Civic Intelligence

Insight Credit Union

EIN 59-0626648 • 501(c)14 • Orlando, FL

View Organization Page

Profile

Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantages rates over those generally available from other banking sources.

P O Box 4900Orlando, FL 32082

www.insightfinancialcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

0.96x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Liabilities / Revenue

90th percentile

20.54x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Net Margin

43rd percentile

8.3%

Higher net margin than 43% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

13th percentile

-2.5%

Faster asset growth than 13% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Revenue Growth

91st percentile

30%

Faster revenue growth than 91% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$659,248,205

Down $26,727,462 (-3.9%) from 2024

Liabilities

Down

$620,092,955

Down $35,198,357 (-5.4%) from 2024

Net Assets

Up

$39,155,250

Up $8,470,895 (+28%) from 2024

Operations
Liabilities / Revenue90th percentileNet Margin43rd percentile

Revenue

Down

$33,176,746

Down $3,639,123 (-9.9%) from 2024

Expenses

Up

$33,837,460

Up $812,335 (+2.5%) from 2024

Net Income

Down

-$660,714

Down $4,451,458 (-117%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth13th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2010: $447,757,548Liabilities 2010: $404,537,213Net Assets 2010: $43,220,3352010Assets 2011: $435,531,196Liabilities 2011: $390,464,357Net Assets 2011: $45,066,8392011Assets 2012: $451,552,205Liabilities 2012: $402,717,190Net Assets 2012: $48,835,0152012Assets 2013: $463,864,396Liabilities 2013: $414,950,812Net Assets 2013: $48,913,5842013Assets 2014: $504,908,663Liabilities 2014: $450,150,588Net Assets 2014: $54,758,0752014Assets 2015: $554,768,324Liabilities 2015: $502,819,889Net Assets 2015: $51,948,4352015Assets 2016: $562,292,468Liabilities 2016: $512,960,885Net Assets 2016: $49,331,5832016Assets 2017: $562,818,449Liabilities 2017: $511,978,290Net Assets 2017: $50,840,1592017Assets 2018: $551,216,747Liabilities 2018: $501,686,781Net Assets 2018: $49,529,9662018Assets 2019: $553,070,987Liabilities 2019: $497,674,344Net Assets 2019: $55,396,6432019Assets 2020: $623,371,735Liabilities 2020: $564,088,089Net Assets 2020: $59,283,6462020Assets 2021: $694,415,445Liabilities 2021: $640,815,995Net Assets 2021: $53,599,4502021Assets 2022: $687,612,427Liabilities 2022: $661,164,086Net Assets 2022: $26,448,3412022Assets 2023: $670,264,151Liabilities 2023: $643,454,702Net Assets 2023: $26,809,4492023Assets 2024: $685,975,667Liabilities 2024: $655,291,312Net Assets 2024: $30,684,3552024Assets 2025: $659,248,205Liabilities 2025: $620,092,955Net Assets 2025: $39,155,2502025

Highlighted filing

2025

Assets$659,248,205
Liabilities$620,092,955
Net Assets$39,155,250
Open 2025 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $32,199,3282010Expenses 2011: $28,498,6172011Expenses 2012: $24,710,2782012Revenue 2013: $27,407,116Expenses 2013: $24,129,604Net Income 2013: $3,277,5122013Revenue 2014: $27,253,516Expenses 2014: $23,852,127Net Income 2014: $3,401,3892014Revenue 2015: $27,467,779Expenses 2015: $29,955,150Net Income 2015: -$2,487,3712015Revenue 2016: $27,179,472Expenses 2016: $28,696,664Net Income 2016: -$1,517,1922016Revenue 2017: $27,839,144Expenses 2017: $27,119,570Net Income 2017: $719,5742017Revenue 2018: $27,874,314Expenses 2018: $27,739,674Net Income 2018: $134,6402018Revenue 2019: $27,530,703Expenses 2019: $24,750,028Net Income 2019: $2,780,6752019Revenue 2020: $25,976,857Expenses 2020: $23,698,386Net Income 2020: $2,278,4712020Revenue 2021: $22,918,572Expenses 2021: $20,852,595Net Income 2021: $2,065,9772021Revenue 2022: $24,146,976Expenses 2022: $20,369,837Net Income 2022: $3,777,1392022Revenue 2023: $31,327,804Expenses 2023: $28,712,884Net Income 2023: $2,614,9202023Revenue 2024: $36,815,869Expenses 2024: $33,025,125Net Income 2024: $3,790,7442024Revenue 2025: $33,176,746Expenses 2025: $33,837,460Net Income 2025: -$660,7142025

