Civic Intelligence

Landmark Credit Union

990 • Fiscal year 2015 • EIN 63-0207455

Jan 01, 2015 to Dec 31, 2015 • Filed on Oct 05, 2016

5705 Valley Road/PO Box 150Fairfield, AL 35064

(205) 783-9100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.89x

Higher debt load relative to assets than 64% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

17th percentile

15.45x

Higher debt load relative to revenue than 17% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Net Margin

65th percentile

12%

Higher net margin than 65% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

96th percentile

$182,611

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Asset Growth

19th percentile

-0.7%

Faster asset growth than 19% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

11th percentile

-5.5%

Faster revenue growth than 11% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Assets

Down

$44,540,360

Down $298,329 (-0.7%) from 2014

Net Assets

Up

$4,818,797

Up $118,004 (+2.5%) from 2014

Liabilities

Down

$39,721,563

Down $416,333 (-1.0%) from 2014

Revenue

Down

$2,570,424

Down $149,336 (-5.5%) from 2014

Expenses

Down

$2,273,669

Down $256,953 (-10%) from 2014

Net Income

Up

$296,755

Up $107,617 (+57%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $57,632,375Liabilities 2010: $51,321,014Net Assets 2010: $6,311,3612010Assets 2011: $55,204,757Liabilities 2011: $49,406,682Net Assets 2011: $5,798,0752011Assets 2012: $51,259,103Liabilities 2012: $46,875,262Net Assets 2012: $4,383,8412012Assets 2013: $46,494,767Liabilities 2013: $42,331,097Net Assets 2013: $4,163,6702013Assets 2014: $44,838,689Liabilities 2014: $40,137,896Net Assets 2014: $4,700,7932014Assets 2015: $44,540,360Liabilities 2015: $39,721,563Net Assets 2015: $4,818,7972015Assets 2016: $41,925,302Liabilities 2016: $37,245,888Net Assets 2016: $4,679,4142016Assets 2017: $41,117,160Liabilities 2017: $36,320,414Net Assets 2017: $4,796,7462017Assets 2018: $39,537,076Liabilities 2018: $34,757,937Net Assets 2018: $4,779,1392018Assets 2019: $39,566,897Liabilities 2019: $34,741,135Net Assets 2019: $4,825,7622019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2015

Assets$44,540,360
Liabilities$39,721,563
Net Assets$4,818,797

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,189,8092010Revenue 2011: $3,709,520Expenses 2011: $4,223,503Net Income 2011: -$513,9832011Expenses 2012: $4,836,2552012Revenue 2013: $3,179,311Expenses 2013: $2,998,091Net Income 2013: $181,2202013Revenue 2014: $2,719,760Expenses 2014: $2,530,622Net Income 2014: $189,1382014Revenue 2015: $2,570,424Expenses 2015: $2,273,669Net Income 2015: $296,7552015Revenue 2016: $2,472,849Expenses 2016: $2,302,829Net Income 2016: $170,0202016Revenue 2017: $2,344,009Expenses 2017: $2,319,009Net Income 2017: $25,0002017Revenue 2018: $2,337,730Expenses 2018: $2,356,331Net Income 2018: -$18,6012018Revenue 2019: $2,308,285Expenses 2019: $2,531,369Net Income 2019: -$223,0842019Revenue 2020: $2,082,933Expenses 2020: $3,201,958Net Income 2020: -$1,119,0252020

Highlighted filing

2015

Revenue$2,570,424
Expenses$2,273,669
Net Income$296,755
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Oct 5, 2016
Return Version
2015v2.1
Gross Receipts
$7,607,372
Mission and Program Overview

Mission

Landmark credit union is an alabama state-chartered credit union established for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest. Landmark serves members who reside, work, attend school, or worship in any area west of i-65, saint clair county, city of lincoln, and city of talladega. The credit union provides services to approximately 3,800 members.

To provide financial services to our members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,061,105$28,737,704▼ $323,401
Investments in Publicly Traded Securities$10,213,796$9,521,945▼ $691,851
Rtn Earn Endowment Incm Other Fnds$4,700,793$4,818,797▲ $118,004
Savings and Temporary Cash Investments$2,845,920$3,679,333▲ $833,413
Land, Buildings, and Equipment, Net$627,870$593,944▼ $33,926
Cash and Non-Interest-Bearing Accounts$716,449$539,288▼ $177,161
Prepaid Expenses and Deferred Charges$230,501$443,301▲ $212,800
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$44,838,689$44,540,360▼ $298,329
Other Assets Total$1,143,048$1,024,845▼ $118,203
Liabilities
Other Liabilities$39,971,291$39,541,527▼ $429,764
Accounts Payable and Accrued Expenses$166,605$180,036▲ $13,431
Total Liabilities$40,137,896$39,721,563▼ $416,333
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,700,793$4,818,797▲ $118,004
Total Liabilities and Net Assets / Fund Balance$44,838,689$44,540,360▼ $298,329

