Civic Intelligence

Mhc Employee Benefits Trust

990 • Fiscal year 2015 • EIN 72-0896564

Jan 01, 2015 to Dec 31, 2015 • Filed on Jul 21, 2016

2189 Memorial DriveAlexandria, LA 71301-3610

(318) 448-0405

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.21x

Higher debt load relative to assets than 75% of similar nonprofits.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2015

Liabilities / Revenue

56th percentile

0.05x

Higher debt load relative to revenue than 56% of similar nonprofits.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2015

Net Margin

37th percentile

-0.4%

Higher net margin than 37% of similar nonprofits.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2015

Top Officer Pay

50th percentile

$0

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2015

Asset Growth

53rd percentile

1.4%

Faster asset growth than 53% of similar nonprofits.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Revenue Growth

55th percentile

4.1%

Faster revenue growth than 55% of similar nonprofits.

2015 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2014 to 2015

Assets

Up

$1,955,629

Up $26,789 (+1.4%) from 2014

Net Assets

Down

$1,545,442

Down $35,320 (-2.2%) from 2014

Liabilities

Up

$410,187

Up $62,109 (+18%) from 2014

Revenue

Up

$8,492,673

Up $334,831 (+4.1%) from 2014

Expenses

Up

$8,527,993

Up $514,327 (+6.4%) from 2014

Net Income

Down

-$35,320

Down $179,496 (-124%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $1,514,998Liabilities 2010: $136,248Net Assets 2010: $1,378,7502010Assets 2011: $1,271,876Liabilities 2011: $151,999Net Assets 2011: $1,119,8772011Assets 2012: $1,158,713Liabilities 2012: $169,690Net Assets 2012: $989,0232012Assets 2013: $1,696,914Liabilities 2013: $260,328Net Assets 2013: $1,436,5862013Assets 2014: $1,928,840Liabilities 2014: $348,078Net Assets 2014: $1,580,7622014Assets 2015: $1,955,629Liabilities 2015: $410,187Net Assets 2015: $1,545,4422015Assets 2016: $2,254,638Liabilities 2016: $415,853Net Assets 2016: $1,838,7852016

Highlighted filing

2015

Assets$1,955,629
Liabilities$410,187
Net Assets$1,545,442

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $6,890,3972010Expenses 2011: $7,857,0912011Revenue 2012: $8,302,787Expenses 2012: $8,433,641Net Income 2012: -$130,8542012Revenue 2013: $8,075,463Expenses 2013: $7,627,900Net Income 2013: $447,5632013Revenue 2014: $8,157,842Expenses 2014: $8,013,666Net Income 2014: $144,1762014Revenue 2015: $8,492,673Expenses 2015: $8,527,993Net Income 2015: -$35,3202015Revenue 2016: $9,196,335Expenses 2016: $8,902,992Net Income 2016: $293,3432016

Highlighted filing

2015

Revenue$8,492,673
Expenses$8,527,993
Net Income-$35,320
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jul 21, 2016
Return Version
2015v2.1
Gross Receipts
$8,492,673
Mission and Program Overview

Mission

To provide accident, disability, and medical benefits as specified in the Plan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,293,443$1,281,721▼ $11,722
Accounts Receivable$635,397$673,908▲ $38,511
Total Assets$1,928,840$1,955,629▲ $26,789
Liabilities
Accounts Payable and Accrued Expenses$348,078$410,187▲ $62,109
Total Liabilities$348,078$410,187▲ $62,109
Net Assets / Fund Balance
Permanently Rstr Net Assets$1,580,762$1,545,442▼ $35,320
Total Net Assets Fund Balance$1,580,762$1,545,442▼ $35,320
Total Liabilities and Net Assets / Fund Balance$1,928,840$1,955,629▲ $26,789
Compensation and Service Providers

Board Members and Trustees

NameTitle
-Plan Administrator

Highest Paid Contractors

ContractorServicesLocationCompensation
BlueCrossBlueShield of SCClaims administrationPO Box 6000, Columbia, SC 29260$585,932
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,492,527
Investment Income
$146
Other Revenue
$0
Change in Net Assets
$-35,320
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,100,830
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$7,427,163
Fees for Services Management---$717,955
Other Expenses---$68,513
Fees for Services Accounting---$20,450
Office Expenses---$5,572
Total Functional Expenses$0$0$0$8,527,993
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The accountant prepares Form 990 and reviews with outside auditor. Final review by the Plan Administrator.

Form 990, Part VI, Section C, Line 19

Governing documents and financial statements are available upon request. There is no written conflict of interest policy.

Filing and Contact Details

Filer

Filer Name
Mhc Employee Benefits Trust
EIN
72-0896564
Phone
3184480405
Address
2189 MEMORIAL DRIVE, ALEXANDRIA, LA 71301-3610

Signing Officer

Name
Darryl R Monroe
Title
Treasurer
Signed
2016-07-21
Discuss with paid preparer
Yes

Organization Details

Formed
1980
Legal Domicile
La
Voting Board Members
1
Independent Board Members
0
Employees
0

Preparer

Preparer
Stephanie Ulrich
Phone
3184480405
Raw XML Appendix249 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)9 • $5M-$10M nonprofits