Civic Intelligence

Cte Credit Union

990 • Fiscal year 2020 • EIN 74-1199174

Jan 01, 2020 to Dec 31, 2020

Houston, TX
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.81x

Higher debt load relative to assets than 13% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

87th percentile

29.83x

Higher debt load relative to revenue than 87% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Net Margin

45th percentile

8.1%

Higher net margin than 45% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2020

Asset Growth

2nd percentile

2.3%

Faster asset growth than 2% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

85th percentile

1.6%

Faster revenue growth than 85% of similar nonprofits.

2020 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Assets

Up

$27,020,250

Up $617,839 (+2.3%) from 2019

Net Assets

Up

$5,137,796

Up $59,697 (+1.2%) from 2019

Liabilities

Up

$21,882,454

Up $558,142 (+2.6%) from 2019

Revenue

Up

$733,651

Up $11,658 (+1.6%) from 2019

Expenses

Down

$673,954

Down $52,902 (-7.3%) from 2019

Net Income

Up

$59,697

Up $64,560 (+1328%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $45,825,695Liabilities 2010: $40,813,065Net Assets 2010: $5,012,6302010Assets 2011: $50,449,021Liabilities 2011: $45,347,101Net Assets 2011: $5,101,9202011Assets 2012: $56,943,376Liabilities 2012: $51,663,273Net Assets 2012: $5,280,1032012Assets 2013: $55,066,260Liabilities 2013: $49,661,716Net Assets 2013: $5,404,5442013Assets 2014: $49,713,912Liabilities 2014: $44,471,252Net Assets 2014: $5,242,6602014Assets 2015: $43,200,508Liabilities 2015: $38,103,042Net Assets 2015: $5,097,4662015Assets 2016: $37,909,667Liabilities 2016: $32,821,949Net Assets 2016: $5,087,7182016Assets 2017: $33,721,363Liabilities 2017: $28,638,599Net Assets 2017: $5,082,7642017Assets 2018: $28,217,862Liabilities 2018: $23,134,900Net Assets 2018: $5,082,9622018Assets 2019: $26,402,411Liabilities 2019: $21,324,312Net Assets 2019: $5,078,0992019Assets 2020: $27,020,250Liabilities 2020: $21,882,454Net Assets 2020: $5,137,7962020Assets 2020: $27,020,250Liabilities 2020: $21,882,454Net Assets 2020: $5,137,7962020Assets 2021: $27,690,825Liabilities 2021: $22,583,144Net Assets 2021: $5,107,6812021Assets 2022: $25,500,038Liabilities 2022: $20,676,740Net Assets 2022: $4,823,2982022

Highlighted filing

2020

Assets$27,020,250
Liabilities$21,882,454
Net Assets$5,137,796

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,865,2292010Expenses 2011: $1,620,4192011Expenses 2012: $1,523,2712012Revenue 2013: $1,453,991Expenses 2013: $1,329,550Net Income 2013: $124,4412013Revenue 2014: $941,596Expenses 2014: $1,103,480Net Income 2014: -$161,8842014Revenue 2015: $885,072Expenses 2015: $1,030,266Net Income 2015: -$145,1942015Revenue 2016: $838,672Expenses 2016: $848,420Net Income 2016: -$9,7482016Revenue 2017: $792,562Expenses 2017: $797,516Net Income 2017: -$4,9542017Revenue 2018: $748,524Expenses 2018: $748,326Net Income 2018: $1982018Revenue 2019: $721,993Expenses 2019: $726,856Net Income 2019: -$4,8632019Revenue 2020: $733,651Expenses 2020: $673,954Net Income 2020: $59,6972020Revenue 2020: $733,651Expenses 2020: $673,954Net Income 2020: $59,6972020Revenue 2021: $650,911Expenses 2021: $681,026Net Income 2021: -$30,1152021Revenue 2022: $452,540Expenses 2022: $736,923Net Income 2022: -$284,3832022

Highlighted filing

2020

Revenue$733,651
Expenses$673,954
Net Income$59,697
Filing Detail Status

This 2020 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Mission and Program Overview

Mission

The mission of CTECU is to offer members exceptional service, competitive interest rates, and sound financial management. This mission is accomplished by aggressive loan promotions, maximizing return on investments, and responsive member services and education.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$25.5$20.7$4.82$0.45$0.74$0.28
2021Detailed filing. Detailed filing data is available for this year.$27.7$22.6$5.11$0.65$0.68$0.03
2020Detailed filing. Detailed filing data is available for this year.$27.0$21.9$5.14$0.73$0.67$0.06
2020Summary only. Only limited summary data is available for this year.$27.0$21.9$5.14$0.73$0.67$0.06
2019Detailed filing. Detailed filing data is available for this year.$26.4$21.3$5.08$0.72$0.73$0.00
2018Detailed filing. Detailed filing data is available for this year.$28.2$23.1$5.08$0.75$0.75$0.00
2017Detailed filing. Detailed filing data is available for this year.$33.7$28.6$5.08$0.79$0.80$0.00
2016Detailed filing. Detailed filing data is available for this year.$37.9$32.8$5.09$0.84$0.85$0.01
2015Detailed filing. Detailed filing data is available for this year.$43.2$38.1$5.10$0.89$1.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$49.7$44.5$5.24$0.94$1.10$0.16
2013Detailed filing. Detailed filing data is available for this year.$55.1$49.7$5.40$1.45$1.33$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.9$51.7$5.28$1.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.4$45.3$5.10$1.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.8$40.8$5.01$1.87