Civic Intelligence

First Service Credit Union

990 • Fiscal year 2013 • EIN 74-1951016

Jan 01, 2013 to Dec 31, 2013 • Filed on Oct 17, 2014

Organization ProfileWWW.FSCU.COM

View Organization Page

9621 W Sam Houston Parkway N77064

(713) 676-8944

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.91x

Higher debt load relative to assets than 74% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

43rd percentile

16.90x

Higher debt load relative to revenue than 43% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

40th percentile

13%

Higher net margin than 40% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

52nd percentile

$370,539

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 1.5% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

99th percentile

42%

Faster asset growth than 99% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

65th percentile

15%

Faster revenue growth than 65% of similar nonprofits.

2013 filings • $250M-$1B nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$467,547,841

Up $138,472,515 (+42%) from 2012

Net Assets

Up

$41,688,412

Up $11,894,473 (+40%) from 2012

Liabilities

Up

$425,859,429

Up $126,578,042 (+42%) from 2012

Revenue And Expenses
Liabilities / Revenue43rd percentileNet Margin40th percentile

Revenue

Up

$25,200,129

Up $3,366,988 (+15%) from 2012

Expenses

Up

$22,015,618

Up $3,940,185 (+22%) from 2012

Net Income

Down

$3,184,511

Down $573,197 (-15%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0B$1.5B$1.0B$500M$0Assets 2011: $317,935,450Liabilities 2011: $292,368,325Net Assets 2011: $25,567,1252011Assets 2012: $329,075,326Liabilities 2012: $299,281,387Net Assets 2012: $29,793,9392012Assets 2013: $467,547,841Liabilities 2013: $425,859,429Net Assets 2013: $41,688,4122013Assets 2014: $533,714,836Liabilities 2014: $484,100,062Net Assets 2014: $49,614,7742014Assets 2015: $597,616,458Liabilities 2015: $539,653,316Net Assets 2015: $57,963,1422015Assets 2016: $622,183,577Liabilities 2016: $560,977,328Net Assets 2016: $61,206,2492016Assets 2017: $696,939,493Liabilities 2017: $631,505,062Net Assets 2017: $65,434,4312017Assets 2018: $746,344,958Liabilities 2018: $675,719,780Net Assets 2018: $70,625,1782018Assets 2019: $759,318,816Liabilities 2019: $684,464,746Net Assets 2019: $74,854,0702019Assets 2020: $788,164,452Liabilities 2020: $707,798,490Net Assets 2020: $80,365,9622020Assets 2021: $855,098,387Liabilities 2021: $763,934,921Net Assets 2021: $91,163,4662021Assets 2022: $1,392,074,135Liabilities 2022: $1,259,395,104Net Assets 2022: $132,679,0312022Assets 2023: $1,331,618,730Liabilities 2023: $1,189,674,966Net Assets 2023: $141,943,7642023Assets 2024: $1,605,676,109Liabilities 2024: $1,459,444,782Net Assets 2024: $146,231,3272024

Highlighted filing

2013

Assets$467,547,841
Liabilities$425,859,429
Net Assets$41,688,412
Open 2013 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2011: $20,245,3112011Revenue 2012: $21,833,141Expenses 2012: $18,075,433Net Income 2012: $3,757,7082012Revenue 2013: $25,200,129Expenses 2013: $22,015,618Net Income 2013: $3,184,5112013Revenue 2014: $30,121,910Expenses 2014: $24,520,338Net Income 2014: $5,601,5722014Revenue 2015: $41,630,849Expenses 2015: $33,579,298Net Income 2015: $8,051,5512015Revenue 2016: $42,839,861Expenses 2016: $39,228,036Net Income 2016: $3,611,8252016Revenue 2017: $46,908,154Expenses 2017: $42,559,524Net Income 2017: $4,348,6302017Revenue 2018: $48,771,790Expenses 2018: $42,877,936Net Income 2018: $5,893,8542018Revenue 2019: $51,399,270Expenses 2019: $48,951,438Net Income 2019: $2,447,8322019Revenue 2020: $50,262,895Expenses 2020: $45,112,307Net Income 2020: $5,150,5882020Revenue 2021: $54,328,304Expenses 2021: $42,930,533Net Income 2021: $11,397,7712021Revenue 2022: $71,188,784Expenses 2022: $61,019,978Net Income 2022: $10,168,8062022Revenue 2023: $85,450,936Expenses 2023: $74,201,530Net Income 2023: $11,249,4062023Revenue 2024: $91,080,564Expenses 2024: $89,901,579Net Income 2024: $1,178,9852024

