Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
990 • Fiscal year 2016 • EIN 74-1109889
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
9th percentile
Higher debt load relative to revenue than 9% of similar nonprofits.
Net Margin
47th percentile
Higher net margin than 47% of similar nonprofits.
Top Officer Pay
63rd percentile
Higher top officer pay than 63% of similar nonprofits.
Top officer pay equals 1.2% of source-year revenue.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
59th percentile
Faster revenue growth than 59% of similar nonprofits.
Assets
Up$544,211,928
Up $37,023,065 (+7.3%) from 2015
Net Assets
Up$64,861,714
Up $5,174,798 (+8.7%) from 2015
Liabilities
Up$479,350,214
Up $31,848,267 (+7.1%) from 2015
Revenue
Up$39,274,110
Up $3,143,356 (+8.7%) from 2015
Expenses
Up$34,536,631
Up $2,873,918 (+9.1%) from 2015
Net Income
Up$4,737,479
Up $269,438 (+6.0%) from 2015
To improve the quality of life for our members and the community.
To provide financial services to our membership with various loan and deposit products.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $374,349,283 | $418,078,867 | ▲ $43,729,584 |
| Rtn Earn Endowment Incm Other Fnds | $59,686,916 | $64,861,714 | ▲ $5,174,798 |
| Savings and Temporary Cash Investments | $17,863,720 | $36,601,692 | ▲ $18,737,972 |
| Investments in Publicly Traded Securities | $63,001,982 | $27,266,265 | ▼ $35,735,717 |
| Land, Buildings, and Equipment, Net | $23,861,484 | $23,589,886 | ▼ $271,598 |
| Cash and Non-Interest-Bearing Accounts | $8,960,058 | $8,715,510 | ▼ $244,548 |
| Receivables From Officers Etc | - | $7,700,000 | - |
| Accounts Receivable | $1,253,301 | $1,324,971 | ▲ $71,670 |
| Prepaid Expenses and Deferred Charges | $1,076,563 | $893,721 | ▼ $182,842 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $507,188,863 | $544,211,928 | ▲ $37,023,065 |
| Other Assets Total | $16,822,472 | $20,041,016 | ▲ $3,218,544 |
| Liabilities | |||
| Other Liabilities | $435,495,971 | $473,770,043 | ▲ $38,274,072 |
| Mortgage Notes Payable Secured by Investment Property | $6,000,000 | - | - |
| Accounts Payable and Accrued Expenses | $6,005,976 | $5,580,171 | ▼ $425,805 |
| Total Liabilities | $447,501,947 | $479,350,214 | ▲ $31,848,267 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $59,686,916 | $64,861,714 | ▲ $5,174,798 |
| Total Liabilities and Net Assets / Fund Balance | $507,188,863 | $544,211,928 | ▲ $37,023,065 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $18,690,743 | $6,535,665 | $25,226,408 |
| Equipment | $1,912,028 | $11,525,836 | $13,437,864 |
| Leasehold Improvements | $1,355,656 | $1,972,421 | $3,328,077 |
| Land | $1,631,459 | - | $1,631,459 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Erik Shaw | CEO | FT | $335,008 | $117,663 | $452,671 |
| Kenneth Miller | Executive Vice President | FT | $244,504 | $78,595 | $323,099 |
| Matt Borel | Financial Advisor | FT | $233,327 | $30,193 | $263,520 |
| Kristen Bellanger | SVP, Operations | FT | $152,937 | $53,314 | $206,251 |
| Vicki Kelley | SVP, Human Resources | FT | $149,271 | $56,829 | $206,100 |
| Jennifer Webb | SVP, Lending | FT | $149,309 | $40,744 | $190,053 |
| Glynda Manuel | VP Lending | FT | $123,070 | $19,361 | $142,431 |
| Cathy Hagner | VP Store Administration | FT | $121,942 | $9,158 | $131,100 |
| Aimee Slott | VP Business Lending | FT | $117,233 | $6,522 | $123,755 |
| Sammie Holden | VP Accounting | FT | $118,837 | $4,024 | $122,861 |
| Name | Title |
|---|---|
| Glenn Johnson | Chairman |