Highlighted filing

2025

Revenue$33,176,746
Expenses$33,837,460
Net Income-$660,714
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$659,248,205
Liabilities
$620,092,955
Net assets
$39,155,250
Revenue
$33,176,746
Expenses
$33,837,460
Net income
-$660,714
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$659$620$39.2$33.2$33.8$0.66
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$686$655$30.7$36.8$33.0$3.79
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$670$643$26.8$31.3$28.7$2.61
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$688$661$26.4$24.1$20.4$3.78
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$694$641$53.6$22.9$20.9$2.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$623$564$59.3$26.0$23.7$2.28
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$553$498$55.4$27.5$24.8$2.78
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$551$502$49.5$27.9$27.7$0.13
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$563$512$50.8$27.8$27.1$0.72
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$562$513$49.3$27.2$28.7$1.52
2015Detailed filing. Detailed filing data is available for this year.$555$503$51.9$27.5$30.0$2.49
2014Detailed filing. Detailed filing data is available for this year.$505$450$54.8$27.3$23.9$3.40
2013Detailed filing. Detailed filing data is available for this year.$464$415$48.9$27.4$24.1$3.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$452$403$48.8$24.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$436$390$45.1$28.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$448$405$43.2$32.2
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 11, 2026
Return Version
2025v4.0
Gross Receipts
$33,215,146
Mission and Program Overview

Mission

Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantages rates over those generally available from other banking sources.

Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantageous rates over those generally available from other banking sources.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$353,459,914$365,333,717▲ $11,873,803
Investments in Publicly Traded Securities$200,384,848$180,279,220▼ $20,105,628
Savings and Temporary Cash Investments$81,261,732$77,728,089▼ $3,533,643
Rtn Earn Endowment Incm Other Fnds$30,684,355$39,155,250▲ $8,470,895
Land, Buildings, and Equipment, Net$7,139,560$7,163,833▲ $24,273
Cash and Non-Interest-Bearing Accounts$2,397,221$2,537,591▲ $140,370
Total Assets$685,975,667$659,248,205▼ $26,727,462
Other Assets Total$41,332,392$26,205,755▼ $15,126,637
Liabilities
Other Liabilities$595,403,158$579,425,918▼ $15,977,240
Accounts Payable and Accrued Expenses$59,888,154$40,667,037▼ $19,221,117
Total Liabilities$655,291,312$620,092,955▼ $35,198,357
Net Assets / Fund Balance
Total Net Assets Fund Balance$30,684,355$39,155,250▲ $8,470,895
Total Liabilities and Net Assets / Fund Balance$685,975,667$659,248,205▼ $26,727,462

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,552,732$2,368,389$5,921,121
Equipment$680,081$2,620,326$3,300,407
Land$2,735,168-$2,735,168
Leasehold Improvements$195,852$295,603$491,455
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
George DavisCEOFT$441,896$48,982$490,878
Carlene L MullinCFOFT$213,231$38,199$251,430
Jesse DeanCROFT$188,864$27,334$216,198
Jodi PetralaCLOFT$179,743$28,461$208,204
Cynthia JonesCIOFT$172,604$34,406$207,010
Deborah FoleyChief RetailFT$170,311$19,816$190,127
Deborah FoleyChief Retail Officer-$170,311$19,816$190,127
Jonathan PetersonAvp of It AdFT$147,998$21,004$169,002
Jonathan PetersonAvp of It Admin-$147,998$21,004$169,002