Highlighted filing

2013

Revenue$25,200,129
Expenses$22,015,618
Net Income$3,184,511
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Oct 17, 2014
Return Version
2013v3.0
Gross Receipts
$51,936,154
Mission and Program Overview

Mission

First service credit union is a cooperative credit union that provides financial products and services to members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$247,190,162$292,778,566▲ $45,588,404
Investments in Publicly Traded Securities$44,831,916$132,085,181▲ $87,253,265
Rtn Earn Endowment Incm Other Fnds$29,793,939$41,688,412▲ $11,894,473
Land, Buildings, and Equipment, Net$10,264,005$10,589,708▲ $325,703
Cash and Non-Interest-Bearing Accounts$6,923,847$8,664,859▲ $1,741,012
Investments Other Securities$9,828,579$6,999,115▼ $2,829,464
Accounts Receivable$158,546$2,531,680▲ $2,373,134
Prepaid Expenses and Deferred Charges$624,703$718,326▲ $93,623
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$329,075,326$467,547,841▲ $138,472,515
Other Assets Total$9,253,568$13,180,406▲ $3,926,838
Liabilities
Other Liabilities$292,650,805$415,964,928▲ $123,314,123
Accounts Payable and Accrued Expenses$6,546,850$9,803,238▲ $3,256,388
Escrow Account Liability$83,732$91,263▲ $7,531
Total Liabilities$299,281,387$425,859,429▲ $126,578,042
Net Assets / Fund Balance
Total Net Assets Fund Balance$29,793,939$41,688,412▲ $11,894,473
Total Liabilities and Net Assets / Fund Balance$329,075,326$467,547,841▲ $138,472,515

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,135,780$1,642,842$8,778,622
Equipment$1,398,187$7,158,937$8,557,124
Land$1,605,632-$1,605,632
Other Land Buildings$398,499-$398,499
Leasehold Improvements$51,610$283,285$334,895
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
David BleazardPresident/CEOFT$243,321$127,218$370,539
Jerry ShrodeExecutive DirectorFT$189,504$36,934$226,438
Mike McwethyCOOFT$139,997$50,263$190,260
Debra LittleCLOFT$118,445$35,301$153,746
Frank HalsteadCIOFT$129,039$23,171$152,210
Michael W AlexanderFinancial AdvisorFT$143,891$3,655$147,546
Jana HeatonCFOFT$124,830$18,559$143,389

Board Members and Trustees

NameTitle
David ItzChair
Gary GodwinVice Chair
Doug EsmondDirector
Jack BartellDirector
James HarkriderDirector
Kourtney CalheunDirector
Merv SwanDirector
Thomas SmithDirector
Wayne TaylorDirector
Janet HillSecretary
Paul LoveTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
American Service GroupWarranty-$1,082,550
Seebridge MediaMarketing-$323,735
Arrow Custom HomesOffice Improvement-$274,950
ComcastInternet Service-$237,387
Jack Henry And AssociatesAccounting Software Support-$236,244
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,431,207
Investment Income
$1,768,922
Other Revenue
$0
Change in Net Assets
$3,184,511
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$11,360,714
Salaries, Compensation, and Employee Benefits$9,178,962
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,974,746
Office Expenses---$2,556,119
Fees for Services Other---$1,911,457
Benefits to Members---$1,475,942
Advertising---$996,142
Depreciation Depletion---$881,916
Other Employee Benefits---$766,381
Occupancy---$745,169
Payroll Taxes---$517,528
Current Officers, Directors, Trustees, and Key Employees---$513,928
Pension Plan Contributions---$406,379
Other Expenses---$371,046
All Other Expenses---$323,755
Conferences and Meetings---$241,119
Fees for Services Accounting---$142,211
Fees for Services Legal---$136,593
Fees for Service Investment Mgmnt Fees---$42,906
Interest---$414
Total Functional Expenses$0$0$0$22,015,618
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Cds$415,964,928
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to elect one or more members of the organizations's governing body, whether periodically, or as vacancies arise, or otherwise.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11

