Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
28th percentile
Higher debt load relative to assets than 28% of similar nonprofits.
Liabilities / Revenue
15th percentile
Higher debt load relative to revenue than 15% of similar nonprofits.
Net Margin
21st percentile
Higher net margin than 21% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
58th percentile
Faster asset growth than 58% of similar nonprofits.
Revenue Growth
22nd percentile
Faster revenue growth than 22% of similar nonprofits.
Assets
Flat$5,153,728
Flat from 2019
Net Assets
Flat$1,052,183
Flat from 2019
Liabilities
Flat$4,101,545
Flat from 2019
Revenue
Flat$345,297
Flat from 2019
Expenses
Flat$338,189
Flat from 2019
Net Income
Flat$7,108
Flat from 2019
Establish and maintain a properly managed credit union operating at maximum financial levels and rendering prompt, courteous service for all members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $3,275,360 | $3,373,507 | ▲ $98,147 |
| Rtn Earn Endowment Incm Other Fnds | $1,048,924 | $1,052,183 | ▲ $3,259 |
| Investments Program Related | $1,043,177 | $1,039,918 | ▼ $3,259 |
| Cash and Non-Interest-Bearing Accounts | $740,921 | $722,465 | ▼ $18,456 |
| Accounts Receivable | - | $7,415 | - |
| Prepaid Expenses and Deferred Charges | $11,945 | $1,624 | ▼ $10,321 |
| Land, Buildings, and Equipment, Net | $5,781 | $1,234 | ▼ $4,547 |
| Total Assets | $5,085,655 | $5,153,728 | ▲ $68,073 |
| Other Assets Total | $8,471 | $7,565 | ▼ $906 |
| Liabilities | |||
| Other Liabilities | $4,011,381 | $4,078,383 | ▲ $67,002 |
| Accounts Payable and Accrued Expenses | $25,350 | $23,162 | ▼ $2,188 |
| Total Liabilities | $4,036,731 | $4,101,545 | ▲ $64,814 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,048,924 | $1,052,183 | ▲ $3,259 |
| Total Liabilities and Net Assets / Fund Balance | $5,085,655 | $5,153,728 | ▲ $68,073 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,234 | $98,993 | $100,227 |
| Investment Program Related Org | $801 | - | - |
| Name | Title |
|---|---|
| Juan M Escobar | Chairman |
| Irene M Herrera | Vice Chairma |
| Judge Thelma Rodriguez | Director |
| Patti Elkins | Director |
| Brenda K Nunez | Secretary/tr |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $182,973 |
| Other Expenses | $141,190 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $148,497 | - | - | $148,497 |
| Office Expenses | $53,466 | - | - | $53,466 |
| Other Employee Benefits | $16,969 | - | - | $16,969 |
| Benefits to Members | $14,026 | - | - | $14,026 |
| Payroll Taxes | $12,080 | - | - | $12,080 |
| Insurance | $10,495 | - | - | $10,495 |
| Pension Plan Contributions | $5,427 | - | - | $5,427 |
| Depreciation Depletion | $4,622 | - | - | $4,622 |
| Occupancy | $4,200 | - | - | $4,200 |
| Conferences and Meetings | $3,994 | - | - | $3,994 |
| Other Expenses | $3,797 | - | - | $3,797 |
| All Other Expenses | $2,872 | - | - | $2,872 |
| Fees for Services Accounting | $2,230 | - | - | $2,230 |
| Fees for Services Other | $721 | - | - | $721 |
| Fees for Services Legal | $450 | - | - | $450 |
| Advertising | $143 | - | - | $143 |
| Total Functional Expenses | $338,189 | $0 | $0 | $338,189 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares/deposits | $4,078,383 |
“Nce is a state chartered credit union comprised of owner/members from a common field of membership and who have paid into their share accounts a board approved minimum membership fee.”
“Member hold annual meeetings at which time the members present elect open positions for board of directors.”
“A copy of form 990 is provided to each board member for review. After review and discussion, the form is approved for remittance to the irs.”
“All board of directors and key employees are required to file an annual conflict of interest disclosure statement. The credit union monitors these statements to determine any outside entity activity and the nature of such interest.”
“Board of directors review the compensation paid to their key employees on an annual basis and compares compensation leve against industry standards, credit union size, and services. All deliberations are formally recorded in appropriate official minutes.”
“The credit union posts its financial statements in the cu lobby for all members to review. The governance documents and conflicts of interest statements are available in the cu office for review upon request.”
“Refer to exempt purpose accomplishments listed in part iii, page 2 of this return.”
“No taxable income recorded during year.”
