Civic Intelligence

Oklahoma State Coaches Assoc

990 • Fiscal year 2014 • EIN 73-1323483

Jul 01, 2013 to Jun 30, 2014 • Filed on Dec 23, 2014

8080 Crystal Park Ave73139-8110

(405) 635-9300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.00x

Higher debt load relative to assets than 18% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Liabilities / Revenue

17th percentile

0.00x

Higher debt load relative to revenue than 17% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Net Margin

58th percentile

5.5%

Higher net margin than 58% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Top Officer Pay

50th percentile

$63,064

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 7.6% of source-year revenue.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Asset Growth

53rd percentile

2.7%

Faster asset growth than 53% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Revenue Growth

35th percentile

-1.4%

Faster revenue growth than 35% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2011 to 2014

Assets

Up

$1,607,163

Up $42,897 (+2.7%) from 2013

Net Assets

Up

$1,603,172

Up $46,025 (+3.0%) from 2013

Liabilities

Down

$3,991

Down $3,128 (-44%) from 2013

Revenue

$829,541

No earlier filing loaded for comparison.

Expenses

Down

$783,516

Down $22,268 (-2.8%) from 2013

Net Income

$46,025

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,833,975Liabilities 2011: $3,547Net Assets 2011: $1,830,4282011Assets 2012: $1,725,493Liabilities 2012: $3,594Net Assets 2012: $1,721,8992012Assets 2013: $1,564,266Liabilities 2013: $7,119Net Assets 2013: $1,557,1472013Assets 2014: $1,607,163Liabilities 2014: $3,991Net Assets 2014: $1,603,1722014Assets 2015: $1,562,831Liabilities 2015: $4,097Net Assets 2015: $1,558,7342015Assets 2016: $1,448,202Liabilities 2016: $2,970Net Assets 2016: $1,445,2322016Assets 2017: $1,467,027Liabilities 2017: $4,146Net Assets 2017: $1,462,8812017Assets 2018: $1,431,289Liabilities 2018: $3,819Net Assets 2018: $1,427,4702018Assets 2019: $1,429,689Liabilities 2019: $4,761Net Assets 2019: $1,424,9282019Assets 2020: $1,339,276Liabilities 2020: $4,510Net Assets 2020: $1,334,7662020Assets 2021: $1,490,411Liabilities 2021: $4,754Net Assets 2021: $1,485,6572021Assets 2022: $1,502,672Liabilities 2022: $0Net Assets 2022: $1,502,6722022Assets 2023: $1,530,918Liabilities 2023: $0Net Assets 2023: $1,530,9182023Assets 2024: $1,473,552Liabilities 2024: $0Net Assets 2024: $1,473,5522024Assets 2025: $1,320,221Liabilities 2025: $1,000Net Assets 2025: $1,319,2212025

Highlighted filing

2014

Assets$1,607,163
Liabilities$3,991
Net Assets$1,603,172

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $865,273Expenses 2011: $816,548Net Income 2011: $48,7252011Expenses 2012: $762,8272012Expenses 2013: $805,7842013Revenue 2014: $829,541Expenses 2014: $783,516Net Income 2014: $46,0252014Revenue 2015: $742,918Expenses 2015: $787,355Net Income 2015: -$44,4372015Revenue 2016: $702,683Expenses 2016: $816,185Net Income 2016: -$113,5022016Revenue 2017: $808,316Expenses 2017: $790,667Net Income 2017: $17,6492017Revenue 2018: $732,455Expenses 2018: $767,866Net Income 2018: -$35,4112018Revenue 2019: $812,786Expenses 2019: $815,328Net Income 2019: -$2,5422019Revenue 2020: $680,186Expenses 2020: $770,348Net Income 2020: -$90,1622020Revenue 2021: $884,350Expenses 2021: $733,459Net Income 2021: $150,8912021Revenue 2022: $799,648Expenses 2022: $782,633Net Income 2022: $17,0152022Revenue 2023: $806,363Expenses 2023: $778,117Net Income 2023: $28,2462023Revenue 2024: $831,465Expenses 2024: $888,831Net Income 2024: -$57,3662024Revenue 2025: $775,521Expenses 2025: $929,852Net Income 2025: -$154,3312025

Highlighted filing

2014

Revenue$829,541
Expenses$783,516
Net Income$46,025
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Dec 23, 2014
Return Version
2013v4.0
Gross Receipts
$829,541
Mission and Program Overview

Mission

Oklahoma coaches association (oca) is the only statewide association for oklahoma coaches. Oca provides a number of networking, education and job placement opportunities throughout the oklahoma coaching community.