“Form 990 is reviewed by the cfo and ceo, along with the board of directors, prior to being filed with the irs.”

Form 990, Part VI, Section B, Line 12C

“The employee handbook clearly defines when a conflict of interest arises and requires each employee to make prompt and full disclosure to the president/ceo of any situation that may involve an existing or a potential conflict of interest. Employees sign an acknowledgement annually stating that they will report any conflicts of interest. Additionally, employees are encouraged to go to the compliance officer for conflicts of interest.”

Form 990, Part VI, Section B, Line 15

“The board hires an independent compensation consultant to conduct a market rate analysis of the total compensation package for the ceo/president of the credit union. The board reviews the consultant's findings, determines and approves the compensation package for the ceo/president. We conduct compensation surveys for other officers and key employees of the organization in order to determine pay increases based on the level of responsibility within the credit union and individual job performance.”

Form 990, Part VI, Section C, Line 19

“Disclosed on our website (www.fscu.com) - the following documents are available for members to review by contacting the credit union in writing and providing an address to send the requested information: 1 - summary of the most recent annual audit, 2 - balance sheet and income statement, 3 - irs form 990, 4 - written board policy regarding access to articles of incorporation, by laws, rules, guidelines, board policies and copies thereof.”

Form 990, Part VI, Section B, Line 14

“The credit union does have a formal written policy for document retention and destruction. The general retention policy is 10 years. If documents are retained electronically the retention period is indefinite.”

Filing and Contact Details

Filer

EIN
74-1951016
Phone
7136768944

Signing Officer

Name
Jana Heaton
Title
Chief Financial Officer
Phone
7136768944
Signed
2014-10-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Bleazard
Formed
1977
Legal Domicile
TX
Voting Board Members
11
Independent Board Members
11
Employees
176
Volunteers
11

Preparer

Preparer
Lowell Foster
Phone
5074347000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Equity acquired by acquisition 12,613,990. Reclass adjustment for net ralized gains on afs investments -198,226.”

FORM 990, PART XII, LINE 2C:

“This process has not changed since from the prior year.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union holds funds in escrow to pay taxes and insurance on behalf of its mortgage loan members.”

PART X, LINE 2:

“The credit union is exempt, under irc 501 (c) (14), from federal and state income taxes. Certain products and services provided by select state chartered credit unions have been deemed by the internal revenue service (irs), in technical advice memorandums (tams) released in 2007, to be unrelated to the specific entity's exempt purpose. As presented in the technical advice memorandums the net taxable income from these products and services would be subject to income taxes. Credit unions have litigated against the irs positions noted in the tams and have been successful in having courts declare in 2009 and 2010 that revenue from insurance products sold to members, helping them protect their financial wellbeing, qualifies as exempt purpose income, contrary to the irs position in the tams. The credit union has filed tax returns in the past for activities they have deemed taxable and has a minimal net operating loss carryforward as of the 2013 calendar year. The taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the credit union's exempt purpose is not expected to have a material effect on the credit union's financial position or results of operations. The credit union evaluated its tax positions and determined no uncertain tax positions exist as of december 31, 2013 and 2012. The credit union's 2010 through 2013 tax years are open for examination by federal and state taxing authorities. The income from the cuso, organized as an llc, flows through to the credit union, and therefore is not subject to federal and state income taxes.”