| Joe Dickson | First Vice Chairman |
| John Comeaux | Second Vice Chairman |
| Denny Winter | Board Member |
| Hilton Ferguson Jr | Board Member |
| Jack Thornton | Board Member |
| Jo Byrd | Board Member |
| Jody Briggs | Board Member |
| Karol Russell | Board Member |
| Louis Anselmo | Board Member |
| James Saxon | Secretary Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Centre | Core Conversion Software | PO BOX 679069, Dallas, TX 75267-9069 | $868,671 |
| Digital Insight | Home Banking | PO BOX 740641, Los Angeles, CA 09974-0641 | $805,980 |
| Blueprint | Core Conversion Software | 2560 ANTHEM VILLAGE DRIVE STE 200, Henderson, NV 89052 | $761,679 |
| The Lee Group | Marketing | 1555 DUSTIN CADE DR, New Braunfels, TX 78130 | $733,552 |
| Pulse Eft | Card Processing | 1301 MCKINNEY STE 2500, Houston, TX 77010 | $671,358 |
| Line Item | Amount |
|---|---|
| Other Expenses | $22,180,289 |
| Salaries, Compensation, and Employee Benefits | $12,345,342 |
| Grants and Similar Amounts Paid | $11,000 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $8,877,685 |
| Interest | - | - | - | $2,864,047 |
| Information Technology | - | - | - | $2,332,029 |
| Advertising | - | - | - | $2,078,347 |
| Office Expenses | - | - | - | $2,043,666 |
| Depreciation Depletion | - | - | - | $1,559,629 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,378,174 |
| All Other Expenses | - | - | - | $1,126,379 |
| Occupancy | - | - | - | $1,102,209 |
| Other Employee Benefits | - | - | - | $906,164 |
| Other Expenses | - | - | - | $783,872 |
| Payroll Taxes | - | - | - | $764,900 |
| Insurance | - | - | - | $450,159 |
| Pension Plan Contributions | - | - | - | $418,419 |
| Fees for Services Other | - | - | - | $402,034 |
| Travel | - | - | - | $225,838 |
| Fees for Services Legal | - | - | - | $209,391 |
| Fees for Services Accounting | - | - | - | $104,000 |
| Payments to Affiliates | - | - | - | $101,814 |
| Conferences and Meetings | - | - | - | $27,784 |
| Grants to Domestic Individuals | - | - | - | $11,000 |
| Total Functional Expenses | $0 | $0 | $0 | $34,536,631 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $7,700,000 | - |
| Liability | Amount |
|---|---|
| Members Share Accounts | $473,770,043 |
“Every client that has an account with our credit union is also a member.”
“Our board of directors are elected by a vote of the membership. Annually, if there is an open position, the nominating committee will put forth the candidates which our members can vote on during the annual meeting.”
“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”
“Form 990 is reviewed by erik shaw, ceo, kenneth miller, evp, and vicki kelley, svp of human resources for its accuracy.”
“Our compliance officer along with senior management review policies annually. We then require employees to sign they have read and understood the policies. Our internal audit department conducts audits and review to ensure compliance.”
“Fivepoint utilizes a 3rd party to provide industry standard and regional specific salary ranges for all staff.”
“The credit union's governing documents and conflict of interest policy are not made available to the public. The credit union's financial statements are made available to the public upon request.”
“Reclassification adjustment for investment gains on securities sold 450,352.”
“A committee exists that assumes responsibility for the oversight of the audit of the annual financial statements and the selection of an independent accountant. The process has not changed from the prior year.”
