Civic Intelligence

Center for Fair Housing Inc

EIN 72-1341787 • 501(c)3 • Mobile, AL

Profile

To render support and couseling to those pursuing legal rights to fair housing, to promote research and investigations into issues of fair housing, to provide dispute resolution, and to foster community education.

602 Bel Air Blvd STE 7Mobile, AL 36606

www.sacfh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.13x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.05x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

31st percentile

-4.8%

Higher net margin than 31% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

18th percentile

-11%

Faster asset growth than 18% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

35th percentile

-1.1%

Faster revenue growth than 35% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Down

$207,401

Down $26,839 (-11%) from 2023

Liabilities

Down

$27,028

Down $1,932 (-6.7%) from 2023

Net Assets

Down

$180,373

Down $24,907 (-12%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin31st percentile

Revenue

Down

$521,995

Down $5,562 (-1.1%) from 2023

Expenses

Up

$546,902

Up $3,667 (+0.7%) from 2023

Net Income

Down

-$24,907

Down $9,229 (-59%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth18th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $197,688Liabilities 2011: $14,235Net Assets 2011: $183,4532011Assets 2012: $238,894Liabilities 2012: $24,937Net Assets 2012: $213,9572012Assets 2013: $188,377Liabilities 2013: $23,608Net Assets 2013: $164,7692013Assets 2014: $97,102Liabilities 2014: $26,362Net Assets 2014: $70,7402014Assets 2015: $14,168Liabilities 2015: $13,119Net Assets 2015: $1,0492015Assets 2016: $74,855Liabilities 2016: $33,314Net Assets 2016: $41,5412016Assets 2017: $75,469Liabilities 2017: $19,511Net Assets 2017: $55,9582017Assets 2018: $13,586Liabilities 2018: $7,740Net Assets 2018: $5,8462018Assets 2019: $45,962Liabilities 2019: $36,171Net Assets 2019: $9,7912019Assets 2020: $205,523Liabilities 2020: $81,668Net Assets 2020: $123,8552020Assets 2021: $157,016Liabilities 2021: $35,924Net Assets 2021: $121,0922021Assets 2022: $253,889Liabilities 2022: $32,931Net Assets 2022: $220,9582022Assets 2023: $234,240Liabilities 2023: $28,960Net Assets 2023: $205,2802023Assets 2024: $207,401Liabilities 2024: $27,028Net Assets 2024: $180,3732024

Highlighted filing

2024

Assets$207,401
Liabilities$27,028
Net Assets$180,373
Open 2024 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $436,333Expenses 2011: $350,445Net Income 2011: $85,8882011Revenue 2012: $416,789Expenses 2012: $386,285Net Income 2012: $30,5042012Revenue 2013: $494,986Expenses 2013: $544,174Net Income 2013: -$49,1882013Revenue 2014: $381,037Expenses 2014: $475,066Net Income 2014: -$94,0292014Revenue 2015: $352,057Expenses 2015: $421,748Net Income 2015: -$69,6912015Revenue 2016: $288,384Expenses 2016: $247,892Net Income 2016: $40,4922016Revenue 2017: $333,919Expenses 2017: $319,502Net Income 2017: $14,4172017Revenue 2018: $262,820Expenses 2018: $312,932Net Income 2018: -$50,1122018Revenue 2019: $317,044Expenses 2019: $313,099Net Income 2019: $3,9452019Revenue 2020: $508,703Expenses 2020: $394,639Net Income 2020: $114,0642020Revenue 2021: $487,358Expenses 2021: $490,121Net Income 2021: -$2,7632021Revenue 2022: $676,357Expenses 2022: $576,491Net Income 2022: $99,8662022Revenue 2023: $527,557Expenses 2023: $543,235Net Income 2023: -$15,6782023Revenue 2024: $521,995Expenses 2024: $546,902Net Income 2024: -$24,9072024

