Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
EIN 38-1461385 • 501(c)14 • Alpena, MI
Profile
To be your most trusted and valued financial partner. Member promise: we promise to simplify your life, work in your best interest, and be your advocate to help achieve your financial needs.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Liabilities / Revenue
54th percentile
Higher debt load relative to revenue than 54% of similar nonprofits.
Net Margin
90th percentile
Higher net margin than 90% of similar nonprofits.
Top Officer Pay
92nd percentile
Higher top officer pay than 92% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
90th percentile
Faster revenue growth than 90% of similar nonprofits.
Assets
Up$861,392,444
Up $85,897,174 (+11%) from 2023
Liabilities
Up$762,946,717
Up $75,100,239 (+11%) from 2023
Net Assets
Up$98,445,727
Up $10,796,935 (+12%) from 2023
Revenue
Up$50,013,838
Up $10,437,391 (+26%) from 2023
Expenses
Up$39,278,359
Up $9,565,214 (+32%) from 2023
Net Income
Up$10,735,479
Up $872,177 (+8.8%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To be your most trusted and valued financial partner. Member promise: we promise to simplify your life, work in your best interest, and be your advocate to help achieve your financial needs.
To provide financial services to member owners with a common bond.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $445,891,851 | $506,304,689 | ▲ $60,412,838 |
| Investments Other Securities | $245,981,664 | $255,672,964 | ▲ $9,691,300 |
| Rtn Earn Endowment Incm Other Fnds | $87,648,792 | $98,445,727 | ▲ $10,796,935 |
| Savings and Temporary Cash Investments | $36,035,803 | $49,340,836 | ▲ $13,305,033 |
| Investments Program Related | $24,464,797 | $24,488,545 | ▲ $23,748 |
| Land, Buildings, and Equipment, Net | $6,666,771 | $6,647,215 | ▼ $19,556 |
| Cash and Non-Interest-Bearing Accounts | $3,531,913 | $4,215,549 | ▲ $683,636 |
| Intangible Assets | $2,559,843 | $2,280,587 | ▼ $279,256 |
| Prepaid Expenses and Deferred Charges | $317,804 | $314,077 | ▼ $3,727 |
| Accounts Receivable | $20,221 | $39,422 | ▲ $19,201 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $775,495,270 | $861,392,444 | ▲ $85,897,174 |
| Other Assets Total | $10,024,603 | $12,088,560 | ▲ $2,063,957 |
| Liabilities | |||
| Other Liabilities | $681,267,156 | $755,411,267 | ▲ $74,144,111 |
| Accounts Payable and Accrued Expenses | $6,579,322 | $7,535,450 | ▲ $956,128 |
| Total Liabilities | $687,846,478 | $762,946,717 | ▲ $75,100,239 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $87,648,792 | $98,445,727 | ▲ $10,796,935 |
| Total Liabilities and Net Assets / Fund Balance | $775,495,270 | $861,392,444 | ▲ $85,897,174 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,263,410 | $3,479,756 | $7,743,166 |
| Equipment | $979,803 | $4,519,450 | $5,499,253 |
| Land | $1,404,002 | - | $1,404,002 |
| Other Securities | $1,211,047 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Donald J Mills | President/CEO | FT | $456,517 | $394,819 | $851,336 |
| Barbara Mills | CXO | FT | $183,171 | $83,428 | $266,599 |
| Annah Orban | Mortgage Originator | FT | $47,401 | $196,631 | $244,032 |
| Angela Szatkowski | COO | FT | $176,958 | $60,723 | $237,681 |
| Sheila Ling | Mortgage Originator | FT | $47,804 | $112,245 | $160,049 |
| Jerome Schmidt | Commercial Loan Officer | FT | $120,821 | $39,171 | $159,992 |
| Jamie Quick | Director of Accounting | FT | $114,194 | $17,050 | $131,244 |
| Name | Title |
|---|---|
| Charlie Negro | Chairperson |
| Sheila Panknin | Vice Chairperson |
| James Gorman | Associate Board Member |
| Mark Devers | Associate Board Member |
| Ann Martin | Director |
| Anne Wirgau | Director |
| James Mcneil | Director |
| Michelle Cornish | Director |
| Scott Mclennan | Director |
