Civic Intelligence

Oklahoma Bar Foundation

EIN 73-0710244 • 501(c)3 • Oklahoma City, OK

Profile

The oklahoma bar foundation provides annual funding through grants to promote the advancement of justice, to provide critical civil legal services to those in need, and to increase public awareness and understanding of the american legal system.

1901 North Lincoln BoulevardOklahoma City, OK 73105-4901

www.okbarfoundation.org/OBF

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

8th percentile

0.00x

Higher debt load relative to assets than 8% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

8th percentile

0.01x

Higher debt load relative to revenue than 8% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

91st percentile

55%

Higher net margin than 91% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

33rd percentile

$191,498

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 13.0% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2022

Asset Growth

88th percentile

28%

Faster asset growth than 88% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

-0.3%

Faster revenue growth than 32% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Up

$33,821,010

Up $7,403,478 (+28%) from 2023

Liabilities

Up

$86,148

Up $41,162 (+91%) from 2023

Net Assets

Up

$33,734,862

Up $7,362,316 (+28%) from 2023

Revenue

Down

$9,091,670

Down $30,953 (-0.3%) from 2023

Expenses

Up

$4,112,722

Up $1,527,503 (+59%) from 2023

Net Income

Down

$4,978,948

Down $1,558,456 (-24%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $9,604,538Liabilities 2010: $888,419Net Assets 2010: $8,716,1192010Assets 2011: $9,198,999Liabilities 2011: $787,574Net Assets 2011: $8,411,4252011Assets 2012: $9,718,715Liabilities 2012: $593,197Net Assets 2012: $9,125,5182012Assets 2013: $11,033,843Liabilities 2013: $604,040Net Assets 2013: $10,429,8032013Assets 2014: $11,359,100Liabilities 2014: $633,849Net Assets 2014: $10,725,2512014Assets 2015: $10,847,730Liabilities 2015: $488,645Net Assets 2015: $10,359,0852015Assets 2016: $15,662,364Liabilities 2016: $61,860Net Assets 2016: $15,600,5042016Assets 2017: $17,152,703Liabilities 2017: $1,038,078Net Assets 2017: $16,114,6252017Assets 2018: $15,269,622Liabilities 2018: $294,054Net Assets 2018: $14,975,5682018Assets 2019: $17,341,969Liabilities 2019: $38,299Net Assets 2019: $17,303,6702019Assets 2020: $19,358,007Liabilities 2020: $19,997Net Assets 2020: $19,338,0102020Assets 2021: $21,581,682Liabilities 2021: $26,156Net Assets 2021: $21,555,5262021Assets 2022: $17,257,093Liabilities 2022: $29,629Net Assets 2022: $17,227,4642022Assets 2023: $26,417,532Liabilities 2023: $44,986Net Assets 2023: $26,372,5462023Assets 2024: $33,821,010Liabilities 2024: $86,148Net Assets 2024: $33,734,8622024

Highlighted filing

2024

Assets$33,821,010
Liabilities$86,148
Net Assets$33,734,862

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $745,4432010Expenses 2011: $874,6522011Expenses 2012: $778,2532012Revenue 2013: $1,253,314Expenses 2013: $783,493Net Income 2013: $469,8212013Revenue 2014: $2,596,989Expenses 2014: $827,311Net Income 2014: $1,769,6782014Revenue 2015: $1,045,930Expenses 2015: $842,941Net Income 2015: $202,9892015Revenue 2016: $5,832,618Expenses 2016: $1,156,523Net Income 2016: $4,676,0952016Revenue 2017: $1,587,967Expenses 2017: $2,602,912Net Income 2017: -$1,014,9452017Revenue 2018: $1,895,203Expenses 2018: $1,178,788Net Income 2018: $716,4152018Revenue 2019: $2,984,754Expenses 2019: $2,084,238Net Income 2019: $900,5162019Revenue 2020: $2,230,039Expenses 2020: $1,921,287Net Income 2020: $308,7522020Revenue 2021: $5,090,024Expenses 2021: $1,781,336Net Income 2021: $3,308,6882021Revenue 2022: $1,477,283Expenses 2022: $1,844,293Net Income 2022: -$367,0102022Revenue 2023: $9,122,623Expenses 2023: $2,585,219Net Income 2023: $6,537,4042023Revenue 2024: $9,091,670Expenses 2024: $4,112,722Net Income 2024: $4,978,9482024

