Civic Intelligence

Chemco Credit Union

990 • Fiscal year 2011 • EIN 63-0381523

Jan 01, 2011 to Dec 31, 2011 • Filed on May 04, 2012

Organization Profile
P O Box 2836553
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$4,625,936

Flat from 2011

Net Assets

Flat

$774,369

Flat from 2011

Liabilities

Flat

$3,851,567

Flat from 2011

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$138,170

Flat from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $4,538,099Liabilities 2010: $3,825,985Net Assets 2010: $712,1142010Assets 2011: $4,625,936Liabilities 2011: $3,851,567Net Assets 2011: $774,3692011Assets 2011: $4,625,936Liabilities 2011: $3,851,567Net Assets 2011: $774,3692011Assets 2012: $4,808,154Liabilities 2012: $3,987,448Net Assets 2012: $820,7062012Assets 2013: $5,215,935Liabilities 2013: $4,378,547Net Assets 2013: $837,3882013Assets 2014: $5,538,382Liabilities 2014: $4,701,244Net Assets 2014: $837,1382014Assets 2015: $5,607,101Liabilities 2015: $4,866,717Net Assets 2015: $740,3842015Assets 2016: $5,078,351Liabilities 2016: $4,345,080Net Assets 2016: $733,2712016Assets 2017: $5,054,891Liabilities 2017: $4,288,768Net Assets 2017: $766,1232017Assets 2018: $5,112,391Liabilities 2018: $4,325,533Net Assets 2018: $786,8582018Assets 2019: $4,438,551Liabilities 2019: $3,622,037Net Assets 2019: $816,5142019Assets 2020: $5,299,562Liabilities 2020: $4,490,690Net Assets 2020: $808,8722020Assets 2021: $5,537,215Liabilities 2021: $4,736,260Net Assets 2021: $800,9552021Assets 2022: $5,809,043Liabilities 2022: $4,990,679Net Assets 2022: $818,3642022Assets 2023: $5,076,745Liabilities 2023: $4,222,575Net Assets 2023: $854,1702023Assets 2024: $4,884,459Liabilities 2024: $3,927,989Net Assets 2024: $956,4702024

Highlighted filing

2011

Assets$4,625,936
Liabilities$3,851,567
Net Assets$774,369
Open 2011 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $169,2472010Expenses 2011: $138,1702011Revenue 2011: $200,425Expenses 2011: $138,170Net Income 2011: $62,2552011Expenses 2012: $159,1292012Revenue 2013: $187,220Expenses 2013: $166,590Net Income 2013: $20,6302013Revenue 2014: $195,051Expenses 2014: $195,301Net Income 2014: -$2502014Revenue 2015: $155,971Expenses 2015: $252,725Net Income 2015: -$96,7542015Revenue 2016: $153,436Expenses 2016: $160,549Net Income 2016: -$7,1132016Revenue 2017: $157,455Expenses 2017: $124,603Net Income 2017: $32,8522017Revenue 2018: $175,664Expenses 2018: $154,929Net Income 2018: $20,7352018Revenue 2019: $177,383Expenses 2019: $147,726Net Income 2019: $29,6572019Revenue 2020: $156,690Expenses 2020: $164,332Net Income 2020: -$7,6422020Revenue 2021: $152,298Expenses 2021: $158,716Net Income 2021: -$6,4182021Revenue 2022: $184,092Expenses 2022: $166,683Net Income 2022: $17,4092022Revenue 2023: $248,703Expenses 2023: $212,897Net Income 2023: $35,8062023Revenue 2024: $276,212Expenses 2024: $173,912Net Income 2024: $102,3002024

Highlighted filing

2011

Revenue-
Expenses$138,170
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
May 4, 2012
Return Version
2011v1.2
Gross Receipts
$200,425
Mission and Program Overview

