Civic Intelligence

Pie Credit Union

990 • Fiscal year 2020 • EIN 74-6176202

Jan 01, 2020 to Dec 31, 2020 • Filed on Mar 17, 2021

Organization Profilewww.piecu.org
PO Box 35068Houston, TX 77235-5068

(713) 551-0491

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.80x

Higher debt load relative to assets than 23% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Liabilities / Revenue

62nd percentile

23.83x

Higher debt load relative to revenue than 62% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Net Margin

83rd percentile

19%

Higher net margin than 83% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Top Officer Pay

60th percentile

$82,544

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 22.7% of source-year revenue.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2020

Asset Growth

8th percentile

3.0%

Faster asset growth than 8% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Revenue Growth

77th percentile

-0.4%

Faster revenue growth than 77% of similar nonprofits.

2020 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$10,784,643

Up $314,944 (+3.0%) from 2019

Net Assets

Up

$2,133,778

Up $67,842 (+3.3%) from 2019

Liabilities

Up

$8,650,865

Up $247,102 (+2.9%) from 2019

Revenue And Expenses
Liabilities / Revenue62nd percentileNet Margin83rd percentile

Revenue

Down

$362,970

Down $1,576 (-0.4%) from 2019

Expenses

Up

$295,128

Up $12,453 (+4.4%) from 2019

Net Income

Down

$67,842

Down $14,029 (-17%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $11,548,261Liabilities 2010: $9,751,803Net Assets 2010: $1,796,4582010Assets 2011: $12,515,772Liabilities 2011: $10,740,595Net Assets 2011: $1,775,1772011Assets 2012: $13,402,030Liabilities 2012: $11,574,001Net Assets 2012: $1,828,0292012Assets 2013: $14,260,163Liabilities 2013: $12,370,652Net Assets 2013: $1,889,5112013Assets 2014: $14,255,147Liabilities 2014: $12,302,485Net Assets 2014: $1,952,6622014Assets 2015: $13,603,133Liabilities 2015: $11,635,229Net Assets 2015: $1,967,9042015Assets 2016: $14,702,075Liabilities 2016: $12,738,952Net Assets 2016: $1,963,1232016Assets 2017: $13,825,277Liabilities 2017: $11,887,313Net Assets 2017: $1,937,9642017Assets 2018: $12,294,586Liabilities 2018: $10,310,521Net Assets 2018: $1,984,0652018Assets 2019: $10,469,699Liabilities 2019: $8,403,763Net Assets 2019: $2,065,9362019Assets 2020: $10,784,643Liabilities 2020: $8,650,865Net Assets 2020: $2,133,7782020Assets 2021: $11,533,861Liabilities 2021: $9,370,924Net Assets 2021: $2,162,9372021Assets 2022: $11,592,714Liabilities 2022: $9,401,715Net Assets 2022: $2,190,9992022Assets 2023: $11,331,951Liabilities 2023: $9,016,771Net Assets 2023: $2,315,1802023Assets 2024: $11,488,787Liabilities 2024: $8,987,814Net Assets 2024: $2,500,9732024Assets 2025: $10,894,037Liabilities 2025: $8,160,281Net Assets 2025: $2,733,7562025

Highlighted filing

2020

Assets$10,784,643
Liabilities$8,650,865
Net Assets$2,133,778
Open 2020 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $448,9362010Expenses 2011: $414,5442011Expenses 2012: $339,7712012Revenue 2013: $397,882Expenses 2013: $336,400Net Income 2013: $61,4822013Revenue 2014: $406,449Expenses 2014: $343,298Net Income 2014: $63,1512014Revenue 2015: $397,619Expenses 2015: $382,377Net Income 2015: $15,2422015Revenue 2016: $368,584Expenses 2016: $373,364Net Income 2016: -$4,7802016Revenue 2017: $360,558Expenses 2017: $385,717Net Income 2017: -$25,1592017Revenue 2018: $366,398Expenses 2018: $320,297Net Income 2018: $46,1012018Revenue 2019: $364,546Expenses 2019: $282,675Net Income 2019: $81,8712019Revenue 2020: $362,970Expenses 2020: $295,128Net Income 2020: $67,8422020Revenue 2021: $304,339Expenses 2021: $275,180Net Income 2021: $29,1592021Revenue 2022: $304,669Expenses 2022: $276,607Net Income 2022: $28,0622022Revenue 2023: $405,603Expenses 2023: $273,945Net Income 2023: $131,6582023Revenue 2024: $561,937Expenses 2024: $376,144Net Income 2024: $185,7932024Revenue 2025: $628,228Expenses 2025: $395,445Net Income 2025: $232,7832025