Raw XML AppendixShowing 400 of 592 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt06546850
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt09803238
IRS990/AccountsReceivableGrp/BOYAmt0158546
IRS990/AccountsReceivableGrp/EOYAmt02531680
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0FIRST SERVICE CREDIT UNION IS A COOPERATIVE CREDIT UNION THAT PROVIDES FINANCIAL PRODUCTS AND SERVICES TO MEMBERS.
IRS990/AdvertisingGrp/TotalAmt0996142
IRS990/AllOtherExpensesGrp/TotalAmt0323755
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt01475942
IRS990/BooksInCareOfDetail/PersonNm0JANA HEATON CFO
IRS990/BooksInCareOfDetail/PhoneNum07136768944
IRS990/BooksInCareOfDetail/USAddress/AddressLine109621 W SAM HOUSTON PARKWAY N
IRS990/BooksInCareOfDetail/USAddress/City0HOUSTON
IRS990/BooksInCareOfDetail/USAddress/State0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCode077064
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt06923847
IRS990/CashNonInterestBearingGrp/EOYAmt08664859
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt014
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0513928
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt0241119
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt01082550
IRS990/ContractorCompensationGrp/CompensationAmt1323735
IRS990/ContractorCompensationGrp/CompensationAmt2274950
IRS990/ContractorCompensationGrp/CompensationAmt3237387
IRS990/ContractorCompensationGrp/CompensationAmt4236244
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine10PO BOX 3400
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine11707 WEST RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine12PO BOX 495
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine13PO BOX 37601
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine14PO BOX 609
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City0CONROE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City1HOUSTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City2KATY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City3PHILADELPHIA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/City4MONETT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State1TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State3PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/State4MO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode077305
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode177038
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode277492
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode3191010601
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCode4657088215
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine10AMERICAN SERVICE GROUP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine11SEEBRIDGE MEDIA
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine12ARROW CUSTOM HOMES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine13COMCAST
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine14JACK HENRY AND ASSOCIATES
IRS990/ContractorCompensationGrp/ServicesDesc0WARRANTY
IRS990/ContractorCompensationGrp/ServicesDesc1MARKETING
IRS990/ContractorCompensationGrp/ServicesDesc2OFFICE IMPROVEMENT
IRS990/ContractorCompensationGrp/ServicesDesc3INTERNET SERVICE
IRS990/ContractorCompensationGrp/ServicesDesc4ACCOUNTING SOFTWARE SUPPORT
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt01475942
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01768922
IRS990/CYOtherExpensesAmt011360714
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt023431207
IRS990/CYRevenuesLessExpensesAmt03184511
IRS990/CYSalariesCompEmpBnftPaidAmt09178962
IRS990/CYTotalExpensesAmt022015618
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt025200129
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0881916
IRS990/Desc0FIRST SERVICE CREDIT UNION OFFERS SAVINGS ACCOUNTS TO MEMBERS OF ALL AGES THAT PAY DIVIDENDS ON A MONTHLY BASIS. WE HAD APPROXIMATELY 48,768 MEMBER-OWNED SAVINGS ACCOUNTS AS OF DECEMBER 31, 2013. MEMBERS CAN ACCESS THEIR SAVINGS ACCOUNTS THROUGH OUR BRANCH NETWORK, INCLUDING OUR NATIONWIDE SHARED BRANCHING NETWORK. MEMBERS CAN ALSO ACCESS THEIR SAVINGS ACCOUNTS VIA HOME BANKING, TELEPHONE, MOBILE DEVICES AND ATMS. WE ALSO OFFER SPECIAL SAVINGS ACCOUNTS FOR CHILDREN AND TEENAGERS TO ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0176
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt083732
IRS990/EscrowAccountLiabilityGrp/EOYAmt091263
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0142211
IRS990/FeesForServicesLegalGrp/TotalAmt0136593
IRS990/FeesForServicesOtherGrp/TotalAmt01911457
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt042906
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1250.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1350.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1450.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1550.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1650.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1750.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1139135