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$213,301$383,256$596,557
Other Land Buildings$190,643$108,786$299,429
Land$190,000-$190,000
Leasehold Improvements$0$38,656$38,656
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dow HillPresident/CEOFT$124,896$57,715$182,611
Deb RackardCOOFT$81,986$47,626$129,612
Ron ChathamVP LendingFT$66,228$20,125$86,353

Board Members and Trustees

NameTitle
Richard Shealy JrChairman
Frank WallDirector
Hal FerrellDirector
Henry PiaskyDirector
John Hodnett JrDirector
Wallace Wyatt JrDirector
Carl KantorSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,396,790
Investment Income
$186,398
Other Revenue
$-12,764
Change in Net Assets
$296,755
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,211,326
Salaries, Compensation, and Employee Benefits$1,062,343
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$434,499
Current Officers, Directors, Trustees, and Key Employees---$398,576
Interest---$301,127
Office Expenses---$192,253
Other Employee Benefits---$174,624
Information Technology---$148,162
Occupancy---$110,869
Depreciation Depletion---$67,796
Fees for Services Accounting---$60,000
Payroll Taxes---$52,929
Fees for Services Other---$43,532
Insurance---$41,062
Advertising---$36,436
Conferences and Meetings---$33,050
Other Expenses---$19,499
Travel---$11,646
Fees for Services Legal---$7,822
Pension Plan Contributions---$1,715
All Other Expenses---$-44,293
Total Functional Expenses$0$0$0$2,273,669
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$39,541,527
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is owned by its members.

Form 990, Part VI, Section A, Line 7A

The board of directors are elected by the credit union's membership at the annual meeting. The credit union's bylaws govern the election procedures. The terms of the board of directors, as set by the bylaws, are three years and are staggered so that an equal number expire at each annual meeting. Prior to the annual meeting, the board chairman appoints a nominating committee to nominate a candidate for each vacancy. Nominations may also be made by petition. Election by the membership is performed through written ballots, unless there is only one nominee. All elections are determined by a plurality vote.

Form 990, Part VI, Section A, Line 7B

The following types of decisions are subject to approval by the credit union's members: election & termination of board members and supervisory committee memebrs, expulsion of credit union members, conversion from state to federal charter, and merger decisions.

Form 990, Part VI, Section B, Line 11

Management and the board of directors perform a review of the form 990 prior to filing.

Form 990, Part VI, Section B, Line 12C

Management regularly reviews officials and employee accounts for unusual activity and conflicts of interest.

Form 990, Part VI, Section B, Line 15

The board of directors approves the ceo's compensation. The ceo approves all other employee compensation. Salary surveys and performance evaluations are used to determine compensation.

Form 990, Part VI, Section C, Line 19

The credit union makes its governing documents available to the public upon request. The credit union's financial statements are also provided at the annual membership meeting held in march each year.

Filing and Contact Details

Filer

Filer Name
Landmark Credit Union
EIN
63-0207455
Phone
2057839100
Address
5705 VALLEY ROAD/PO BOX 150, FAIRFIELD, AL 35064

Signing Officer

Name
Dow Hill
Title
President/CEO
Phone
2057839100
Signed
2016-10-05

Organization Details

Principal Officer
Dow Hill
Formed
1928
Legal Domicile
Al
Voting Board Members
7
Independent Board Members
7
Employees
19
Volunteers
12

Preparer

Firm
Warren Averett LLC
Address
316 SOUTH BAYLEN STREET SUITE 300, PENSACOLA, FL 32502
Preparer
Harold S Hutto Jr CPA
Phone
8504357400
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Pension liability adjustment -197,318.

Form 990, Part XII, Financial Statements and Reporting, Line 2B

The credit union receives an annual financial statement opinion audit from licensed auditors. However, the audit period is from april 1st through march 31st. The last audited financial statements are as of march 31, 2015.

Form 990, Part XII, Financial Statements and Reporting, Line 2C

The credit union has a supervisory committee which consists of three member volunteers. This committee assumes the responsibility for oversight of the financial statement audit and selection of the independent accountant performing the audit.

