Civic Intelligence

Cemc Employees Credit Union

990 • Fiscal year 2012 • EIN 62-6041068

Jan 01, 2012 to Dec 31, 2012 • Filed on May 11, 2012

Organization Profile
1940 Madison Street37043
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

41st percentile

0.80x

Higher debt load relative to assets than 41% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

38th percentile

-0.3%

Faster asset growth than 38% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets41st percentile

Assets

Down

$3,090,693

Down $8,290 (-0.3%) from 2011

Net Assets

Down

$603,036

Down $7,212 (-1.2%) from 2011

Liabilities

Down

$2,487,657

Down $1,078 (-0.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$135,386

Down $889 (-0.7%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $3,102,132Liabilities 2010: $2,496,691Net Assets 2010: $605,4412010Assets 2011: $3,098,983Liabilities 2011: $2,488,735Net Assets 2011: $610,2482011Assets 2012: $3,090,693Liabilities 2012: $2,487,657Net Assets 2012: $603,0362012Assets 2013: $2,787,998Liabilities 2013: $2,133,015Net Assets 2013: $654,9832013Assets 2014: $2,677,309Liabilities 2014: $2,066,580Net Assets 2014: $610,7292014Assets 2015: $2,368,518Liabilities 2015: $1,781,896Net Assets 2015: $586,6222015Assets 2016: $2,467,381Liabilities 2016: $1,904,468Net Assets 2016: $562,9132016Assets 2017: $3,283,517Liabilities 2017: $2,803,949Net Assets 2017: $479,5682017Assets 2018: $2,443,333Liabilities 2018: $1,959,275Net Assets 2018: $484,0582018Assets 2019: $2,341,901Liabilities 2019: $1,872,827Net Assets 2019: $469,0742019Assets 2020: $2,466,297Liabilities 2020: $2,043,960Net Assets 2020: $422,3372020Assets 2021: $2,352,612Liabilities 2021: $1,924,620Net Assets 2021: $427,9922021Assets 2022: $2,423,611Liabilities 2022: $1,984,339Net Assets 2022: $439,2722022Assets 2023: $2,521,662Liabilities 2023: $2,085,840Net Assets 2023: $435,8222023

Highlighted filing

2012

Assets$3,090,693
Liabilities$2,487,657
Net Assets$603,036
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $158,0332010Expenses 2011: $136,2752011Expenses 2012: $135,3862012Revenue 2013: $121,646Expenses 2013: $129,062Net Income 2013: -$7,4162013Revenue 2014: $109,161Expenses 2014: $153,139Net Income 2014: -$43,9782014Revenue 2015: $117,355Expenses 2015: $141,462Net Income 2015: -$24,1072015Revenue 2016: $111,328Expenses 2016: $135,035Net Income 2016: -$23,7072016Revenue 2017: $118,034Expenses 2017: $201,379Net Income 2017: -$83,3452017Revenue 2018: $120,268Expenses 2018: $115,778Net Income 2018: $4,4902018Revenue 2019: $132,021Expenses 2019: $147,006Net Income 2019: -$14,9852019Revenue 2020: $118,097Expenses 2020: $154,394Net Income 2020: -$36,2972020Revenue 2021: $115,702Expenses 2021: $110,047Net Income 2021: $5,6552021Revenue 2022: $123,556Expenses 2022: $110,925Net Income 2022: $12,6312022Revenue 2023: $132,476Expenses 2023: $119,080Net Income 2023: $13,3962023

Highlighted filing

2012

Revenue-
Expenses$135,386
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 11, 2012
Return Version
2012v2.2
Gross Receipts
$128,174
Mission and Program Overview

Mission

To provide services for approximately 577 members in the form of loans, savings and other financial services.