Highlighted filing

2024

Revenue$521,995
Expenses$546,902
Net Income-$24,907
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$207,401
Liabilities
$27,028
Net assets
$180,373
Revenue
$521,995
Expenses
$546,902
Net income
-$24,907
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.07$0.27$1.80$5.22$5.47$0.25
2023Summary only. Only limited summary data is available for this year.$2.34$0.29$2.05$5.28$5.43$0.16
2022Summary only. Only limited summary data is available for this year.$2.54$0.33$2.21$6.76$5.76$1.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$0.36$1.21$4.87$4.90$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.06$0.82$1.24$5.09$3.95$1.14
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$0.36$0.10$3.17$3.13$0.04
2018Summary only. Only limited summary data is available for this year.$0.14$0.08$0.06$2.63$3.13$0.50
2017Summary only. Only limited summary data is available for this year.$0.75$0.20$0.56$3.34$3.20$0.14
2016Summary only. Only limited summary data is available for this year.$0.75$0.33$0.42$2.88$2.48$0.40
2015Summary only. Only limited summary data is available for this year.$0.14$0.13$0.01$3.52$4.22$0.70
2014Summary only. Only limited summary data is available for this year.$0.97$0.26$0.71$3.81$4.75$0.94
2013Summary only. Only limited summary data is available for this year.$1.88$0.24$1.65$4.95$5.44$0.49
2012Summary only. Only limited summary data is available for this year.$2.39$0.25$2.14$4.17$3.86$0.31
2011Summary only. Only limited summary data is available for this year.$1.98$0.14$1.83$4.36$3.50$0.86
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$521,995
Mission and Program Overview

Mission

To render support and couseling to those pursuing legal rights to fair housing, to promote research and investigations into issues of fair housing, to provide dispute resolution, and to foster community education.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$233,081$206,720▼ $26,361
Land, Buildings, and Equipment, Net$1,159$681▼ $478
Total Assets$234,240$207,401▼ $26,839
Liabilities
Unsecured Notes Loans Payable$26,399$26,544▲ $145
Accounts Payable and Accrued Expenses$2,561$484▼ $2,077
Total Liabilities$28,960$27,028▼ $1,932
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$205,280$180,373▼ $24,907
Total Net Assets Fund Balance$205,280$180,373▼ $24,907
Total Liabilities and Net Assets / Fund Balance$234,240$207,401▼ $26,839

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$681$30,527$31,208
Leasehold Improvements-$9,961$9,961
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Teresa BettisExecutive DirectorFT$63,440$7,588$71,028

Board Members and Trustees

NameTitle
Carlos WilliamsPresident
Frank BarraganVice President
Ana SawyerDirector
Carita KoenDirector
Ella Stubbs JonesDirector
Kim TranDirector
Tashia PurnellDirector
Felicia JacksonSecretary
Yvette ChastangTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$520,686
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$1,309
All Other Contributions
$150,713
Change in Net Assets
$-24,907
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$396,381
Other Expenses$150,521
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$270,662--$270,662
Current Officers, Directors, Trustees, and Key Employees$57,096$6,344-$63,440
Occupancy$46,789--$46,789
Other Employee Benefits$35,882$759-$36,641
Conferences and Meetings$26,978--$26,978
Payroll Taxes$25,153$485-$25,638
Office Expenses$19,390$2,155-$21,545
Insurance$7,128$792-$7,920
Fees for Services Accounting$4,200$1,000-$5,200
Fees for Services Other$4,313--$4,313
Interest-$3,080-$3,080
Information Technology$900--$900
Depreciation Depletion$478--$478
Other Expenses$329--$329
Total Functional Expenses$532,287$14,615$0$546,902
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“The Form 990 and the required schedules were provided to the Board of Directors electronically for their review prior to the return being filed.”

Conflict of interest policy compliance Part VI line 12C

“The Organization, on an annual basis, asks each member of the Board of Directors to review the Conflict of Interest Policy to verify that they do not have any conflicts of interest with the Organization.”

CEO executive director top management comp Part VI line 15A

“The compensation of the Executive Director was reviewed by the Budget and Finance Committee and approved by the Board of Directors as part of the annual budget.”

Form 990 availability to public Part VI line 18

“The Organizations Form 990 will be mailed to anyone who requests a copy of the form.”

Governing documents etc available to public Part VI line 19

“The Organizations governing documents, Conflict of Interest Policy and the Form 990 are made available to anyone who requests the documents.”