“The credit union is exempt, by statute (internal revenue code section 501(c)(14), from federal income tax.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 6005976 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 5580171 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 1253301 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1324971 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE FINANCIAL SERVICES TO OUR MEMBERSHIP WITH VARIOUS LOAN AND DEPOSIT PRODUCTS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2078347 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1126379 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SAMMIE HOLDEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4097268240 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1366 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEDERLAND |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 77627 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8960058 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 8715510 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 33 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1378174 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 27784 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 1 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 868671 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 805980 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 761679 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 733552 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 671358 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 679069 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | PO BOX 740641 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 2560 ANTHEM VILLAGE DRIVE STE 200 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 1555 DUSTIN CADE DR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 1301 MCKINNEY STE 2500 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | DALLAS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | HENDERSON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | NEW BRAUNFELS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | HOUSTON |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | NV |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 752679069 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 099740641 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 89052 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 78130 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 77010 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | CENTRE |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | DIGITAL INSIGHT |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | BLUEPRINT |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | THE LEE GROUP |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | PULSE EFT |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CORE CONVERSION SOFTWARE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | HOME BANKING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | CORE CONVERSION SOFTWARE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | MARKETING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | CARD PROCESSING |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 11000 |
| IRS990/CYInvestmentIncomeAmt | 0 | 884446 |
| IRS990/CYOtherExpensesAmt | 0 | 22180289 |
| IRS990/CYOtherRevenueAmt | 0 | 74345 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 38315319 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 4737479 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 12345342 |
| IRS990/CYTotalExpensesAmt | 0 | 34536631 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 39274110 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1559629 |
| IRS990/Desc | 0 | FIVEPOINT CREDIT UNION ORIGINATED 80,368 LOANS FOR A TOTAL OF $226,978,925 TO OUR MEMBERS DURING 2016. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 241 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 104000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 209391 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 402034 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 19402 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 12845 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 12845 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 10717 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 3209 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 19678 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 4024 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 6522 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 9158 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 19361 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GLENN JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES SAXON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOE DICKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN COMEAUX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | LOUIS ANSELMO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JODY BRIGGS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JO BYRD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | HILTON FERGUSON JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAROL RUSSELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JACK THORNTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DENNY WINTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ERIK SHAW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KENNETH MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | VICKI KELLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | KRISTEN BELLANGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | JENNIFER WEBB |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | MATT BOREL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | SAMMIE HOLDEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | AIMEE SLOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | CATHY HAGNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | GLYNDA MANUEL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 433269 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 310254 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 193255 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 195534 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 186844 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 243842 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 118837 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 117233 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 121942 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 123070 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | FIRST VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECOND VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | EXECUTIVE VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | SVP, HUMAN RESOURCES |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | SVP, OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP, LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | FINANCIAL ADVISOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | VP ACCOUNTING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | VP BUSINESS LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | VP STORE ADMINISTRATION |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | VP LENDING |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 23650 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 11000 |
| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 26268820 |
| IRS990/GrossReceiptsAmt | 0 | 65519280 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 12 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2332029 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 450159 |
| IRS990/InterestGrp/TotalAmt | 0 | 2864047 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 860796 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 860796 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 63001982 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 27266265 |
| IRS990/IRPDocumentCnt | 0 | 10959 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 20033922 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 23861484 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 23589886 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 43623808 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 26245170 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO IMPROVE THE QUALITY OF LIFE FOR OUR MEMBERS AND THE COMMUNITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 6000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 59686916 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 64861714 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 23650 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 23650 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -29316 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -13033 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1102209 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2043666 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 16822472 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 20041016 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 450352 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 906164 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | MAINTENANCE AND REPAIRS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3225582 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2096033 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1447476 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 783872 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 435495971 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 473770043 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | NON-MEMBER ATM FEES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | INSURANCE PRODUCTS |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 48442 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 25903 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 48442 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 25903 |
| IRS990/OtherRevenueTotalAmt | 0 | 74345 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 8877685 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 374349283 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 418078867 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 101814 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 764900 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 418419 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1076563 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 893721 |
| IRS990/PrincipalOfficerNm | 0 | ERIK SHAW |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN RECEIVABLE |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 23523397 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 14791922 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 23523397 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 14791922 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 11000 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1488913 |
| IRS990/PYOtherExpensesAmt | 0 | 18700845 |
| IRS990/PYOtherRevenueAmt | 0 | 73420 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 34568421 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 4468041 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 12950868 |
| IRS990/PYTotalExpensesAmt | 0 | 31662713 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 36130754 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 7700000 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 4737479 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 59686916 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 64861714 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17863720 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 36601692 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 18690743 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 6535665 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 25226408 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1912028 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 11525836 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 13437864 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1631459 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1631459 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.