Liabilities / Assets
13th percentile
Higher debt load relative to assets than 13% of similar nonprofits.
Valley Credit Union
990 • Fiscal year 2013 • EIN 63-0421601
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.83x
Liabilities / Revenue
44th percentile
Higher debt load relative to revenue than 44% of similar nonprofits.
Net Margin
80th percentile
Higher net margin than 80% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 6.1% of source-year revenue.
Asset Growth
34th percentile
Faster asset growth than 34% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
Up$63,233,261
Up $387,330 (+0.6%) from 2012
Net Assets
Up$10,715,555
Up $313,093 (+3.0%) from 2012
Liabilities
Up$52,517,706
Up $74,237 (+0.1%) from 2012
Revenue And Expenses
Revenue
$2,927,980
No earlier filing loaded for comparison.
Expenses
Up$2,427,929
Up $16,202 (+0.7%) from 2012
Net Income
$500,051
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- May 15, 2014
- Return Version
- 2013v3.0
- Gross Receipts
- $3,015,262
Mission and Program Overview
Mission
Credit union - to provide services to approximately 6,032 members in the form of loans, savings, and other financial services.
To provide thrift opportunities and low cost loans to members
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $42,940,948 | $41,042,805 | ▼ $1,898,143 |
| Savings and Temporary Cash Investments | $16,300,989 | $18,172,557 | ▲ $1,871,568 |
| Rtn Earn Endowment Incm Other Fnds | $10,402,462 | $10,715,555 | ▲ $313,093 |
| Land, Buildings, and Equipment, Net | $1,355,472 | $1,783,925 | ▲ $428,453 |
| Cash and Non-Interest-Bearing Accounts | $610,429 | $748,711 | ▲ $138,282 |
| Investments Program Related | $100,000 | $100,000 | → $0 |
| Prepaid Expenses and Deferred Charges | $111,680 | $90,316 | ▼ $21,364 |
| Accounts Receivable | - | $909 | - |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $62,845,931 | $63,233,261 | ▲ $387,330 |
| Other Assets Total | $1,426,413 | $1,294,038 | ▼ $132,375 |
| Liabilities | |||
| Other Liabilities | $52,220,874 | $52,338,935 | ▲ $118,061 |
| Accounts Payable and Accrued Expenses | $222,595 | $178,771 | ▼ $43,824 |
| Total Liabilities | $52,443,469 | $52,517,706 | ▲ $74,237 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $10,402,462 | $10,715,555 | ▲ $313,093 |
| Total Liabilities and Net Assets / Fund Balance | $62,845,931 | $63,233,261 | ▲ $387,330 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $955,700 | $489,069 | $1,444,769 |
| Equipment | $144,811 | $879,574 | $1,024,385 |
| Land | $532,688 | - | $532,688 |
| Leasehold Improvements | $148,141 | $143,001 | $291,142 |
| Other Land Buildings | $2,585 | $45,250 | $47,835 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Hillard Sparks | CEO, Sec/treasurer | FT | $148,117 | $29,956 | $178,073 |
Board Members and Trustees
| Name | Title |
|---|---|
| Otis Johnson | Chairperson |
| Dr John Landers | Vice Chairperson |
| Douglas Worley | Director |
| Dr Richard Gardner | Director |
| Dr Robert Clemmons | Director |
| Lionel Doug Isbell | Director |
| Mrs Martha Bowles | Director |
| Royce Massey | Director |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Epl INC | Data Processing | - | $218,698 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $2,026,796
- Investment Income
- $245,314
- Other Revenue
- $655,870
- Change in Net Assets
- $500,051
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,428,392 |
| Salaries, Compensation, and Employee Benefits | $999,537 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $693,221 |
| Interest | - | - | - | $228,894 |
| Information Technology | - | - | - | $208,746 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $178,073 |
| All Other Expenses | - | - | - | $108,990 |
| Office Expenses | - | - | - | $97,740 |
| Occupancy | - | - | - | $97,274 |
| Depreciation Depletion | - | - | - | $84,005 |
| Insurance | - | - | - | $81,843 |
| Payroll Taxes | - | - | - | $59,747 |
| Pension Plan Contributions | - | - | - | $52,869 |
| Fees for Services Accounting | - | - | - | $51,317 |
| Fees for Services Other | - | - | - | $47,998 |
| Other Expenses | - | - | - | $41,889 |
| Advertising | - | - | - | $38,105 |
| Conferences and Meetings | - | - | - | $27,519 |
| Other Employee Benefits | - | - | - | $15,627 |
| Travel | - | - | - | $14,275 |
| Total Functional Expenses | $0 | $0 | $0 | $2,427,929 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Deposits | $52,338,935 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“Valley credit union is a non-profit financial institution that is owned and operated entirely by its members. To become a member of the credit union, an individual must live, work, attend school, or worship in colbert, franklin, lawrence or lauderdale counties in alabama.”