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1218559
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1318435
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1434709
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1529924
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt163655
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1716460
IRS990/Form990PartVIISectionAGrp/PersonNm0DAVID ITZ
IRS990/Form990PartVIISectionAGrp/PersonNm1GARY GODWIN
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET HILL
IRS990/Form990PartVIISectionAGrp/PersonNm3PAUL LOVE
IRS990/Form990PartVIISectionAGrp/PersonNm4JACK BARTELL
IRS990/Form990PartVIISectionAGrp/PersonNm5DOUG ESMOND
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES HARKRIDER
IRS990/Form990PartVIISectionAGrp/PersonNm7THOMAS SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm8MERV SWAN
IRS990/Form990PartVIISectionAGrp/PersonNm9WAYNE TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm10KOURTNEY CALHEUN
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID BLEAZARD
IRS990/Form990PartVIISectionAGrp/PersonNm12JANA HEATON
IRS990/Form990PartVIISectionAGrp/PersonNm13DEBRA LITTLE
IRS990/Form990PartVIISectionAGrp/PersonNm14JERRY SHRODE
IRS990/Form990PartVIISectionAGrp/PersonNm15MIKE MCWETHY
IRS990/Form990PartVIISectionAGrp/PersonNm16MICHAEL W ALEXANDER
IRS990/Form990PartVIISectionAGrp/PersonNm17FRANK HALSTEAD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11331404
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12124830
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13135311
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14191729
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15160336
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16143891
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17135750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt13CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt14EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15COO
IRS990/Form990PartVIISectionAGrp/TitleTxt16FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17CIO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01977
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0198226
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt026934251
IRS990/GrossReceiptsAmt051936154
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt08
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/TotalAmt0414
IRS990/InvestmentIncomeGrp/ExclusionAmt01570696
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01570696
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt09828579
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06999115
IRS990/InvestmentsPubTradedSecGrp/BOYAmt044831916
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0132085181
IRS990/IRPDocumentCnt09078
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09085064
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010264005
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010589708
IRS990/LandBldgEquipCostOrOtherBssAmt019674772
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt026736025
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0FIRST SERVICE CREDIT UNION IS A COOPERATIVE CREDIT UNION THAT PROVIDES FINANCIAL PRODUCTS AND SERVICES TO MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029793939
IRS990/NetAssetsOrFundBalancesEOYAmt041688412
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0198226
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0198226
IRS990/NetUnrelatedBusTxblIncmAmt0-62894
IRS990/NetUnrlzdGainsLossesInvstAmt0-3705802
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0745169
IRS990/OfficeExpensesGrp/TotalAmt02556119
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt09253568
IRS990/OtherAssetsTotalGrp/EOYAmt013180406
IRS990/OtherChangesInNetAssetsAmt012415764
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0766381
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc3SECURITY EXPENSE
IRS990/OtherExpensesGrp/TotalAmt01904260
IRS990/OtherExpensesGrp/TotalAmt1698861
IRS990/OtherExpensesGrp/TotalAmt2408746
IRS990/OtherExpensesGrp/TotalAmt3371046
IRS990/OtherLiabilitiesGrp/BOYAmt0292650805
IRS990/OtherLiabilitiesGrp/EOYAmt0415964928
IRS990/OtherOrganizationDsc0CU
IRS990/OtherSalariesAndWagesGrp/TotalAmt06974746
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0247190162
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0292778566
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0517528
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0406379
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0624703
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0718326
IRS990/PrincipalOfficerNm0DAVID BLEAZARD
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1OTHER FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt014660872
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18392086
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014660872
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18770335
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0378249