Highlighted filing

2020

Revenue$362,970
Expenses$295,128
Net Income$67,842
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Mar 17, 2021
Return Version
2020v4.0
Gross Receipts
$362,970
Mission and Program Overview

Mission

PIE Credit Union is a cooperative thrift institution. Our mission is to maintain a sound financial institution and provide excellent services to our member-owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$6,705,963$7,808,281▲ $1,102,318
Other Notes and Loans Receivable, Net$3,486,425$2,651,024▼ $835,401
Rtn Earn Endowment Incm Other Fnds$2,065,936$2,133,778▲ $67,842
Cash and Non-Interest-Bearing Accounts$250,161$302,587▲ $52,426
Prepaid Expenses and Deferred Charges$2,292$1,438▼ $854
Land, Buildings, and Equipment, Net$353$33▼ $320
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$10,469,699$10,784,643▲ $314,944
Other Assets Total$24,505$21,280▼ $3,225
Liabilities
Other Liabilities$8,380,504$8,627,795▲ $247,291
Accounts Payable and Accrued Expenses$23,259$23,070▼ $189
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$8,403,763$8,650,865▲ $247,102
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,065,936$2,133,778▲ $67,842
Total Liabilities and Net Assets / Fund Balance$10,469,699$10,784,643▲ $314,944

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$33$54,218$0
Leasehold Improvements$0$0$0
Other Securities$7,004,000--
Closely Held Equity Interests$0--
Financial Derivatives$804,281--
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jessica InmanPresident/ManagerFT$82,544$82,544
Orelia ClayAssistant ManagerFT$72,476$72,476

Board Members and Trustees

NameTitle
Elivs WilkersonChairman
Patricia HatridgeVice Chairman
Beverly SandelDirector
Hal HazenDirector
Paul VacekDirector
Annette WashburnSecretary
Kathy CurryTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$181,120
Investment Income
$133,101
Other Revenue
$48,749
Change in Net Assets
$67,842

Audited Revenue Reconciliation

Revenue per Audited Statements
$362,970
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$362,970
Total Revenue per Form 990
$362,970
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$169,295
Salaries, Compensation, and Employee Benefits$125,833
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$125,833
Information Technology---$50,301
Other Expenses---$28,237
Fees for Services Legal---$25,504
Interest---$21,583
Office Expenses---$19,447
Advertising---$4,800
All Other Expenses---$1,587
Travel---$366
Total Functional Expenses$0$0$0$295,128

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$295,128
Total Expenses per Audited Statements$295,128
Total Expenses per Form 990$295,128
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share accounts member savings$8,627,795
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The board of directors take an active part in reviewing the IRS 990. It is reviewed annually by the credit union auditor.”

Form 990, Part VI, Section B, Line 12C

“The board of directors monitor on a periodic basis and all is reviewed by auditor.”

Form 990, Part VI, Section B, Line 15

“The only key employees compensated are the president and assistant manager. All other officials are on a volunteer basis. The president and assistant manger's individual salaries are under $100,000. The credit union has a salary committee comprised of three board members. These board members review salary packages on an annual basis and employees are given competitive salaries based on market conditions.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted to the public per state requirements. All others are available upon request.”

Filing and Contact Details

Filer

Filer Name
PIE Credit Union
EIN
74-6176202
Phone
7135510491
Address
PO Box 35068, Houston, TX 77235-5068

