Civic Intelligence

Habitat for Humanity of Greater Sacramento Inc

990 • Fiscal year 2019 • EIN 68-0085804

Jul 01, 2018 to Jun 30, 2019 • Filed on Mar 11, 2020

819 North 10th StreetSacramento, CA 95811

(916) 440-1215

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.39x

Higher debt load relative to assets than 66% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

80th percentile

1.01x

Higher debt load relative to revenue than 80% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Net Margin

63rd percentile

7.5%

Higher net margin than 63% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

29th percentile

$122,400

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 2.6% of source-year revenue.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Asset Growth

44th percentile

2.2%

Faster asset growth than 44% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

19th percentile

-11%

Faster revenue growth than 19% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Assets

Up

$12,450,227

Up $266,950 (+2.2%) from 2018

Net Assets

Up

$7,649,364

Up $357,813 (+4.9%) from 2018

Liabilities

Down

$4,800,863

Down $90,863 (-1.9%) from 2018

Revenue

Down

$4,767,032

Down $584,595 (-11%) from 2018

Expenses

Up

$4,409,219

Up $121,091 (+2.8%) from 2018

Net Income

Down

$357,813

Down $705,686 (-66%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2011: $7,062,658Liabilities 2011: $1,775,290Net Assets 2011: $5,287,3682011Assets 2012: $7,768,362Liabilities 2012: $2,825,174Net Assets 2012: $4,943,1882012Assets 2013: $9,967,284Liabilities 2013: $5,321,139Net Assets 2013: $4,646,1452013Assets 2014: $11,001,023Liabilities 2014: $5,351,883Net Assets 2014: $5,649,1402014Assets 2015: $11,768,619Liabilities 2015: $5,774,167Net Assets 2015: $5,994,4522015Assets 2016: $11,983,909Liabilities 2016: $6,076,649Net Assets 2016: $5,907,2602016Assets 2017: $12,563,448Liabilities 2017: $6,337,941Net Assets 2017: $6,225,5072017Assets 2018: $12,183,277Liabilities 2018: $4,891,726Net Assets 2018: $7,291,5512018Assets 2019: $12,450,227Liabilities 2019: $4,800,863Net Assets 2019: $7,649,3642019Assets 2020: $11,092,324Liabilities 2020: $3,103,392Net Assets 2020: $7,988,9322020Assets 2021: $13,959,628Liabilities 2021: $4,707,361Net Assets 2021: $9,252,2672021Assets 2022: $20,575,642Liabilities 2022: $4,238,698Net Assets 2022: $16,336,9442022Assets 2023: $25,345,587Liabilities 2023: $6,543,649Net Assets 2023: $18,801,9382023Assets 2024: $28,591,831Liabilities 2024: $8,246,677Net Assets 2024: $20,345,1542024

Highlighted filing

2019

Assets$12,450,227
Liabilities$4,800,863
Net Assets$7,649,364

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2011: $3,446,981Expenses 2011: $3,443,879Net Income 2011: $3,1022011Revenue 2012: $2,790,489Expenses 2012: $3,134,669Net Income 2012: -$344,1802012Revenue 2013: $3,745,511Expenses 2013: $4,042,554Net Income 2013: -$297,0432013Revenue 2014: $5,208,934Expenses 2014: $4,205,939Net Income 2014: $1,002,9952014Revenue 2015: $5,635,590Expenses 2015: $5,290,278Net Income 2015: $345,3122015Revenue 2016: $4,772,517Expenses 2016: $4,859,709Net Income 2016: -$87,1922016Revenue 2017: $3,886,665Expenses 2017: $3,599,686Net Income 2017: $286,9792017Revenue 2018: $5,351,627Expenses 2018: $4,288,128Net Income 2018: $1,063,4992018Revenue 2019: $4,767,032Expenses 2019: $4,409,219Net Income 2019: $357,8132019Revenue 2020: $5,460,145Expenses 2020: $5,120,577Net Income 2020: $339,5682020Revenue 2021: $6,585,897Expenses 2021: $5,322,562Net Income 2021: $1,263,3352021Revenue 2022: $14,822,990Expenses 2022: $7,700,503Net Income 2022: $7,122,4872022Revenue 2023: $12,458,702Expenses 2023: $10,035,240Net Income 2023: $2,423,4622023Revenue 2024: $17,653,355Expenses 2024: $16,389,640Net Income 2024: $1,263,7152024

