Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.67x
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
34th percentile
Higher net margin than 34% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 1.3% of source-year revenue.
Asset Growth
38th percentile
Faster asset growth than 38% of similar nonprofits.
Revenue Growth
77th percentile
Faster revenue growth than 77% of similar nonprofits.
Balance Sheet
Assets
Down$209,835
Down $5,256 (-2.4%) from 2017
Net Assets
Down$69,913
Down $3,418 (-4.7%) from 2017
Liabilities
Down$139,922
Down $1,838 (-1.3%) from 2017
Revenue And Expenses
Revenue
Up$75,161
Up $11,810 (+19%) from 2017
Expenses
Up$78,579
Up $7,356 (+10%) from 2017
Net Income
Up-$3,418
Up $4,454 (+57%) from 2017
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2018 to Dec 31, 2018
- Signed
- Feb 10, 2020
- Return Version
- 2018v3.2
- Gross Receipts
- $119,401
Mission and Program Overview
Mission
To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMBERS | - | - |
| TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| EDWIN PECHAL | President | - | $1,000 | - | $1,000 |
| PATSY KOSLOVSKY | Secretary | - | $934 | - | $934 |
| BECKY ZAVODNY | Treasurer | - | $825 | - | $825 |
| EJ PECHAL | Fac | - | $235 | - | $235 |
Fundraising, Events, and Gaming
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Dances/picnic/a | $67,694 | $67,694 | $21,531 | $46,163 |
| Fund Raiser | $51,707 | $51,707 | $22,709 | $28,998 |
| Total Events | $119,401 | $119,401 | $44,240 | $75,161 |
Filing and Contact Details
Filer
- Filer Name
- Spjst Local Lodge 47
- EIN
- 74-6010565
- Phone
- 2547708389
- Address
- 10598 STATE HIGHWAY 53, TEMPLE, TX 76501
Signing Officer
- Name
- Becky Zavodny
- Title
- Treasurer
- Phone
- 2547217435
- Signed
- 2020-02-10
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Ludwick Montgomery & Stapp Pc
- Address
- 1949 SCOTT BLVD, TEMPLE, TX 76504
- Preparer
- M Andrew Montgomery
- Phone
- 2547710061
Supplemental Narrative
Additional Explanations
Form 990-ez, Page 1, Item C
“SPJST LOCAL LODGE 47”
Form 990-ez, Part I, Line 16
“Expenses interest 6,592 advertising 1,866 bank service fees 139 contract services 806 insurance 14,831 repairs and maintenance 7,545 sales taxes 1,342 supplies 1,382 telephone 845 utilities 18,801 licenses 1,003 non-investment depreciation 271 total 55,423”
Form 990-ez, Part II, Line 24
“Equipment 14,567 14,567 less accumulated depreciation 9,466 9,704 other 62,930 62,930 less accumulated depreciation 61,444 61,444 total 6,587 6,349”
Form 990-ez, Part II, Line 26
“Payroll liability 1,707 2,667 mortgage and other notes payable 140,053 137,255”
Form 990-ez, Part III
“To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers”
Form 990-ez, Part III, Line 31
“To help pay for the operating expenses of the fraternal organization providing life insurance coverage for memebers”
Raw XML Appendix137 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BECKY ZAVODNY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2547708389 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 10093 LITTLE FLOCK RD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | TEMPLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 76501 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 23145 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 26741 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -3418 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 2650 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 215091 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 209835 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 119401 |
| IRS990EZ/GrossReceiptsAmt | 0 | 119401 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 185359 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 176745 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 73331 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 69913 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 73331 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 69913 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 1000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 934 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 825 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 235 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | EDWIN PECHAL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | PATSY KOSLOVSKY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BECKY ZAVODNY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | EJ PECHAL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | FAC |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | true |
| IRS990EZ/OrganizationHadUBIInd | 0 | true |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 6587 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 6349 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 55423 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 68 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMBERS |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 20438 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 44240 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 75161 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 141760 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 139922 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 78579 |
| IRS990EZ/TotalRevenueAmt | 0 | 75161 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 44240 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | DANCES/PICNIC/A |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm | 0 | FUND RAISER |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 67694 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt | 0 | 51707 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 119401 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 67694 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt | 0 | 51707 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 119401 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 75161 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 44240 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 21531 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt | 0 | 22709 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SPJST LOCAL LODGE 47 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES INTEREST 6,592 ADVERTISING 1,866 BANK SERVICE FEES 139 CONTRACT SERVICES 806 INSURANCE 14,831 REPAIRS AND MAINTENANCE 7,545 SALES TAXES 1,342 SUPPLIES 1,382 TELEPHONE 845 UTILITIES 18,801 LICENSES 1,003 NON-INVESTMENT DEPRECIATION 271 TOTAL 55,423 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EQUIPMENT 14,567 14,567 LESS ACCUMULATED DEPRECIATION 9,466 9,704 OTHER 62,930 62,930 LESS ACCUMULATED DEPRECIATION 61,444 61,444 TOTAL 6,587 6,349 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PAYROLL LIABILITY 1,707 2,667 MORTGAGE AND OTHER NOTES PAYABLE 140,053 137,255 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO HELP PAY FOR THE OPERATING EXPENSES OF THE FRATERNAL ORGANIZATION PROVIDING LIFE INSURANCE COVERAGE FOR MEMEBERS |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PAGE 1, ITEM C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 31 |
| ReasonableCauseExplanation/ExplanationTxt | 0 | TAXPAYER NEEDED TIME TO GATHER COMPLETE AND ACCURATE INFORMATION FOR FILING |
| ReturnHeader/BuildTS | 0 | 2020-09-23 17:36:50Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BECKY ZAVODNY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2547217435 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-02-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SPJST LOCAL LODGE 47 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | SPJST LOCAL LODGE 47 |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SPJS |
| ReturnHeader/Filer/EIN | 0 | 746010565 |
| ReturnHeader/Filer/PhoneNum | 0 | 2547708389 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 10598 STATE HIGHWAY 53 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TEMPLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 76501 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 142FB5464488F0921867F95EAA2E904B9BF9BADD |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | D4D1E2B8724A0D6013EDB8224324446451BAEF81 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 24.173.14.50 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-01-30 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:01:37 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 742243906 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LUDWICK MONTGOMERY & STAPP PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1949 SCOTT BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TEMPLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 76504 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2547710061 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-01-29 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | M ANDREW MONTGOMERY |
| ReturnHeader/ReturnTs | 0 | 2020-01-30T17:01:37-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $209,835
- Liabilities
- $139,922
- Net assets
- $69,913
- Revenue
- $75,161
- Expenses
- $78,579
- Net income
- -$3,418