Liabilities / Assets
52nd percentile
Higher debt load relative to assets than 52% of similar nonprofits.
EIN 63-0337435 • 501(c)14 • Anniston, AL
Profile
Credit union-to provide services for approximately 596 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
52nd percentile
Higher debt load relative to assets than 52% of similar nonprofits.
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
50th percentile
Faster revenue growth than 50% of similar nonprofits.
Assets
Down$3,682,008
Down $360,750 (-8.9%) from 2018
Liabilities
Down$3,005,425
Down $322,145 (-9.7%) from 2018
Net Assets
Down$676,583
Down $38,605 (-5.4%) from 2018
Revenue
Up$201,393
Up $1,775 (+0.9%) from 2018
Expenses
Down$239,998
Down $37,897 (-14%) from 2018
Net Income
Up-$38,605
Up $39,672 (+51%) from 2018
Most recent year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit Union - To provide services for approximately 614 members in the form of loans, checking and savings accounts, and other financial services.
Credit Union - To provide services for approximately 511 members in the form of loans, checking and savings accounts, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $2,027,173 | $2,003,425 | ▼ $23,748 |
| Investments Other Securities | $1,014,000 | $825,000 | ▼ $189,000 |
| Cap Stk Tr Prin Current Funds | $620,000 | $620,000 | → $0 |
| Savings and Temporary Cash Investments | $620,000 | $370,000 | ▼ $250,000 |
| Cash and Non-Interest-Bearing Accounts | $163,545 | $267,445 | ▲ $103,900 |
| Land, Buildings, and Equipment, Net | $140,119 | $125,864 | ▼ $14,255 |
| Rtn Earn Endowment Incm Other Fnds | $95,188 | $56,583 | ▼ $38,605 |
| Prepaid Expenses and Deferred Charges | $6,275 | $2,212 | ▼ $4,063 |
| Total Assets | $4,042,758 | $3,682,008 | ▼ $360,750 |
| Other Assets Total | $71,646 | $88,062 | ▲ $16,416 |
| Liabilities | |||
| Other Liabilities | $3,324,320 | $2,997,585 | ▼ $326,735 |
| Accounts Payable and Accrued Expenses | $3,250 | $7,840 | ▲ $4,590 |
| Total Liabilities | $3,327,570 | $3,005,425 | ▼ $322,145 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $715,188 | $676,583 | ▼ $38,605 |
| Total Liabilities and Net Assets / Fund Balance | $4,042,758 | $3,682,008 | ▼ $360,750 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $4,566 | $55,448 | - |
| Leasehold Improvements | $121,298 | $19,646 | - |
| Other Assets Org | $3,669 | - | - |
| Other Securities | $825,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Michelle L King | CEOBoard Secretary-Treasurer | FT | $67,072 | $67,072 |
| Pamela G Smith | Office MgrLoan Officer | FT | $45,380 | $45,380 |
| Name | Title |
|---|---|
| Nina Gilbert | Board Chairperson |
| Laurie R Rigsby | Supervisory Committee Chairpe |
| Richard B Ray | Board Vice Chairperson |
| Judy Vinson | Board Member |
| Richard Barnhill Jr | Board Member |
| David S Smith | Supervisory Committee Member |
| Mack Harris | Supervisory Committee Member |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $139,880 |
| Other Expenses | $100,118 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $79,790 | - | - | $79,790 |
| Office Expenses | $34,424 | - | - | $34,424 |
| Other Employee Benefits | $32,662 | - | - | $32,662 |
| Other Salaries and Wages | $19,547 | - | - | $19,547 |
| Depreciation Depletion | $14,256 | - | - | $14,256 |
| Interest | $9,047 | - | - | $9,047 |
| Payroll Taxes | $7,881 | - | - | $7,881 |
| Insurance | $6,570 | - | - | $6,570 |
| Occupancy | $6,173 | - | - | $6,173 |
| Fees for Services Legal | $5,520 | - | - | $5,520 |
| Fees for Services Other | $2,357 | - | - | $2,357 |
| Fees for Services Accounting | $1,367 | - | - | $1,367 |
| All Other Expenses | $558 | - | - | $558 |
| Other Expenses | $-14,874 | - | - | $-14,874 |
| Total Functional Expenses | $239,998 | $0 | $0 | $239,998 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares - Regular | $2,569,704 |
| Member Shares - Certificates | $374,765 |
| Member Shares - Club Accounts | $53,116 |
“Hours of service are related to duties of the Board of Directors, Supervisory Committee and Credit Committee without compensation. The credit union is owned by its members.”
“The Board of Directors is elected by credit union membership (one member, one vote). All duties, powers, and responsibilities are controlled by the Board of Directors. The members elect the Board of Directors at each annual meeting.”
“Some decisions made by the Board of Directors are affirmed by the credit unions membership.”
“The Form 990 is reviewed by the manager. The Form 990 is available for review by Board Members upon request.”
“The Board of Directors monitor and enforce the Conflict of Interest policy.”
“Compensation is based on comparable compensation in the industry in light of the credit unions asset size. Compensation is reviewed by the Board of Directors, who approves compensation and/or increases in salary for each position.”
“Financial documents for each month are posted in the credit union lobby by the 15th of the subsequent month.”
