Civic Intelligence

Fire Fighters Credit Union

990 • Fiscal year 2016 • EIN 73-0528996

Jan 01, 2016 to Dec 31, 2016 • Filed on May 04, 2017

9200 E 41st STTulsa, OK 74145

(918) 582-1191

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

23rd percentile

0.84x

Higher debt load relative to assets than 23% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

22nd percentile

15.76x

Higher debt load relative to revenue than 22% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Net Margin

37th percentile

5.3%

Higher net margin than 37% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

93rd percentile

$152,303

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2016

Asset Growth

37th percentile

1.7%

Faster asset growth than 37% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

49th percentile

2.9%

Faster revenue growth than 49% of similar nonprofits.

2016 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Assets

Up

$37,783,264

Up $640,025 (+1.7%) from 2015

Net Assets

Up

$5,922,846

Up $107,124 (+1.8%) from 2015

Liabilities

Up

$31,860,418

Up $532,901 (+1.7%) from 2015

Revenue

Up

$2,022,038

Up $56,518 (+2.9%) from 2015

Expenses

Up

$1,914,914

Up $150,134 (+8.5%) from 2015

Net Income

Down

$107,124

Down $93,616 (-47%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $30,092,070Liabilities 2010: $25,085,331Net Assets 2010: $5,006,7392010Assets 2011: $33,338,981Liabilities 2011: $28,199,388Net Assets 2011: $5,139,5932011Assets 2012: $34,217,529Liabilities 2012: $28,933,693Net Assets 2012: $5,283,8362012Assets 2013: $34,791,840Liabilities 2013: $29,383,954Net Assets 2013: $5,407,8862013Assets 2014: $35,365,751Liabilities 2014: $29,750,769Net Assets 2014: $5,614,9822014Assets 2015: $37,143,239Liabilities 2015: $31,327,517Net Assets 2015: $5,815,7222015Assets 2016: $37,783,264Liabilities 2016: $31,860,418Net Assets 2016: $5,922,8462016Assets 2017: $38,272,604Liabilities 2017: $32,211,472Net Assets 2017: $6,061,1322017Assets 2018: $37,861,744Liabilities 2018: $31,666,154Net Assets 2018: $6,195,5902018Assets 2019: $38,086,546Liabilities 2019: $31,458,113Net Assets 2019: $6,628,4332019Assets 2020: $41,661,295Liabilities 2020: $34,829,494Net Assets 2020: $6,831,8012020Assets 2021: $42,787,595Liabilities 2021: $35,834,474Net Assets 2021: $6,953,1212021Assets 2022: $46,607,849Liabilities 2022: $39,202,469Net Assets 2022: $7,405,3802022Assets 2023: $43,587,151Liabilities 2023: $35,635,079Net Assets 2023: $7,952,0722023Assets 2024: $45,491,363Liabilities 2024: $36,828,220Net Assets 2024: $8,663,1432024

Highlighted filing

2016

Assets$37,783,264
Liabilities$31,860,418
Net Assets$5,922,846

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $1,946,0862010Expenses 2011: $1,724,6202011Revenue 2012: $1,842,887Expenses 2012: $1,698,644Net Income 2012: $144,2432012Revenue 2013: $1,759,673Expenses 2013: $1,635,623Net Income 2013: $124,0502013Revenue 2014: $1,874,536Expenses 2014: $1,667,440Net Income 2014: $207,0962014Revenue 2015: $1,965,520Expenses 2015: $1,764,780Net Income 2015: $200,7402015Revenue 2016: $2,022,038Expenses 2016: $1,914,914Net Income 2016: $107,1242016Revenue 2017: $2,092,935Expenses 2017: $1,954,649Net Income 2017: $138,2862017Revenue 2018: $2,234,370Expenses 2018: $2,099,911Net Income 2018: $134,4592018Revenue 2019: $2,313,233Expenses 2019: $1,880,390Net Income 2019: $432,8432019Revenue 2020: $2,124,347Expenses 2020: $1,920,979Net Income 2020: $203,3682020Revenue 2021: $1,939,110Expenses 2021: $1,817,784Net Income 2021: $121,3262021Revenue 2022: $2,409,297Expenses 2022: $1,957,038Net Income 2022: $452,2592022Revenue 2023: $2,813,181Expenses 2023: $2,266,488Net Income 2023: $546,6932023Revenue 2024: $3,026,134Expenses 2024: $2,506,123Net Income 2024: $520,0112024

Highlighted filing

2016

Revenue$2,022,038
Expenses$1,914,914
Net Income$107,124
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 4, 2017
Return Version
2016v3.0
Gross Receipts
$2,022,038
Mission and Program Overview