The association organizes clinics for male and female athletic coaches, teaching the latest developments in safety and substance abuse prevention

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$885,555$856,809▼ $28,746
Savings and Temporary Cash Investments$439,485$440,962▲ $1,477
Cash and Non-Interest-Bearing Accounts$238,516$308,682▲ $70,166
Prepaid Expenses and Deferred Charges$710$710→ $0
Total Assets$1,564,266$1,607,163▲ $42,897
Liabilities
Accounts Payable and Accrued Expenses$7,119$3,991▼ $3,128
Total Liabilities$7,119$3,991▼ $3,128
Net Assets / Fund Balance
Unrestricted Net Assets$1,455,931$1,492,817▲ $36,886
Permanently Rstr Net Assets$101,216$110,355▲ $9,139
Total Net Assets Fund Balance$1,557,147$1,603,172▲ $46,025
Total Liabilities and Net Assets / Fund Balance$1,564,266$1,607,163▲ $42,897

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$599,177$181,283$780,460
Land$240,341-$240,341
Equipment$14,718$135,305$150,023
Other Land Buildings$2,573$28,302$30,875
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Milton BassettExe DirectorFT$57,564$5,500$63,064

Board Members and Trustees

NameTitle
Brad FarrowPresident
Bobby BlackburnDirector
Emily WarrenDirector
Jeff MyersDirector
Kevin HarmonDirector
Lance ManningDirector
Neal BaconDirector
Steve JarboeDirector
Stormi PierceDirector
Bob CraigVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$52,990
Program Service Revenue
$612,464
Investment Income
$1,953
Other Revenue
$162,134
All Other Contributions
$52,990
Change in Net Assets
$46,025
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$420,469
Salaries, Compensation, and Employee Benefits$173,912
Grants and Similar Amounts Paid$37,521
Total Fundraising Expense$36,494
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$151,614--$151,614
Other Salaries and Wages$52,919$31,124$9,338$93,381
Current Officers, Directors, Trustees, and Key Employees$35,738$21,019$6,306$63,063
Insurance$28,818$16,949$5,085$50,852
Depreciation Depletion$22,716$13,360$4,009$40,085
Office Expenses$21,853$12,852$3,855$38,560
Grants to Domestic Individuals$27,519--$27,519
All Other Expenses$13,110$5,447$1,633$20,190
Travel$6,927$4,073$1,222$12,222
Payroll Taxes$6,782$3,989$1,197$11,968
Grants to Domestic Orgs$10,002--$10,002
Conferences and Meetings$5,500$3,235$971$9,706
Other Expenses$4,038$2,374$712$7,124
Fees for Services Accounting$3,551$2,088$627$6,266
Other Employee Benefits$3,117$1,833$550$5,500
Total Functional Expenses$625,383$121,639$36,494$783,516
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
23-7174120-501c3Support Services$5,001
44-0610626-501c3Support Services$5,001
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

It is previewed by the executive director prior to filing.

Form 990, Page 6, Part VI, Line 19

The documents are made available upon request.

Filing and Contact Details

Filer

EIN
73-1323483
Phone
4056359300

Signing Officer

Name
Milton Bassett
Title
Executive Director
Phone
4056359300
Signed
2014-12-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Milton Bassett
Formed
1985
Legal Domicile
Ok
Voting Board Members
10
Independent Board Members
10
Employees
8
Volunteers
30

