Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.73x
Liabilities / Revenue
100th percentile
Higher debt load relative to revenue than 100% of similar nonprofits.
Net Margin
6th percentile
Higher net margin than 6% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
4th percentile
Faster revenue growth than 4% of similar nonprofits.
Balance Sheet
Assets
Down$179,260
Down $22,580 (-11%) from 2019
Net Assets
Down$47,997
Down $19,522 (-29%) from 2019
Liabilities
Down$131,263
Down $3,058 (-2.3%) from 2019
Revenue And Expenses
Revenue
Down$23,117
Down $70,202 (-75%) from 2019
Expenses
Down$42,639
Down $53,074 (-55%) from 2019
Net Income
Down-$19,522
Down $17,128 (-715%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Oct 31, 2021
- Return Version
- 2020v4.0
- Gross Receipts
- $40,329
Mission and Program Overview
Mission
To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMBERS | - | - |
| TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| EDWIN PECHAL | President | - | $0 | - | - |
| PATSY KOSLOVSKY | Secretary | - | $0 | - | - |
| BECKY ZAVODNY | Treasurer | - | $0 | - | - |
| EJ PECHAL | Fac | - | $0 | - | - |
Fundraising, Events, and Gaming
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Dances/picnic/a | $34,392 | $34,392 | $17,212 | $17,180 |
| Total Events | $34,392 | $34,392 | $17,212 | $17,180 |
Filing and Contact Details
Filer
- Filer Name
- Spjst Local Lodge 47
- EIN
- 74-6010565
- Phone
- 2547708389
- Address
- 10598 STATE HIGHWAY 53, TEMPLE, TX 76501
Signing Officer
- Name
- Becky Zavodny
- Title
- Treasurer
- Phone
- 2547217435
- Signed
- 2021-10-31
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Ludwick Montgomery & Stapp Pc
- Address
- 1949 SCOTT BLVD, TEMPLE, TX 76504
- Preparer
- M Andrew Montgomery
- Phone
- 2547710061
Supplemental Narrative
Additional Explanations
Form 990-ez, Page 1, Item C
“SPJST LOCAL LODGE 47”
Form 990-ez, Part I, Line 16
“Expenses interest 6,332 advertising 1,962 bank service fees 45 contract services 3,439 misc 864 sales taxes 2,407 supplies 776 telephone 974 utilities 15,629 total 32,428”
Form 990-ez, Part II, Line 24
“Equipment 14,567 14,567 less accumulated depreciation 9,942 11,815 other 62,930 62,930 less accumulated depreciation 61,444 62,930 total 6,111 2,752”
Form 990-ez, Part II, Line 26
“BUILDING 134,321 131,263”
Form 990-ez, Part III
“To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers”
Form 990-ez, Part III, Line 31
“To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers”
Raw XML Appendix130 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | EDWIN PECHAL |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 1 | PATSY KOSLOVSKY |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 2 | BECKY ZAVODNY |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 3 | EJ PECHAL |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BECKY ZAVODNY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2547708389 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10093 LITTLE FLOCK RD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | TEMPLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76501 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 27003 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 633 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 5937 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -19522 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 201840 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 179260 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 34392 |
| IRS990EZ/GrossReceiptsAmt | 0 | 40329 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 168726 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 175875 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 67519 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 47997 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 67519 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 47997 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | EDWIN PECHAL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | PATSY KOSLOVSKY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BECKY ZAVODNY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | EJ PECHAL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | FAC |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | true |
| IRS990EZ/OrganizationHadUBIInd | 0 | true |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 6111 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 2752 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 32428 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMBERS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 10211 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 17212 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 17180 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 134321 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 131263 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 42639 |
| IRS990EZ/TotalRevenueAmt | 0 | 23117 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 17212 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | DANCES/PICNIC/A |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 34392 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 34392 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 34392 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 34392 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 17180 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 17212 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 17212 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SPJST LOCAL LODGE 47 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES INTEREST 6,332 ADVERTISING 1,962 BANK SERVICE FEES 45 CONTRACT SERVICES 3,439 MISC 864 SALES TAXES 2,407 SUPPLIES 776 TELEPHONE 974 UTILITIES 15,629 TOTAL 32,428 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EQUIPMENT 14,567 14,567 LESS ACCUMULATED DEPRECIATION 9,942 11,815 OTHER 62,930 62,930 LESS ACCUMULATED DEPRECIATION 61,444 62,930 TOTAL 6,111 2,752 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BUILDING 134,321 131,263 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PAGE 1, ITEM C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BECKY ZAVODNY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2547217435 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-10-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SPJST LOCAL LODGE 47 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | SPJST LOCAL LODGE 47 |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SPJS |
| ReturnHeader/Filer/EIN | 0 | 746010565 |
| ReturnHeader/Filer/PhoneNum | 0 | 2547708389 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 10598 STATE HIGHWAY 53 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TEMPLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76501 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 742243906 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LUDWICK MONTGOMERY & STAPP PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1949 SCOTT BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TEMPLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 76504 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2547710061 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-11-08 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | M ANDREW MONTGOMERY |
| ReturnHeader/ReturnTs | 0 | 2021-11-15T14:44:20-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | BECKY |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | ZAVODNY |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $179,260
- Liabilities
- $131,263
- Net assets
- $47,997
- Revenue
- $23,117
- Expenses
- $42,639
- Net income
- -$19,522