Highlighted filing

2019

Revenue$4,767,032
Expenses$4,409,219
Net Income$357,813
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Mar 11, 2020
Return Version
2018v3.1
Gross Receipts
$6,139,243
Mission and Program Overview

Mission

We are a Christian housing ministry based on the goal of providing decent housing for all people, regardless of race or creed. We build affordable homes in partnership with families in need, supported by volunteers, donors, faith-based organizations and businesses for the betterment of our community. Churches, individuals, businesses, and other groups contribute funds. When complete, houses are sold at no profit and no interest to the designated families. We continue to build homes as contributions and volunteer hours allow. Family selection is based upon need, ability to pay, demonstrated responsibility, and willingness to partner with us.We welcome all applicants and do not discriminate on the basis of race, color, religion, national origin, sex or, age, or due to all or part of an applicant's income being derived from any public assistance program, or because an applicant has, in good faith, exercised any right under the Consumer Credit Protection Act.

Our mission is seeking to put Gods love into action, Habitat for Humanity brings people together to build homes, communities, and hope. Our vision is a world where everyone has a decent place to live.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$6,575,434$6,772,833▲ $197,399
Investments Program Related$1,590,597$1,615,425▲ $24,828
Savings and Temporary Cash Investments$1,291,803$1,184,494▼ $107,309
Land, Buildings, and Equipment, Net$946,652$788,674▼ $157,978
Inventories for Sale or Use$336,190$417,896▲ $81,706
Cash and Non-Interest-Bearing Accounts$227,745$123,754▼ $103,991
Prepaid Expenses and Deferred Charges$130,888$121,870▼ $9,018
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Total Assets$12,183,277$12,450,227▲ $266,950
Other Assets Total$1,083,968$1,425,281▲ $341,313
Liabilities
Mortgage Notes Payable Secured by Investment Property$4,347,685$4,215,226▼ $132,459
Deferred Revenue$210,000$230,309▲ $20,309
Accounts Payable and Accrued Expenses$188,567$191,676▲ $3,109
Other Liabilities$145,474$163,652▲ $18,178
Total Liabilities$4,891,726$4,800,863▼ $90,863
Net Assets / Fund Balance
Unrestricted Net Assets$4,383,942$5,363,865▲ $979,923
Temporarily Rstr Net Assets$2,907,609$2,285,499▼ $622,110
Total Net Assets Fund Balance$7,291,551$7,649,364▲ $357,813
Total Liabilities and Net Assets / Fund Balance$12,183,277$12,450,227▲ $266,950

Asset Categories

AssetBook ValueDepreciationBasis
Land$686,335-$686,335
Equipment$48,503$172,248$220,751
Leasehold Improvements$38,880$94,524$133,404
Buildings$13,531$62,969$76,500
Other Land Buildings$1,425$3,074$4,499
Other Assets Org$1,425,281--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Leah MillerPresident/CEOFT$120,000$2,400$122,400

Board Members and Trustees

NameTitle
Susan J SheridanChair
Norm MarshallVice Chair
Alisha OlsonDirector
Bridget BugbeeDirector
Dan FenocchioDirector
Hank BradyDirector
Kevin CooperDirector
Laurie SalterDirector
Marty SharpDirector
Paul SousaDirector
Rick EytchesonDirector
Ronald R LambDirector
Sue WetzelDirector
Lauren PetersSecretary
Laura WilderTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$2,703,545
Program Service Revenue
$1,527,585
Investment Income
$380,248
Other Revenue
$155,654
All Other Contributions
$2,539,741
Change in Net Assets
$357,813

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Other Non Cash Contri Table$1,198,790Fair Market Value (FMV)
Real Estate Other$151,100Fair Market Value (FMV)
Other Non Cash Contri Table$103,508Fair Market Value (FMV)
Other Non Cash Contri Table$858Fair Market Value (FMV)
Total Noncash Contributions$1,454,256-