Form 990, Part VI, Section A, Line 7A
“The members of valley credit union elect its board of directors at their annual meetings. The members of the credit union are informed of the board positions which are up for election by the nominating committee. The members then proceed to vote to fill the open board positions. In order for a board member to be elected, a quorum must be present at the meeting.”
Form 990, Part VI, Section A, Line 8B
“Valley credit union does not have committees with the responsibility to act on behalf of the governing body.”
Form 990, Part VI, Section B, Line 11
“Upon completion of valley credit union's form 990, the return is presented to the board at a board of directors meeting. At the meeting, the board members review the tax return and are free to ask any questions or engage in discussion regarding any topic covered in the return. Once the governing body has reviewed and approved the form 990, the return is filed with the internal revenue service.”
Form 990, Part VI, Section B, Line 12C
“The board of directors are responsible for adhering to the conflict of interest policy. The conflict of interest policy is reviewed annually by the board of directors at one of their meetings. It is at this time the board reviews the policy and makes any changes as they see fit. Board members are also responsible for communicating any potential conflicts of interest as soon as they occur.”
Form 990, Part VI, Section B, Line 15
“Compensation for the officer and all employees is determined on a yearly basis. Salaries are based on position and determined by following the guidelines of either the cuna salary survey or the southeastern credit union salary survey. The ceo abstains from voting on his salary which is determined solely by the board.”
Form 990, Part VI, Section C, Line 19
“Valley credit union makes available its financial statements via the ncua website which can be found at www.ncua.gov. Other documents are available to the public upon request.”
Filing and Contact Details
Filer
- EIN
- 63-0421601
- Phone
- 2563814800
Signing Officer
- Name
- Hillard Sparks
- Title
- CEO
- Phone
- 2563814800
- Signed
- 2014-05-15
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Hillard Sparks
- Formed
- 1956
- Legal Domicile
- Al
- Voting Board Members
- 9
- Independent Board Members
- 8
- Employees
- 34
- Volunteers
- 12
Preparer
- Preparer
- Cynthia a Hudson CPA
- Phone
- 2059825500
Supplemental Narrative
Additional Explanations
Form 990, Part XII, Line 2
“On a yearly basis the alabama credit union administration examines the financial statements of the credit union. Other procedures are performed by an independent accounting firm in regard to the supervisory report and other financial issues.”
Raw XML AppendixShowing 400 of 408 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 35674 |
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| IRS990/DescribedInSection501c3Ind | 0 | 0 |
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| IRS990/EmployeeCnt | 0 | 34 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 51317 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 47998 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
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| IRS990/OtherExpensesGrp/Desc | 2 | BAD DEBTS |
| IRS990/OtherExpensesGrp/Desc | 3 | NCUSIF STABILIZATION EX |
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| IRS990/OtherExpensesGrp/TotalAmt | 1 | 111273 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 50000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 41889 |
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| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 52338935 |
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| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522130 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | ACCOUNTS, LOANS, INTER |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS INCOME |
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| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 41042805 |
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| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 90316 |
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| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
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| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
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| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 47835 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 52338935 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1783925 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 52338935 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
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| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | HILLARD SPARKS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO, SEC/TREASURER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 178073 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