Highlighted filing

2024

Revenue$9,091,670
Expenses$4,112,722
Net Income$4,978,948

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$33.8$0.09$33.7$9.09$4.11$4.98
2023Detailed filing. Detailed filing data is available for this year.$26.4$0.04$26.4$9.12$2.59$6.54
2022Detailed filing. Detailed filing data is available for this year.$17.3$0.03$17.2$1.48$1.84$0.37
2021Detailed filing. Detailed filing data is available for this year.$21.6$0.03$21.6$5.09$1.78$3.31
2020Detailed filing. Detailed filing data is available for this year.$19.4$0.02$19.3$2.23$1.92$0.31
2019Detailed filing. Detailed filing data is available for this year.$17.3$0.04$17.3$2.98$2.08$0.90
2018Detailed filing. Detailed filing data is available for this year.$15.3$0.29$15.0$1.90$1.18$0.72
2017Detailed filing. Detailed filing data is available for this year.$17.2$1.04$16.1$1.59$2.60$1.01
2016Detailed filing. Detailed filing data is available for this year.$15.7$0.06$15.6$5.83$1.16$4.68
2015Detailed filing. Detailed filing data is available for this year.$10.8$0.49$10.4$1.05$0.84$0.20
2014Detailed filing. Detailed filing data is available for this year.$11.4$0.63$10.7$2.60$0.83$1.77
2013Detailed filing. Detailed filing data is available for this year.$11.0$0.60$10.4$1.25$0.78$0.47
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.72$0.59$9.13$0.78
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.20$0.79$8.41$0.87
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.60$0.89$8.72$0.75
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$19,253,339
Mission and Program Overview

Mission

The oklahoma bar foundation provides annual funding through grants to promote the advancement of justice, to provide critical civil legal services to those in need, and to increase public awareness and understanding of the american legal system.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$19,418,914$27,152,940▲ $7,734,026
Savings and Temporary Cash Investments$6,923,240$6,397,200▼ $526,040
Cash and Non-Interest-Bearing Accounts$20,068$209,411▲ $189,343
Land, Buildings, and Equipment, Net$13,625$13,625→ $0
Prepaid Expenses and Deferred Charges$10,674$13,098▲ $2,424
Accounts Receivable$10,998$12,056▲ $1,058
Total Assets$26,417,532$33,821,010▲ $7,403,478
Other Assets Total$20,013$22,680▲ $2,667
Liabilities
Grants Payable$15,151$76,893▲ $61,742
Accounts Payable and Accrued Expenses$29,835$9,255▼ $20,580
Total Liabilities$44,986$86,148▲ $41,162
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$16,575,350$23,282,868▲ $6,707,518
Net Assets With Donor Restrictions$9,797,196$10,451,994▲ $654,798
Total Net Assets Fund Balance$26,372,546$33,734,862▲ $7,362,316
Total Liabilities and Net Assets / Fund Balance$26,417,532$33,821,010▲ $7,403,478

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$13,625$118,646$132,271

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$3,764,326-▲ $592,811$25,762$4,331,375
2023$3,220,029-▲ $582,451$38,154$3,764,326
2022$3,986,349-▼ $673,315$93,005$3,220,029
2021$3,532,833-▲ $536,955$83,439$3,986,349
2020$3,131,057-▲ $474,100$72,324$3,532,833
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Renee DemossExecutive DirectorFT$165,000$40,301$205,301

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$8,143,669
Program Service Revenue
$0
Investment Income
$948,001
Other Revenue
$0
All Other Contributions
$8,013,537
Change in Net Assets
$4,978,948

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,031,314
Revenue Not Reported on Financial Statements
$60,356
Revenue Not Reported on Form 990
$2,383,368
Total Revenue per Audited Statements
$11,414,682
Total Revenue per Form 990
$9,091,670
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$3,246,781
Salaries, Compensation, and Employee Benefits$511,926
Other Expenses$354,015
Total Fundraising Expense$118,244
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$3,146,600--$3,146,600
Other Salaries and Wages$63,134$109,622$51,471$224,227
Current Officers, Directors, Trustees, and Key Employees$57,804$100,373$47,124$205,301
Fees for Services Other$36,000$94,152-$130,152
Grants to Domestic Individuals$100,181--$100,181
Fees for Service Investment Mgmnt Fees-$60,356-$60,356
Fees for Services Accounting-$38,200-$38,200
Office Expenses$20,337$12,463$15$32,815
Advertising$14,557$14,511-$29,068
Payroll Taxes$8,043$13,966$6,556$28,565
Information Technology$5,851$21,191$260$27,302
Pension Plan Contributions$7,687$13,347$6,266$27,300
Other Employee Benefits$7,471$12,972$6,090$26,533
Conferences and Meetings-$11,799-$11,799
Insurance$545$8,623$444$9,612
Travel-$1,434-$1,434
Other Expenses$2,500$208$18$208
Total Functional Expenses$3,470,710$523,768$118,244$4,112,722

