Civic Intelligence

Alpine Community Credit Union

990 • Fiscal year 2016 • EIN 74-1464048

Jan 01, 2016 to Dec 31, 2016 • Filed on May 15, 2017

Organization ProfileN/A

View Organization Page

111 N 2nd StAlpine, TX 79830

(432) 837-5156

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

5th percentile

0.00x

Higher debt load relative to assets than 5% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

4th percentile

0.07x

Higher debt load relative to revenue than 4% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

2nd percentile

-36%

Higher net margin than 2% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

16th percentile

$40,042

Higher top officer pay than 16% of similar nonprofits.

Top officer pay equals 6.8% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

77th percentile

5.4%

Faster asset growth than 77% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

41st percentile

1.3%

Faster revenue growth than 41% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets5th percentile

Assets

Up

$16,044,267

Up $818,945 (+5.4%) from 2015

Net Assets

Up

$16,001,502

Up $803,526 (+5.3%) from 2015

Liabilities

Up

$42,765

Up $15,419 (+56%) from 2015

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin2nd percentile

Revenue

Up

$585,133

Up $7,598 (+1.3%) from 2015

Expenses

Up

$798,102

Up $308,237 (+63%) from 2015

Net Income

Down

-$212,969

Down $300,639 (-343%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $10,391,940Liabilities 2010: $27,826Net Assets 2010: $10,364,1142010Assets 2011: $11,674,340Liabilities 2011: $29,872Net Assets 2011: $11,644,4682011Assets 2012: $12,994,501Liabilities 2012: $31,915Net Assets 2012: $12,962,5862012Assets 2013: $14,189,719Liabilities 2013: $24,082Net Assets 2013: $14,165,6372013Assets 2014: $15,119,493Liabilities 2014: $27,647Net Assets 2014: $15,091,8462014Assets 2015: $15,225,322Liabilities 2015: $27,346Net Assets 2015: $15,197,9762015Assets 2016: $16,044,267Liabilities 2016: $42,765Net Assets 2016: $16,001,5022016Assets 2017: $15,824,820Liabilities 2017: $26,296Net Assets 2017: $15,798,5242017Assets 2018: $15,276,565Liabilities 2018: $25,824Net Assets 2018: $15,250,7412018Assets 2019: $15,418,035Liabilities 2019: $31,442Net Assets 2019: $15,386,5932019Assets 2020: $16,030,172Liabilities 2020: $33,579Net Assets 2020: $15,996,5932020Assets 2021: $17,086,856Liabilities 2021: $23,685Net Assets 2021: $17,063,1712021Assets 2022: $16,904,656Liabilities 2022: $27,292Net Assets 2022: $16,877,3642022Assets 2023: $15,568,596Liabilities 2023: $24,050Net Assets 2023: $15,544,5462023Assets 2024: $14,237,539Liabilities 2024: $35,719Net Assets 2024: $14,201,8202024Assets 2025: $14,344,735Liabilities 2025: $28,239Net Assets 2025: $14,316,4962025

Highlighted filing

2016

Assets$16,044,267
Liabilities$42,765
Net Assets$16,001,502
Open 2016 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $486,6412010Expenses 2011: $419,7752011Revenue 2012: $505,067Expenses 2012: $445,013Net Income 2012: $60,0542012Revenue 2013: $489,836Expenses 2013: $454,766Net Income 2013: $35,0702013Revenue 2014: $530,353Expenses 2014: $455,736Net Income 2014: $74,6172014Revenue 2015: $577,535Expenses 2015: $489,865Net Income 2015: $87,6702015Revenue 2016: $585,133Expenses 2016: $798,102Net Income 2016: -$212,9692016Revenue 2017: $559,167Expenses 2017: $417,320Net Income 2017: $141,8472017Revenue 2018: $552,856Expenses 2018: $453,186Net Income 2018: $99,6702018Revenue 2019: $522,334Expenses 2019: $461,421Net Income 2019: $60,9132019Revenue 2020: $479,025Expenses 2020: $475,977Net Income 2020: $3,0482020Revenue 2021: $388,446Expenses 2021: $463,693Net Income 2021: -$75,2472021Revenue 2022: $456,332Expenses 2022: $363,024Net Income 2022: $93,3082022Revenue 2023: $633,434Expenses 2023: $465,127Net Income 2023: $168,3072023Revenue 2024: $667,174Expenses 2024: $397,104Net Income 2024: $270,0702024Revenue 2025: $638,115Expenses 2025: $461,954Net Income 2025: $176,1612025

Highlighted filing

2016

Revenue$585,133
Expenses$798,102
Net Income-$212,969
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 15, 2017
Return Version
2016v3.0
Gross Receipts
$585,133
Mission and Program Overview

Mission

To encourage members to save and give them the opportunity to acquire loans at competetive rates.