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IRS990/Desc0IN EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, LANDMARK PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, AND CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS ACCOUNTS.
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IRS990/MissionDesc0LANDMARK CREDIT UNION IS AN ALABAMA STATE-CHARTERED CREDIT UNION ESTABLISHED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. LANDMARK SERVES MEMBERS WHO RESIDE, WORK, ATTEND SCHOOL, OR WORSHIP IN ANY AREA WEST OF I-65, SAINT CLAIR COUNTY, CITY OF LINCOLN, AND CITY OF TALLADEGA. THE CREDIT UNION PROVIDES SERVICES TO APPROXIMATELY 3,800 MEMBERS.
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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt052929
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01715
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0230501
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0443301
IRS990/PrincipalOfficerNm0DOW HILL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FINANCIAL SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc2ATM FOREIGN FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01767315
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1608484
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01767315
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1608484
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt220991
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt020991
IRS990/ProgSrvcAccomActy2Grp/Desc0TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, LANDMARK PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER, REAL ESTATE, AND BUSINESS LENDING PRODUCTS AT REASONABLE RATES OF INTEREST.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0149526
IRS990/PYOtherExpensesAmt01464032
IRS990/PYOtherRevenueAmt0-58683
IRS990/PYProgramServiceRevenueAmt02628917
IRS990/PYRevenuesLessExpensesAmt0189138
IRS990/PYSalariesCompEmpBnftPaidAmt01066590
IRS990/PYTotalExpensesAmt02530622
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02719760
IRS990/ReconcilationRevenueExpnssAmt0296755
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04700793
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04818797
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02845920
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03679333
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0213301
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0383256
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0596557
IRS990ScheduleD/LandGrp/BookValueAmt0190000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0190000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt038656
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt038656
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0190643
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0108786
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0299429
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039541527
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0593944
IRS990ScheduleD/TotalLiabilityAmt039541527
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0124896
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount06990
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt039015
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt011710
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DOW HILL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0182611
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS OWNED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION'S MEMBERSHIP AT THE ANNUAL MEETING. THE CREDIT UNION'S BYLAWS GOVERN THE ELECTION PROCEDURES. THE TERMS OF THE BOARD OF DIRECTORS, AS SET BY THE BYLAWS, ARE THREE YEARS AND ARE STAGGERED SO THAT AN EQUAL NUMBER EXPIRE AT EACH ANNUAL MEETING. PRIOR TO THE ANNUAL MEETING, THE BOARD CHAIRMAN APPOINTS A NOMINATING COMMITTEE TO NOMINATE A CANDIDATE FOR EACH VACANCY. NOMINATIONS MAY ALSO BE MADE BY PETITION. ELECTION BY THE MEMBERSHIP IS PERFORMED THROUGH WRITTEN BALLOTS, UNLESS THERE IS ONLY ONE NOMINEE. ALL ELECTIONS ARE DETERMINED BY A PLURALITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FOLLOWING TYPES OF DECISIONS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION'S MEMBERS: ELECTION & TERMINATION OF BOARD MEMBERS AND SUPERVISORY COMMITTEE MEMEBRS, EXPULSION OF CREDIT UNION MEMBERS, CONVERSION FROM STATE TO FEDERAL CHARTER, AND MERGER DECISIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT AND THE BOARD OF DIRECTORS PERFORM A REVIEW OF THE FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT REGULARLY REVIEWS OFFICIALS AND EMPLOYEE ACCOUNTS FOR UNUSUAL ACTIVITY AND CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS APPROVES THE CEO'S COMPENSATION. THE CEO APPROVES ALL OTHER EMPLOYEE COMPENSATION. SALARY SURVEYS AND PERFORMANCE EVALUATIONS ARE USED TO DETERMINE COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE ALSO PROVIDED AT THE ANNUAL MEMBERSHIP MEETING HELD IN MARCH EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PENSION LIABILITY ADJUSTMENT -197,318.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CREDIT UNION RECEIVES AN ANNUAL FINANCIAL STATEMENT OPINION AUDIT FROM LICENSED AUDITORS. HOWEVER, THE AUDIT PERIOD IS FROM APRIL 1ST THROUGH MARCH 31ST. THE LAST AUDITED FINANCIAL STATEMENTS ARE AS OF MARCH 31, 2015.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE CREDIT UNION HAS A SUPERVISORY COMMITTEE WHICH CONSISTS OF THREE MEMBER VOLUNTEERS. THIS COMMITTEE ASSUMES THE RESPONSIBILITY FOR OVERSIGHT OF THE FINANCIAL STATEMENT AUDIT AND SELECTION OF THE INDEPENDENT ACCOUNTANT PERFORMING THE AUDIT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt044838689
IRS990/TotalAssetsEOYAmt044540360
IRS990/TotalAssetsGrp/BOYAmt044838689
IRS990/TotalAssetsGrp/EOYAmt044540360
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt019
IRS990/TotalFunctionalExpensesGrp/TotalAmt02273669
IRS990/TotalGrossUBIAmt020991
IRS990/TotalLiabilitiesBOYAmt040137896
IRS990/TotalLiabilitiesEOYAmt039721563
IRS990/TotalLiabilitiesGrp/BOYAmt040137896
IRS990/TotalLiabilitiesGrp/EOYAmt039721563
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04700793
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04818797
IRS990/TotalOtherCompensationAmt0118476
IRS990/TotalProgramServiceRevenueAmt02396790
IRS990/TotalReportableCompFromOrgAmt0280100
IRS990/TotalRevenueGrp/ExclusionAmt0186398
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02363035
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02570424
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020991
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt044838689
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt044540360
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt011646
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05705 VALLEY ROAD/PO BOX 150
IRS990/USAddress/CityNm0FAIRFIELD
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd035064
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.LANDMARKCU.NET
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DOW HILL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02057839100
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-10-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LANDMARK CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0LAND
ReturnHeader/Filer/EIN0630207455
ReturnHeader/Filer/PhoneNum02057839100
ReturnHeader/Filer/USAddress/AddressLine1Txt05705 VALLEY ROAD/PO BOX 150
ReturnHeader/Filer/USAddress/CityNm0FAIRFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035064
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454084437
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WARREN AVERETT LLC

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