Civic Intelligence

Reed Credit Union

990 • Fiscal year 2014 • EIN 74-0856365

Jan 01, 2014 to Dec 31, 2014 • Filed on May 08, 2015

Organization ProfileREEDCREDITUNION.COM

View Organization Page

10200 East Fwy 125Houston, TX 77029

(713) 673-3333

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.86x

Higher debt load relative to assets than 47% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

98th percentile

42.26x

Higher debt load relative to revenue than 98% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

14th percentile

-7.6%

Higher net margin than 14% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

94th percentile

$122,824

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 30.9% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

14th percentile

-3.2%

Faster asset growth than 14% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

4th percentile

-13%

Faster revenue growth than 4% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$19,424,737

Down $651,997 (-3.2%) from 2013

Net Assets

Down

$2,643,303

Down $30,114 (-1.1%) from 2013

Liabilities

Down

$16,781,434

Down $621,883 (-3.6%) from 2013

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin14th percentile

Revenue

Down

$397,054

Down $58,234 (-13%) from 2013

Expenses

Down

$427,168

Down $40,359 (-8.6%) from 2013

Net Income

Down

-$30,114

Down $17,875 (-146%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth14th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $20,957,191Liabilities 2010: $18,300,627Net Assets 2010: $2,656,5642010Assets 2011: $20,224,387Liabilities 2011: $17,548,176Net Assets 2011: $2,676,2112011Assets 2012: $21,282,209Liabilities 2012: $18,596,553Net Assets 2012: $2,685,6562012Assets 2013: $20,076,734Liabilities 2013: $17,403,317Net Assets 2013: $2,673,4172013Assets 2014: $19,424,737Liabilities 2014: $16,781,434Net Assets 2014: $2,643,3032014Assets 2015: $18,262,823Liabilities 2015: $15,678,901Net Assets 2015: $2,583,9222015Assets 2016: $16,543,826Liabilities 2016: $14,026,229Net Assets 2016: $2,517,5972016Assets 2017: $17,400,848Liabilities 2017: $14,923,425Net Assets 2017: $2,477,4232017Assets 2018: $16,783,534Liabilities 2018: $14,292,993Net Assets 2018: $2,490,5412018Assets 2019: $16,481,819Liabilities 2019: $13,962,109Net Assets 2019: $2,519,7102019Assets 2020: $17,060,379Liabilities 2020: $14,516,693Net Assets 2020: $2,543,6862020Assets 2021: $17,226,855Liabilities 2021: $14,680,993Net Assets 2021: $2,545,8622021Assets 2022: $16,760,716Liabilities 2022: $14,262,984Net Assets 2022: $2,497,7322022Assets 2023: $15,666,930Liabilities 2023: $13,112,350Net Assets 2023: $2,554,5802023Assets 2024: $16,169,567Liabilities 2024: $13,501,670Net Assets 2024: $2,667,8972024

Highlighted filing

2014

Assets$19,424,737
Liabilities$16,781,434
Net Assets$2,643,303
Open 2014 Filing

Operations Trend

Revenue Growth4th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $785,1822010Expenses 2011: $581,2602011Expenses 2012: $547,5792012Revenue 2013: $455,288Expenses 2013: $467,527Net Income 2013: -$12,2392013Revenue 2014: $397,054Expenses 2014: $427,168Net Income 2014: -$30,1142014Revenue 2015: $365,989Expenses 2015: $425,370Net Income 2015: -$59,3812015Revenue 2016: $372,064Expenses 2016: $438,389Net Income 2016: -$66,3252016Revenue 2017: $376,970Expenses 2017: $417,144Net Income 2017: -$40,1742017Revenue 2018: $460,966Expenses 2018: $447,848Net Income 2018: $13,1182018Revenue 2019: $500,854Expenses 2019: $471,685Net Income 2019: $29,1692019Revenue 2020: $528,568Expenses 2020: $504,592Net Income 2020: $23,9762020Revenue 2021: $474,751Expenses 2021: $472,575Net Income 2021: $2,1762021Revenue 2022: $431,886Expenses 2022: $474,364Net Income 2022: -$42,4782022Revenue 2023: $597,885Expenses 2023: $541,037Net Income 2023: $56,8482023Revenue 2024: $726,339Expenses 2024: $613,022Net Income 2024: $113,3172024