Board Members and Trustees

NameTitle
Mark Zickefoose1st Chairman
Daniel TatroVice Chairma
Karen JohnsonDirector
Robert BurkeDirector
Stephen HoeltkeDirector
Linda ShortSecretary
Deborah CollinsTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
EvolveipCloud ServicesPO BOX 1023, Southeastern, PA 19398-1023$1,032,938
Stetson University AthleticsAdvert/sponsor421 N WOODLAND BLVD UNIT 8359, Deland, FL 32723$389,825
MeridianlinkLoan SoftwarePO BOX 846822, Los Angeles, CA 90084-6822$359,731
WkmgAdvertising4466 N YOUNG PRKWY, Orlando, FL 32804$284,501
FiserveData Proc.75 REMITTANCE DR SUITE 6959, Chicago, IL 60675$258,089
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$25,729,782
Investment Income
$7,446,964
Other Revenue
$0
Change in Net Assets
$-660,714
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,927,332
Salaries, Compensation, and Employee Benefits$11,910,128
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$8,431,011--$8,431,011
Interest$6,675,364--$6,675,364
Occupancy$2,743,428--$2,743,428
Other Employee Benefits$2,736,809--$2,736,809
Other Expenses$1,031,642--$1,031,642
Advertising$976,573--$976,573
Current Officers, Directors, Trustees, and Key Employees$742,308--$742,308
All Other Expenses$420,700--$420,700
Conferences and Meetings$94,871--$94,871
Total Functional Expenses$33,837,460$0$0$33,837,460
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$579,425,918
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union has members. Membership is available to anyone that meets the field of membership qualifications per the governing documents.”

Form 990, Page 6, Part VI, Line 7A

“Yes- the credit union's board of directors are elected by members.”

Form 990, Page 6, Part VI, Line 7B

“Yes, certain decisions would be approved by membership.”

Form 990, Page 6, Part VI, Line 11B

“Board of directors reviews form 990 at regularly scheduled meeting.”

Form 990, Page 6, Part VI, Line 12C

“Yes, a conflicts of interest policy is actively enforced.”

Form 990, Page 6, Part VI, Line 15A

“Compensation for ceo, directors, and top management officials is subject to review and approval by board of directors.”

Form 990, Page 6, Part VI, Line 15B

“Yes, other officers and key employees compensation is subject to review by ceo within guidelines approved by board of directors.”

Form 990, Page 6, Part VI, Line 19

“Bylaws and governing documents are made available to all members upon request. Financial information is available to the public from ncua.”

Filing and Contact Details

Filer

Filer Name
Insight Credit Union
EIN
59-0626648
Phone
4076592740
Address
P O BOX 4900, ORLANDO, FL 32082

Signing Officer

Name
George Davis
Title
CEO
Phone
4076592740
Signed
2026-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
George Davis
Formed
1935
Legal Domicile
Fl
Voting Board Members
7
Independent Board Members
7
Employees
180
Volunteers
11

Preparer

Firm
Schwartz Cole and Associates
Address
7301 WILES RD STE 202, CORAL SPRINGS, FL 33067
Preparer
Alex Lopez
Phone
9547551760
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantageous rates over those generally available from other banking sources.”

Form 990

“The credit union does offer discounted loans to employees. Upon completion an employees probationary 90 day period, they can receive a 1% discounted loan rate off of prevailing market interest rates on all mortgage and consumer loans. Upon termination/resignation the loan reverts to normal market rates without the discount.”

Form 990, Part XI

“The adjustment to net equity was from fasb 115 adjustments to unrealized gains and losses of securities held by the credit union”

Form 990, Part XI, Line 9

“Accumulated unrealized gains 9,097,052 increase in other comprhensive inc 34,557 total 9,131,609”