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,112,722
Expenses per Audited Statements$4,052,366
Total Expenses per Audited Statements$4,052,366
Expenses Not Reported on Financial Statements$60,356
Expenses Not Reported on Form 990$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Lawyers Helping Lawyers FoundationOklahoma City, OK501(c)(3)General Operations$210,000
Ocu Law SchoolOklahoma City, OK509(a)American Indian Wills Clinic & Help Program$196,100
Legal Aid Services of OklahomaOklahoma City, OK509(a)Mortgage Foreclosure$140,000
Oklahoma Lawyers for Families and Children IncOklahoma City, OK501(c)(3)Legal Services for Abused & Neglected Children$140,000
The Spero ProjectOklahoma City, OK501(c)(3)Refugee Legal Support Services$140,000
Safe Center IncDuncan, OK501(c)(3)General Operations$110,000
Tulsa Community Foundation (project Commutation Program)Tulsa, OK501(c)(3)Legal Interns$100,000
Oklahoma Bar AssociationOklahoma City, OK501(c)(3)Mock Trial Program$85,000
Oklahoma Guardian Ad Litem InstituteEdmond, OK501(c)(3)Family Court Gal Services$85,000
District Court of Delaware CountyJay, OK115(a)Upgrade Sound Systems in 3 Courtroom$83,000
Shelterwell IncOklahoma City, OK501(c)(3)To Fund Staffing and Operational Costs to Expand Eviction Mediation Services With a Bilingual Mediator Serving Spanish-speaking Tenants.$76,806
District Court of Okmulgee CountyOkmulgee, OK115(a)FUNDING TO INSTALL AUDIO/VISUAL EQUIPMENT IN COURT ROOM #2$76,089
Trinity Legal ClinicEdmond, OK501(c)(3)Civil & Criminal Legal Services for Low Income$75,000
Tulsa Lawyers for Children IncTulsa, OK501(c)(3)Legal Services for Abused & Neglected Children$70,000
Oklahoma Access to JusticeTulsa, OK501(c)(3)General Operations$65,000
Catholic Charities of OkcOklahoma City, OK501(c)(3)General Operations$60,000
Latitude Legal AllianceOklahoma City, OK501(c)(3)General Operations$60,000
Legal Aid Services of OklahomaOklahoma City, OK509(a)Mortgage Foreclosure$60,000
Teen Court IncLawton, OK501(c)(3)Delinquency Prevention for First Offenders$60,000
Ywca of OklahomaOkc, OK501(c)(3)To Support Staffing for the Provision of Immigration Legal Services$60,000
Community Action Agency of OkcOklahoma City, OK501(c)(3)General Operations$57,500
Western Plains Youth & Family Services IncWoodward, OK501(c)(3)Expansion of Using Juvenile Detention as a Steppingstone to Productive Lives$55,000
District Court of Tulsa CountyTulsa, OK115(a)New Sound Systems for 2 Courtrooms & Replace Digital Recorders for Court Reporters.$44,964
Tulsa Casa IncTulsa, OK501(c)(3)Court Advocates$40,000
Ywca TulsaTulsa, OK501(c)(3)Immigration Legal Services$40,000
District Court of Pittsburg CountyMcalester, OK115(a)Courtroom A/v Upgrades and Emergency Tech Replacements for Recordings.$35,381
Casa of Northeast Oklahoma IncClaremore, OK501(c)(3)Court Advocates$35,000
Casa of Pawneeosage CountyPawnee, OK501(c)(3)Court Advocates$35,000
Catholic Charities of Eastern OklahomaTulsa, OK509(a)General Operations$35,000
Dvis IncTulsa, OK501(c)(3)Dvis Legal Program$35,000
