Liabilities / Assets
88th percentile
Higher debt load relative to assets than 88% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.86x
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
55th percentile
Higher net margin than 55% of similar nonprofits.
Top Officer Pay
69th percentile
Higher top officer pay than 69% of similar nonprofits.
Top officer pay equals 3.1% of source-year revenue.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
92nd percentile
Faster revenue growth than 92% of similar nonprofits.
Balance Sheet
Assets
Up$5,245,942
Up $636,611 (+14%) from 2013
Net Assets
Up$725,230
Up $7,340,659 (+111%) from 2013
Liabilities
Down$4,520,712
Down $6,704,048 (-60%) from 2013
Revenue And Expenses
Revenue
Up$5,415,793
Up $2,341,108 (+76%) from 2013
Expenses
Up$5,200,133
Up $131,262 (+2.6%) from 2013
Net Income
Up$215,660
Up $2,209,846 (+111%) from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2013 to Jun 30, 2014
- Signed
- Mar 12, 2015
- Return Version
- 2013v4.0
- Gross Receipts
- $5,415,793
Mission and Program Overview
Mission
With a commitment to the highest standards of integrity and business eithics, bls's mission is to assist students in finding success in higher education and beyond by helping to support lenders in the ever changing student loans financial markets by providing premier loan servicing with flexible, robust reporting and by helping students manage and understand their student loans debt by providing premier customer service, services and education.
Brazos loan servicing, inc.'s mission is to make education a reality by supporting programs and initiatives to finance educational opportunities.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $3,938,553 | $4,920,386 | ▲ $981,833 |
| Cap Stk Tr Prin Current Funds | $-6,615,429 | $725,230 | ▲ $7,340,659 |
| Accounts Receivable | $273,041 | $249,927 | ▼ $23,114 |
| Prepaid Expenses and Deferred Charges | $99,331 | $67,404 | ▼ $31,927 |
| Land, Buildings, and Equipment, Net | $298,406 | $8,225 | ▼ $290,181 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $0 | $0 | → $0 |
| Total Assets | $4,609,331 | $5,245,942 | ▲ $636,611 |
| Liabilities | |||
| Unsecured Notes Loans Payable | $7,125,000 | $0 | ▼ $7,125,000 |
| Accounts Payable and Accrued Expenses | $4,093,553 | $4,520,712 | ▲ $427,159 |
| Other Liabilities | $6,207 | $0 | ▼ $6,207 |
| Total Liabilities | $11,224,760 | $4,520,712 | ▼ $6,704,048 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $-6,615,429 | $725,230 | ▲ $7,340,659 |
| Total Liabilities and Net Assets / Fund Balance | $4,609,331 | $5,245,942 | ▲ $636,611 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $8,225 | $31,612 | $39,837 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Garry Graham | Director/first Vice President | FT | $149,989 | $15,811 | $165,800 |
| Ernest P Beardsley Iii | Vice Chair/pres/treas | PT | $52,600 | - | $52,600 |
| Kelli Villarrial | Second Vice Pres/gen Counsel | PT | $24,000 | - | $24,000 |
Board Members and Trustees
| Name | Title |
|---|---|
| Murray Watson Jr | Chairman |
| Sarah Maccarthy | Third Vice President |
| Ann Harder | Director |
| Ellis Tredway | Director |
| Kelvin Williams | Director |
| Mike Tassone | Director |
| Tom Chase | Director |
| Robert Stem Jr | Asst Secretary |
| Susan Davis | Secretary |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Ernest & Young LLP | Accounting | - | $104,243 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $5,397,173
- Investment Income
- $0
- Other Revenue
- $18,620
- Change in Net Assets
- $215,660
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $5,415,793
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $0
- Total Revenue per Audited Statements
- $5,415,793
- Total Revenue per Form 990
- $5,415,793
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $2,884,122 |
| Salaries, Compensation, and Employee Benefits | $2,316,011 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,540,071 | - | - | $1,540,071 |
| Occupancy | $755,249 | - | - | $755,249 |
| Office Expenses | $704,179 | - | - | $704,179 |
| Current Officers, Directors, Trustees, and Key Employees | $514,809 | - | - | $514,809 |
| Insurance | $180,653 | - | - | $180,653 |
| Interest | $146,712 | - | - | $146,712 |
| Other Employee Benefits | $135,932 | - | - | $135,932 |
| Depreciation Depletion | $133,663 | - | - | $133,663 |
| Payroll Taxes | $125,199 | - | - | $125,199 |
| Fees for Services Accounting | $99,488 | - | - | $99,488 |
| Information Technology | $81,698 | - | - | $81,698 |
| Fees for Services Legal | $42,652 | - | - | $42,652 |
| Fees for Services Management | $33,704 | - | - | $33,704 |
| Other Expenses | $25,802 | - | - | $25,802 |
| Travel | $8,827 | - | - | $8,827 |
| All Other Expenses | $945 | - | - | $945 |
| Total Functional Expenses | $5,200,133 | $0 | $0 | $5,200,133 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $5,200,133 |
| Total Expenses per Audited Statements | $5,200,133 |
| Total Expenses per Form 990 | $5,200,133 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Lobbying activity
- No
- Subject to proxy tax
- No
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- No
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- No
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 2
“Board members murray watson jr., tom chase and ellis treadway are also board members of brazos higher education service corporation, inc., the master servicer for several indentures serviced by brazos loan servicing. Officers, kelli villarrial, susan davis, and sarah maccarthy are employees of brazos higher education service corporation, inc. Robert stem, jr. Is an employee of watson & associates, owned by murray watson, jr.”