Raw XML AppendixShowing 400 of 524 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt059888154
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt040667037
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGEOUS RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES.
IRS990/AdvertisingGrp/ProgramServicesAmt0976573
IRS990/AdvertisingGrp/TotalAmt0976573
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0420700
IRS990/AllOtherExpensesGrp/TotalAmt0420700
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0CARLENE MULLIN
IRS990/BooksInCareOfDetail/PhoneNum04076592740
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 4900
IRS990/BooksInCareOfDetail/USAddress/CityNm0ORLANDO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032802
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt02397221
IRS990/CashNonInterestBearingGrp/EOYAmt02537591
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt010
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0742308
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0742308
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt094871
IRS990/ConferencesMeetingsGrp/TotalAmt094871
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/ContractorCompensationGrp/CompensationAmt01032938
IRS990/ContractorCompensationGrp/CompensationAmt1389825
IRS990/ContractorCompensationGrp/CompensationAmt2359731
IRS990/ContractorCompensationGrp/CompensationAmt3284501
IRS990/ContractorCompensationGrp/CompensationAmt4258089
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 1023
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1421 N WOODLAND BLVD UNIT 8359
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 846822
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt34466 N YOUNG PRKWY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt475 REMITTANCE DR SUITE 6959
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0SOUTHEASTERN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1DELAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2LOS ANGELES
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3ORLANDO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd0193981023
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd132723
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd2900846822
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd332804
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd460675
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0EVOLVEIP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1STETSON UNIVERSITY ATHLETICS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2MERIDIANLINK
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3WKMG
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4FISERVE
IRS990/ContractorCompensationGrp/ServicesDesc0CLOUD SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc1ADVERT/SPONSOR
IRS990/ContractorCompensationGrp/ServicesDesc2LOAN SOFTWARE
IRS990/ContractorCompensationGrp/ServicesDesc3ADVERTISING
IRS990/ContractorCompensationGrp/ServicesDesc4DATA PROC.
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt07446964
IRS990/CYOtherExpensesAmt021927332
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt025729782
IRS990/CYRevenuesLessExpensesAmt0-660714
IRS990/CYSalariesCompEmpBnftPaidAmt011910128
IRS990/CYTotalExpensesAmt033837460
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt033176746
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt0180
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt045.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt245.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt345.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt445.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt545.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt645.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt105.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt115.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt125.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt135.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt048982
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt138199
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt227334
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt328461
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt434406
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt519816
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt621004
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0GEORGE DAVIS
IRS990/Form990PartVIISectionAGrp/PersonNm1CARLENE L MULLIN
IRS990/Form990PartVIISectionAGrp/PersonNm2JESSE DEAN
IRS990/Form990PartVIISectionAGrp/PersonNm3JODI PETRALA
IRS990/Form990PartVIISectionAGrp/PersonNm4CYNTHIA JONES
IRS990/Form990PartVIISectionAGrp/PersonNm5DEBORAH FOLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6JONATHAN PETERSON
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBERT BURKE
IRS990/Form990PartVIISectionAGrp/PersonNm8DEBORAH COLLINS
IRS990/Form990PartVIISectionAGrp/PersonNm9STEPHEN HOELTKE
IRS990/Form990PartVIISectionAGrp/PersonNm10KAREN JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm11LINDA SHORT
IRS990/Form990PartVIISectionAGrp/PersonNm12DANIEL TATRO
IRS990/Form990PartVIISectionAGrp/PersonNm13MARK ZICKEFOOSE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0441896
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1213231
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2188864
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3179743
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4172604
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5170311
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6147998
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt4CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHIEF RETAIL
IRS990/Form990PartVIISectionAGrp/TitleTxt6AVP OF IT AD
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt131ST CHAIRMAN
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/OtherAmt06100
IRS990/GainOrLossGrp/SecuritiesAmt01334
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt044500
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt01334
IRS990/GrossReceiptsAmt033215146
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ProgramServicesAmt06675364
IRS990/InterestGrp/TotalAmt06675364
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt07439530
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt07439530
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0200384848
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0180279220
IRS990/IRPDocumentCnt043967
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05284318
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07139560
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07163833
IRS990/LandBldgEquipCostOrOtherBssAmt012448151
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt038400
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGEOUS RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt030684355
IRS990/NetAssetsOrFundBalancesEOYAmt039155250
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt07434