Filing and Contact Details

Filer

EIN
62-6041068
Raw XML Appendix346 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY071044
IRS990/AccountsPayableAccruedExpenses/EOY076503
IRS990/AccountsReceivable/BOY01808569
IRS990/AccountsReceivable/EOY01868521
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0Credit Union - to provide financial services to members.
IRS990/AddressPrincipalOfficerUS/AddressLine101940 MADISON STREET
IRS990/AddressPrincipalOfficerUS/City0CLARKSVILLE
IRS990/AddressPrincipalOfficerUS/State0TN
IRS990/AddressPrincipalOfficerUS/ZIPCode037043
IRS990/AllAffiliatesIncluded0false
IRS990/AllOtherExpenses/ManagementAndGeneral04569
IRS990/AllOtherExpenses/Total04569
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CapStckTrstPrinCurrentFunds/BOY0113190
IRS990/CapStckTrstPrinCurrentFunds/EOY0113191
IRS990/CashNonInterestBearing/BOY0797337
IRS990/CashNonInterestBearing/EOY0729468
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ConferencesMeetings/ManagementAndGeneral0738
IRS990/ConferencesMeetings/Total0738
IRS990/ConflictOfInterestPolicy0false
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DescribedIn501C30false
IRS990/Description0CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 580 MEMBERS IN THE FORM ON LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0false
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/FamilyOrBusinessRelationship0false
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek91.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek101.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/NamePerson0ANNEBELLE CHESTER
IRS990/Form990PartVIISectionA/NamePerson1JAMIE HOLT
IRS990/Form990PartVIISectionA/NamePerson2KIMBERLY SATTERFIELD
IRS990/Form990PartVIISectionA/NamePerson3JOAN EVANS
IRS990/Form990PartVIISectionA/NamePerson4MICHAEL BLACKWELL
IRS990/Form990PartVIISectionA/NamePerson5VICKI BOSTAIN
IRS990/Form990PartVIISectionA/NamePerson6TONI ATKINS
IRS990/Form990PartVIISectionA/NamePerson7STEPHANIE LOBDELL
IRS990/Form990PartVIISectionA/NamePerson8TRICIA BAKER
IRS990/Form990PartVIISectionA/NamePerson9CAROLY DOZIER
IRS990/Form990PartVIISectionA/NamePerson10ANGIE ADKINS
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/Title0BOARD OF DIRECTORS PRESIDENT
IRS990/Form990PartVIISectionA/Title1BOARD OF DIRECTORS VICE-PRESIDENT
IRS990/Form990PartVIISectionA/Title2BOARD OF DIRECTORS SECRETARY
IRS990/Form990PartVIISectionA/Title3BOARD OF DIRECTOR TREASURER
IRS990/Form990PartVIISectionA/Title4BOARD MEMBER
IRS990/Form990PartVIISectionA/Title5CREDIT COMM CHAIRPERSON
IRS990/Form990PartVIISectionA/Title6CREDIT COMM MEMBER
IRS990/Form990PartVIISectionA/Title7CREDIT COMM MEMBER
IRS990/Form990PartVIISectionA/Title8SUPERVISORY COMM CHAIRPERSON
IRS990/Form990PartVIISectionA/Title9SUPERVISORY COMM MEMBER
IRS990/Form990PartVIISectionA/Title10SUPERVISORY COMM MEMBER
IRS990/Form990ProvidedToGoverningBody0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts0128174
IRS990/GroupExemptionNumber01182
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartIX0X
IRS990/InfoInScheduleOPartV0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartVII0X
IRS990/InfoInScheduleOPartVIII0X
IRS990/InfoInScheduleOPartX0X
IRS990/InfoInScheduleOPartXI0X
IRS990/Interest/ManagementAndGeneral020210
IRS990/Interest/Total020210
IRS990/InvestmentIncomeCurrentYear03694
IRS990/InvestmentIncomePriorYear04246
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome03694
IRS990/InvestmentIncome/TotalRevenueColumn03694
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/BOY0224956
IRS990/InvestmentsOtherSecurities/EOY0124956
IRS990/LandBldgEquipmentAccumDeprec016333
IRS990/LandBuildingsEquipmentBasis019916
IRS990/LandBuildingsEquipmentBasisNet/BOY05297
IRS990/LandBuildingsEquipmentBasisNet/EOY03583
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0Credit Union - to provide financial services to members.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerBusiness/BusinessNameLine10CEMC EMPLOYEES CREDIT UNION
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesBOY0610248
IRS990/NetAssetsOrFundBalancesEOY0603036
IRS990/NoListedPersonsCompensated0X
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers05
IRS990/NumberOfEmployees03
IRS990/NumberW2GIncluded00
IRS990/OfficeExpenses/ManagementAndGeneral08511