“The credit union does not have any unrelated business income.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3250 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 7840 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2027173 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2003425 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Credit Union - To provide services for approximately 511 members in the form of loans, checking and savings accounts, and other financial services. |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 558 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 558 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Michelle L King |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2568317180 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 1229 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Anniston |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 36202 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 620000 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 620000 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 163545 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 267445 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 79790 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 79790 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 22297 |
| IRS990/CYOtherExpensesAmt | 0 | 100118 |
| IRS990/CYOtherRevenueAmt | 0 | 3600 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 175496 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -38605 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 139880 |
| IRS990/CYTotalExpensesAmt | 0 | 239998 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 201393 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 14256 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14256 |
| IRS990/Desc | 0 | The credit union provided a variety of loan services for its members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 239998 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 1367 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 1367 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 5520 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 5520 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 2357 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2357 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Michelle L King |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Nina Gilbert |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Richard B Ray |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Judy Vinson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Richard Barnhill Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Pamela G Smith |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Laurie R Rigsby |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | David S Smith |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Mack Harris |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 67072 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 45380 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEOBoard Secretary-Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Office MgrLoan Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Supervisory Committee Chairpe |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Supervisory Committee Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Supervisory Committee Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1954 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -3800 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -512 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 12700 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 66488 |
| IRS990/GrossReceiptsAmt | 0 | 284893 |
| IRS990/GroupExemptionNum | 0 | 1422 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 6570 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 6570 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 9047 |
| IRS990/InterestGrp/TotalAmt | 0 | 9047 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 26609 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 26609 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1014000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 825000 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 75094 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 140119 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 125864 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 200958 |
| IRS990/LegalDomicileStateCd | 0 | AL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 16500 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 67000 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Credit Union - To provide services for approximately 511 members in the form of loans, checking and savings accounts, and other financial services. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 715188 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 676583 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -4312 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -4312 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 6173 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 6173 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 34424 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 34424 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 71646 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 88062 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 32662 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 32662 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 1 | Miscellanous Operating Expns |
| IRS990/OtherExpensesGrp/Desc | 2 | Examination Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Losses |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 10970 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 12755 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 10995 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | -14874 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 10970 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 12755 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10995 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -14874 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 3324320 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 2997585 |
| IRS990/OtherOrganizationDsc | 0 | Credit Union |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Other Non-Operating Inc |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3600 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 3600 |
| IRS990/OtherRevenueTotalAmt | 0 | 3600 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 19547 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 19547 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 7881 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 7881 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 6275 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2212 |
| IRS990/PrincipalOfficerNm | 0 | Michelle L King |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 158071 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 17425 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 158071 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 17425 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 8121 |
| IRS990/PYOtherExpensesAmt | 0 | 138482 |
| IRS990/PYOtherRevenueAmt | 0 | 1565 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 189932 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -78277 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 139413 |
| IRS990/PYTotalExpensesAmt | 0 | 277895 |
| IRS990/PYTotalRevenueAmt | 0 | 199618 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -38605 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 95188 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 56583 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 620000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 370000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 4566 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 55448 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 60014 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 121298 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 19646 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 140944 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 7461 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 5302 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 32580 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 39050 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 3669 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Accrued Loan Interest |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Accrued Investment Income |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | NCUSIF Deposit |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | Repossessed Assets |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | ACH Clearing |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 2569704 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 374765 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 53116 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares - Regular |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Member Shares - Certificates |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Member Shares - Club Accounts |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 825000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Investments |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 125864 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 88062 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 825000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 2997585 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The credit union does not have any unrelated business income. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Hours of service are related to duties of the Board of Directors, Supervisory Committee and Credit Committee without compensation. The credit union is owned by its members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Board of Directors is elected by credit union membership (one member, one vote). All duties, powers, and responsibilities are controlled by the Board of Directors. The members elect the Board of Directors at each annual meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Some decisions made by the Board of Directors are affirmed by the credit unions membership. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Form 990 is reviewed by the manager. The Form 990 is available for review by Board Members upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The Board of Directors monitor and enforce the Conflict of Interest policy. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Compensation is based on comparable compensation in the industry in light of the credit unions asset size. Compensation is reviewed by the Board of Directors, who approves compensation and/or increases in salary for each position. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Financial documents for each month are posted in the credit union lobby by the 15th of the subsequent month. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Unrelated business income explanation Part V line 3b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | AL |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 4042758 |
| IRS990/TotalAssetsEOYAmt | 0 | 3682008 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 4042758 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 3682008 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 239998 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 239998 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 3327570 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 3005425 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 3327570 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 3005425 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 715188 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 676583 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 239998 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 175496 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 112452 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 201393 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 201393 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 4042758 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 3682008 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2021-09-10 13:11:23Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Michelle L King |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEOBoard Secre |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2568317180 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-03-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Brassies Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BRAS |
| ReturnHeader/Filer/EIN | 0 | 630337435 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 1229 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Anniston |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 36202 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 8AB495905AF7C9F71A870B9A101DBAE3BFE53BEE |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 8AB495905AF7C9F71A870B9A101DBAE3BFE53BEE |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 6335742020071mk1ekvm |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2020-03-11 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 174.126.173.94 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-03-11 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:40:15 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 471483460 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Markham and Company LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | P O Box 39 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Weaver |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | AL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 36277 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2562392901 |
No mirrored PDF or thumbnail assets are attached yet.