Mental Health Association of OklahomaTulsa, OK501(c)(3)Case Manager With the Special Services Docket$35,000
Canadian County Casa IncEl Reno, OK501(c)(3)Court Advocates$30,000
Casa of Oklahoma CountyOklahoma City, OK501(c)(3)Court Advocates$30,000
Center for Children & Families IncNorman, OK501(c)(3)Divorce & Co-parenting Services$30,000
Child Advocacy NetworkTulsa, OK509(a)Multi-disciplinary Child Abuse Team Program$30,000
Historical Society of the US District Court for the Western District of OOklahoma City, OK501(c)(3)JUDICIAL LEARNING CENTER: SIGNIFICANT CASES PROGRAM DEVELOPMENT PHASE 2 OF THE MACHINE GUN KELLY TRIAL$30,000
Marie Detty Youth & Family ServicesLawton, OK501(c)(3)Court Advocates$30,000
Oklahoma State University - Oklahoma CityOklahoma City, OK509(a)Court Reporting Program$30,000
Palomar Legal NetworkOklahoma City, OK501(c)(3)Palomar Legal Network$30,000
Pittsburg County Child Abuse Response Effort IncMcalester, OK501(c)(3)VICTIM'S ADVOCACY AND COMMUNITY TRAINING$30,000
San Bois Casa IncPoteau, OK501(c)(3)General Operations$30,000
The Parent Child Center of TulsaTulsa, OK501(c)(3)Tulsa Safe Babies Court Program$30,000
Youth Justice AllianceAustin, TX501(c)(3)To Fund Participation of Two Oklahoma Students in a Four-year Fellowship Program Addressing Barriers to Law School Through Legal Instruction, Internships, and Academic Support.$30,000
District Court of Oklahoma CountyOkc, OK115(a)SEVEN 43" INTERACTIVE DISPLAYS FOR ALL 7 FLOORS OF THE COURT HOUSE.$28,050
Oklahoma Casa AssociationOklahoma City, OK501(c)(3)Statewide Training for Casa Volunteers and Local Programs$27,000
Casa for Kids IncStillwater, OK501(c)(3)Court Advocates$25,000
Casa of Southern Oklahoma IncArdmore, OK501(c)(3)Court Advocates$25,000
Casa of Western OklahomaWeatherford, OK501(c)(3)Court Advocates$25,000
The SpringSand Springs, OK501(c)(3)Legal Services Supporting Women and Children Escaping Human Sex Trafficking and Domestic Violence$25,000
Citizens for Juvenile JusticeOklahoma City, OK501(c)(3)Oklahoma County Juvenile Bureau Literacy Initiative$22,870
Community Crisis Center IncOklahoma City, OK501(c)(3)General Operations$22,454
MARY ABBOTT CHILDREN'S HOUSENorman, OK501(c)(3)Forensic Interview Program and Client Services$22,000
The Care CenterOklahoma City, OK501(c)(3)Child Abuse Forensic Interview Program$22,000
Ymca of Greater OkcOklahoma City, OK501(c)(3)Oklahoma Ymca Youth and Government Program$21,000
Bill of Rights InstituteArlington, VA501(c)(3)To Provide Civics Education and Teacher Training in Oklahoma Schools.$20,000
Remerge of Oklahoma County IncOklahoma City, OK501(c)(3)Remerge Diversion Program$20,000
Youth Services of Tulsa IncBoise City, OK501(c)(3)Youth Court Program$20,000
Youth and Family Resource CenterShawnee, OK501(c)(3)Court Advocates$20,000
Tulsa County Bar AssociationTulsa, OK501(c)(3)Cap Project$15,000
Wings of HopeStillwater, OK501(c)(3)Court Advocates$15,000
Green Country Habitat for HumanityTulsa, OK501(c)(3)To Support Down Payment Assistance for Affordable Housing as Part of the North Tulsa Initiative.$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

