Civic Intelligence

Community Service Credit Union

990 • Fiscal year 2015 • EIN 74-1478219

Jan 01, 2015 to Dec 31, 2015 • Filed on Sep 21, 2015

Organization Profilewww.cscutx.com

View Organization Page

P O Box 479Huntsville, TX 77342-0479

(936) 295-3980

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

20th percentile

14.19x

Higher debt load relative to revenue than 20% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

68th percentile

13%

Higher net margin than 68% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

34th percentile

$118,539

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 2.1% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

66th percentile

6.1%

Faster asset growth than 66% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

92nd percentile

13%

Faster revenue growth than 92% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$89,520,253

Up $5,170,114 (+6.1%) from 2014

Net Assets

Up

$9,021,641

Up $707,299 (+8.5%) from 2014

Liabilities

Up

$80,498,612

Up $4,462,815 (+5.9%) from 2014

Revenue And Expenses
Liabilities / Revenue20th percentileNet Margin68th percentile

Revenue

Up

$5,672,330

Up $644,718 (+13%) from 2014

Expenses

Up

$4,949,726

Up $465,664 (+10%) from 2014

Net Income

Up

$722,604

Up $179,054 (+33%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth66th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $68,847,343Liabilities 2010: $63,000,320Net Assets 2010: $5,847,0232010Assets 2011: $74,801,663Liabilities 2011: $67,864,949Net Assets 2011: $6,936,7142011Assets 2012: $75,525,516Liabilities 2012: $68,019,597Net Assets 2012: $7,505,9192012Assets 2013: $84,078,502Liabilities 2013: $76,307,680Net Assets 2013: $7,770,8222013Assets 2014: $84,350,139Liabilities 2014: $76,035,797Net Assets 2014: $8,314,3422014Assets 2015: $89,520,253Liabilities 2015: $80,498,612Net Assets 2015: $9,021,6412015Assets 2016: $91,923,668Liabilities 2016: $82,604,568Net Assets 2016: $9,319,1002016Assets 2017: $94,739,282Liabilities 2017: $85,026,351Net Assets 2017: $9,712,9312017Assets 2018: $97,009,818Liabilities 2018: $86,631,536Net Assets 2018: $10,378,2822018Assets 2019: $102,657,926Liabilities 2019: $91,319,564Net Assets 2019: $11,338,3622019Assets 2020: $122,293,376Liabilities 2020: $110,335,932Net Assets 2020: $11,957,4442020Assets 2021: $125,377,473Liabilities 2021: $112,464,359Net Assets 2021: $12,913,1142021Assets 2022: $134,601,898Liabilities 2022: $121,114,791Net Assets 2022: $13,487,1072022Assets 2023: $141,903,919Liabilities 2023: $128,260,478Net Assets 2023: $13,643,4412023Assets 2024: $151,688,741Liabilities 2024: $137,455,470Net Assets 2024: $14,233,2712024

Highlighted filing

2015

Assets$89,520,253
Liabilities$80,498,612
Net Assets$9,021,641
Open 2015 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $4,236,7222010Expenses 2011: $3,244,1352011Expenses 2012: $3,517,8962012Revenue 2013: $4,229,442Expenses 2013: $3,948,261Net Income 2013: $281,1812013Revenue 2014: $5,027,612Expenses 2014: $4,484,062Net Income 2014: $543,5502014Revenue 2015: $5,672,330Expenses 2015: $4,949,726Net Income 2015: $722,6042015Revenue 2016: $6,277,884Expenses 2016: $5,954,266Net Income 2016: $323,6182016Revenue 2017: $6,411,587Expenses 2017: $6,007,506Net Income 2017: $404,0812017Revenue 2018: $6,962,503Expenses 2018: $6,276,715Net Income 2018: $685,7882018Revenue 2019: $7,392,869Expenses 2019: $6,448,073Net Income 2019: $944,7962019Revenue 2020: $7,592,476Expenses 2020: $6,973,394Net Income 2020: $619,0822020Revenue 2021: $8,347,830Expenses 2021: $7,392,160Net Income 2021: $955,6702021Revenue 2022: $8,942,744Expenses 2022: $8,368,751Net Income 2022: $573,9932022Revenue 2023: $10,321,624Expenses 2023: $10,165,290Net Income 2023: $156,3342023Revenue 2024: $11,741,699Expenses 2024: $11,151,869Net Income 2024: $589,8302024