To encourage members to save in a stable market and give members the opportunity to acquire loans at a fair interest rate to improve their economic condition. We also provide services such as checking, debit card, etc. for our members' convenience.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$13,573,501$14,589,996▲ $1,016,495
Investments Other Securities$6,542,283$7,190,592▲ $648,309
Other Notes and Loans Receivable, Net$6,551,246$5,969,750▼ $581,496
Savings and Temporary Cash Investments$1,574,304$2,143,245▲ $568,941
Rtn Earn Endowment Incm Other Fnds$1,624,475$1,411,506▼ $212,969
Cash and Non-Interest-Bearing Accounts$367,319$554,672▲ $187,353
Investments Program Related$135,550$135,735▲ $185
Prepaid Expenses and Deferred Charges$10,465$10,623▲ $158
Inventories for Sale or Use$8,720$6,022▼ $2,698
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$15,225,322$16,044,267▲ $818,945
Other Assets Total$35,435$33,628▼ $1,807
Liabilities
Accounts Payable and Accrued Expenses$27,346$42,765▲ $15,419
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$27,346$42,765▲ $15,419
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,197,976$16,001,502▲ $803,526
Total Liabilities and Net Assets / Fund Balance$15,225,322$16,044,267▲ $818,945

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$5,400--
Compensation and Service Providers
Top Officer Pay16th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Johnny LlanezDirectorFT$40,042$40,042

Board Members and Trustees

NameTitle
Dennis BacaBoard Chairman
Sylvia VegaBoard Vice-Chairman
Joe MartinezBoard Director
Merardo ReyesBoard Director
Ronny DodsonBoard Director
Concha RamosBoard Secretary
Lori FrancoDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$486,281
Investment Income
$98,852
Other Revenue
$0
Change in Net Assets
$-212,969
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$604,514
Salaries, Compensation, and Employee Benefits$190,088
Grants and Similar Amounts Paid$3,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses---$318,454
Interest---$147,118
Other Salaries and Wages---$94,872
Office Expenses---$49,890
Current Officers, Directors, Trustees, and Key Employees---$41,281
Other Employee Benefits---$40,189
Payments to Affiliates---$19,487
All Other Expenses---$12,292
Occupancy---$11,356
Payroll Taxes---$10,828
Advertising---$9,392
Grants to Domestic Individuals---$3,500
Pension Plan Contributions---$2,918
Depreciation Depletion---$2,904
Fees for Service Investment Mgmnt Fees---$1,931
Travel---$1,200
Total Functional Expenses$0$0$0$798,102
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Form 990, Part VI, Section A, Line 6 - Credit Union is owned by members”

Form 990, Part VI, Section A, Line 7A

“Form 990, Part VI, Section A, Line 7a -Membership elects governing body at annual meeting”

Form 990, Part VI, Section A, Line 8B

“Form 990, Part VI, Section A, Line 8b - The Credit Union does not have any committees other than the board of directors”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - The Board Comprehends the 990 form fairly well that they are comfortable with the filing”

Form 990, Part VI, Section B, Line 12C

“Form 990, Part VI, Section B, Line 12c - All information on key employee(s) and board members are available for review”

Form 990, Part VI, Section C, Line 18

“Form 990, Part VI, Section C, Line 18 - Members are advised via statements notices or annual meeting that form 990 is available for review anytime upon request during the year”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - Members are advised via statements, notices, newsletter and annual meeting that all reports required for public inspectors are available at the credit union anytime upon their request”

Filing and Contact Details

Filer

Filer Name
Alpine Community Credit Union
EIN
74-1464048
Phone
4328375156
Address
111 N 2nd St, Alpine, TX 79830