Highlighted filing

2014

Revenue$397,054
Expenses$427,168
Net Income-$30,114
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 8, 2015
Return Version
2014v5.0
Gross Receipts
$397,054
Mission and Program Overview

Mission

Cooperative provider of credit union financial services

Reed credit union is a cooperative thrift institution

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$19,128,684$18,334,976▼ $793,708
Rtn Earn Endowment Incm Other Fnds$2,673,417$2,643,303▼ $30,114
Other Notes and Loans Receivable, Net$550,778$530,808▼ $19,970
Savings and Temporary Cash Investments$129,182$279,632▲ $150,450
Prepaid Expenses and Deferred Charges$37,829$33,850▼ $3,979
Land, Buildings, and Equipment, Net$6,140$28,798▲ $22,658
Cash and Non-Interest-Bearing Accounts$17,212$25,677▲ $8,465
Accounts Receivable$2,198$933▼ $1,265
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$20,076,734$19,424,737▼ $651,997
Other Assets Total$204,711$190,063▼ $14,648
Liabilities
Other Liabilities$17,371,743$16,750,865▼ $620,878
Accounts Payable and Accrued Expenses$31,574$30,569▼ $1,005
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$17,403,317$16,781,434▼ $621,883
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,673,417$2,643,303▼ $30,114
Total Liabilities and Net Assets / Fund Balance$20,076,734$19,424,737▼ $651,997

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$28,798$0$28,798
Investment Program Related Org$21,960--
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dorothy HymanPresidentFT$108,057$14,767$122,824

Board Members and Trustees

NameTitle
Carlos UrestiChairman
Carl AlbaradoVice-president
Don HartmanDirector
Wilson SepulvadoDirector
Robert LivingstonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$73,544
Investment Income
$323,510
Other Revenue
$0
Change in Net Assets
$-30,114
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$263,599
Other Expenses$163,569
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$204,437
Office Expenses---$76,000
Occupancy---$28,912
Interest---$26,070
Other Employee Benefits---$25,679
Pension Plan Contributions---$16,905
Payroll Taxes---$16,578
All Other Expenses---$7,641
Fees for Service Investment Mgmnt Fees---$7,056
Travel---$5,122
Advertising---$3,833
Other Expenses---$2,799
Total Functional Expenses$0$0$0$427,168
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accts$16,750,865
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Reed credit union is owned by it members”

Form 990, Part VI, Section A, Line 7A

“Reed credit union elects its directors each year for a three year term”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed and approved by the reed credit union's governing body prior to filing”

Form 990, Part VI, Section B, Line 12C

“The governing body and key employees review reed credit union's conflict of interest policy annually and sign a statement of compliance”

Form 990, Part VI, Section C, Line 18

“Reed credit union makes it's 990 and 990 t available to the public upon request. We notify our members two times a year in our newsletter that these documents are available. We also post this information on our website.”

Form 990, Part VI, Section C, Line 19

“Reed credit union makes its governing documents, financial statements, and conflict of interest policy available to the public upon request. We notify our members two times a year in our newsletter that these documents are available upon request. We also post this information on our website.”

Filing and Contact Details

Filer

Filer Name
Reed Credit Union
EIN
74-0856365
Phone
7136733333
Address
10200 EAST FWY 125, HOUSTON, TX 77029