IRS990/OfficeExpenses/Total08511
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY024249
IRS990/OtherAssetsTotal/EOY024249
IRS990/OtherEmployeeBenefits/ManagementAndGeneral05945
IRS990/OtherEmployeeBenefits/Total05945
IRS990/OtherExpensePriorYear068179
IRS990/OtherExpensesCurrentYear059607
IRS990/OtherExpenses/Description0PROFESSIONAL & OUTSIDE SERVICES
IRS990/OtherExpenses/Description1MISC. OPERATING EXPENSES
IRS990/OtherExpenses/Description2PROVISION FOR LOAN & LEASE LOSSES
IRS990/OtherExpenses/Description3MEMBER INSURANCE
IRS990/OtherExpenses/ManagementAndGeneral016196
IRS990/OtherExpenses/ManagementAndGeneral13402
IRS990/OtherExpenses/ManagementAndGeneral23300
IRS990/OtherExpenses/ManagementAndGeneral32681
IRS990/OtherExpenses/Total016196
IRS990/OtherExpenses/Total13402
IRS990/OtherExpenses/Total23300
IRS990/OtherExpenses/Total32681
IRS990/OtherLiabilities/BOY02417691
IRS990/OtherLiabilities/EOY02411154
IRS990/OtherRevenueCurrentYear01235
IRS990/OtherRevenueMisc/Description0OTHER OPERATING INCOME
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome01235
IRS990/OtherRevenueMisc/TotalRevenueColumn01235
IRS990/OtherRevenuePriorYear0681
IRS990/OtherSalariesAndWages/ManagementAndGeneral069834
IRS990/OtherSalariesAndWages/Total069834
IRS990/PartialLiquidation0false
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY018575
IRS990/PrepaidExpensesDeferredCharges/EOY019916
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY0123245
IRS990/ProgramServiceRevenue/Description0INTEREST ON LOANS
IRS990/ProgramServiceRevenue/Description1FEE INCOME
IRS990/ProgramServiceRevenuePriorYear0136156
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0121645
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome11600
IRS990/ProgramServiceRevenue/TotalRevenueColumn0121645
IRS990/ProgramServiceRevenue/TotalRevenueColumn11600
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges0-7212
IRS990/ReconcilationRevenueExpenses0-7212
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY0497058
IRS990/RetainedEarningsEndowmentEtc/EOY0489845
IRS990/RevenuesLessExpensesCY0-7212
IRS990/RevenuesLessExpensesPriorYear04808
IRS990/SalariesEtcCurrentYear075779
IRS990/SalariesEtcPriorYear068096
IRS990/SavingsAndTempCashInvestments/BOY0220000
IRS990/SavingsAndTempCashInvestments/EOY0320000
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Equipment/BookValue03583
IRS990ScheduleD/Equipment/Depreciation016333
IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis019916
IRS990ScheduleD/FinancialDerivatives/MethodOfValuation0C
IRS990ScheduleD/IncludedOnFS0false
IRS990ScheduleD/OtherAssets/BookValue024249
IRS990ScheduleD/OtherAssets/Description0NCUA SHARE INSURANCE DEPOSIT
IRS990ScheduleD/OtherLiabilities/Amount0665900
IRS990ScheduleD/OtherLiabilities/Amount11745254
IRS990ScheduleD/OtherLiabilities/Description0REGULAR SHARES
IRS990ScheduleD/OtherLiabilities/Description1ALL OTHER SHARES
IRS990ScheduleD/OtherSecurities/BookValue024956
IRS990ScheduleD/OtherSecurities/BookValue1100000
IRS990ScheduleD/OtherSecurities/Description0VCCU - MEMBERSHIP CAPITAL
IRS990ScheduleD/OtherSecurities/Description1ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/OtherSecurities/MethodOfValuation1C
IRS990ScheduleD/TotalBookValueOtherAssets024249
IRS990ScheduleD/TotalOfAmounts02411154
IRS990ScheduleD/TotalOfBookValueLandBuildings03583
IRS990ScheduleD/TotalOfBookValueSecurities0124956
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0Part VI Section B Line 12 C The policies of the credit union are reviewed regularly in the monthly board meetings at least once a year. Part VI Section B Line 15 B The compensation for officers and key employees is set by the Board of Directors. Part VI Section A Line 6 The credit union is owned by the members. Part VI Section A Line 7 A The members elect the Board of Directors at the Annual Meeting every year. Part VI Section A Line 7 B Some decisions made by the Board of Directors are affirmed by the members. Part VI Section C Line 19 Financial documents are posted in the credit union by the 15th of the subsequent month. Part VII Hours of service are related to duties of the Board of Directors, Supervisory Committee, and Credit Committee without compensation. Part VIII Annual Agreed Upon Procedures are performed by an independent auditor on behalf of the supervisory committee. Part VI Section A Line 1A The Bord of Directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the Board of Directors. Part VI Section B Line 11B The Form 990 is available for review by the Board of Directors upon request. Part XI Line 9 Misc. Adjustments $(7212)