Mission

Credit Union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,372,448$21,275,728▲ $903,280
Investments Other Securities$8,491,615$9,034,933▲ $543,318
Savings and Temporary Cash Investments$6,294,936$5,276,128▼ $1,018,808
Land, Buildings, and Equipment, Net$1,469,107$1,708,556▲ $239,449
Cash and Non-Interest-Bearing Accounts$363,227$321,231▼ $41,996
Prepaid Expenses and Deferred Charges$146,471$167,391▲ $20,920
Total Assets$37,143,239$37,783,264▲ $640,025
Other Assets Total$5,435$-703▼ $6,138
Liabilities
Other Liabilities$30,694,126$31,432,064▲ $737,938
Accounts Payable and Accrued Expenses$633,391$428,354▼ $205,037
Total Liabilities$31,327,517$31,860,418▲ $532,901
Net Assets / Fund Balance
Unrestricted Net Assets$5,815,722$5,922,846▲ $107,124
Permanently Rstr Net Assets$0$0→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$5,815,722$5,922,846▲ $107,124
Total Liabilities and Net Assets / Fund Balance$37,143,239$37,783,264▲ $640,025

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,079,253$397,222$0
Other Land Buildings$0$0$0
Land$517,692-$0
Equipment$111,611$253,191$0
Leasehold Improvements$0$0$0
Other Securities$45,277--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Frances ReedCEOFT$131,705$20,598$152,303
Tim WhiteCFOFT$90,803$12,694$103,497

Board Members and Trustees

NameTitle
Bill GoswickBoard Member
Gordon GingrichBoard Member
James WalkerBoard Member
Janet MooreBoard Member
Peggy SmithBoard Member
Redell BrownBoard Member
Renee ProfittBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,918,678
Investment Income
$103,360
Other Revenue
$0
Change in Net Assets
$107,124
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$928,239
Other Expenses$878,153
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$479,388
Current Officers, Directors, Trustees, and Key Employees---$255,800
Office Expenses---$252,257
Information Technology---$155,355
Benefits to Members---$108,522
Other Employee Benefits---$94,782
Depreciation Depletion---$73,129
Occupancy---$63,948
Payroll Taxes---$60,197
Fees for Services Other---$43,483
Pension Plan Contributions---$38,072
Insurance---$34,868
Fees for Services Legal---$26,614
Travel---$19,997
Advertising---$16,214
Other Expenses---$1,403
Total Functional Expenses$0$0$0$1,914,914
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Membership Shares$31,432,064
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Credit union is member owned

Form 990, Part VI, Section A, Line 7A

Members elect board of directors

Form 990, Part VI, Section B, Line 11B

Taxes prepared from financial statements that have been reviewed by board of directors

Form 990, Part VI, Section B, Line 12C

Am auditor oversee's yearly the compliance of all policy's

Form 990, Part VI, Section C, Line 19

Governing documents and other documents are available to the public upon request, financials statements are posted monthly

Filing and Contact Details

Filer

Filer Name
Fire Fighters Credit Union
EIN
73-0528996
Phone
9185821191
Address
9200 E 41st ST, Tulsa, OK 74145

