Civic Intelligence

Texas Bay Area Credit Union

EIN 74-1142852 • 501(c)14 • Houston, TX

View Organization Page

Profile

CONSUMER FINANCE

12611 Fuqua StreetHouston, TX 77034

www.tbacu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

3rd percentile

0.09x

Higher debt load relative to assets than 3% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

3rd percentile

1.17x

Higher debt load relative to revenue than 3% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

18th percentile

2.7%

Higher net margin than 18% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

89th percentile

$757,970

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

98th percentile

21%

Faster asset growth than 98% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

52nd percentile

13%

Faster revenue growth than 52% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets3rd percentile

Assets

Up

$852,782,443

Up $146,086,504 (+21%) from 2023

Liabilities

Down

$78,713,155

Down $16,100,570 (-17%) from 2023

Net Assets

Up

$774,069,288

Up $162,187,074 (+27%) from 2023

Operations
Liabilities / Revenue3rd percentileNet Margin18th percentile

Revenue

Up

$67,175,799

Up $7,889,318 (+13%) from 2023

Expenses

Up

$65,333,476

Up $11,062,181 (+20%) from 2023

Net Income

Down

$1,842,323

Down $3,172,863 (-63%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0B$500M$0Assets 2010: $239,576,819Liabilities 2010: $7,698,911Net Assets 2010: $231,877,9082010Assets 2011: $264,028,166Liabilities 2011: $18,923,472Net Assets 2011: $245,104,6942011Assets 2012: $289,279,930Liabilities 2012: $14,862,455Net Assets 2012: $274,417,4752012Assets 2013: $306,404,308Liabilities 2013: $27,585,920Net Assets 2013: $278,818,3882013Assets 2014: $326,759,555Liabilities 2014: $23,513,044Net Assets 2014: $303,246,5112014Assets 2015: $364,666,890Liabilities 2015: $32,996,753Net Assets 2015: $331,670,1372015Assets 2016: $396,190,994Liabilities 2016: $34,763,245Net Assets 2016: $361,427,7492016Assets 2017: $437,679,465Liabilities 2017: $47,152,458Net Assets 2017: $390,527,0072017Assets 2018: $442,138,776Liabilities 2018: $34,959,986Net Assets 2018: $407,178,7902018Assets 2019: $501,470,838Liabilities 2019: $37,144,734Net Assets 2019: $464,326,1042019Assets 2020: $537,570,025Liabilities 2020: $30,042,333Net Assets 2020: $507,527,6922020Assets 2021: $559,614,598Liabilities 2021: $26,319,145Net Assets 2021: $533,295,4532021Assets 2022: $652,953,146Liabilities 2022: $106,158,429Net Assets 2022: $546,794,7172022Assets 2023: $706,695,939Liabilities 2023: $94,813,725Net Assets 2023: $611,882,2142023Assets 2024: $852,782,443Liabilities 2024: $78,713,155Net Assets 2024: $774,069,2882024

Highlighted filing

2024

Assets$852,782,443
Liabilities$78,713,155
Net Assets$774,069,288
Open 2024 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80M$60M$40M$20M$0Expenses 2010: $16,459,9452010Revenue 2011: $18,753,567Expenses 2011: $16,095,680Net Income 2011: $2,657,8872011Expenses 2012: $18,916,6592012Revenue 2013: $22,961,476Expenses 2013: $21,627,452Net Income 2013: $1,334,0242013Revenue 2014: $24,138,627Expenses 2014: $22,029,448Net Income 2014: $2,109,1792014Revenue 2015: $26,027,208Expenses 2015: $21,691,637Net Income 2015: $4,335,5712015Revenue 2016: $27,977,155Expenses 2016: $25,083,130Net Income 2016: $2,894,0252016Revenue 2017: $33,977,855Expenses 2017: $29,481,317Net Income 2017: $4,496,5382017Revenue 2018: $34,455,447Expenses 2018: $31,789,835Net Income 2018: $2,665,6122018Revenue 2019: $38,538,409Expenses 2019: $36,258,932Net Income 2019: $2,279,4772019Revenue 2020: $35,520,235Expenses 2020: $33,635,016Net Income 2020: $1,885,2192020Revenue 2021: $36,404,556Expenses 2021: $32,941,787Net Income 2021: $3,462,7692021Revenue 2022: $45,431,669Expenses 2022: $41,150,145Net Income 2022: $4,281,5242022Revenue 2023: $59,286,481Expenses 2023: $54,271,295Net Income 2023: $5,015,1862023Revenue 2024: $67,175,799Expenses 2024: $65,333,476Net Income 2024: $1,842,3232024

