Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
79th percentile
Faster asset growth than 79% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$4,214,243
Up $300,137 (+7.7%) from 2011
Net Assets
Up$975,741
Up $160,133 (+20%) from 2011
Liabilities
Up$3,238,502
Up $140,004 (+4.5%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$214,499
Down $15,035 (-6.6%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 73 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 6101 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | COOPERATIVE CREDIT UNION |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 1808 7TH AVENUE NORTH |
| IRS990/AddressPrincipalOfficerUS/City | 0 | BIRMINGHAM |
| IRS990/AddressPrincipalOfficerUS/State | 0 | AL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 35203 |
| IRS990/AllOtherExpenses/Total | 0 | 1870 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 100 |
| IRS990/CashNonInterestBearing/EOY | 0 | 100 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 28600 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 292 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | ALABAMA BANKING CODE, SECTION 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. FIREMAN'S CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, WAS ESTABLISHED TO PROVIDE THESE SERVICES TO ITS MEMBERS WHO ARE EMPLOYEES AND THEIR RELATIVES OF THE CITY OF BIRMINGHAM FIRE DEPARTMENT. AS OF DECEMBER 31, 2012, THE CREDIT UNION HAD MEMBERSHIP AND PROVIDED SERVICES TO APPROXIMATELY 820 MEMBERS. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/Expense | 0 | 214499 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 6000 |
| IRS990/FeesForServicesOther/Total | 0 | 1749 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 32.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 0.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | BRIAN GARGUS |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | WILLIAM FIELDS |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | ROY A WILLIS |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | CHRISTOPHER BROOKS |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | TONY J MANZELLA |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | JOHN E TOMPKINS |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | DAVID M RUSSELL |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | ROBERT L HUFF |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 28600 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionA/Title | 3 | DIRECTOR/CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 4 | DIRECTOR/MANAGER |
| IRS990/Form990PartVIISectionA/Title | 5 | SUPERVISORY COMMITTEE MEMB |
| IRS990/Form990PartVIISectionA/Title | 6 | SUPERVISORY COMMITTEE MEMB |
| IRS990/Form990PartVIISectionA/Title | 7 | SUPERVISORY COMMITTEE MEMB |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 374632 |
| IRS990/GroupExemptionNumber | 0 | 1422 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 104353 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 104353 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1196 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 1196 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 0 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | TONY MANZELLA |
| IRS990/NbrIndependentVotingMembers | 0 | 4 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 5 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 5 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 815608 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 975741 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 421 |
| IRS990/NumberIndependentVotingMembers | 0 | 4 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 3 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/OfficeExpenses/Total | 0 | 7920 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 30838 |
| IRS990/OtherAssetsTotal/EOY | 0 | 30984 |
| IRS990/OtherExpensePriorYear | 0 | 153196 |
| IRS990/OtherExpensesCurrentYear | 0 | 138143 |
| IRS990/OtherExpenses/Description | 0 | MEMBER SHARE DIVIDENDS |
| IRS990/OtherExpenses/Description | 1 | MEMBER INSURANCE |
| IRS990/OtherExpenses/Description | 2 | SURETY BOND |
| IRS990/OtherExpenses/Description | 3 | NCUSIF EXPENSE |
| IRS990/OtherExpenses/Total | 0 | 83475 |
| IRS990/OtherExpenses/Total | 1 | 27907 |
| IRS990/OtherExpenses/Total | 2 | 5845 |
| IRS990/OtherExpenses/Total | 3 | 3085 |
| IRS990/OtherLiabilities/BOY | 0 | 3098425 |
| IRS990/OtherLiabilities/EOY | 0 | 3232401 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 3037397 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 2973147 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 41600 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 6156 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 374632 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS TO M |
| IRS990/ProgramServiceRevenue/Description | 1 | INVESTMENT INCOME |
| IRS990/ProgramServiceRevenue/Description | 2 | FINANCIAL SERVICE INCO |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 352661 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 365536 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 4910 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 4186 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 365536 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 4910 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 4186 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 160133 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 815608 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 975741 |
| IRS990/RevenuesLessExpensesCY | 0 | 160133 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 123127 |
| IRS990/SalariesEtcCurrentYear | 0 | 76356 |
| IRS990/SalariesEtcPriorYear | 0 | 76338 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 741418 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 1105659 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 0 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 1196 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 1196 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 3232401 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARES |