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt07434
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt02743428
IRS990/OccupancyGrp/TotalAmt02743428
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt041332392
IRS990/OtherAssetsTotalGrp/EOYAmt026205755
IRS990/OtherChangesInNetAssetsAmt09131609
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt02736809
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02736809
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL FEES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2OFFICE OPERATIONS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXP
IRS990/OtherExpensesGrp/ProgramServicesAmt05728606
IRS990/OtherExpensesGrp/ProgramServicesAmt12480283
IRS990/OtherExpensesGrp/ProgramServicesAmt21775865
IRS990/OtherExpensesGrp/ProgramServicesAmt31031642
IRS990/OtherExpensesGrp/TotalAmt05728606
IRS990/OtherExpensesGrp/TotalAmt12480283
IRS990/OtherExpensesGrp/TotalAmt21775865
IRS990/OtherExpensesGrp/TotalAmt31031642
IRS990/OtherLiabilitiesGrp/BOYAmt0595403158
IRS990/OtherLiabilitiesGrp/EOYAmt0579425918
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt08431011
IRS990/OtherSalariesAndWagesGrp/TotalAmt08431011
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0353459914
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0365333717
IRS990/PartialLiquidationInd0false
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0GEORGE DAVIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc4UNRELATED BUSINESS INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt019885500
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15490743
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2338279
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt019885500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15490743
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2338279
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt311060
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt44200
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt011060
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt14200
IRS990/ProgSrvcAccomActy2Grp/Desc0FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES.
IRS990/ProgSrvcAccomActy3Grp/Desc0EARNINGS FROM THE INVESTMENTS. THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUSES IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNION'S GOVERNING DOCUMENTS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt013153500
IRS990/PYOtherExpensesAmt020465048
IRS990/PYProgramServiceRevenueAmt023662369
IRS990/PYRevenuesLessExpensesAmt03790744
IRS990/PYSalariesCompEmpBnftPaidAmt012560077
IRS990/PYTotalExpensesAmt033025125
IRS990/PYTotalRevenueAmt036815869
IRS990/ReconcilationRevenueExpnssAmt0-660714
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0true
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt030684355
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt039155250
IRS990/SavingsAndTempCashInvstGrp/BOYAmt081261732
IRS990/SavingsAndTempCashInvstGrp/EOYAmt077728089
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03552732
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02368389
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05921121
IRS990ScheduleD/EquipmentGrp/BookValueAmt0680081
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02620326
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03300407
IRS990ScheduleD/LandGrp/BookValueAmt02735168
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02735168
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0195852
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0295603
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0491455
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0579425918
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07163833
IRS990ScheduleD/TotalLiabilityAmt0579425918
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0441896
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1213231
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2188864
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3179743
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4172604
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5170311
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt6147998
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt048982
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt138199
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt227334
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt328461
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt434406
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt519816
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt621004
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0GEORGE DAVIS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1CARLENE L MULLIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2JESSE DEAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3JODI PETRALA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4CYNTHIA JONES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm5DEBORAH FOLEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm6JONATHAN PETERSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CRO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3CLO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4CIO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt5CHIEF RETAIL OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt6AVP OF IT ADMIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0490878
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1251430
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2216198
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3208204
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4207010
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt5190127
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt6169002
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SubstantiationRequiredInd0true
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/TravelForCompanionsInd0X
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGEOUS RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DOES OFFER DISCOUNTED LOANS TO EMPLOYEES. UPON COMPLETION AN EMPLOYEES PROBATIONARY 90 DAY PERIOD, THEY CAN RECEIVE A 1% DISCOUNTED LOAN RATE OFF OF PREVAILING MARKET INTEREST RATES ON ALL MORTGAGE AND CONSUMER LOANS. UPON TERMINATION/RESIGNATION THE LOAN REVERTS TO NORMAL MARKET RATES WITHOUT THE DISCOUNT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CREDIT UNION HAS MEMBERS. MEMBERSHIP IS AVAILABLE TO ANYONE THAT MEETS THE FIELD OF MEMBERSHIP QUALIFICATIONS PER THE GOVERNING DOCUMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES- THE CREDIT UNION'S BOARD OF DIRECTORS ARE ELECTED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4YES, CERTAIN DECISIONS WOULD BE APPROVED BY MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD OF DIRECTORS REVIEWS FORM 990 AT REGULARLY SCHEDULED MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6YES, A CONFLICTS OF INTEREST POLICY IS ACTIVELY ENFORCED.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.