Civic Intelligence

Safe Credit Union

990 • Fiscal year 2012 • EIN 74-0504720

Jan 01, 2012 to Dec 31, 2012

Beaumont, TX
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.88x

Higher debt load relative to assets than 57% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

97th percentile

14.34x

Higher debt load relative to revenue than 97% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Net Margin

23rd percentile

-14%

Higher net margin than 23% of similar nonprofits.

2012 filings • $10M-$25M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

67th percentile

5.9%

Faster asset growth than 67% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$11,417,806

Up $638,740 (+5.9%) from 2011

Net Assets

Down

$1,396,121

Down $94,655 (-6.3%) from 2011

Liabilities

Up

$10,021,685

Up $733,395 (+7.9%) from 2011

Revenue

$699,102

No earlier filing loaded for comparison.

Expenses

Down

$793,757

Down $49,330 (-5.9%) from 2011

Net Income

-$94,655

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $10,558,781Liabilities 2010: $8,949,010Net Assets 2010: $1,609,7712010Assets 2011: $10,779,066Liabilities 2011: $9,288,290Net Assets 2011: $1,490,7762011Assets 2012: $11,417,806Liabilities 2012: $10,021,685Net Assets 2012: $1,396,1212012Assets 2013: $11,578,521Liabilities 2013: $10,202,521Net Assets 2013: $1,376,0002013Assets 2014: $11,162,577Liabilities 2014: $9,886,607Net Assets 2014: $1,275,9702014Assets 2015: $11,560,551Liabilities 2015: $10,435,765Net Assets 2015: $1,124,7862015Assets 2016: $11,314,717Liabilities 2016: $10,206,847Net Assets 2016: $1,107,8702016Assets 2017: $11,433,549Liabilities 2017: $10,377,850Net Assets 2017: $1,055,6992017

Highlighted filing

2012

Assets$11,417,806
Liabilities$10,021,685
Net Assets$1,396,121

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $822,9172010Expenses 2011: $843,0872011Revenue 2012: $699,102Expenses 2012: $793,757Net Income 2012: -$94,6552012Revenue 2013: $632,158Expenses 2013: $652,279Net Income 2013: -$20,1212013Revenue 2014: $588,735Expenses 2014: $665,886Net Income 2014: -$77,1512014Revenue 2015: $594,037Expenses 2015: $745,221Net Income 2015: -$151,1842015Revenue 2016: $642,683Expenses 2016: $659,599Net Income 2016: -$16,9162016Revenue 2017: $608,043Expenses 2017: $660,214Net Income 2017: -$52,1712017

Highlighted filing

2012

Revenue$699,102
Expenses$793,757
Net Income-$94,655
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

SAFE Credit Union is a voluntary, cooperative, nonprofit financial institution established for the purposes of encouraging thrift among its members, creating a source of credit at fair and reasonable rates of interest, providing an opportunity for its members to use and control their own money in order to improve their economic and social conditions, and conducting any other business, engaging in any other activity, and providing any other service that may be of benefit to its members subject to the Texas Credit Union Act and Commission rules adopted thereunder.

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