| IRS990ScheduleD/TotalOfAmounts | 0 | 3232401 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 0 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | ALABAMA BANKING CODE, SECTION 5-17-5 STATES THAT, "CREDIT UNION MEMBERSHIP SHALL CONSIST OF THE INCORPORATORS AND SUCH OTHER PERSONS AS MAY BE ELECTED TO MEMBERSHIP AND WHO SUBSCRIBE TO AT LEAST ONE SHARE AND PAY THE INITIAL INSTALLMENT THEREON AND THE ENTRANCE FEE. ORGANIZATIONS, INCORPORATED OR OTHERWISE, COMPOSED FOR THE MOST PART OF THE SAME GENERAL GROUP AS THE CREDIT UNION MEMBERSHIP MAY BE MEMBERS. CREDIT UNION ORGANIZATION SHALL BE LIMITED TO GROUPS, OF BOTH LARGE AND SMALL MEMBERSHIP, HAVING A COMMON BOND OF OCCUPATION OR ASSOCIATION OR TO GROUPS WITHIN A WELL- DEFINED NEIGHBORHOOD, COMMUNITY OR RURAL DISTRICT." THE MEMBERSHIP OF FIREMAN'S CREDIT UNION AS OF DECEMBER 31, 2012 WAS OPEN TO THE FIREMEN OF THE CITY OF BIRMINGHAM, ALABAMA AND THEIR FAMILIES, AND CONSISTED OF APPROXIMATELY 820 MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION'S MEMBERSHIP AT THE ANNUAL MEETING. THE CREDIT UNION'S BYLAWS GOVERN THE ELECTION PROCEDURES. THE TERMS OF THE BOARD OF DIRECTORS, AS SET BY THE BYLAWS, ARE 3 YEARS AND ARE STAGGERED SO THAT AN EQUAL NUMBER EXPIRE AT EACH ANNUAL MEETING. ELECTION BY THE MEMBERSHIP IS DETERMINED BY A MAJORITY VOTE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | THE FOLLOWING TYPES OF DECISIONS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION'S MEMBERS: DISSOLUTION AND MERGER OF THE CREDIT UNION, ELECTION AND TERMINATION OF BOARD MEMBERS, ELECTION AND TERMINATION OF SUPERVISORY COMMITTEE MEMBERS, CONVERSION FROM STATE TO FEDERAL CHARTER, AND AMENDMENT OF THE BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | MANAGEMENT PERFORMS A REVIEW OF THE FORM 990 PRIOR TO FILING. THE RETURN IS REVIEWED BY THE CREDIT UNION'S BOARD OF DIRECTORS AT A LATER DATE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | EACH EMPLOYEE'S TRANSACTIONS ARE MONITORED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY OR MORE OFTEN IF NEEDED. THE CONFLICT OF INTEREST POLICY IS REVIEWED BY THE BOARD OF DIRECTORS AND EACH EMPLOYEE. THE EMPLOYEE SIGNS AS HIS ACKNOWLEDGEMENT THAT HE OR SHE HAS READ, UNDERSTOOD, AND AGREED TO ABIDE BY THE POLICY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | COMPENSATION IS DETERMINED BY THE CREDIT UNION'S BOARD OF DIRECTORS |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FURTHERMORE, THE CREDIT UNION'S FINANCIAL STATEMENTS CAN BE FOUND ON THE WEBSITE OF THE NCUA AT NCUA.GOV. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | ON AN ANNUAL BASIS, THE ALABAMA CREDIT UNION ADMINISTRATION AND/OR THE NATIONAL CREDIT UNION ADMINISTRATION PERFORM A REGULATORY EXAMINATION OF THE FINANCIAL STATEMENTS AND SAFETY AND SOUNDNESS OF THE CREDIT UNION. ADDITIONALLY, THE CREDIT UNION'S FINANCIAL STATEMENTS ARE SUBJECT TO A SUPERVISORY COMMITTEE AUDIT/AGREED UPON PROCEDURES PERFORMED BY AN INDEPENDENT THIRD PARTY AS OF MARCH 31 EACH YEAR. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | THE CREDIT UNION HAS A SUPERVISORY COMMITTEE THAT IS RESPONSIBLE FOR ENSURING THAT THE BOARD OF DIRECTORS AND MANAGEMENT OF THE CREDIT UNION - (1)MEET REQUIRED FINANCIAL REPORTING OBJECTIVES AND (2)ESTABLISH PRACTICES AND PROCEDURES SUFFICIENT TO SAFEGUARD MEMBERS' ASSETS. THIS INCLUDES OVERSEEING ANY ANNUAL FINANCIAL STATEMENT AUDIT/AGREED UPON PROCEDURES AND THE SELECTION OF THE INDEPENDENT AUDITOR/ACCOUNTANT. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART XII, LINE 2B: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | FORM 990, PART XII, LINE 2C: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | AL |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1808 7TH AVENUE NORTH |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | BIRMINGHAM |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | AL |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 35203 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | TONY MANZELLA |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 2052526083 |
| IRS990/TotalAssets/BOY | 0 | 3914106 |
| IRS990/TotalAssetsBOY | 0 | 3914106 |
| IRS990/TotalAssets/EOY | 0 | 4214243 |
| IRS990/TotalAssetsEOY | 0 | 4214243 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 214499 |
| IRS990/TotalExpensesPriorYear | 0 | 229534 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 214499 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 3098498 |
| IRS990/TotalLiabilitiesBOY | 0 | 3098498 |
| IRS990/TotalLiabilities/EOY | 0 | 3238502 |
| IRS990/TotalLiabilitiesEOY | 0 | 3238502 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 3914106 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 4214243 |
| IRS990/TotalNbrEmployees | 0 | 3 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 815608 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 975741 |
| IRS990/TotalOtherCompensation | 0 | 0 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 214499 |
| IRS990/TotalProgramServiceRevenue | 0 | 374632 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 28600 |
| IRS990/TotalRevenueCurrentYear | 0 | 374632 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 352661 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 374632 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 374632 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | STATE CHARTERED COOPERATIVE CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | N/A |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1929 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 630021945 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | FIREMANS CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | CRED |
| ReturnHeader/Filer/Phone | 0 | 2052526083 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1808 7TH AVENUE NORTH |
| ReturnHeader/Filer/USAddress/City | 0 | BIRMINGHAM |
| ReturnHeader/Filer/USAddress/State | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 35203 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-05-02 |
| ReturnHeader/Officer/Name | 0 | TONY MANZELLA |
| ReturnHeader/Officer/Phone | 0 | 2052526083 |
| ReturnHeader/Officer/Title | 0 | MANAGER |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-05-01 |
| ReturnHeader/PreparerFirm/EIN | 0 | 630813240 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | PEARCE BEVILL LEESBURG MOORE PC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 110 OFFICE PARK DR SUITE 100 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | BIRMINGHAM |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | AL |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 35223 |
| ReturnHeader/Preparer/Name | 0 | W GLENN BRIDGES |
| ReturnHeader/Preparer/Phone | 0 | 2053235440 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-05-14T08:30:40-05:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.