Highlighted filing

2015

Revenue$5,672,330
Expenses$4,949,726
Net Income$722,604
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Sep 21, 2015
Return Version
2015v2.1
Gross Receipts
$5,672,330
Mission and Program Overview

Mission

The mission of Community Service Credit Union is to promote and provide a range of financial services to meet the needs of the membership while adhering to sound financial practices for maintaining a healthy capital structure. Employ continuous research and development programs to discover and satisfy the needs of our member, and provide well trained, courteous credit union representatives to assist in improving the quality of lifestyle of our membership.

This Credit Union is a cooperative thrift institution, chartered by the State of Texas, with deposits insured by the National Credit Union Administration.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$51,219,157$60,036,472▲ $8,817,315
Savings and Temporary Cash Investments$16,515,133$15,379,380▼ $1,135,753
Rtn Earn Endowment Incm Other Fnds$8,314,342$9,021,641▲ $707,299
Cash and Non-Interest-Bearing Accounts$8,452,572$6,494,385▼ $1,958,187
Land, Buildings, and Equipment, Net$2,643,482$4,027,033▲ $1,383,551
Investments in Publicly Traded Securities$4,750,000$3,000,000▼ $1,750,000
Prepaid Expenses and Deferred Charges$236,246$272,313▲ $36,067
Accounts Receivable$424,155$236,421▼ $187,734
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$84,350,139$89,520,253▲ $5,170,114
Other Assets Total$109,394$74,249▼ $35,145
Liabilities
Other Liabilities$74,961,527$79,463,375▲ $4,501,848
Accounts Payable and Accrued Expenses$1,074,270$1,035,237▼ $39,033
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$76,035,797$80,498,612▲ $4,462,815
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,314,342$9,021,641▲ $707,299
Total Liabilities and Net Assets / Fund Balance$84,350,139$89,520,253▲ $5,170,114

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,720,087$667,210$3,387,297
Equipment$825,746$762,639$1,588,385
Land$481,200-$481,200
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Brenda HookerCEOFT$118,539$118,539
Patsy LindamoodCFOFT$89,580$89,580
Paul MaleyChief Lending OfficerFT$35,931$35,931
David WaltersVice Pres of LendingFT$15,099$15,099

Board Members and Trustees

NameTitle
Wayne ScottBoard Chairman
Jack ParkerVice Chairman
Ferne FroschBoard Member
John BurneyBoard Member
Mike CountzBoard Member
Thomas Dewitt OleinikBoard Member
S O WoodsBoard Treasurer
Paul BrownSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,468,812
Investment Income
$203,518
Other Revenue
$0
Change in Net Assets
$722,604
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,066,684
Salaries, Compensation, and Employee Benefits$1,883,042
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$1,240,779$0$1,240,779
Fees for Services Other$0$827,149$0$827,149
Information Technology$0$630,957$0$630,957
Current Officers, Directors, Trustees, and Key Employees$0$259,150$0$259,150
Other Expenses$0$224,866$0$224,866
Office Expenses$0$219,246$0$219,246
Depreciation Depletion$0$199,642$0$199,642
Other Employee Benefits$0$194,946$0$194,946
Occupancy$0$193,659$0$193,659
Advertising$0$141,312$0$141,312
Interest$0$129,488$0$129,488
Payroll Taxes$0$113,394$0$113,394
Pension Plan Contributions$0$74,773$0$74,773
Fees for Services Accounting$0$62,191$0$62,191
Conferences and Meetings$0$61,125$0$61,125
Insurance$0$57,071$0$57,071
Fees for Services Legal$0$225$0$225
Total Functional Expenses$0$4,949,726$0$4,949,726
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares and Deposit$79,463,375
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The Credit Union is a member-owned financial cooperative. Every accountholder is a member.”