| Brian Shumaker | Secretary |
| Terry Nelkie | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Cuanswers | Data Processing | 6000 28TH STREET, Grand Rapids, MI 49546 | $1,312,321 |
| Diebold Nixdorf | Atm Servicing | PO BOX 643543, Pittsburgh, PA 15264 | $165,876 |
| Factual Data | Credit Reports | PO BOX 640495, Pittsburgh, PA 15264 | $127,354 |
| Dell Marketing LP | Tech & Equipment | PO BOX 643561, Pittsburgh, PA 15264 | $126,752 |
| Neighborhood Mortgage Solutions | Mortgage Servicing | 975 N MAIN SUITE D, Frankenmuth, MI 48734 | $109,677 |
| Line Item | Amount |
|---|---|
| Other Expenses | $27,956,807 |
| Salaries, Compensation, and Employee Benefits | $11,296,552 |
| Grants and Similar Amounts Paid | $25,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $14,613,168 |
| Other Salaries and Wages | - | - | - | $7,082,123 |
| Other Employee Benefits | - | - | - | $1,730,137 |
| Office Expenses | - | - | - | $1,620,120 |
| Advertising | - | - | - | $1,311,982 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $982,580 |
| Pension Plan Contributions | - | - | - | $847,708 |
| Payroll Taxes | - | - | - | $654,004 |
| Depreciation Depletion | - | - | - | $552,458 |
| Fees for Services Other | - | - | - | $503,479 |
| All Other Expenses | - | - | - | $450,026 |
| Occupancy | - | - | - | $376,899 |
| Other Expenses | - | - | - | $364,108 |
| Conferences and Meetings | - | - | - | $247,978 |
| Insurance | - | - | - | $155,576 |
| Information Technology | - | - | - | $128,782 |
| Fees for Services Accounting | - | - | - | $61,760 |
| Travel | - | - | - | $37,022 |
| Payments to Affiliates | - | - | - | $32,529 |
| Fees for Services Legal | - | - | - | $26,635 |
| Grants to Domestic Individuals | - | - | - | $25,000 |
| Total Functional Expenses | $0 | $0 | $0 | $39,278,359 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $39,278,359 |
| Total Expenses per Audited Statements | $39,278,359 |
| Total Expenses per Form 990 | $39,278,359 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Donald J Mills | President/ceo | Employee Compensation/benefits | No | $851,336 |
| Barbara Mills | Chief Experience Officer | Employee Compensation/benefits | No | $266,599 |
| Liability | Amount |
|---|---|
| Member Shares | $755,411,267 |
“Donald mills, the president/ceo, is married to barbara mills, the chief experience officer.”
“The credit union has a single class of members with equal rights of ownership, governance, and voting.”
“Board members are elected for three year terms by the membership.”
“The members must approve mergers and by-law changes.”
“President/ceo and accounting supervisor review the 990 and supporting documents before presenting to the board of directors for their review at a monthly board meeting.”
“The policy is distributed to staff, board of directors and committees annually. It is monitored by the president/ceo, board of directors and key staff. All employees sign a code of conduct annually.”
“Compensation for president/ceo is determined by a compensation committee comprised of three board members who review compensation survey information and make a recommendation to the full board of directors who then vote on the recommendation. The last compensation review for the president/ceo was performed in february 2024.”
“990 & 990t returns are available upon request. Policies and governing documents are available upon request of the president/ceo. Financial statements are posted in the lobby. Financial statements are also available on ncua.gov via the quarterly call report.”
“Miscellaneous expense 300,604. Maintenance and repairs 149,422.”
“There were no changes in the process of the committte that assumes responsibility of the oversight of the audit and selection of the independent auditor.”