Signing Officer

Name
Yolanda De La O
Title
President
Phone
4328375156
Signed
2017-05-15

Organization Details

Principal Officer
Johnny LLanez
Formed
1954
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Form 990, Part XI, Line 9 - Assets growth form 990 Part XI, Line 9”

Raw XML AppendixShowing 400 of 462 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt24429
IRS990/OtherExpensesGrp/TotalAmt3318454
IRS990/OtherInd0X
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt094872
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt06551246
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05969750
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt019487
IRS990/PayrollTaxesGrp/TotalAmt010828
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02918
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010465
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt010623
IRS990/PrincipalOfficerNm0Johnny LLanez
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0394119
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt186843
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25319
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0394119
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt186843
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25319
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt03500
IRS990/PYInvestmentIncomeAmt090943
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0278836
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0486592
IRS990/PYRevenuesLessExpensesAmt087670
IRS990/PYSalariesCompEmpBnftPaidAmt0207529
IRS990/PYTotalExpensesAmt0489865
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0577535
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-212969
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01624475
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01411506
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01574304
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02143245
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt05301192
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11884000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt25400
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CD'S COMMERCIAL BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CD'S IN NATURAL PERSONS CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PERPETUAL CONTRIBUTION CAPITAL AT CATALYST FCU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueSecuritiesAmt07190592
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt038109
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt122214
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt235745
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt315962
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt42306
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0USED VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1USED VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2CD-SECURED
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3NEW VEHICLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4SIGNATURE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt040478
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt123050
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt249376
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt335238
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt42578
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DENNIS BACA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1SYLVIA VEGA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2RONNY DODSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3LORI FRANCO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4LORI FRANCO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD CHAIRMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD VICE CHAIRMAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/TotalBalanceDueAmt0114336
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990, Part VI, Section A, Line 6 - Credit Union is owned by members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990, Part VI, Section A, Line 7a -Membership elects governing body at annual meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990, Part VI, Section A, Line 8b - The Credit Union does not have any committees other than the board of directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990, Part VI, Section B, Line 11b - The Board Comprehends the 990 form fairly well that they are comfortable with the filing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Form 990, Part VI, Section B, Line 12c - All information on key employee(s) and board members are available for review
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990, Part VI, Section C, Line 18 - Members are advised via statements notices or annual meeting that form 990 is available for review anytime upon request during the year
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Form 990, Part VI, Section C, Line 19 - Members are advised via statements, notices, newsletter and annual meeting that all reports required for public inspectors are available at the credit union anytime upon their request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Form 990, Part XI, Line 9 - Assets growth form 990 Part XI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt015225322
IRS990/TotalAssetsEOYAmt016044267
IRS990/TotalAssetsGrp/BOYAmt015225322
IRS990/TotalAssetsGrp/EOYAmt016044267
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,044,267
Liabilities
$42,765
Net assets
$16,001,502
Revenue
$585,133
Expenses
$798,102
Net income
-$212,969
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$14.3$0.03$14.3$0.64$0.46$0.18
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.2$0.04$14.2$0.67$0.40$0.27
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.6$0.02$15.5$0.63$0.47$0.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.9$0.03$16.9$0.46$0.36$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.1$0.02$17.1$0.39$0.46$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.0$0.03$16.0$0.48$0.48$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.4$0.03$15.4$0.52$0.46$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$0.03$15.3$0.55$0.45$0.10
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.8$0.03$15.8$0.56$0.42$0.14
2016Detailed filing. Detailed filing data is available for this year.$16.0$0.04$16.0$0.59$0.80$0.21
2015Detailed filing. Detailed filing data is available for this year.$15.2$0.03$15.2$0.58$0.49$0.09
2014Detailed filing. Detailed filing data is available for this year.$15.1$0.03$15.1$0.53$0.46$0.07
2013Detailed filing. Detailed filing data is available for this year.$14.2$0.02$14.2$0.49$0.45$0.04
2012Summary only. Only limited summary data is available for this year.$13.0$0.03$13.0$0.51$0.45$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.7$0.03$11.6$0.42
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$0.03$10.4$0.49