Form 990, Part VI, Section A, Line 7A

“Members of the Board of Directors are elected for 3 year terms, staggered over a three year cycle, by the members of the Credit Union. Elections are held annually. Every member has equal voting rights.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by management and by a committee of the governing body charged with responsibility for organizational compliance.”

Form 990, Part VI, Section B, Line 12C

“The Board of Directors' Compliance and Risk Management Committee has the responsibility to regularly and consistently monitor and enforce compliance with the policy.”

Form 990, Part VI, Section B, Line 15

“The compensation of the CEO is set by the Board, who uses surveys prepared by the Credit Union Executive Society and the Credit Union National Association, among others. The data is compared for credit unions with similar types and diversity of services, numbers of members, and numbers of loans, as well as similar size of total assets under management. Compensation is set based on analysis of this data. The CEO sets compensation levels for other staff members based on analysis of data obtained from an independent compensation consultant group which specializes in credit union compensation plans. A committee of the Board of Directors reviews the overall structure of the compensation plan.”

Form 990, Part VI, Section C, Line 19

“Notice is given on the organizations website how to request inspection of these documents. Periodically, additional notification is made to members through the organizations newsletter.”

Filing and Contact Details

Filer

Filer Name
Community Service Credit Union
EIN
74-1478219
Phone
9362953980
Address
P O Box 479, Huntsville, TX 77342-0479

Signing Officer

Name
Brenda Hooker
Title
President/CEO
Phone
9362953980
Signed
2015-09-21

Organization Details

Principal Officer
Brenda Hooker
Formed
1954
Legal Domicile
TX
Voting Board Members
8
Independent Board Members
8
Employees
37
Volunteers
8
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Includes ATM processing-$200,481; Call center-$161,842; Shared branching-$27,327; Business continuity-$25,483; Branch capture-$29,814; Verafin fraud watch-$20,452; Co-op service center-$10,411; Audio response-$11,277; Electronic statements-$12,667; Debit card issuance-$12,572; Card reward program-$17,180; Strategic planning-$13,697; Account opening-$18,229; Asset liability validation-$10,000; ATM Win7 migration-$14,851; Deposit account forms-$13,849; Check printing-$11,868 and many other services including, imaging, robbery tracking, deposit account compliance, wirexchange, ach processing, risk assessment, check by phone processing, etc....”