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| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | VALLEY CREDIT UNION IS A NON-PROFIT FINANCIAL INSTITUTION THAT IS OWNED AND OPERATED ENTIRELY BY ITS MEMBERS. TO BECOME A MEMBER OF THE CREDIT UNION, AN INDIVIDUAL MUST LIVE, WORK, ATTEND SCHOOL, OR WORSHIP IN COLBERT, FRANKLIN, LAWRENCE OR LAUDERDALE COUNTIES IN ALABAMA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF VALLEY CREDIT UNION ELECT ITS BOARD OF DIRECTORS AT THEIR ANNUAL MEETINGS. THE MEMBERS OF THE CREDIT UNION ARE INFORMED OF THE BOARD POSITIONS WHICH ARE UP FOR ELECTION BY THE NOMINATING COMMITTEE. THE MEMBERS THEN PROCEED TO VOTE TO FILL THE OPEN BOARD POSITIONS. IN ORDER FOR A BOARD MEMBER TO BE ELECTED, A QUORUM MUST BE PRESENT AT THE MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | VALLEY CREDIT UNION DOES NOT HAVE COMMITTEES WITH THE RESPONSIBILITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | UPON COMPLETION OF VALLEY CREDIT UNION'S FORM 990, THE RETURN IS PRESENTED TO THE BOARD AT A BOARD OF DIRECTORS MEETING. AT THE MEETING, THE BOARD MEMBERS REVIEW THE TAX RETURN AND ARE FREE TO ASK ANY QUESTIONS OR ENGAGE IN DISCUSSION REGARDING ANY TOPIC COVERED IN THE RETURN. ONCE THE GOVERNING BODY HAS REVIEWED AND APPROVED THE FORM 990, THE RETURN IS FILED WITH THE INTERNAL REVENUE SERVICE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS ARE RESPONSIBLE FOR ADHERING TO THE CONFLICT OF INTEREST POLICY. THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS AT ONE OF THEIR MEETINGS. IT IS AT THIS TIME THE BOARD REVIEWS THE POLICY AND MAKES ANY CHANGES AS THEY SEE FIT. BOARD MEMBERS ARE ALSO RESPONSIBLE FOR COMMUNICATING ANY POTENTIAL CONFLICTS OF INTEREST AS SOON AS THEY OCCUR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION FOR THE OFFICER AND ALL EMPLOYEES IS DETERMINED ON A YEARLY BASIS. SALARIES ARE BASED ON POSITION AND DETERMINED BY FOLLOWING THE GUIDELINES OF EITHER THE CUNA SALARY SURVEY OR THE SOUTHEASTERN CREDIT UNION SALARY SURVEY. THE CEO ABSTAINS FROM VOTING ON HIS SALARY WHICH IS DETERMINED SOLELY BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | VALLEY CREDIT UNION MAKES AVAILABLE ITS FINANCIAL STATEMENTS VIA THE NCUA WEBSITE WHICH CAN BE FOUND AT WWW.NCUA.GOV. OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ON A YEARLY BASIS THE ALABAMA CREDIT UNION ADMINISTRATION EXAMINES THE FINANCIAL STATEMENTS OF THE CREDIT UNION. OTHER PROCEDURES ARE PERFORMED BY AN INDEPENDENT ACCOUNTING FIRM IN REGARD TO THE SUPERVISORY REPORT AND OTHER FINANCIAL ISSUES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 8B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XII, LINE 2 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 63233261 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 62845931 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 63233261 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 34 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2427929 |
| IRS990/TotalGrossUBIAmt | 0 | 31353 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 52443469 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 52517706 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 52443469 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 52517706 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 10715555 |
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| IRS990/TotalVolunteersCnt | 0 | 12 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 63233261 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 14275 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | PO BOX 388 |
| IRS990/USAddress/City | 0 | TUSCUMBIA |
| IRS990/USAddress/State | 0 | AL |
| IRS990/USAddress/ZIPCode | 0 | 35674 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | HTTP://WWW.VALLEYCREDITUNION.NET/ |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HILLARD SPARKS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2563814800 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | VALLEY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | VALL |
| ReturnHeader/Filer/EIN | 0 | 630421601 |
| ReturnHeader/Filer/PhoneNum | 0 | 2563814800 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 388 |
| ReturnHeader/Filer/USAddress/City | 0 | TUSCUMBIA |
| ReturnHeader/Filer/USAddress/State | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 35674 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 461498870 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | BARFIELD MURPHY SHANK & SMITH LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 1121 RIVERCHASE OFFICE RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | BIRMINGHAM |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | AL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 35244 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $63,233,261
- Liabilities
- $52,517,706
- Net assets
- $10,715,555
- Revenue
- $2,927,980
- Expenses
- $2,427,929
- Net income
- $500,051