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,767,032
Revenue Not Reported on Form 990
$173,421
Total Revenue per Audited Statements
$4,940,453
Total Revenue per Form 990
$4,767,032
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,081,453
Salaries, Compensation, and Employee Benefits$1,249,277
Total Fundraising Expense$336,715
Grants and Similar Amounts Paid$78,489
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$603,782$162,945$124,752$891,479
All Other Expenses$175,058$27,322$28,324$230,704
Occupancy$152,252$15,240$15,240$182,732
Other Employee Benefits$114,548$16,928$21,558$153,034
Interest$139,540$4,464$3,103$147,107
Other Expenses$113,081$19,069$20,772$113,081
Current Officers, Directors, Trustees, and Key Employees$37,446$37,446$37,446$112,338
Payroll Taxes$69,134$11,935$11,357$92,426
Grants to Domestic Orgs$78,489--$78,489
Advertising$2,340$957$61,759$65,056
Depreciation Depletion$22,235$8,476$1,193$31,904
Fees for Services Other$13,931$12,223$860$27,014
Fees for Services Accounting-$24,411-$24,411
Information Technology$14,081$4,693$4,694$23,468
Travel$13,824$4,519$1,915$20,258
Insurance$11,419$3,742$3,742$18,903
Fees for Services Legal-$4,505-$4,505
Total Functional Expenses$3,713,629$358,875$336,715$4,409,219

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,582,640
Expenses per Audited Statements$4,409,219
Total Expenses per Form 990$4,409,219
Expenses Not Reported on Form 990$173,421
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Habitat for Hum IntlAmericus, GA501(c)(3)Home construction$78,489
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$173,421
Fundraising Gross Income$142,868
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Gala$214,131$142,868$173,421$-30,553
Total Events$214,131$142,868$173,421$-30,553
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Lease Liability$83,836
Line of Credit$48,189
Impound Accounts$31,627
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 4: Description of Significant Changes to Organizational Documents

The organizations's bylaws were amended to reflect the legal name change from Sacramento Habitat for Humanity, Inc. to Habitat for Humanity of Greater Sacramento, Inc.

Form 990, Part VI, Line 11B: Form 990 Review Process

Upon receipt of the draft 990, it is sent out via email to the board for review. All members respond with questions and/or corrections, prior to a response being sent back to our CPA firm for approval and finalization.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Each year, the members of the Board of Directors are required to submit a signed Conflict of Interest Statement. As a part of this process, members are required to disclose potential areas of conflict. Signed statements are kept on file with board minutes.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The executive committee is charged with reviewing, evaluating and determining the compensation of the CEO annually and whenever a modification in compensation is proposed. The review includes consideration of performance and an appropriate consideration of comparability data.

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

Each year during the review of the annual Operating Budget, the Board of Directors reviews and approves compensation for all staff, including officers. A review of current and proposed salaries is drawn up by the organization's Finance & HRManager, and it includes comparisons for rate of pay for similar positions throughout the US.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Form 990, audited financial statements, governing documents and policies are available for public inspection at the business office.

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity
EIN
68-0085804
Phone
9164401215
Address
819 North 10th Street, Sacramento, CA 95811

Signing Officer

Name
Leah Miller
Title
CEO
Signed
2020-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Leah Miller
Formed
1985
Legal Domicile
CA
Voting Board Members
15
Independent Board Members
15
Employees
31
Volunteers
2,168

Preparer

Firm
Williams & Olds Professional Corp
Address
900 UNIVERSITY AVENUE SUITE 100, SACRAMENTO, CA 95825-6737
Preparer
Steven J Olds CPA
Phone
9168581680
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires Habitat to report information regarding its exposure to various tax positions taken. Habitat has determined whether any tax positions have met the recognition threshold and have measured the exposure to those tax positions. Management believes that Habitat has adequately addressed all relevant tax positions and that there are no unrecorded tax liabilities. Federal and state tax authorities generally have the right to examine and audit the previous three years of tax returns filed. Any interest or penalties assessed to Habitat are recorded in operating expenses. No interest or penalties from federal or state tax authorities were recorded in the accompanying consolidated financial statements.