IRS990/ProgSrvcAccomActy2Grp/Desc0FIRST SERVICE CREDIT UNION OFFERS CHECKING ACCOUNTS FOR OUR MEMBERS. SOME OF OUR CHECKING ACCOUNTS PAY DIVIDENDS ON A MONTHLY BASIS. CHECKING ACCOUNTS CAN BE ACCESSED THROUGH OUR BRANCH NETWORK AND A NATIONWIDE SHARED BRANCHING NETWORK. MEMBERS CAN ALSO ACCESS THEIR CHECKING ACCOUNTS VIA HOME BANKING, TELEPHONE, MOBILE DEVICES AND ATMS. MEMBERS CAN ALSO PAY BILLS ONLINE USING OUR FREE BILL PAY SERVICE.
IRS990/ProgSrvcAccomActy3Grp/Desc0FIRST SERVICE CREDIT UNION PROVIDES LOANS TO MEMBERS FOR A VARIETY OF LOAN TYPES SUCH AS NEW AND USED AUTOS, UNSECURED, BOAT, MOTORCYCLE, RECREATIONAL, AND REAL ESTATE AT VERY COMPETITIVE RATES WITH NO PRE-PAYMENT PENALTIES.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01459262
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0999148
IRS990/PYOtherExpensesAmt09069396
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt020833993
IRS990/PYRevenuesLessExpensesAmt03757708
IRS990/PYSalariesCompEmpBnftPaidAmt07546775
IRS990/PYTotalExpensesAmt018075433
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021833141
IRS990/ReconcilationRevenueExpnssAmt03184511
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt029793939
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt041688412
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07135780
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01642842
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08778622
IRS990ScheduleD/EquipmentGrp/BookValueAmt01398187
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07158937
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08557124
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt01605632
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01605632
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt051610
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0283285
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0334895
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0398499
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0398499
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0415964928
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND CDS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HOLDS FUNDS IN ESCROW TO PAY TAXES AND INSURANCE ON BEHALF OF ITS MORTGAGE LOAN MEMBERS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS EXEMPT, UNDER IRC 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. CERTAIN PRODUCTS AND SERVICES PROVIDED BY SELECT STATE CHARTERED CREDIT UNIONS HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS (TAMS) RELEASED IN 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES WOULD BE SUBJECT TO INCOME TAXES. CREDIT UNIONS HAVE LITIGATED AGAINST THE IRS POSITIONS NOTED IN THE TAMS AND HAVE BEEN SUCCESSFUL IN HAVING COURTS DECLARE IN 2009 AND 2010 THAT REVENUE FROM INSURANCE PRODUCTS SOLD TO MEMBERS, HELPING THEM PROTECT THEIR FINANCIAL WELLBEING, QUALIFIES AS EXEMPT PURPOSE INCOME, CONTRARY TO THE IRS POSITION IN THE TAMS. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES THEY HAVE DEEMED TAXABLE AND HAS A MINIMAL NET OPERATING LOSS CARRYFORWARD AS OF THE 2013 CALENDAR YEAR. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2013 AND 2012. THE CREDIT UNION'S 2010 THROUGH 2013 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. THE INCOME FROM THE CUSO, ORGANIZED AS AN LLC, FLOWS THROUGH TO THE CREDIT UNION, AND THEREFORE IS NOT SUBJECT TO FEDERAL AND STATE INCOME TAXES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010589708
IRS990ScheduleD/TotalLiabilityAmt0415964928
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0243321

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$467,547,841
Liabilities
$425,859,429
Net assets
$41,688,412
Revenue
$25,200,129
Expenses
$22,015,618
Net income
$3,184,511
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,606$1,459$146$91.1$89.9$1.18
2023Summary only. Only limited summary data is available for this year.$1,332$1,190$142$85.5$74.2$11.2
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,392$1,259$133$71.2$61.0$10.2
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$855$764$91.2$54.3$42.9$11.4
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$788$708$80.4$50.3$45.1$5.15
2019Summary only. Only limited summary data is available for this year.$759$684$74.9$51.4$49.0$2.45
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$746$676$70.6$48.8$42.9$5.89
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$697$632$65.4$46.9$42.6$4.35
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$622$561$61.2$42.8$39.2$3.61
2015Summary only. Only limited summary data is available for this year.$598$540$58.0$41.6$33.6$8.05
2014Summary only. Only limited summary data is available for this year.$534$484$49.6$30.1$24.5$5.60
2013Detailed filing. Detailed filing data is available for this year.$468$426$41.7$25.2$22.0$3.18
2012Summary only. Only limited summary data is available for this year.$329$299$29.8$21.8$18.1$3.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$318$292$25.6$20.2
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $250M-$1B nonprofits