Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
990 • Fiscal year 2014 • EIN 75-0918872
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
61st percentile
Higher debt load relative to revenue than 61% of similar nonprofits.
Net Margin
39th percentile
Higher net margin than 39% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 6.9% of source-year revenue.
Asset Growth
90th percentile
Faster asset growth than 90% of similar nonprofits.
Revenue Growth
99th percentile
Faster revenue growth than 99% of similar nonprofits.
Assets
Up$55,402,368
Up $4,670,872 (+9.2%) from 2013
Net Assets
Up$4,162,898
Up $202,023 (+5.1%) from 2013
Liabilities
Up$51,239,470
Up $4,468,849 (+9.6%) from 2013
Revenue
Up$2,525,508
Up $923,116 (+58%) from 2013
Expenses
Up$2,320,536
Up $755,888 (+48%) from 2013
Net Income
Up$204,972
Up $167,228 (+443%) from 2013
West Texas Credit Union's mission is to facilitate for the financial security of its members through a full range of highly competitive products (Unsecured Loans, Vehicle Loans, Mortgage Loans, Low Cost Checking and and Debit Cards, Financial Education and Financial Consulting) and in doing so, WTCU seeks to be the provider of choice for the Community. WTCU is committed to achieve the highest quality financial services for our field of membership through all life events.
West Texas Educators Credit Union's mission is to facilitate the financial security of its members through a full range of highly competitive products (Unsecured Loans, Vehicle Loans, Mortgage Loans,Low Cost Checking and Debit Cards,Financial Educationand Financial Consulting); in so doing, WTECU seeks to be the provider of choice for the community.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $18,809,517 | $30,156,157 | ▲ $11,346,640 |
| Savings and Temporary Cash Investments | $29,153,381 | $19,331,312 | ▼ $9,822,069 |
| Cap Stk Tr Prin Current Funds | $3,960,875 | $4,162,898 | ▲ $202,023 |
| Investments Other Securities | - | $3,689,475 | - |
| Cash and Non-Interest-Bearing Accounts | $1,766,013 | $1,065,919 | ▼ $700,094 |
| Land, Buildings, and Equipment, Net | $601,931 | $912,084 | ▲ $310,153 |
| Receivables From Officers Etc | $311,695 | $141,525 | ▼ $170,170 |
| Prepaid Expenses and Deferred Charges | $88,959 | $89,406 | ▲ $447 |
| Receivable From Disqualified Prsn | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Total Assets | $50,731,496 | $55,402,368 | ▲ $4,670,872 |
| Other Assets Total | - | $16,490 | - |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $46,334,449 | $50,791,642 | ▲ $4,457,193 |
| Accounts Payable and Accrued Expenses | $436,172 | $447,828 | ▲ $11,656 |
| Grants Payable | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $46,770,621 | $51,239,470 | ▲ $4,468,849 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,960,875 | $4,162,898 | ▲ $202,023 |
| Total Liabilities and Net Assets / Fund Balance | $50,731,496 | $55,402,368 | ▲ $4,670,872 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $443,918 | $460,995 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $170,719 | - | $0 |
| Equipment | $121,392 | $242,422 | $0 |
| Leasehold Improvements | $176,055 | $211,663 | $0 |
| Other Securities | $454,475 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jean Nicole Torans-Dominguez | President/CEO | FT | $133,750 | $40,888 | $174,638 |
| Glenn Tolentino | Chief Financial Officer | FT | $100,183 | - | $100,183 |
| Name | Title |
|---|---|
| Charles E Nail | Chairperson |
| Robert S Brown | Vice Chairperson |
| Charles R Roberts | Board Member |
| Donnie R Norwood | Board Member |
| Jack R Felts | Board Member |
| Mary L Jaramillo | Board Member |
| Paul B Pasqua | Board Member |
| Ricky L Chandler | Board Member |
| Patricia A Sibley | Secretary and Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,224,285 |
| Salaries, Compensation, and Employee Benefits | $1,061,433 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $546,491 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $274,820 |
| Information Technology | - | - | - | $180,299 |
| Other Employee Benefits | - | - | - | $153,211 |
| Office Expenses | - | - | - | $96,571 |
| Occupancy | - | - | - | $76,504 |
| Payroll Taxes | - | - | - | $65,811 |
| Depreciation Depletion | - | - | - | $61,760 |
| Insurance | - | - | - | $56,426 |
| Advertising | - | - | - | $49,771 |
| Benefits to Members | - | - | - | $34,818 |
| Conferences and Meetings | - | - | - | $33,753 |
| Fees for Services Other | - | - | - | $26,077 |
| Other Expenses | - | - | - | $24,587 |
| Pension Plan Contributions | - | - | - | $21,100 |
| Fees for Services Management | - | - | - | $21,044 |
| Fees for Services Legal | - | - | - | $7,455 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $3,233 |
| Travel | - | - | - | $3,068 |
| Total Functional Expenses | $0 | $0 | $0 | $2,320,536 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,320,536 |
| Total Expenses per Audited Statements | $2,320,536 |
| Total Expenses per Form 990 | $2,320,536 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Other Expense Adjustments | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $311,695 | $141,525 | ▼ $170,170 |
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Receivables from Disqualified Persons | - | $0 | - |
“As of December 31, 2014, WTECU has 5,161 members.”