“Prior period closing adjust. -3,849”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 25350 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 23162 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 7415 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ESTABLISH AND MAINTAIN A PROPERLY MANAGED CREDIT UNION OPERATING AT MAXIMUM FINANCIAL LEVELS AND RENDERING PROMPT, COURTEOUS SERVICE FOR ALL MEMBERS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 143 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 143 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 2872 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2872 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BenefitsToMembersGrp/ProgramServicesAmt | 0 | 14026 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 14026 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | PAULA GARZA |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3618824780 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 901 LEOPARD SUITE 114 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CORPUS CHRISTI |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 78401 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 740921 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 722465 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 3994 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3994 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 14026 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 31748 |
| IRS990/CYOtherExpensesAmt | 0 | 141190 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 313549 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7108 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 182973 |
| IRS990/CYTotalExpensesAmt | 0 | 338189 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 345297 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 4622 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4622 |
| IRS990/Desc | 0 | CREDIT UNION REMAINS STRONG |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 2230 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 2230 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 450 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 450 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 721 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 721 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PATTI ELKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JUAN M ESCOBAR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | IRENE M HERRERA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRENDA K NUNEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JUDGE THELMA RODRIGUEZ |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1966 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 345297 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 10495 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 10495 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 31748 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 31748 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1043177 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1039918 |
| IRS990/IRPDocumentCnt | 0 | 120 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 98993 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5781 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1234 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 100227 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | ESTABLISH AND MAINTAIN A PROPERLY MANAGED CREDIT UNION OPERATING AT MAXIMUM FINANCIAL LEVELS AND RENDERING PROMPT, COURTEOUS SERVICE FOR ALL MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1048924 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1052183 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 4200 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 4200 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 53466 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 53466 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 8471 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 7565 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -3849 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 16969 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 16969 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT CARD PROGRAM |
| IRS990/OtherExpensesGrp/Desc | 2 | CREDIT REPORT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | TCUL DUES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 29754 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 19195 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 5251 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 3797 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 29754 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 19195 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 5251 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 3797 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 4011381 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 4078383 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 148497 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 148497 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 3275360 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 3373507 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 12080 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 12080 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 5427 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5427 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 11945 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1624 |
| IRS990/PrincipalOfficerNm | 0 | PAULA R GARZA |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | SHARE FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SHARE DRAFT FEES/CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | ATM SETTLEMENT |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | LOAN FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 183669 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 28659 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 27743 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 19438 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 18782 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 183669 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 28659 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 27743 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 19438 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 18782 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | CREDIT UNION MEMBERS CONTINUE TO BE OFFERED QUARTERLY LOANS ON VEHICLES. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | NCE CREDIT UNION STRIVES TO MAINTAIN GREAT MEMBER SERVICES |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | REFER TO EXEMPT PURPOSE ACCOMPLISHMENTS LISTED IN PART III, PAGE 2 OF THIS RETURN. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 338189 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 14786 |
| IRS990/PYInvestmentIncomeAmt | 0 | 22062 |
| IRS990/PYOtherExpensesAmt | 0 | 114672 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 323561 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 24934 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 191231 |
| IRS990/PYTotalExpensesAmt | 0 | 320689 |
| IRS990/PYTotalRevenueAmt | 0 | 345623 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7108 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1048924 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1052183 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1234 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 98993 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 100227 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 999000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 40117 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 801 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | CERT. OF DEPOSIT |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | NCUSIF |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CAPITAL SHARES |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4078383 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES/DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1234 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1039918 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 4078383 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | REFER TO EXEMPT PURPOSE ACCOMPLISHMENTS LISTED IN PART III, PAGE 2 OF THIS RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO TAXABLE INCOME RECORDED DURING YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NCE IS A STATE CHARTERED CREDIT UNION COMPRISED OF OWNER/MEMBERS FROM A COMMON FIELD OF MEMBERSHIP AND WHO HAVE PAID INTO THEIR SHARE ACCOUNTS A BOARD APPROVED MINIMUM MEMBERSHIP FEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | MEMBER HOLD ANNUAL MEEETINGS AT WHICH TIME THE MEMBERS PRESENT ELECT OPEN POSITIONS FOR BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A COPY OF FORM 990 IS PROVIDED TO EACH BOARD MEMBER FOR REVIEW. AFTER REVIEW AND DISCUSSION, THE FORM IS APPROVED FOR REMITTANCE TO THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ALL BOARD OF DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO FILE AN ANNUAL CONFLICT OF INTEREST DISCLOSURE STATEMENT. THE CREDIT UNION MONITORS THESE STATEMENTS TO DETERMINE ANY OUTSIDE ENTITY ACTIVITY AND THE NATURE OF SUCH INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | BOARD OF DIRECTORS REVIEW THE COMPENSATION PAID TO THEIR KEY EMPLOYEES ON AN ANNUAL BASIS AND COMPARES COMPENSATION LEVE AGAINST INDUSTRY STANDARDS, CREDIT UNION SIZE, AND SERVICES. ALL DELIBERATIONS ARE FORMALLY RECORDED IN APPROPRIATE OFFICIAL MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CREDIT UNION POSTS ITS FINANCIAL STATEMENTS IN THE CU LOBBY FOR ALL MEMBERS TO REVIEW. THE GOVERNANCE DOCUMENTS AND CONFLICTS OF INTEREST STATEMENTS ARE AVAILABLE IN THE CU OFFICE FOR REVIEW UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | PRIOR PERIOD CLOSING ADJUST. -3,849 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9 |
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| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsEOYAmt | 0 | 5153728 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 5153728 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 338189 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 338189 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 4036731 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 4101545 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 4036731 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 4101545 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1048924 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1052183 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 338189 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 35258 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 35258 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 338189 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 313549 |
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| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 313549 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 345297 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 5085655 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 5153728 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 901 LEOPARD SUITE 114 |
| IRS990/USAddress/CityNm | 0 | CORPUS CHRISTI |
| IRS990/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/USAddress/ZIPCd | 0 | 78401 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.NCECREDIT UNION.NET |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2020-09-23 17:36:50Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PAULA R GARZA |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3618824780 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-02-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NCE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NCEC |
| ReturnHeader/Filer/EIN | 0 | 741383594 |
| ReturnHeader/Filer/PhoneNum | 0 | 3618824780 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 901 LEOPARD SUITE 114 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CORPUS CHRISTI |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 78401 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 2CBCF8563AB8ACFD911E3336B8B8FA1154FF56D4 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 2CBCF8563AB8ACFD911E3336B8B8FA1154FF56D4 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 72.181.102.11 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-02-27 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CS |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 15:24:36 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEMA & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 610 E MARKET ST STE 2906 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SAN ANTONIO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | TX |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 782052680 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2102124822 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2020-02-27 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | ANGEL R LEMA CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2020-02-27T15:24:36-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.