All members in good standing of the oklahoma bar association are considered to be members of the oklahoma bar foundation.

Form 990, Part VI, Section A, Line 7A

Any group of twenty-five or more members of the obf's partners program may timely nominate a foundation member to be included in the annual election. The oklahoma bar association president appoints 1 member of the obf board to a 1 year term. The oba president-elect, selected by the oba membership, is appointed as a member of the obf board for a one year term. The young lawyers division appoints one of their members to serve on the obf board for a one year term.

Form 990, Part VI, Section B, Line 11B

The form 990 and the audit report are both reviewed by the members of the audit committee and the members of the executive committee. The audit committee and/or the executive committee approves the form 990, and an obf officer signs it. The audit report is presented to the entire board of trustees for approval.

Form 990, Part VI, Section B, Line 12C

Annual disclosure statements are provided to members with instructions to update information with any changes. In accordance with the conflict of interest policy and disclosure statements, members must recuse from grant votes as required.

Form 990, Part VI, Section B, Line 15

The oklahoma bar foundation utilizes compensation data compiled by two different groups with the american bar association; the national conference of bar foundations and the national association of iolta programs. The oklahoma bar foundation also utilizes compensation package information compiled through the oklahoma center for nonprofits. All of these organizations compile similar nonprofit data on similar positions performing the same types of charitable work.

Form 990, Part VI, Section C, Line 19

The organization makes all governing documents, its conflict of interest policy and its financial statements available to the public upon request. Additionally, information from these documents may be accessed through mailings and annual report brochures.

Filing and Contact Details

Filer

Filer Name
Oklahoma Bar Foundation
EIN
73-0710244
Phone
4054167070
Address
1901 NORTH LINCOLN BOULEVARD, OKLAHOMA CITY, OK 73105-4901

Signing Officer

Name
Deanna Hartley-kelso
Title
Past President
Phone
4054167070
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Allen Hutson
Formed
1949
Legal Domicile
Ok
Voting Board Members
27
Independent Board Members
27
Employees
4
Volunteers
27

Preparer

Firm
Hogantaylor Llp
Address
1225 N BROADWAY AVENUE SUITE 200, OKLAHOMA CITY, OK 73103
Preparer
Ashley M Fogle
Phone
4058482020
Supplemental Narrative

Financial Statement Notes

PART V, LINE 4:

Under obf's investment distribution policy, the amount available for appropriation each year is 5% of the average of the preceding three years' market value of the endowment at december 31. This policy is expected to allow for real growth in addition to building the endowments through new gifts and return on investment.

Raw XML AppendixShowing 400 of 1,295 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THE OKLAHOMA BAR FOUNDATION PROVIDES ANNUAL FUNDING THROUGH GRANTS TO PROMOTE THE ADVANCEMENT OF JUSTICE, TO PROVIDE CRITICAL CIVIL LEGAL SERVICES TO THOSE IN NEED, AND TO INCREASE PUBLIC AWARENESS AND UNDERSTANDING OF THE AMERICAN LEGAL SYSTEM.
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IRS990/Desc0OBF LEGAL SERVICES GRANTS. THE OBF PROVIDES ANNUAL GRANT FUNDS TO NON-PROFIT ORGANIZATIONS IN OKLAHOMA THAT FURNISH CIVIL LEGAL AID AND ADVOCACY SERVICES TO OKLAHOMANS WHO WOULD OTHERWISE NOT BE ABLE TO AFFORD THESE CRITICAL SERVICES. THIS FUNDING SEEKS TO ENSURE THAT JUSTICE IS POSSIBLE FOR ALL OKLAHOMA CHILDREN, SENIORS, VETERANS, VICTIMS OF DOMESTIC VIOLENCE AND OTHER INDIVIDUALS WHO ARE IN NEED OF SUCH SERVICES. ANNUAL GRANTS ARE ALSO AWARDED TO NON-PROFITS THAT PROVIDE LAW-RELATED EDUCATION PROGRAMS TO OKLAHOMANS, INCLUDING STUDENTS FROM GRADE SCHOOL THROUGH HIGH SCHOOL. IN 2024, THE OBF AWARDED GRANTS TO 54 SEPARATE ORGANIZATIONS TO PROVIDE CIVIL LEGAL AID SERVICES AND LAW RELATED EDUCATION PROGRAMS TO OKLAHOMA CITIZENS. IT IS ESTIMATED THAT SOME 100,000 INDIVIDUALS/FAMILIES RECEIVED LAW-RELATED SERVICES.
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IRS990/MissionDesc0THE OKLAHOMA BAR FOUNDATION PROVIDES ANNUAL FUNDING THROUGH GRANTS TO PROMOTE THE ADVANCEMENT OF JUSTICE, TO PROVIDE CRITICAL CIVIL LEGAL SERVICES TO THOSE IN NEED, AND TO INCREASE PUBLIC AWARENESS AND UNDERSTANDING OF THE AMERICAN LEGAL SYSTEM.
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