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/StateLegalDomicile0TN
IRS990/StatesWhereCopyOfReturnIsFiled0TN
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101940 MADISON STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0Clarksville
IRS990/TheBooksAreInCareOf/AddressUS/State0TN
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode037043
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10CEMC EMPLOYEES CREDIT UNION
IRS990/TheBooksAreInCareOf/TelephoneNumber09316452481
IRS990/TotalAssets/BOY03098983
IRS990/TotalAssetsBOY03098983
IRS990/TotalAssets/EOY03090693
IRS990/TotalAssetsEOY03090693
IRS990/TotalCompGT150K0false
IRS990/TotalExpensesCurrentYear0135386
IRS990/TotalExpensesPriorYear0136275
IRS990/TotalFunctionalExpenses/ManagementAndGeneral0135386
IRS990/TotalFunctionalExpenses/Total0135386
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY02488735
IRS990/TotalLiabilitiesBOY02488735
IRS990/TotalLiabilities/EOY02487657
IRS990/TotalLiabilitiesEOY02487657
IRS990/TotalLiabNetAssetsFundBalances/BOY03098983
IRS990/TotalLiabNetAssetsFundBalances/EOY03090693
IRS990/TotalNbrEmployees03
IRS990/TotalNbrVolunteers011
IRS990/TotalNetAssetsFundBalances/BOY0610248
IRS990/TotalNetAssetsFundBalances/EOY0603036
IRS990/TotalOtherRevenue01235
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceRevenue0123245
IRS990/TotalRevenueCurrentYear0128174
IRS990/TotalRevenuePriorYear0141083
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0128174
IRS990/TotalRevenue/TotalRevenueColumn0128174
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0Credit Union
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0N/A
IRS990/WhistleblowerPolicy0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0626041068
ReturnHeader/Filer/Name/BusinessNameLine10CEMC EMPLOYEES CREDIT UNION
ReturnHeader/Filer/NameControl0CEMC
ReturnHeader/Filer/Phone09316452481
ReturnHeader/Filer/USAddress/AddressLine101940 MADISON STREET
ReturnHeader/Filer/USAddress/City0CLARKSVILLE
ReturnHeader/Filer/USAddress/State0TN
ReturnHeader/Filer/USAddress/ZIPCode037043
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-05-11
ReturnHeader/Officer/Name0LORI VON PALKO
ReturnHeader/Officer/Phone09316452481
ReturnHeader/Officer/Title0MANAGER
ReturnHeader/Preparer/DatePrepared02013-05-14
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10HIRAM H HOLLIFIELD CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101317 HICKORY VALLEY RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHATTANOOGA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0TN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode037421
ReturnHeader/Preparer/Name0Hiram Hollifield
ReturnHeader/Preparer/Phone04238992425
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-14T05:02:20-04:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$3,090,693
Liabilities
$2,487,657
Net assets
$603,036
Revenue
-
Expenses
$135,386
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.52$2.09$0.44$0.13$0.12$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.42$1.98$0.44$0.12$0.11$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.35$1.92$0.43$0.12$0.11$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.47$2.04$0.42$0.12$0.15$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.34$1.87$0.47$0.13$0.15$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.44$1.96$0.48$0.12$0.12$0.00
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.28$2.80$0.48$0.12$0.20$0.08
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.47$1.90$0.56$0.11$0.14$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.37$1.78$0.59$0.12$0.14$0.02
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.68$2.07$0.61$0.11$0.15$0.04
2013Detailed filing. Detailed filing data is available for this year.$2.79$2.13$0.65$0.12$0.13$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.09$2.49$0.60$0.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$2.49$0.61$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$2.50$0.61$0.16