Form 990, Part VI, Section B, Line 11
“The 990 tax return is provided to senior management for their review. After their review, the return is provided to the board for their review. Board comments and questions are considered and investigated by senior management and reported back to the board. Adjustments are made (if necessary) based on these reviews prior to submission to the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“The board of directors and employees of bls are subject to a conflict of interest policy. Employees and the board of directors are required to self-disclose conflicts as defined by the policy. Conflicts are reported to the general counsel. The general counsel will review the reported conflict and will make a determination on how to proceed and if the conflict must be presented to the full board for resolution. If the conflict is related to a member of the board of directors, the member does not participate in the governing body's deliberation and decision in the matter.”
Form 990, Part VI, Section B, Line 15B
“An independent third party reviews the compensation of the officers and key employees to ensure it is within irs guidelines. The third party also performs comparability studies of related organizations to determine salaries are reasonable. The salaries are reviewd and approved by the board of directors.”
Form 990, Part VI, Section C, Line 19
“The organization's governing documents, conflict of interest policy and financial statements are available to the public upon request.”
Filing and Contact Details
Filer
- EIN
- 74-2541542
- Phone
- 2547530915
Signing Officer
- Name
- Kelli Villarrial
- Title
- Second Vice President/gen Counsel
- Phone
- 2547530915
- Signed
- 2015-03-12
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Kelli Villarrial
- Formed
- 1989
- Legal Domicile
- TX
- Voting Board Members
- 8
- Independent Board Members
- 5
- Employees
- 38
- Volunteers
- 0
Preparer
- Preparer
- Mike Lucas CPA
- Phone
- 2547724901
Supplemental Narrative
Additional Explanations
Form 990, Part III, Line 3
“Brazos loan servicing shut down its servicing operations in august 2014; however, the organization has not terminated its existence and does not intend to do so.”
FORM 990, PART XI, LINE 9:
“Conversion of loans to equity contribution 7,125,000. Rounding -1.”
Form 990, Part XII, Line 2C
“The oversight and selection process has not changed from the prior year.”
Financial Statement Notes
PART X, LINE 2:
“The company has not identified or recorded any liability for uncertain tax positions for the fiscal year ending in 2014. The company files federal income tax returns in the united states.”