Signing Officer

Name
Jessica Inman
Title
President
Phone
7135510491
Signed
2021-03-17

Organization Details

Principal Officer
Jessica Inman
Formed
1971
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7
Raw XML AppendixShowing 400 of 479 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0PIE Credit Union's share accounts offer advantages for members of all ages. The credit union has 1,116 member-owned accounts as of December 31, 2020. Our savings accounts pay monthly dividends and offer access in person, by phone or through online banking.
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IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt03174
IRS990/MissionDesc0PIE Credit Union is a cooperative thrift institution. Our mission is to maintain a sound financial institution and provide excellent services to our member-owners.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt02065936
IRS990/NetAssetsOrFundBalancesEOYAmt02133778
IRS990/NetUnrelatedBusTxblIncmAmt02174
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt019447
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt024505
IRS990/OtherAssetsTotalGrp/EOYAmt021280
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Association Dues
IRS990/OtherExpensesGrp/Desc1Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc2State Operating Fees
IRS990/OtherExpensesGrp/Desc3Sharedraft Fees
IRS990/OtherExpensesGrp/TotalAmt05501
IRS990/OtherExpensesGrp/TotalAmt17566
IRS990/OtherExpensesGrp/TotalAmt24403
IRS990/OtherExpensesGrp/TotalAmt328237
IRS990/OtherLiabilitiesGrp/BOYAmt08380504
IRS990/OtherLiabilitiesGrp/EOYAmt08627795
IRS990/OtherRevenueTotalAmt048749
IRS990/OtherSalariesAndWagesGrp/TotalAmt0125833
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03486425
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02651024
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02292
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01438
IRS990/PrincipalOfficerNm0JESSICA INMAN
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0167168
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt113952
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0167168
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt113952
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0PIE Credit Union provides checking accounts for members with account access by writing checks, using debit cards or through online banking.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt029442
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt013952
IRS990/ProgSrvcAccomActy3Grp/Desc0PIE Credit Union provides vehicle, motorcycle, boat, signature and home equity loans to qualified members. Credit life and disability insurance is available on any of these loans per applicant request.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt025504
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0167168
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0154603
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0162736
IRS990/PYOtherRevenueAmt07444
IRS990/PYProgramServiceRevenueAmt0202499
IRS990/PYRevenuesLessExpensesAmt081871
IRS990/PYSalariesCompEmpBnftPaidAmt0119939
IRS990/PYTotalExpensesAmt0282675
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0364546
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt067842
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0181850
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02065936
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02133778
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt033
IRS990ScheduleD/EquipmentGrp/DepreciationAmt054218
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt054251
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0295128
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt0804281
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08627795
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Share accounts member savings
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt07004000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Morgan Stanley
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0362970
IRS990ScheduleD/TotalBookValueLandBuildingsAmt033
IRS990ScheduleD/TotalBookValueSecuritiesAmt07808281
IRS990ScheduleD/TotalExpensesPerForm990Amt0295128
IRS990ScheduleD/TotalLiabilityAmt08627795
IRS990ScheduleD/TotalRevenuePerForm990Amt0362970
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0362970
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0295128
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The board of directors take an active part in reviewing the IRS 990. It is reviewed annually by the credit union auditor.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The board of directors monitor on a periodic basis and all is reviewed by auditor.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The only key employees compensated are the president and assistant manager. All other officials are on a volunteer basis. The president and assistant manger's individual salaries are under $100,000. The credit union has a salary committee comprised of three board members. These board members review salary packages on an annual basis and employees are given competitive salaries based on market conditions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Financial Statements are posted to the public per state requirements. All others are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToExcsTaxNetInvstIncInd00

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,784,643
Liabilities
$8,650,865
Net assets
$2,133,778
Revenue
$362,970
Expenses
$295,128
Net income
$67,842
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$10.9$8.16$2.73$0.63$0.40$0.23
2024Detailed filing. Detailed filing data is available for this year.$11.5$8.99$2.50$0.56$0.38$0.19
2023Detailed filing. Detailed filing data is available for this year.$11.3$9.02$2.32$0.41$0.27$0.13
2022Detailed filing. Detailed filing data is available for this year.$11.6$9.40$2.19$0.30$0.28$0.03
2021Detailed filing. Detailed filing data is available for this year.$11.5$9.37$2.16$0.30$0.28$0.03
2020Detailed filing. Detailed filing data is available for this year.$10.8$8.65$2.13$0.36$0.30$0.07
2019Detailed filing. Detailed filing data is available for this year.$10.5$8.40$2.07$0.36$0.28$0.08
2018Detailed filing. Detailed filing data is available for this year.$12.3$10.3$1.98$0.37$0.32$0.05
2017Detailed filing. Detailed filing data is available for this year.$13.8$11.9$1.94$0.36$0.39$0.03
2016Detailed filing. Detailed filing data is available for this year.$14.7$12.7$1.96$0.37$0.37$0.00
2015Detailed filing. Detailed filing data is available for this year.$13.6$11.6$1.97$0.40$0.38$0.02
2014Detailed filing. Detailed filing data is available for this year.$14.3$12.3$1.95$0.41$0.34$0.06
2013Detailed filing. Detailed filing data is available for this year.$14.3$12.4$1.89$0.40$0.34$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.4$11.6$1.83$0.34
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.5$10.7$1.78$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.5$9.75$1.80$0.45