Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
19th percentile
Higher top officer pay than 19% of similar nonprofits.
Top officer pay equals 4.0% of source-year revenue.
Asset Growth
60th percentile
Faster asset growth than 60% of similar nonprofits.
Revenue Growth
45th percentile
Faster revenue growth than 45% of similar nonprofits.
Assets
Up$39,386,627
Up $2,715,522 (+7.4%) from 2024
Net Assets
Up$4,449,705
Up $358,962 (+8.8%) from 2024
Liabilities
Up$34,936,922
Up $2,356,560 (+7.2%) from 2024
Revenue
Up$2,549,736
Up $125,484 (+5.2%) from 2024
Expenses
Up$2,190,921
Up $137,553 (+6.7%) from 2024
Net Income
Down$358,815
Down $12,069 (-3.3%) from 2024
Credit union - to provide services for approximately 2,947 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $25,568,856 | $23,340,334 | ▼ $2,228,522 |
| Cash and Non-Interest-Bearing Accounts | $2,758,604 | $7,014,584 | ▲ $4,255,980 |
| Savings and Temporary Cash Investments | $5,996,000 | $6,646,000 | ▲ $650,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,090,743 | $4,449,705 | ▲ $358,962 |
| Land, Buildings, and Equipment, Net | $1,088,571 | $1,156,827 | ▲ $68,256 |
| Investments Other Securities | $560,580 | $559,346 | ▼ $1,234 |
| Prepaid Expenses and Deferred Charges | $242,156 | $234,156 | ▼ $8,000 |
| Total Assets | $36,671,105 | $39,386,627 | ▲ $2,715,522 |
| Other Assets Total | $456,338 | $435,380 | ▼ $20,958 |
| Liabilities | |||
| Other Liabilities | $32,516,456 | $34,779,761 | ▲ $2,263,305 |
| Accounts Payable and Accrued Expenses | $63,906 | $157,161 | ▲ $93,255 |
| Total Liabilities | $32,580,362 | $34,936,922 | ▲ $2,356,560 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,090,743 | $4,449,705 | ▲ $358,962 |
| Total Liabilities and Net Assets / Fund Balance | $36,671,105 | $39,386,627 | ▲ $2,715,522 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $475,650 | $360,519 | $836,169 |
| Equipment | $359,725 | $198,885 | $558,610 |
| Land | $321,452 | - | $321,452 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Stephanie Mason | CEO | FT | $89,884 | $12,144 | $102,028 |
| Kelly Demonbreun | Evp | FT | $76,738 | $5,185 | $81,923 |
| Name | Title |
|---|---|
| Keith Sutherland | Board Chairm |
| Rhonda King | Board Secret |
| Trevor Nelson | Board Treasu |
| Joshua Mcdowell | Associate Bo |
| Misty Hobbs | Bod 1st Vice |
| John Boese | Bod 2nd Vice |
| Brad Burns | Superviosry |
| Kenneth F Mcalister Jr | Supervisor C |
| Steve Turner | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,493,939 |
| Salaries, Compensation, and Employee Benefits | $696,982 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $586,260 | - | $586,260 |
| Office Expenses | - | $315,042 | - | $315,042 |
| Interest | - | $307,107 | - | $307,107 |
| Occupancy | - | $81,537 | - | $81,537 |
| Conferences and Meetings | - | $51,178 | - | $51,178 |
| Other Employee Benefits | - | $46,952 | - | $46,952 |
| Other Expenses | - | $43,606 | - | $43,606 |
| Payroll Taxes | - | $41,324 | - | $41,324 |
| All Other Expenses | - | $28,437 | - | $28,437 |
| Pension Plan Contributions | - | $22,446 | - | $22,446 |
| Total Functional Expenses | $0 | $2,190,921 | $0 | $2,190,921 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $18,448,649 |
| All Other Shares | $10,464,630 |
| Share Drafts | $5,866,482 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The board of directors use a comparison of credit union compensation from cuna.”