Filing and Contact Details

Filer

Filer Name
Center For Fair Housing Inc
EIN
72-1341787
In Care Of
% Teresa Bettis
Phone
2514791532
Address
602 Bel Air Blvd STE 7, Mobile, AL 36606

Signing Officer

Name
Teresa Bettis
Title
Executive Director
Phone
2514791532
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Teresa Bettis
Formed
1996
Legal Domicile
Al
Voting Board Members
9
Independent Board Members
9
Employees
41
Volunteers
9

Preparer

Firm
Kim K Enikeieff CPA
Address
PO Box 8754, Mobile, AL 36689
Preparer
Kim K Enikeieff
Phone
2515911357
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherEmployeeBenefitsGrp/TotalAmt036641
IRS990/OtherExpensesGrp/Desc0Program expenses
IRS990/OtherExpensesGrp/Desc1Taxes and licenses
IRS990/OtherExpensesGrp/ProgramServicesAmt032989
IRS990/OtherExpensesGrp/ProgramServicesAmt1329
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IRS990/OtherRevenueTotalAmt01309
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IRS990/OtherSalariesAndWagesGrp/TotalAmt0270662
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IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0485
IRS990/PayrollTaxesGrp/ProgramServicesAmt025153
IRS990/PayrollTaxesGrp/TotalAmt025638
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Teresa Bettis
IRS990/ProfessionalFundraisingInd0false
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IRS990/PYOtherExpensesAmt0165743
IRS990/PYRevenuesLessExpensesAmt0-15678
IRS990/PYSalariesCompEmpBnftPaidAmt0377492
IRS990/PYTotalExpensesAmt0543235
IRS990/PYTotalRevenueAmt0527557
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IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-24907
IRS990/RegularMonitoringEnfrcInd0true
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0520686
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0527557
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0674693
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0485338
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0507871
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02716145
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01309
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt01664
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt02020
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0832
IRS990ScheduleA/OtherIncome170Grp/TotalAmt05825
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IRS990ScheduleA/PublicSupportPY170Pct00.80560
IRS990ScheduleA/PublicSupportTotal170Amt02165030
IRS990ScheduleA/SubstantialContributorsTotAmt0551115
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0520686
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0527557
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0485338
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0507871
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0681
IRS990ScheduleD/EquipmentGrp/DepreciationAmt030527
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt031208
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IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt09961
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0681
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Form 990 and the required schedules were provided to the Board of Directors electronically for their review prior to the return being filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Organization, on an annual basis, asks each member of the Board of Directors to review the Conflict of Interest Policy to verify that they do not have any conflicts of interest with the Organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The compensation of the Executive Director was reviewed by the Budget and Finance Committee and approved by the Board of Directors as part of the annual budget.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Organizations Form 990 will be mailed to anyone who requests a copy of the form.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Organizations governing documents, Conflict of Interest Policy and the Form 990 are made available to anyone who requests the documents.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 availability to public Part VI line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
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IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsGrp/EOYAmt0207401
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0520686
IRS990/TotalEmployeeCnt041
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt014615
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0532287
IRS990/TotalFunctionalExpensesGrp/TotalAmt0546902
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt028960
IRS990/TotalLiabilitiesEOYAmt027028
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0180373
IRS990/TotalOtherCompensationAmt07588
IRS990/TotalProgramServiceExpensesAmt0532287
IRS990/TotalReportableCompFromOrgAmt063440
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01309
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0521995
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0234240
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0207401
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt026399
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt026544
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0602 Bel Air Blvd Ste 7
IRS990/USAddress/CityNm0Mobile
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd036606
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.sacfh.org
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TERESA BETTIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum02514791532
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Center For Fair Housing Inc
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0721341787
ReturnHeader/Filer/InCareOfNm0% Teresa Bettis
ReturnHeader/Filer/PhoneNum02514791532
ReturnHeader/Filer/USAddress/AddressLine1Txt0602 Bel Air Blvd STE 7
ReturnHeader/Filer/USAddress/CityNm0Mobile
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036606
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0464292196
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Kim K Enikeieff CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 8754
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mobile
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd036689
ReturnHeader/PreparerPersonGrp/PhoneNum02515911357
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KIM K ENIKEIEFF
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-10T12:28:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31

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