Highlighted filing

2024

Revenue$67,175,799
Expenses$65,333,476
Net Income$1,842,323
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$852,782,443
Liabilities
$78,713,155
Net assets
$774,069,288
Revenue
$67,175,799
Expenses
$65,333,476
Net income
$1,842,323
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$853$78.7$774$67.2$65.3$1.84
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$707$94.8$612$59.3$54.3$5.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$653$106$547$45.4$41.2$4.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$560$26.3$533$36.4$32.9$3.46
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$538$30.0$508$35.5$33.6$1.89
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$501$37.1$464$38.5$36.3$2.28
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$442$35.0$407$34.5$31.8$2.67
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$438$47.2$391$34.0$29.5$4.50
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$396$34.8$361$28.0$25.1$2.89
2015Summary only. Only limited summary data is available for this year.$365$33.0$332$26.0$21.7$4.34
2014Detailed filing. Detailed filing data is available for this year.$327$23.5$303$24.1$22.0$2.11
2013Detailed filing. Detailed filing data is available for this year.$306$27.6$279$23.0$21.6$1.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$289$14.9$274$18.9
2011Summary only. Only limited summary data is available for this year.$264$18.9$245$18.8$16.1$2.66
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$240$7.70$232$16.5
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 12, 2021
Return Version
2020v4.0
Gross Receipts
$35,520,235
Mission and Program Overview

Mission

CONSUMER FINANCE

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$464,326,104$507,527,692▲ $43,201,588
Cash and Non-Interest-Bearing Accounts$36,070,210$66,694,016▲ $30,623,806
Savings and Temporary Cash Investments$29,120,000$35,615,000▲ $6,495,000
Land, Buildings, and Equipment, Net$14,193,132$16,889,341▲ $2,696,209
Accounts Receivable$7,783,516$14,153,453▲ $6,369,937
Investments in Publicly Traded Securities$7,965,948$9,214,399▲ $1,248,451
Prepaid Expenses and Deferred Charges$815,317$904,393▲ $89,076
Total Assets$501,470,838$537,570,025▲ $36,099,187
Other Assets Total$405,522,715$394,099,423▼ $11,423,292
Liabilities
Other Liabilities$31,919,079$25,220,139▼ $6,698,940
Accounts Payable and Accrued Expenses$5,225,655$4,822,194▼ $403,461
Total Liabilities$37,144,734$30,042,333▼ $7,102,401
Net Assets / Fund Balance
Total Net Assets Fund Balance$464,326,104$507,527,692▲ $43,201,588
Total Liabilities and Net Assets / Fund Balance$501,470,838$537,570,025▲ $36,099,187

Asset Categories

AssetBook ValueDepreciationBasis
Land$2,176,004-$2,176,004
Other Assets Org$-11,537,154--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ExecutivesExecutivesFT$2,129,554$705,471$2,835,025
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$23,047,538
Other Revenue
$12,472,697
Change in Net Assets
$1,885,219
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$22,185,655
Salaries, Compensation, and Employee Benefits$11,449,361
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$9,025,479-$9,025,479
Fees for Services Other-$7,576,350-$7,576,350
Office Expenses-$7,149,750-$7,149,750
Interest-$4,325,531-$4,325,531
Other Employee Benefits-$2,420,722-$2,420,722
Occupancy-$1,784,516-$1,784,516
Advertising-$1,189,918-$1,189,918
Travel-$95,495-$95,495
Fees for Services Management-$50,381-$50,381
Insurance-$13,714-$13,714
Pension Plan Contributions-$3,160-$3,160
Total Functional Expenses$0$33,635,016$0$33,635,016
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Notes Payable$21,860,523
Accrued Liabilities$3,359,616
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 15A

“ALL EMPLOYEES”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Texas Bay Credit Union
EIN
74-1142852
Phone
7138526702
Address
12611 FUQUA STREET, HOUSTON, TX 77034
Doing Business As
Texas Bay Area Credit Union

Signing Officer

Name
Syed Dinar
Title
CFO/vice President
Phone
7133365500
Signed
2021-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Syed Dinar
Formed
1936
Legal Domicile
TX
Voting Board Members
48,459
Independent Board Members
48,459
Employees
161

Preparer

Firm
Daniel P Mcguire Pc
Address
10497 TOWN AND COUNTRY WAY STE 440, HOUSTON, TX 77024-1162
Preparer
Daniel P Mcguire
Phone
7139320409
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“NOT APPLICABLE”

Form 990, Part IX, Line 11G

“Miscellaneous expense 0 595,179 0 professional services 0 319,775 0 loan services 0 1,892,897 0 loan losses 0 4,580,922 0 odp loss 0 98,550 0 expense - shares 0 57,450 0 expense - share drafts 0 31,577 0 total 0 7,576,350 0”

Form 990, Part XI, Line 9

“Cy increase of member capital 41,316,369”