Mission

LOANS TO MEMBERS

Filing and Contact Details

Filer

EIN
63-0381523
Raw XML Appendix287 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0true
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0LOANS TO MEMBERS
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY047313
IRS990/CashNonInterestBearing/EOY0757976
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ProgramServices041321
IRS990/CompCurrentOfficersDirectors/Total041321
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0false
IRS990/CompensationProcessOther0false
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConflictOfInterestPolicy0false
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DescribedIn501C30false
IRS990/Description0406 LOANS GRANTED IN 2011
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/Expense0138170
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/ProgramServices05903
IRS990/FeesForServicesAccounting/Total05903
IRS990/FeesForServicesOther/ProgramServices020308
IRS990/FeesForServicesOther/Total020308
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek02.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek12.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek22.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek32.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek42.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek540.00
IRS990/Form990PartVIISectionA/HighestCompensatedEmployee0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0CHARLES WHEAT
IRS990/Form990PartVIISectionA/NamePerson1DANNY GRIMES
IRS990/Form990PartVIISectionA/NamePerson2JACK CARTEE
IRS990/Form990PartVIISectionA/NamePerson3OTIS NEWBURN
IRS990/Form990PartVIISectionA/NamePerson4ROSETTA FOSTER
IRS990/Form990PartVIISectionA/NamePerson5LYNN PARNELL
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization543321
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/Title0BOARD MEMBER
IRS990/Form990PartVIISectionA/Title1TREASURER
IRS990/Form990PartVIISectionA/Title2PRESIDENT
IRS990/Form990PartVIISectionA/Title3BOARD MEMBER
IRS990/Form990PartVIISectionA/Title4VICE PRSIDENT
IRS990/Form990PartVIISectionA/Title5MANAGER
IRS990/Form990ProvidedToGoverningBody0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0200425
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InvestmentIncomeCurrentYear017646
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome017646
IRS990/InvestmentIncome/TotalRevenueColumn017646
IRS990/InvestmentInJointVenture0false
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingCash0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0LOANS TO MEMBERS
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers06
IRS990/NbrVotingMembersGoverningBody06
IRS990/NetAssetsOrFundBalancesBOY0712114
IRS990/NetAssetsOrFundBalancesEOY0774369
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfEmployees02
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/ProgramServices022692
IRS990/OfficeExpenses/Total022692
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY02619345
IRS990/OtherAssetsTotal/EOY02697361
IRS990/OtherEmployeeBenefits/ProgramServices02000
IRS990/OtherEmployeeBenefits/Total02000
IRS990/OtherExpensesCurrentYear074754
IRS990/OtherExpenses/Description0LOAN SERVICING EXPENSES
IRS990/OtherExpenses/Description1DIVIDENDS
IRS990/OtherExpenses/ProgramServices05630
IRS990/OtherExpenses/ProgramServices120221
IRS990/OtherExpenses/Total05630
IRS990/OtherExpenses/Total120221
IRS990/OtherLiabilities/BOY03825985
IRS990/OtherLiabilities/EOY03851567
IRS990/OtherRevenueCurrentYear00
IRS990/OtherSalariesAndWages/ProgramServices016163
IRS990/OtherSalariesAndWages/Total016163
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/ProgramServices03932
IRS990/PayrollTaxes/Total03932
IRS990/PoliticalActivities0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0900099
IRS990/ProgramServiceRevenue/BusinessCode1900099
IRS990/ProgramServiceRevenueCY0182779
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1MISCELLANEOUS
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0182538
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1241
IRS990/ProgramServiceRevenue/TotalRevenueColumn0182538
IRS990/ProgramServiceRevenue/TotalRevenueColumn1241
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses062255
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0false
IRS990/ReportOtherAssets0true
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY0712114
IRS990/RetainedEarningsEndowmentEtc/EOY0774369
IRS990/Revenue0200184
IRS990/RevenuesLessExpensesCY062255
IRS990/SalariesEtcCurrentYear063416
IRS990/SavingsAndTempCashInvestments/BOY01871441
IRS990/SavingsAndTempCashInvestments/EOY01170599
IRS990/ScheduleBRequired0false
IRS990ScheduleD/OtherAssets/BookValue02680521
IRS990ScheduleD/OtherAssets/BookValue1-32866
IRS990ScheduleD/OtherAssets/BookValue242890
IRS990ScheduleD/OtherAssets/BookValue36816
IRS990ScheduleD/OtherAssets/Description0LOANS
IRS990ScheduleD/OtherAssets/Description1ALLOWANCE FOR LOAN LOSSES
IRS990ScheduleD/OtherAssets/Description2NCUSIF
IRS990ScheduleD/OtherAssets/Description3PREPAID ASSETS
IRS990ScheduleD/OtherLiabilities/Amount0-824
IRS990ScheduleD/OtherLiabilities/Amount13852391
IRS990ScheduleD/OtherLiabilities/Description0ACCOUNTS PAYABLE