Signing Officer

Name
Dorothy Hyman
Title
President
Phone
7136733333
Signed
2015-05-08

Organization Details

Principal Officer
Dorothy Hyman
Formed
1935
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
0
Employees
5
Volunteers
6
Raw XML Appendix395 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt030569
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IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE-PRESIDENT
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
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IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS - REED CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR MEMBER CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS, MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY, ADDITIONALLY, REED CREDIT UNION ALSO PROVIDES FREE DEBIT CARDS TO MEMBERS WHO QUALIFY.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS - REED CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS ORGANIZATION. THE CONSUMER LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES AND BOATS AS WELL AS SIGNATURE AND STOCK LOANS, CONSUMER LIFE AND DISABILITY INSURANCE IS AVAILABLE ON ANY OF THESE LOAN TYPES.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYRevenuesLessExpensesAmt00
IRS990/PYTotalExpensesAmt00
IRS990/PYTotalRevenueAmt00
IRS990/ReconcilationRevenueExpnssAmt0-30114
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02673417
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02643303
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0129182
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0279632
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt028798
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt028798
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt04016
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt118309000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt221960
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0BONDS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1SAVINGS AND LOANS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2CCFCU MEMBERSHIOP
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016750865
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARE ACCTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt028798
IRS990ScheduleD/TotalBookValueProgramRltdAmt018334976
IRS990ScheduleD/TotalLiabilityAmt016750865
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0REED CREDIT UNION IS OWNED BY IT MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REED CREDIT UNION ELECTS ITS DIRECTORS EACH YEAR FOR A THREE YEAR TERM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED AND APPROVED BY THE REED CREDIT UNION'S GOVERNING BODY PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING BODY AND KEY EMPLOYEES REVIEW REED CREDIT UNION'S CONFLICT OF INTEREST POLICY ANNUALLY AND SIGN A STATEMENT OF COMPLIANCE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REED CREDIT UNION MAKES IT'S 990 AND 990 T AVAILABLE TO THE PUBLIC UPON REQUEST. WE NOTIFY OUR MEMBERS TWO TIMES A YEAR IN OUR NEWSLETTER THAT THESE DOCUMENTS ARE AVAILABLE. WE ALSO POST THIS INFORMATION ON OUR WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5REED CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC UPON REQUEST. WE NOTIFY OUR MEMBERS TWO TIMES A YEAR IN OUR NEWSLETTER THAT THESE DOCUMENTS ARE AVAILABLE UPON REQUEST. WE ALSO POST THIS INFORMATION ON OUR WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TX
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt020076734
IRS990/TotalAssetsEOYAmt019424737
IRS990/TotalAssetsGrp/BOYAmt020076734
IRS990/TotalAssetsGrp/EOYAmt019424737
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0427168
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017403317
IRS990/TotalLiabilitiesEOYAmt016781434
IRS990/TotalLiabilitiesGrp/BOYAmt017403317
IRS990/TotalLiabilitiesGrp/EOYAmt016781434
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02673417
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02643303
IRS990/TotalOtherCompensationAmt014767
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt073544
IRS990/TotalReportableCompFromOrgAmt0108057
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0397054
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0397054
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt06
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt020076734
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt019424737
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05122
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt010200 EAST FWY 125
IRS990/USAddress/CityNm0HOUSTON
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd077029
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0REEDCREDITUNION.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DOROTHY HYMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07136733333
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0REED CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0REED
ReturnHeader/Filer/EIN0740856365
ReturnHeader/Filer/PhoneNum07136733333
ReturnHeader/Filer/USAddress/AddressLine1Txt010200 EAST FWY 125
ReturnHeader/Filer/USAddress/CityNm0HOUSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077029
ReturnHeader/ReturnTs02015-05-08T16:31:04-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$19,424,737
Liabilities
$16,781,434
Net assets
$2,643,303
Revenue
$397,054
Expenses
$427,168
Net income
-$30,114
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.2$13.5$2.67$0.73$0.61$0.11
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.7$13.1$2.55$0.60$0.54$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.8$14.3$2.50$0.43$0.47$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$14.7$2.55$0.47$0.47$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.1$14.5$2.54$0.53$0.50$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.5$14.0$2.52$0.50$0.47$0.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$14.3$2.49$0.46$0.45$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.4$14.9$2.48$0.38$0.42$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.5$14.0$2.52$0.37$0.44$0.07
2015Detailed filing. Detailed filing data is available for this year.$18.3$15.7$2.58$0.37$0.43$0.06
2014Detailed filing. Detailed filing data is available for this year.$19.4$16.8$2.64$0.40$0.43$0.03
2013Detailed filing. Detailed filing data is available for this year.$20.1$17.4$2.67$0.46$0.47$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.3$18.6$2.69$0.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$17.5$2.68$0.58
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.0$18.3$2.66$0.79