Preparer

Preparer
Ellan Wright
Phone
4052397961
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IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0710
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0710
IRS990/PrincipalOfficerNm0MILTON BASSETT
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0561000
IRS990/ProgramServiceRevenueGrp/BusinessCd1541800
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICE REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1ADVERTISING
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0580127
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0580127
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt132337
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt032337
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt0121324
IRS990/PYContributionsGrantsAmt0121451
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt044500
IRS990/PYInvestmentIncomeAmt02143
IRS990/PYOtherExpensesAmt0445402
IRS990/PYOtherRevenueAmt0147147
IRS990/PYProgramServiceRevenueAmt0370291
IRS990/PYRevenuesLessExpensesAmt0-164752
IRS990/PYSalariesCompEmpBnftPaidAmt0194558
IRS990/PYTotalExpensesAmt0805784
IRS990/PYTotalRevenueAmt0641032
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt046025
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0439485
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0440962
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt052990
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0121451
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt074691
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0167644
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt090788
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0507564
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt01953
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt02143
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02463
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt02529
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt07941
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt017029
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0742261
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0491999
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0550985
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0550443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0534831
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02870519
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt01953
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt02143
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02463
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt02529
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt07941
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt017029
IRS990ScheduleA/InvestmentIncomeCYPct00.01000
IRS990ScheduleA/InvestmentIncomePYPct00.01000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99500
IRS990ScheduleA/PublicSupportPY509Pct00.99330
IRS990ScheduleA/PublicSupportTotal509Amt03378083
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0795251
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0613450
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0625676
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0718087
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0625619
IRS990ScheduleA/Total509Grp/TotalAmt03378083
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0797204
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0615593
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0628139
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0720616
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0633560
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03395112
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0599177
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0181283
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0780460
IRS990ScheduleD/EquipmentGrp/BookValueAmt014718
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0135305
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0150023
IRS990ScheduleD/LandGrp/BookValueAmt0240341
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0240341
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02573
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt028302
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt030875
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0856809
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt027519
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0SCHOLARSHIPS
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt046
IRS990ScheduleI/RecipientTable/CashGrantAmt05001
IRS990ScheduleI/RecipientTable/CashGrantAmt15001
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501C3
IRS990ScheduleI/RecipientTable/IRCSectionDesc1501C3
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0SUPPORT SERVICES
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1SUPPORT SERVICES
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine10SPECIAL OLYMPICS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine11FELLOWSHIP CHRISTIAN ATHLETES
IRS990ScheduleI/RecipientTable/RecipientEIN0237174120
IRS990ScheduleI/RecipientTable/RecipientEIN1440610626
IRS990ScheduleI/RecipientTable/USAddress/AddressLine107601 N BROADWAY EXTENSION
IRS990ScheduleI/RecipientTable/USAddress/AddressLine113809 S BOULEVARD
IRS990ScheduleI/RecipientTable/USAddress/City0OKLAHOMA CITY
IRS990ScheduleI/RecipientTable/USAddress/City1EDMOND
IRS990ScheduleI/RecipientTable/USAddress/State0OK
IRS990ScheduleI/RecipientTable/USAddress/State1OK
IRS990ScheduleI/RecipientTable/USAddress/ZIPCode073116
IRS990ScheduleI/RecipientTable/USAddress/ZIPCode173013
IRS990ScheduleI/Total501c3OrgCnt02
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IT IS PREVIEWED BY THE EXECUTIVE DIRECTOR PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OK
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01564266
IRS990/TotalAssetsEOYAmt01607163
IRS990/TotalAssetsGrp/BOYAmt01564266

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.32$0.00$1.32$0.78$0.93$0.15
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.47$0.00$1.47$0.83$0.89$0.06
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.53$0.00$1.53$0.81$0.78$0.03
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.50$0.00$1.50$0.80$0.78$0.02
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.49$0.00$1.49$0.88$0.73$0.15
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.00$1.33$0.68$0.77$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.43$0.00$1.42$0.81$0.82$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.43$0.00$1.43$0.73$0.77$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.47$0.00$1.46$0.81$0.79$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.45$0.00$1.45$0.70$0.82$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.56$0.00$1.56$0.74$0.79$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.60$0.83$0.78$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.56$0.01$1.56$0.81
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.73$0.00$1.72$0.76
2011Summary only. Only limited summary data is available for this year.$1.83$0.00$1.83$0.87$0.82$0.05