“Directors are elected by the members annually during the Annual Meeting held every February.”
“Reviewed by the Board Members prior to filing and made available to the general public. Copy of Final 990 is distributed to the Board during the Regular Board Meeting.”
“CEO's and top management officials' compensation are evaluated and deliberated by the Board in a Special Executive Committee session. It includes comparison of comparable compensation among positions in the same field and line of expertise through independent persons/resources.”
“Final Annual Report are uploaded to our Website - www.westtexed.com for all members. Quarterly financials can be pulled out from the NCUA website for public viewing.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 436172 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 447828 |
| IRS990/AcctCompileOrReviewBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | West Texas Educators Credit Union's mission is to facilitate the financial security of its members through a full range of highly competitive products (Unsecured Loans, Vehicle Loans, Mortgage Loans,Low Cost Checking and Debit Cards,Financial Educationand Financial Consulting); in so doing, WTECU seeks to be the provider of choice for the community. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 49771 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 34818 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Glenn Tolentino |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4323328171 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1001 N Lee Ave |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Odessa |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 79761 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 3960875 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 4162898 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1766013 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1065919 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 274820 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 33753 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 34818 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 197046 |
| IRS990/CYOtherExpensesAmt | 0 | 1224285 |
| IRS990/CYOtherRevenueAmt | 0 | 56861 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2271601 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 204972 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1061433 |
| IRS990/CYTotalExpensesAmt | 0 | 2320536 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2525508 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 61760 |
| IRS990/Desc | 0 | Non-Profit Savings Institution (Credit Union) Incorporated under the Provisions of the Texas Credit Union Act, for the purpose of encouraging thrift among their members, providing a credit at a fair and reasonable rate of interest and providing an opportunity to improve their economic condition. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 7455 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 21044 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 26077 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 3233 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Robert S Brown |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Patricia A Sibley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Jack R Felts |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Paul B Pasqua |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Donnie R Norwood |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Mary L Jaramillo |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Ricky L Chandler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Charles R Roberts |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Jean Nicole Torans-Dominguez |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Glenn Tolentino |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 100183 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary and Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chief Financial Officer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
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| IRS990/GrossRentsGrp/PersonalAmt | 0 | 0 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 8400 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 180299 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 56426 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
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| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 197046 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 197046 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 3689475 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 915080 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 601931 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 912084 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1827164 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LessRentalExpensesGrp/PersonalAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | West Texas Educators Credit Union's mission is to facilitate the financial security of its members through a full range of highly competitive products (Unsecured Loans, Mortgage Loans, Low Cost Checking and Debit Cards, Financial Education and Financial Consulting); in so doing, WTECU seeks to be the provider of choice for the community. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 46334449 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 50791642 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3960875 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4162898 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 8400 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 8400 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 56861 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 76504 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 96571 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 16490 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 153211 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM/VISA/Mastercard/Share |
| IRS990/OtherExpensesGrp/Desc | 1 | Other Operating Expenses |
| IRS990/OtherExpensesGrp/Desc | 2 | Miscellaneous Expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 175101 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 408636 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 24587 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Warranty Income |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Insurance Premium |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 40070 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 8391 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 40070 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 8391 |
| IRS990/OtherRevenueTotalAmt | 0 | 48461 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 546491 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 18809517 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 30156157 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 65811 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21100 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 88959 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 89406 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | West Texas Educators Credit Union |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | -2949 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Operating Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1633385 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 430608 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 207608 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1633385 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 430608 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 207608 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 43367 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 229188 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 709970 |
| IRS990/PYOtherRevenueAmt | 0 | 17935 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1355269 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 37744 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 811311 |
| IRS990/PYTotalExpensesAmt | 0 | 1564648 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1602392 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 311695 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 141525 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 204972 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 8400 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 29153381 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 19331312 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 443918 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 460995 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 904913 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 121392 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 242422 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 363814 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2320536 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 170719 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 170719 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 176055 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 211663 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 387718 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LossesReportedAmt | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 0 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 250000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 2985000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 454475 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Investment Securities HTM - Agency Bonds |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | Investment Securities HTM - NCDs |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | Investment Securities HTM - MBS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/PriorYearAdjustmentsAmt | 0 | 0 |
| IRS990ScheduleD/RecoveriesPriorYearGrantsAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2525508 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 912084 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 3689475 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2320536 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2525508 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2525508 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2320536 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 133750 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 34343 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.