“The credit union is exempt, by statute (irc section 501(c)(14)), from federal income tax.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 6579322 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 7535450 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 20221 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 39422 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1311982 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 450026 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | ALPENA ALCONA AREA CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9893563577 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1100 S BAGLEY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ALPENA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49707 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 1 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3531913 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4215549 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 6 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 982580 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 247978 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 1312321 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 165876 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 127354 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 126752 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 109677 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 6000 28TH STREET |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 643543 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 640495 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 643561 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 975 N MAIN SUITE D |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | GRAND RAPIDS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | PITTSBURGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | PITTSBURGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | PITTSBURGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | FRANKENMUTH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | MI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 49546 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 15264 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 15264 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 15264 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 48734 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | CUANSWERS |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | DIEBOLD NIXDORF |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | FACTUAL DATA |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | DELL MARKETING LP |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | NEIGHBORHOOD MORTGAGE SOLUTIONS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | ATM SERVICING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CREDIT REPORTS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | TECH & EQUIPMENT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MORTGAGE SERVICING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 25000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 13947077 |
| IRS990/CYOtherExpensesAmt | 0 | 27956807 |
| IRS990/CYOtherRevenueAmt | 0 | 188534 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 35878227 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 10735479 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 11296552 |
| IRS990/CYTotalExpensesAmt | 0 | 39278359 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 50013838 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 552458 |
| IRS990/Desc | 0 | PROVIDE 47,873 MEMBERS WITH REGULAR SAVINGS, PREFERRED SAVINGS, MONEY MARKET, SHARE DRAFTS, CHRISTMAS CLUB, VACATION CLUB, IRA, CERTIFICATES OF DEPOSIT, HEALTH SAVINGS AND ESCROW ACCOUNTS WITH AGGREGATE DEPOSIT BALANCES THAT APPROXIMATED $755,411,000 AS OF DECEMBER 31, 2024. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 177 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 61760 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 26635 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 503479 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 302674 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 17050 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 28516 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 42174 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 22532 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 30392 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 22905 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHARLIE NEGRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SHEILA PANKNIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TERRY NELKIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRIAN SHUMAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHELLE CORNISH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ANN MARTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES MCNEIL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARK DEVERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JAMES GORMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | SCOTT MCLENNAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | ANNE WIRGAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DONALD J MILLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | JAMIE QUICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | ANGELA SZATKOWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | ANNAH ORBAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | SHEILA LING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | BARBARA MILLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | JEROME SCHMIDT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 548662 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 114194 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 209165 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 201858 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 137517 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 236207 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 137087 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | ASSOCIATE BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | ASSOCIATE BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR OF ACCOUNTING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | MORTGAGE ORIGINATOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | MORTGAGE ORIGINATOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | CXO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | COMMERCIAL LOAN OFFICER |
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| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1953 |
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| IRS990/FSAuditedInd | 0 | 1 |
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| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
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| IRS990/GrossReceiptsAmt | 0 | 50284698 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
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| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 13999511 |
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| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6647215 |
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| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
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| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO BE YOUR MOST TRUSTED AND VALUED FINANCIAL PARTNER. MEMBER PROMISE: WE PROMISE TO SIMPLIFY YOUR LIFE, WORK IN YOUR BEST INTEREST, AND BE YOUR ADVOCATE TO HELP ACHIEVE YOUR FINANCIAL NEEDS. |
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| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2851553 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1422736 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 364108 |
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| IRS990/OtherRevenueMiscGrp/Desc | 0 | CUSO INCOME |
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| IRS990/PrincipalOfficerNm | 0 | DONALD J MILLS |
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| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FINANCE & INSURANCE |
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| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 7652070 |
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| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE 32,534 LOANS INCLUDING HOME EQUITY, MORTGAGE, VEHICLE, LINE OF CREDIT, OVERDRAFT PROTECTION, SIGNATURE, CREDIT CARD AND COMMERCIAL LOANS WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $511,818,000 AS OF DECEMBER 31, 2024. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | OFFER AUTOMATED TELLER MACHINES, DEBIT CARDS, SAFE DEPOSIT BOXES, MONEY ORDERS/CASHIER'S CHECKS, OVERDRAFT PRIVILEGE, ONLINE/MOBILE BANKING SERVICES INCLUDING BILL PAY AND REMOTE DEPOSIT, FINANCIAL COUNSELING, IN-SCHOOL BRANCHES AND VARIOUS INSURANCE PROGRAMS TO ALL ELIGIBLE MEMBERS. |
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| IRS990/PYContributionsGrantsAmt | 0 | 0 |
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| IRS990/PYInvestmentIncomeAmt | 0 | 10955205 |
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| IRS990/PYOtherRevenueAmt | 0 | 290715 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 28330527 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 9863302 |
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| IRS990/PYTotalRevenueAmt | 0 | 39576447 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 10735479 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
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| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 98445727 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 36035803 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 49340836 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4263410 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3479756 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 7743166 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 979803 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 4519450 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 5499253 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 39278359 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1404002 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1404002 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 755411267 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 117440000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 582107 |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 158000 |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 7 | 104059874 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 8 | 10539766 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 9 | 1289105 |
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