IRS990ScheduleD/OtherLiabilities/Description1MEMBER SHARE ACCOUNTS
IRS990ScheduleD/TotalBookValueOtherAssets02697361
IRS990ScheduleD/TotalOfAmounts03851567
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0ALL MEMBER ARE IN THE SAME CLASS AND ELECT OFFICERS AND BOARD OF DIRECTORS
IRS990ScheduleO/GeneralExplanation/Explanation1MEMBERS ELECT OFFICERS AND BOARD OF DIRECTORS
IRS990ScheduleO/GeneralExplanation/Explanation2BOARD REVIEWED 990 AFTER FILING INFORMATION TAKEN FROM 5300 REPORT
IRS990ScheduleO/GeneralExplanation/Explanation3FINANCIAL STATEMENTS POSTED IN CREDIT UNION OFFICE
IRS990ScheduleO/GeneralExplanation/Identifier001. Members or stockholder classes and rights (Part VI, line 6)
IRS990ScheduleO/GeneralExplanation/Identifier102. Member election for additional members (Part VI, line 7a)
IRS990ScheduleO/GeneralExplanation/Identifier203. Form 990 governing body review (Part VI, line 11)
IRS990ScheduleO/GeneralExplanation/Identifier304. Governing documents, etc, available to public (Part VI, line 19)
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/StateLegalDomicile0AL
IRS990/TaxableDistributions0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10P O BOX 28
IRS990/TheBooksAreInCareOf/AddressUS/City0MC INTOSH
IRS990/TheBooksAreInCareOf/AddressUS/State0AL
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode036553
IRS990/TheBooksAreInCareOf/NamePerson0LYNN PARNELL
IRS990/TheBooksAreInCareOf/TelephoneNumber02519443297
IRS990/TotalAssets/BOY04538099
IRS990/TotalAssetsBOY04538099
IRS990/TotalAssets/EOY04625936
IRS990/TotalAssetsEOY04625936
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0138170
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices0138170
IRS990/TotalFunctionalExpenses/Total0138170
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY03825985
IRS990/TotalLiabilitiesBOY03825985
IRS990/TotalLiabilities/EOY03851567
IRS990/TotalLiabilitiesEOY03851567
IRS990/TotalLiabNetAssetsFundBalances/BOY04538099
IRS990/TotalLiabNetAssetsFundBalances/EOY04625936
IRS990/TotalNbrEmployees02
IRS990/TotalNetAssetsFundBalances/BOY0712114
IRS990/TotalNetAssetsFundBalances/EOY0774369
IRS990/TotalOtherCompensation00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense0138170
IRS990/TotalProgramServiceRevenue0182779
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg043321
IRS990/TotalRevenueCurrentYear0200425
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0200425
IRS990/TotalRevenue/TotalRevenueColumn0200425
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity0false
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0CREDIT UNION
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01953
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0630381523
ReturnHeader/Filer/Name/BusinessNameLine10CHEMCO CREDIT UNION
ReturnHeader/Filer/NameControl0CHEM
ReturnHeader/Filer/USAddress/AddressLine10P O BOX 28
ReturnHeader/Filer/USAddress/City0MC INTOSH
ReturnHeader/Filer/USAddress/State0AL
ReturnHeader/Filer/USAddress/ZIPCode036553
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02012-05-04
ReturnHeader/Officer/Name0LYNN PARNELL
ReturnHeader/Officer/Phone02519443297
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/Preparer/DatePrepared02012-05-08
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10THOMAS A GEORGE CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine105617 SETTER RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Theodore
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0AL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode036582
ReturnHeader/Preparer/Name0THOMAS A GEORGE
ReturnHeader/Preparer/Phone02516538237
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-05-08T14:49:56-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,625,936
Liabilities
$3,851,567
Net assets
$774,369
Revenue
-
Expenses
$138,170
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.88$3.93$0.96$0.28$0.17$0.10
2023Summary only. Only limited summary data is available for this year.$5.08$4.22$0.85$0.25$0.21$0.04
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.81$4.99$0.82$0.18$0.17$0.02
2021Summary only. Only limited summary data is available for this year.$5.54$4.74$0.80$0.15$0.16$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.30$4.49$0.81$0.16$0.16$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.44$3.62$0.82$0.18$0.15$0.03
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.11$4.33$0.79$0.18$0.15$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.05$4.29$0.77$0.16$0.12$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.08$4.35$0.73$0.15$0.16$0.01
2015Detailed filing. Detailed filing data is available for this year.$5.61$4.87$0.74$0.16$0.25$0.10
2014Detailed filing. Detailed filing data is available for this year.$5.54$4.70$0.84$0.20$0.20$0.00
2013Summary only. Only limited summary data is available for this year.$5.22$4.38$0.84$0.19$0.17$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.81$3.99$0.82$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.63$3.85$0.77$0.14
2011Summary only. Only limited summary data is available for this year.$4.63$3.85$0.77$0.20$0.14$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.54$3.83$0.71$0.17