Part XI, Line 2D: Other revenue amounts included in F/S but not included on form 990

Special Event Expenses $173421

Part XII, Line 2D: Other expenses and losses per audited F/S

Special Event Expenses $173421

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IRS990/Form990PartVIISectionAGrp/PersonNm0Bridget Bugbee
IRS990/Form990PartVIISectionAGrp/PersonNm1Dan Fenocchio
IRS990/Form990PartVIISectionAGrp/PersonNm2Ronald R Lamb
IRS990/Form990PartVIISectionAGrp/PersonNm3Norm Marshall
IRS990/Form990PartVIISectionAGrp/PersonNm4Alisha Olson
IRS990/Form990PartVIISectionAGrp/PersonNm5Lauren Peters
IRS990/Form990PartVIISectionAGrp/PersonNm6Susan J Sheridan
IRS990/Form990PartVIISectionAGrp/PersonNm7Sue Wetzel
IRS990/Form990PartVIISectionAGrp/PersonNm8Hank Brady
IRS990/Form990PartVIISectionAGrp/PersonNm9Laurie Salter
IRS990/Form990PartVIISectionAGrp/PersonNm10Paul Sousa
IRS990/Form990PartVIISectionAGrp/PersonNm11Laura Wilder
IRS990/Form990PartVIISectionAGrp/PersonNm12Kevin Cooper
IRS990/Form990PartVIISectionAGrp/PersonNm13Rick Eytcheson
IRS990/Form990PartVIISectionAGrp/PersonNm14Marty Sharp
IRS990/Form990PartVIISectionAGrp/PersonNm15Leah Miller
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IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
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IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
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IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15President/CEO
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IRS990/MissionDesc0About Habitat for Humanity of Greater Sacramento:Habitat for Humanity of Greater Sacramento is part of a global, nonprofit housing organization operated on Christian principles that seeks to put Gods love into action by building homes, communities and hope. Habitat for Humanity of Greater Sacramento is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions. Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.* Recognize our social and moral responsibility to help the working poor.* Seek and work in dynamic partnerships to develop our community.* Work to increase overall home o
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IRS990/OtherExpensesGrp/TotalAmt2128834
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06772833
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IRS990/PayrollTaxesGrp/ProgramServicesAmt069134
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0121870
IRS990/PrincipalOfficerNm0Leah Miller
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IRS990/ProgramServiceRevenueGrp/Desc0Accretion of discount
IRS990/ProgramServiceRevenueGrp/Desc1Homes Transferred
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1961948
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0565637
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1961948

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$28.6$8.25$20.3$17.7$16.4$1.26
2023Detailed filing. Detailed filing data is available for this year.$25.3$6.54$18.8$12.5$10.0$2.42
2022Detailed filing. Detailed filing data is available for this year.$20.6$4.24$16.3$14.8$7.70$7.12
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$4.71$9.25$6.59$5.32$1.26
2020Detailed filing. Detailed filing data is available for this year.$11.1$3.10$7.99$5.46$5.12$0.34
2019Detailed filing. Detailed filing data is available for this year.$12.5$4.80$7.65$4.77$4.41$0.36
2018Detailed filing. Detailed filing data is available for this year.$12.2$4.89$7.29$5.35$4.29$1.06
2017Detailed filing. Detailed filing data is available for this year.$12.6$6.34$6.23$3.89$3.60$0.29
2016Detailed filing. Detailed filing data is available for this year.$12.0$6.08$5.91$4.77$4.86$0.09
2015Summary only. Only limited summary data is available for this year.$11.8$5.77$5.99$5.64$5.29$0.35
2014Detailed filing. Detailed filing data is available for this year.$11.0$5.35$5.65$5.21$4.21$1.00
2013Summary only. Only limited summary data is available for this year.$9.97$5.32$4.65$3.75$4.04$0.30
2012Summary only. Only limited summary data is available for this year.$7.77$2.83$4.94$2.79$3.13$0.34
2011Summary only. Only limited summary data is available for this year.$7.06$1.78$5.29$3.45$3.44$0.00