Raw XML Appendix304 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AdvertisingGrp/TotalAmt01189918
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IRS990/BooksInCareOfDetail/PersonNm0SYED DINAR
IRS990/BooksInCareOfDetail/PhoneNum07138526702
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt012611 FUQUA STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd077034
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt036070210
IRS990/CashNonInterestBearingGrp/EOYAmt066694016
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt023047538
IRS990/CYOtherExpensesAmt022185655
IRS990/CYOtherRevenueAmt012472697
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt01885219
IRS990/CYSalariesCompEmpBnftPaidAmt011449361
IRS990/CYTotalExpensesAmt033635016
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt035520235
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0NOT APPLICABLE
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0TEXAS BAY AREA CREDIT UNION
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt0161
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt050381
IRS990/FeesForServicesManagementGrp/TotalAmt050381
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt07576350
IRS990/FeesForServicesOtherGrp/TotalAmt07576350
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0705471
IRS990/Form990PartVIISectionAGrp/PersonNm0EXECUTIVES
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt02129554
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVES
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01936
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt048459
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt035520235
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt048459
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt013714
IRS990/InsuranceGrp/TotalAmt013714
IRS990/InterestGrp/ManagementAndGeneralAmt04325531
IRS990/InterestGrp/TotalAmt04325531
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt023047538
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt023047538
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt07965948
IRS990/InvestmentsPubTradedSecGrp/EOYAmt09214399
IRS990/IRPDocumentCnt03323
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09521626
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014193132
IRS990/LandBldgEquipBasisNetGrp/EOYAmt016889341
IRS990/LandBldgEquipCostOrOtherBssAmt026410967
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt078784
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0250891
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt0172107
IRS990/MissionDesc0CONSUMER FINANCE
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0464326104
IRS990/NetAssetsOrFundBalancesEOYAmt0507527692
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt01784516
IRS990/OccupancyGrp/TotalAmt01784516
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07149750
IRS990/OfficeExpensesGrp/TotalAmt07149750
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0405522715
IRS990/OtherAssetsTotalGrp/EOYAmt0394099423
IRS990/OtherChangesInNetAssetsAmt041316369
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02420722
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02420722
IRS990/OtherLiabilitiesGrp/BOYAmt031919079
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IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS FEES
IRS990/OtherRevenueMiscGrp/Desc1INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/Desc2INCOME - CERTIFICATES OF DEPO
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt010380733
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt010380733
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2596392
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IRS990/OtherSalariesAndWagesGrp/TotalAmt09025479
IRS990/PartialLiquidationInd0false
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03160
IRS990/PensionPlanContributionsGrp/TotalAmt03160
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0815317
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0904393
IRS990/PrincipalOfficerNm0SYED DINAR
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0NOT APPLICABLE
IRS990/ProgSrvcAccomActy3Grp/Desc0NOT APPLICABLE
IRS990/ProgSrvcAccomActyOtherGrp/Desc0NOT APPLICABLE
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYTotalRevenueAmt038538409
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IRS990/RelatedEntityInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0464326104
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt029120000
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IRS990ScheduleD/LandGrp/BookValueAmt02176004
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02176004
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IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1131520897
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt224994101
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IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt41435447
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5170023
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PERSONAL LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1REAL ESTATE LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2CREDIT CARD LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3COMMERCIAL LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4ACCRUED INCOME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5CONSTRUCTION IN PROGRESS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6R/E LOANS SOLD - FHLB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021860523
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13359616
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0NOTES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02176004
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0394099423
IRS990ScheduleD/TotalLiabilityAmt025220139
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt02129554
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0705471
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0EXECUTIVES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0EXECUTIVES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt02835025
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NOT APPLICABLE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL EMPLOYEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MISCELLANEOUS EXPENSE 0 595,179 0 PROFESSIONAL SERVICES 0 319,775 0 LOAN SERVICES 0 1,892,897 0 LOAN LOSSES 0 4,580,922 0 ODP LOSS 0 98,550 0 EXPENSE - SHARES 0 57,450 0 EXPENSE - SHARE DRAFTS 0 31,577 0 TOTAL 0 7,576,350 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CY INCREASE OF MEMBER CAPITAL 41,316,369
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0501470838
IRS990/TotalAssetsEOYAmt0537570025
IRS990/TotalAssetsGrp/BOYAmt0501470838
IRS990/TotalAssetsGrp/EOYAmt0537570025
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt0161
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt033635016
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt033635016
IRS990/TotalGrossUBIAmt01416788
IRS990/TotalLiabilitiesBOYAmt037144734
IRS990/TotalLiabilitiesEOYAmt030042333
IRS990/TotalLiabilitiesGrp/BOYAmt037144734
IRS990/TotalLiabilitiesGrp/EOYAmt030042333
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0464326104
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0507527692
IRS990/TotalOtherCompensationAmt0705471
IRS990/TotalReportableCompFromOrgAmt02129554
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt034103447
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt035520235
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt01416788
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0501470838
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0537570025
IRS990/TravelGrp/ManagementAndGeneralAmt095495
IRS990/TravelGrp/TotalAmt095495
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt048459
IRS990/VotingMembersIndependentCnt048459
IRS990/WebsiteAddressTxt0WWW.TBACU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SYED DINAR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO/VICE PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07133365500
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TEXAS BAY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TEXA
ReturnHeader/Filer/EIN0741142852
ReturnHeader/Filer/PhoneNum07138526702
ReturnHeader/Filer/USAddress/AddressLine1Txt012611 FUQUA STREET
ReturnHeader/Filer/USAddress/CityNm0HOUSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077034
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0760239059
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DANIEL P MCGUIRE PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010497 TOWN AND COUNTRY WAY STE 440
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOUSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0770241162
ReturnHeader/PreparerPersonGrp/PhoneNum07139320409
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DANIEL P MCGUIRE
ReturnHeader/ReturnTs02021-11-12T10:57:24-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0SYED
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DINAR
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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