Raw XML AppendixShowing 400 of 493 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 249927 |
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| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
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| IRS990/CYOtherRevenueAmt | 0 | 18620 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5397173 |
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| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 133663 |
| IRS990/Desc | 0 | BRAZOS LOAN SERVICING IS A STUDENT LOAN SERVICER OF FEDERAL AND PRIVATE STUDENT LOANS. |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | GARRY GRAHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TOM CHASE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ANN HARDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MIKE TASSONE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ELLIS TREDWAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KELVIN WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KELLI VILLARRIAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SARAH MACCARTHY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SUSAN DAVIS |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE CHAIR/PRES/TREAS |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SECOND VICE PRES/GEN COUNSEL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | THIRD VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | ASST SECRETARY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1989 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
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| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 5415793 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 81698 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 81698 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 180653 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 180653 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 146712 |
| IRS990/InterestGrp/TotalAmt | 0 | 146712 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 12 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 31612 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 298406 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 8225 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 39837 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WITH A COMMITMENT TO THE HIGHEST STANDARDS OF INTEGRITY AND BUSINESS EITHICS, BLS'S MISSION IS TO ASSIST STUDENTS IN FINDING SUCCESS IN HIGHER EDUCATION AND BEYOND BY HELPING TO SUPPORT LENDERS IN THE EVER CHANGING STUDENT LOANS FINANCIAL MARKETS BY PROVIDING PREMIER LOAN SERVICING WITH FLEXIBLE, ROBUST REPORTING AND BY HELPING STUDENTS MANAGE AND UNDERSTAND THEIR STUDENT LOANS DEBT BY PROVIDING PREMIER CUSTOMER SERVICE, SERVICES AND EDUCATION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -6615429 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 725230 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 755249 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 755249 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 704179 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 704179 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 7124999 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 135932 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 135932 |
| IRS990/OtherExpensesGrp/Desc | 0 | SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | LOSS ON IMPAIRMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | ADMINISTRATIVE EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | BAD DEBT EXPENSE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 382457 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 154019 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 134074 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 25802 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 382457 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 154019 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 134074 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 25802 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6207 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522294 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | NSF FEE INCOME |
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| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 18620 |
| IRS990/OtherRevenueTotalAmt | 0 | 18620 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 1540071 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1540071 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 125199 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 125199 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 99331 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 67404 |
| IRS990/PrincipalOfficerNm | 0 | KELLI VILLARRIAL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522294 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522294 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522294 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN ORIGINATION & SER |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | DECONVERSION FEE INCOM |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | LATE FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2764437 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2459842 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 172894 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2764437 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 2459842 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 172894 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 737 |
| IRS990/PYOtherExpensesAmt | 0 | 3251440 |
| IRS990/PYOtherRevenueAmt | 0 | 15219 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3058729 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -1994186 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1817431 |
| IRS990/PYTotalExpensesAmt | 0 | 5068871 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3074685 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 215660 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 5415793 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3938553 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4920386 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 737 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 43 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 780 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 5415793 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 3073948 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1642648 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1196884 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 156677 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 11485950 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 737 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 43 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 780 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00010 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00030 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99990 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.99970 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 11485950 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 5415793 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 3073948 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1642648 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1196884 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 156677 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 11485950 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 5415793 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 3074685 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1642648 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1196884 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 156720 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 11486730 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 8225 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 31612 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 39837 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 5200133 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 5415793 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE COMPANY HAS NOT IDENTIFIED OR RECORDED ANY LIABILITY FOR UNCERTAIN TAX POSITIONS FOR THE FISCAL YEAR ENDING IN 2014. THE COMPANY FILES FEDERAL INCOME TAX RETURNS IN THE UNITED STATES. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 8225 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 5200133 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 5415793 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 5415793 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 5200133 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | 0 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 149989 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 15811 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | GARRY GRAHAM |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | DIRECTOR/FIRST VICE PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 165800 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | BRAZOS LOAN SERVICING SHUT DOWN ITS SERVICING OPERATIONS IN AUGUST 2014; HOWEVER, THE ORGANIZATION HAS NOT TERMINATED ITS EXISTENCE AND DOES NOT INTEND TO DO SO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD MEMBERS MURRAY WATSON JR., TOM CHASE AND ELLIS TREADWAY ARE ALSO BOARD MEMBERS OF BRAZOS HIGHER EDUCATION SERVICE CORPORATION, INC., THE MASTER SERVICER FOR SEVERAL INDENTURES SERVICED BY BRAZOS LOAN SERVICING. OFFICERS, KELLI VILLARRIAL, SUSAN DAVIS, AND SARAH MACCARTHY ARE EMPLOYEES OF BRAZOS HIGHER EDUCATION SERVICE CORPORATION, INC. ROBERT STEM, JR. IS AN EMPLOYEE OF WATSON & ASSOCIATES, OWNED BY MURRAY WATSON, JR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE 990 TAX RETURN IS PROVIDED TO SENIOR MANAGEMENT FOR THEIR REVIEW. AFTER THEIR REVIEW, THE RETURN IS PROVIDED TO THE BOARD FOR THEIR REVIEW. BOARD COMMENTS AND QUESTIONS ARE CONSIDERED AND INVESTIGATED BY SENIOR MANAGEMENT AND REPORTED BACK TO THE BOARD. ADJUSTMENTS ARE MADE (IF NECESSARY) BASED ON THESE REVIEWS PRIOR TO SUBMISSION TO THE INTERNAL REVENUE SERVICE. |
Document Assets
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Filings
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $5,245,942
- Liabilities
- $4,520,712
- Net assets
- $725,230
- Revenue
- $5,415,793
- Expenses
- $5,200,133
- Net income
- $215,660