Raw XML AppendixShowing 400 of 581 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0Wayne Scott
IRS990/Form990PartVIISectionAGrp/PersonNm1S O Woods
IRS990/Form990PartVIISectionAGrp/PersonNm2Paul Brown
IRS990/Form990PartVIISectionAGrp/PersonNm3Jack Parker
IRS990/Form990PartVIISectionAGrp/PersonNm4Mike Countz
IRS990/Form990PartVIISectionAGrp/PersonNm5Ferne Frosch
IRS990/Form990PartVIISectionAGrp/PersonNm6John Burney
IRS990/Form990PartVIISectionAGrp/PersonNm7Thomas Dewitt Oleinik
IRS990/Form990PartVIISectionAGrp/PersonNm8Brenda Hooker
IRS990/Form990PartVIISectionAGrp/PersonNm9Patsy Lindamood
IRS990/Form990PartVIISectionAGrp/PersonNm10David Walters
IRS990/Form990PartVIISectionAGrp/PersonNm11Paul Maley
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8118539
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt989580
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1015099
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1135931
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10Vice Pres of Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt11Chief Lending Officer
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05672330
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0630957
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt0630957
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt057071
IRS990/InsuranceGrp/ProgramServicesAmt00
IRS990/InsuranceGrp/TotalAmt057071
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt0129488
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt0129488
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0203518
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0203518
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt04750000
IRS990/InvestmentsPubTradedSecGrp/EOYAmt03000000
IRS990/IRPDocumentCnt01928
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01429849
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02643482
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04027033
IRS990/LandBldgEquipCostOrOtherBssAmt05456882
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The mission of Community Service Credit Union is to promote and provide a range of financial services to meet the needs of the membership while adhering to sound financial practices for maintaining a healthy capital structure. Employ continuous research and development programs to discover and satisfy the needs of our member, and provide well trained, courteous credit union representatives to assist in improving the quality of lifestyle of our membership.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08314342
IRS990/NetAssetsOrFundBalancesEOYAmt09021641
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-15305
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0193659
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0193659
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0219246
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt0219246
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0109394
IRS990/OtherAssetsTotalGrp/EOYAmt074249
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0194946
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0194946
IRS990/OtherExpensesGrp/Desc0Loan Loss Allowance
IRS990/OtherExpensesGrp/Desc1League and Association Dues
IRS990/OtherExpensesGrp/Desc2Loan Servicing(Including Collections)
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0296294
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt123459
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2224866
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/TotalAmt0296294
IRS990/OtherExpensesGrp/TotalAmt123459
IRS990/OtherExpensesGrp/TotalAmt2224866
IRS990/OtherLiabilitiesGrp/BOYAmt074961527
IRS990/OtherLiabilitiesGrp/EOYAmt079463375
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01240779
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01240779
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt051219157
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt060036472
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0113394
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt0113394
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt074773
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt074773
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0236246
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0272313
IRS990/PrincipalOfficerNm0Brenda Hooker
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member Fees & Charges
IRS990/ProgramServiceRevenueGrp/Desc2Misc Operations
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03399929
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11192739
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2876144
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03399929
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11192739
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2876144
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking Accounts, the Credit Union provides accounts with various features including free checking accounts, all electronic access accounts and some options that pay interest. The Credit Union provides education on account management and safety.
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans, the Credit Union provides personal loans as well as flexible offerings on ATV's, boats, auto's, RV's and motorcycles, mortgages and land/lot loans. The Credit Union also educates members how to build strong credit experience and how to use credit wisely.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0252245
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02722547

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$89,520,253
Liabilities
$80,498,612
Net assets
$9,021,641
Revenue
$5,672,330
Expenses
$4,949,726
Net income
$722,604
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$152$137$14.2$11.7$11.2$0.59
2023Detailed filing. Detailed filing data is available for this year.$142$128$13.6$10.3$10.2$0.16
2022Detailed filing. Detailed filing data is available for this year.$135$121$13.5$8.94$8.37$0.57
2021Detailed filing. Detailed filing data is available for this year.$125$112$12.9$8.35$7.39$0.96
2020Detailed filing. Detailed filing data is available for this year.$122$110$12.0$7.59$6.97$0.62
2019Detailed filing. Detailed filing data is available for this year.$103$91.3$11.3$7.39$6.45$0.94
2018Detailed filing. Detailed filing data is available for this year.$97.0$86.6$10.4$6.96$6.28$0.69
2017Detailed filing. Detailed filing data is available for this year.$94.7$85.0$9.71$6.41$6.01$0.40
2016Detailed filing. Detailed filing data is available for this year.$91.9$82.6$9.32$6.28$5.95$0.32
2015Detailed filing. Detailed filing data is available for this year.$89.5$80.5$9.02$5.67$4.95$0.72
2014Detailed filing. Detailed filing data is available for this year.$84.4$76.0$8.31$5.03$4.48$0.54
2013Detailed filing. Detailed filing data is available for this year.$84.1$76.3$7.77$4.23$3.95$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$75.5$68.0$7.51$3.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$74.8$67.9$6.94$3.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.8$63.0$5.85$4.24