“The board of directors use a comparison of credit union compensation.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”
“No unrelated business income”
“Other adjustments to reserves 148 round -1 total 147”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 63906 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 157161 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 25568856 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 23340334 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 28437 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 28437 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | STEPHANIE MASON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6157827220 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2711 OLD LEBANON RAOD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NASHVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 372142516 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2758604 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7014584 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 51178 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 51178 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 414083 |
| IRS990/CYOtherExpensesAmt | 0 | 1493939 |
| IRS990/CYOtherRevenueAmt | 0 | 289141 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1846512 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 358815 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 696982 |
| IRS990/CYTotalExpensesAmt | 0 | 2190921 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2549736 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1883814 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 5185 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 12144 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KELLY DEMONBREUN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | STEPHANIE MASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | KEITH SUTHERLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MISTY HOBBS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOHN BOESE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | TREVOR NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RHONDA KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KENNETH F MCALISTER JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | STEVE TURNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BRAD BURNS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JOSHUA MCDOWELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 76738 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 89884 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOD 1ST VICE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOD 2ND VICE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SUPERVISOR C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SUPERVIOSRY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | ASSOCIATE BO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1992 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2549736 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 307107 |
| IRS990/InterestGrp/TotalAmt | 0 | 307107 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 414083 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 414083 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 560580 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 559346 |
| IRS990/IRPDocumentCnt | 0 | 859 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 559404 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1088571 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1156827 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1716231 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,947 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4090743 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4449705 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 81537 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 81537 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 315042 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 315042 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 456338 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 435380 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 147 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 46952 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 46952 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF. & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATION AL & PROMO EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 439995 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 163640 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 63397 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 43606 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 439995 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 163640 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 63397 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 43606 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32516456 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 34779761 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | LOSS DISP. OF FIXED ASSETS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 289158 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | -17 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 289158 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | -17 |
| IRS990/OtherRevenueTotalAmt | 0 | 289141 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 586260 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 586260 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 41324 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 41324 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 22446 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 22446 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 242156 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 234156 |
| IRS990/PrincipalOfficerNm | 0 | STEPHANIE MASON |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1720942 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 125570 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1720942 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 125570 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 307107 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 295546 |
| IRS990/PYOtherExpensesAmt | 0 | 1363862 |
| IRS990/PYOtherRevenueAmt | 0 | 289308 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1839398 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 370884 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 689506 |
| IRS990/PYTotalExpensesAmt | 0 | 2053368 |
| IRS990/PYTotalRevenueAmt | 0 | 2424252 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 358815 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4090743 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4449705 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5996000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6646000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 475650 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 360519 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 836169 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 359725 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 198885 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 558610 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 321452 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 321452 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 18448649 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 10464630 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 5866482 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1156827 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 34779761 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO UNRELATED BUSINESS INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION FROM CUNA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | OTHER ADJUSTMENTS TO RESERVES 148 ROUND -1 TOTAL 147 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 36671105 |
| IRS990/TotalAssetsEOYAmt | 0 | 39386627 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 36671105 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 39386627 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 2190921 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2190921 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 32580362 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 34936922 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 32580362 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 34936922 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4090743 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4449705 |
| IRS990/TotalOtherCompensationAmt | 0 | 17329 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 2190921 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1846512 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 166622 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2549736 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2549736 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 36671105 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 39386627 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2711 OLD LEBANON RAOD |
| IRS990/USAddress/CityNm | 0 | NASHVILLE |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 372142516 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MPDCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | STEPHANIE MASON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6157827220 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-04-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MPD COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MPDC |
| ReturnHeader/Filer/EIN | 0 | 626074064 |
| ReturnHeader/Filer/PhoneNum | 0 | 6157827220 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2711 OLD LEBANON ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NASHVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37214 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CREDIT UNION AUDIT GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1709 HERMITAGE BLVD SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 32308 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-04-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARCUS KING |
| ReturnHeader/ReturnTs | 0 | 2026-04-03T04:59:27-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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Displayed year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.