Civic Intelligence

1St University Credit Union

990 • Fiscal year 2012 • EIN 74-1473230

Jan 01, 2012 to Dec 31, 2012 • Filed on Apr 09, 2013

605 S University Parks Dr76706
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.93x

Higher debt load relative to assets than 97% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

24th percentile

0.4%

Faster asset growth than 24% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$12,153,999

Up $54,270 (+0.4%) from 2011

Net Assets

Up

$852,249

Up $5,210 (+0.6%) from 2011

Liabilities

Up

$11,301,750

Up $49,060 (+0.4%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$896,439

Down $97,631 (-9.8%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $11,941,327Liabilities 2010: $11,051,210Net Assets 2010: $890,1172010Assets 2011: $12,099,729Liabilities 2011: $11,252,690Net Assets 2011: $847,0392011Assets 2012: $12,153,999Liabilities 2012: $11,301,750Net Assets 2012: $852,2492012Assets 2013: $11,927,221Liabilities 2013: $11,076,736Net Assets 2013: $850,4852013Assets 2014: $12,227,619Liabilities 2014: $11,344,840Net Assets 2014: $882,7792014Assets 2015: $13,011,344Liabilities 2015: $12,044,233Net Assets 2015: $967,1112015Assets 2016: $12,343,163Liabilities 2016: $11,374,109Net Assets 2016: $969,0542016Assets 2017: $11,776,667Liabilities 2017: $10,909,183Net Assets 2017: $867,4842017Assets 2018: $12,028,788Liabilities 2018: $11,113,134Net Assets 2018: $915,6542018Assets 2019: $11,332,896Liabilities 2019: $10,380,640Net Assets 2019: $952,2562019Assets 2020: $12,882,112Liabilities 2020: $11,890,750Net Assets 2020: $991,3622020Assets 2021: $13,835,457Liabilities 2021: $12,800,884Net Assets 2021: $1,034,5732021Assets 2022: $17,195,786Liabilities 2022: $16,061,249Net Assets 2022: $1,134,5372022Assets 2023: $19,538,513Liabilities 2023: $17,689,901Net Assets 2023: $1,848,6122023Assets 2024: $17,584,588Liabilities 2024: $15,767,099Net Assets 2024: $1,817,4892024

Highlighted filing

2012

Assets$12,153,999
Liabilities$11,301,750
Net Assets$852,249

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,074,9222010Expenses 2011: $994,0702011Expenses 2012: $896,4392012Revenue 2013: $925,749Expenses 2013: $927,513Net Income 2013: -$1,7642013Revenue 2014: $986,481Expenses 2014: $954,187Net Income 2014: $32,2942014Revenue 2015: $1,047,703Expenses 2015: $963,371Net Income 2015: $84,3322015Revenue 2016: $1,125,114Expenses 2016: $1,123,171Net Income 2016: $1,9432016Revenue 2017: $1,009,535Expenses 2017: $1,111,105Net Income 2017: -$101,5702017Revenue 2018: $1,036,853Expenses 2018: $988,683Net Income 2018: $48,1702018Revenue 2019: $990,953Expenses 2019: $954,351Net Income 2019: $36,6022019Revenue 2020: $1,097,809Expenses 2020: $1,058,703Net Income 2020: $39,1062020Revenue 2021: $1,186,434Expenses 2021: $1,143,223Net Income 2021: $43,2112021Revenue 2022: $1,282,500Expenses 2022: $1,182,536Net Income 2022: $99,9642022Revenue 2023: $1,574,767Expenses 2023: $1,554,487Net Income 2023: $20,2802023Revenue 2024: $1,443,435Expenses 2024: $1,412,205Net Income 2024: $31,2302024

Highlighted filing

2012

Revenue-
Expenses$896,439
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 9, 2013
Return Version
2012v2.0
Gross Receipts
$901,649
Mission and Program Overview

Mission

Cooperative provider of Credit Union financial services.

Filing and Contact Details

Filer

EIN
74-1473230
Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0Each member of the credit union has one share of stock.
IRS990ScheduleO/GeneralExplanation/Explanation1During the Annual Meeting of the Membership, each member of the credit union has one vote in the elections for Board of Directors positions being filled.
IRS990ScheduleO/GeneralExplanation/Explanation2The 990 form is reviewed by the President at the time of filing, then by the Supervisory Committee, and then by the Board of Directors.
IRS990ScheduleO/GeneralExplanation/Explanation3Compliance is monitiored by the Board of Directors.
IRS990ScheduleO/GeneralExplanation/Explanation4The compensation of the President/CEO is determined by review of the Board of Directors, using the trade assocation compensation surverys.
IRS990ScheduleO/GeneralExplanation/Explanation5Upon written request to the Board of Directors.
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IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section B, Line 12c
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IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part VI, Section C, Line 19
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.6$15.8$1.82$1.44$1.41$0.03
2023Detailed filing. Detailed filing data is available for this year.$19.5$17.7$1.85$1.57$1.55$0.02
2022Detailed filing. Detailed filing data is available for this year.$17.2$16.1$1.13$1.28$1.18$0.10
2021Detailed filing. Detailed filing data is available for this year.$13.8$12.8$1.03$1.19$1.14$0.04
2020Detailed filing. Detailed filing data is available for this year.$12.9$11.9$0.99$1.10$1.06$0.04
2019Detailed filing. Detailed filing data is available for this year.$11.3$10.4$0.95$0.99$0.95$0.04
2018Detailed filing. Detailed filing data is available for this year.$12.0$11.1$0.92$1.04$0.99$0.05
2017Detailed filing. Detailed filing data is available for this year.$11.8$10.9$0.87$1.01$1.11$0.10
2016Detailed filing. Detailed filing data is available for this year.$12.3$11.4$0.97$1.13$1.12$0.00
2015Detailed filing. Detailed filing data is available for this year.$13.0$12.0$0.97$1.05$0.96$0.08
2014Detailed filing. Detailed filing data is available for this year.$12.2$11.3$0.88$0.99$0.95$0.03
2013Detailed filing. Detailed filing data is available for this year.$11.9$11.1$0.85$0.93$0.93$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.2$11.3$0.85$0.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.1$11.3$0.85$0.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.9$11.1$0.89$1.07