
IRS990/OtherSalariesAndWagesGrp/TotalAmt0514657
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt052186
IRS990/PensionPlanContributionsGrp/TotalAmt020380
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0JAMIE FLORES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4GAP INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01774754
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1911320
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2292502
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3127248
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01774754
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1911320
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2292502
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3127248
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt451903
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt051903
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt01819904
IRS990/PYProgramServiceRevenueAmt03110247
IRS990/PYRevenuesLessExpensesAmt0390137
IRS990/PYSalariesCompEmpBnftPaidAmt0900206
IRS990/PYTotalExpensesAmt02720110
IRS990/PYTotalRevenueAmt03110247
IRS990/ReconcilationRevenueExpnssAmt0477592
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06521654
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06999246
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0858040
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0710208
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01568248
IRS990ScheduleD/EquipmentGrp/BookValueAmt013599
IRS990ScheduleD/EquipmentGrp/DepreciationAmt094328
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0107927
IRS990ScheduleD/LandGrp/BookValueAmt0377506
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0377506
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt016190
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt016190
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt023109000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11445000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2486714
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt374606
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt461904
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt557864
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt640833
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0DEPOSITS IN COMMERCIAL AND SAVINGS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1LOANS TO AND INVESTMENTS IN CU
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NCUA SHARE INSURANCE DEPOSIT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4PAID-IN CAPITAL AT CORPORATE CU
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6COLLATERAL PROC
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt010247
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0267155
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0277402
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028832151
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110107646
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt29615858
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt33860883
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4894161
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5424538
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt654762
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MONEY MARKET SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA/KEOGH ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ACCOUNTS PAYABLE OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6ALL OTHER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01275582
IRS990ScheduleD/TotalBookValueOtherAssetsAmt025275921
IRS990ScheduleD/TotalLiabilityAmt053789999
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS ARE THOSE WHO WORK OR RESIDE IN NACOGDOCHES, SHELBY, SABINE, OR SAN AUGUSTINE COUNTY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS (OVER THE AGE OF 18) ELECT THE DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MERGERS MUST BE APPROVED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL BOARD MEMBERS AND STAFF ARE COVERED BY THE CONFLICT OF INTEREST POLICY. EACH YEAR THEY ARE REQUIRED TO REPORT ANY REAL OR PERCEIVED CONFLICT OF INTEREST. THE PRESIDENT AND CHAIRMAN MAY BRING A REAL OR PERCEIVED CONFLICT OF INTEREST TO THE BOARD'S ATTENTION IN THE ABSENCE OF A REPORT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE PRESIDENT/CEO AND THE CONTROLLER ANNUALLY BY USE OF A WRITTEN EVALUATION FORM IN CONJUNCTION WITH A SALARY SURVEY PERFORMED BY THE TEXAS CREDIT UNION LEAGUE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS DETERMINES THE COMPENSATION FOR THE PRESIDENT/CEO AND THE CONTROLLER ANNUALLY BY USE OF A WRITTEN EVALUATION FORM IN CONJUNCTION WITH A SALARY SURVEY PERFORMED BY THE TEXAS CREDIT UNION LEAGUE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE FINANCIAL STATEMENT IS POSTED MONTHLY IN THE LOBBY AND PROVIDED TO THE ATTENDEES AT THE ANNUAL MEETING/BOARD ELECTION. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt048768904
IRS990/TotalAssetsEOYAmt060789245
IRS990/TotalAssetsGrp/BOYAmt048768904
IRS990/TotalAssetsGrp/EOYAmt060789245
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt02717301
IRS990/TotalGrossUBIAmt089069
IRS990/TotalLiabilitiesBOYAmt042247250
IRS990/TotalLiabilitiesEOYAmt053789999
IRS990/TotalLiabilitiesGrp/BOYAmt042247250
IRS990/TotalLiabilitiesGrp/EOYAmt053789999
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06521654
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06999246
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt037166
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt037166
IRS990/TotalProgramServiceRevenueAmt03194893
IRS990/TotalReportableCompFromOrgAmt0155105
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03105824
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03194893
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt089069
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt048768904
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt060789245
IRS990/TravelGrp/TotalAmt026197
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0920 NW STALLINGS DRIVE
IRS990/USAddress/CityNm0NACOGDOCHES
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075964
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.DOCHESCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMIE FLORES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT & CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09365697700
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DOCHES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0DOCH
ReturnHeader/Filer/EIN0750920970
ReturnHeader/Filer/PhoneNum09365697700
ReturnHeader/Filer/USAddress/AddressLine1Txt0920 NW STALLINGS DRIVE
ReturnHeader/Filer/USAddress/CityNm0NACOGDOCHES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd075964
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0750767305
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AXLEY & RODE LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1388
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUFKIN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0759021388
ReturnHeader/PreparerPersonGrp/PhoneNum09366346621
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TONY L MCGOWEN PC CPA
ReturnHeader/ReturnTs02021-11-05T09:34:52-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JAMIE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0FLORES
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$60,789,245
Liabilities
$53,789,999
Net assets
$6,999,246
Revenue
$3,194,893
Expenses
$2,717,301
Net income
$477,592
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.9$56.7$8.26$5.04$4.98$0.06
2023Detailed filing. Detailed filing data is available for this year.$64.5$56.3$8.20$4.46$4.15$0.32
2022Detailed filing. Detailed filing data is available for this year.$67.7$59.8$7.88$3.84$3.43$0.41
2021Detailed filing. Detailed filing data is available for this year.$68.4$61.0$7.47$3.45$2.98$0.47
2020Detailed filing. Detailed filing data is available for this year.$60.8$53.8$7.00$3.19$2.72$0.48
2019Detailed filing. Detailed filing data is available for this year.$48.8$42.2$6.52$3.11$2.72$0.39
2018Detailed filing. Detailed filing data is available for this year.$45.7$39.6$6.11$2.77$2.42$0.35
2017Detailed filing. Detailed filing data is available for this year.$44.2$38.5$5.76$2.28$2.04$0.24
2016Detailed filing. Detailed filing data is available for this year.$42.8$37.3$5.52$2.04$1.86$0.18
2015Detailed filing. Detailed filing data is available for this year.$41.1$35.8$5.34$1.95$1.81$0.14
2014Detailed filing. Detailed filing data is available for this year.$41.7$36.4$5.24$1.76$1.52$0.23
2013Detailed filing. Detailed filing data is available for this year.$40.6$35.6$5.02$1.61$1.41$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.1$31.3$3.79$1.48
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.3$31.7$3.64$1.52
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.7$31.3$3.43$1.63