Signing Officer

Name
Tim White
Title
CFO
Phone
9185821191
Signed
2017-05-04

Organization Details

Principal Officer
Frances Reed
Formed
1933
Legal Domicile
Ok
Voting Board Members
7
Independent Board Members
7
Employees
12
Volunteers
7
Raw XML AppendixShowing 400 of 495 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0633391
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0428354
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Credit Union
IRS990/AdvertisingGrp/TotalAmt016214
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt0108522
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Fire Fighters Credit Union
IRS990/BooksInCareOfDetail/PhoneNum09185821191
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt09200 E 41st St
IRS990/BooksInCareOfDetail/USAddress/CityNm0Tulsa
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990/BooksInCareOfDetail/USAddress/ZIPCd074145
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0363227
IRS990/CashNonInterestBearingGrp/EOYAmt0321231
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0255800
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0108522
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0103360
IRS990/CYOtherExpensesAmt0878153
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt01918678
IRS990/CYRevenuesLessExpensesAmt0107124
IRS990/CYSalariesCompEmpBnftPaidAmt0928239
IRS990/CYTotalExpensesAmt01914914
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02022038
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt073129
IRS990/Desc0Dividends paid to 5,401 accounts for 3,111 members
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt01914914
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/TotalAmt026614
IRS990/FeesForServicesOtherGrp/TotalAmt043483
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Peggy Smith
IRS990/Form990PartVIISectionAGrp/PersonNm1James Walker
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET MOORE
IRS990/Form990PartVIISectionAGrp/PersonNm3Redell Brown
IRS990/Form990PartVIISectionAGrp/PersonNm4Renee Profitt
IRS990/Form990PartVIISectionAGrp/PersonNm5Bill Goswick
IRS990/Form990PartVIISectionAGrp/PersonNm6Gordon Gingrich
IRS990/Form990PartVIISectionAGrp/PersonNm7Frances Reed
IRS990/Form990PartVIISectionAGrp/PersonNm8Tim White
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7152303
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8103497
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01933
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt02022038
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0155355
IRS990/InsuranceGrp/TotalAmt034868
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0103360
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0103360
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt08491615
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt09034933
IRS990/IRPDocumentCnt0606
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0650413
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01469107
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01708556
IRS990/LandBldgEquipCostOrOtherBssAmt02358969
IRS990/LegalDomicileStateCd0OK
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Credit Union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05815722
IRS990/NetAssetsOrFundBalancesEOYAmt05922846
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt063948
IRS990/OfficeExpensesGrp/TotalAmt0252257
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05435
IRS990/OtherAssetsTotalGrp/EOYAmt0-703
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt094782
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1CORPORATE TAXES
IRS990/OtherExpensesGrp/Desc2COMMUNITY/SOCIAL RESPONSE
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt0171064
IRS990/OtherExpensesGrp/TotalAmt115594
IRS990/OtherExpensesGrp/TotalAmt24227
IRS990/OtherExpensesGrp/TotalAmt31403
IRS990/OtherLiabilitiesGrp/BOYAmt030694126
IRS990/OtherLiabilitiesGrp/EOYAmt031432064
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0479388
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020372448
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt021275728
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt060197
IRS990/PensionPlanContributionsGrp/TotalAmt038072
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt00
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0146471
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0167391
IRS990/PrincipalOfficerNm0Frances Reed
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1SHARE DRAFT ACTIVITY FEE'S
IRS990/ProgramServiceRevenueGrp/Desc2DEBIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc3LOAN FEE'S
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE FEE'S
IRS990/ProgramServiceRevenueGrp/ExclusionAmt01385473
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1283200
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2156950
IRS990/ProgramServiceRevenueGrp/ExclusionAmt364096
IRS990/ProgramServiceRevenueGrp/ExclusionAmt428959
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01385473
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1283200
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2156950
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt364096
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt428959
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0104677
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt084809
IRS990/PYOtherExpensesAmt0746523
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01880711
IRS990/PYRevenuesLessExpensesAmt0200740
IRS990/PYSalariesCompEmpBnftPaidAmt0913580
IRS990/PYTotalExpensesAmt01764780
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01965520
IRS990/ReconcilationRevenueExpnssAmt0107124
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02022037
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06294936
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05276128
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01079253
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0397222
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt01476475
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0111611
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0253191
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0364802
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0517692
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0517692
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt031432064
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERSHIP SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt08537000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1285947
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2166709
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt345277
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1NCUSIF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FEDERAL RESERVE BANK
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CATALYST CORP MEMBER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01708556
IRS990ScheduleD/TotalBookValueSecuritiesAmt09034933
IRS990ScheduleD/TotalLiabilityAmt031432064
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0131705
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt190803
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount020598
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount112694
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Frances Reed
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Tim White
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0152303
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1103497
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$45.5$36.8$8.66$3.03$2.51$0.52
2023Detailed filing. Detailed filing data is available for this year.$43.6$35.6$7.95$2.81$2.27$0.55
2022Detailed filing. Detailed filing data is available for this year.$46.6$39.2$7.41$2.41$1.96$0.45
2021Detailed filing. Detailed filing data is available for this year.$42.8$35.8$6.95$1.94$1.82$0.12
2020Detailed filing. Detailed filing data is available for this year.$41.7$34.8$6.83$2.12$1.92$0.20
2019Detailed filing. Detailed filing data is available for this year.$38.1$31.5$6.63$2.31$1.88$0.43
2018Detailed filing. Detailed filing data is available for this year.$37.9$31.7$6.20$2.23$2.10$0.13
2017Detailed filing. Detailed filing data is available for this year.$38.3$32.2$6.06$2.09$1.95$0.14
2016Detailed filing. Detailed filing data is available for this year.$37.8$31.9$5.92$2.02$1.91$0.11
2015Detailed filing. Detailed filing data is available for this year.$37.1$31.3$5.82$1.97$1.76$0.20
2014Detailed filing. Detailed filing data is available for this year.$35.4$29.8$5.61$1.87$1.67$0.21
2013Detailed filing. Detailed filing data is available for this year.$34.8$29.4$5.41$1.76$1.64$0.12
2012Summary only. Only limited summary data is available for this year.$34.2$28.9$5.28$1.84$1.70$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.3$28.2$5.14$1.72
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.1$25.1$5.01$1.95