Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
990 • Fiscal year 2024 • EIN 62-0962107
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
78th percentile
Higher debt load relative to assets than 78% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
55th percentile
Higher top officer pay than 55% of similar nonprofits.
Top officer pay equals 1.7% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
15th percentile
Faster revenue growth than 15% of similar nonprofits.
Assets
Down$618,912,601
Down $9,364,678 (-1.5%) from 2023
Net Assets
Up$49,815,709
Up $2,672,238 (+5.7%) from 2023
Liabilities
Down$569,096,892
Down $12,036,916 (-2.1%) from 2023
Revenue
Up$27,294,510
Up $1,057,432 (+4.0%) from 2023
Expenses
Up$25,260,357
Up $3,092,559 (+14%) from 2023
Net Income
Down$2,034,153
Down $2,035,127 (-50%) from 2023
Provide financial services for members (37,307 as of 12/31/20) including loans, savings and checking accounts, certificates of deposits, iras, ect. Also provide other services such as atm/debit cards, credit cards, travel cards, money orders, lock boxes, and stamps.
FINANCIAL SERVICES
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $437,407,519 | $434,401,990 | ▼ $3,005,529 |
| Investments in Publicly Traded Securities | $98,356,964 | $89,716,466 | ▼ $8,640,498 |
| Savings and Temporary Cash Investments | $54,550,554 | $56,594,555 | ▲ $2,044,001 |
| Rtn Earn Endowment Incm Other Fnds | $38,332,957 | $40,367,111 | ▲ $2,034,154 |
| Cap Stk Tr Prin Current Funds | $8,810,514 | $9,448,598 | ▲ $638,084 |
| Land, Buildings, and Equipment, Net | $9,717,999 | $9,278,769 | ▼ $439,230 |
| Cash and Non-Interest-Bearing Accounts | $7,245,395 | $7,128,347 | ▼ $117,048 |
| Prepaid Expenses and Deferred Charges | $631,767 | $419,236 | ▼ $212,531 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Total Assets | $628,277,279 | $618,912,601 | ▼ $9,364,678 |
| Other Assets Total | $20,367,081 | $21,373,238 | ▲ $1,006,157 |
| Liabilities | |||
| Other Liabilities | $545,006,108 | $535,027,515 | ▼ $9,978,593 |
| Accounts Payable and Accrued Expenses | $36,127,700 | $34,069,377 | ▼ $2,058,323 |
| Total Liabilities | $581,133,808 | $569,096,892 | ▼ $12,036,916 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $47,143,471 | $49,815,709 | ▲ $2,672,238 |
| Total Liabilities and Net Assets / Fund Balance | $628,277,279 | $618,912,601 | ▼ $9,364,678 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $6,022,351 | $4,521,628 | $10,543,979 |
| Equipment | $739,848 | $4,035,599 | $4,775,447 |
| Land | $2,268,575 | - | $2,268,575 |
| Leasehold Improvements | $247,995 | $195,609 | $443,604 |
| Other Land Buildings | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Amanda Kilday | President | FT | $470,568 | $470,568 |
| Brian Allen | Evp/chief Information Officer/compliance | FT | $214,607 | $214,607 |
| Susan Acuff | SVP/CFO | FT | $213,734 | $213,734 |
| Daniel Hawk | SVP/commercial Lending | FT | $180,043 | $180,043 |
| Stephen Cutshall | Chief Mortgage Officer/executive Compliance Officer | FT | $166,011 | $166,011 |
| Katherine Mccormick | SVP of Finance | FT | $158,425 | $158,425 |
| Name | Title |
|---|---|
| Marcia Whaley | Board Chairman |
| George Harris | Board Vice Chairman |
| Brian Cook | Board Member |
| Burton Googe | Board Member |
| Heather Patchett | Board Member |
| Judy Davis | Board Member |
| Larry Coughlin | Board Member |
| Cynthia Pectol | Board Member Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $19,199,803 |
| Salaries, Compensation, and Employee Benefits | $6,060,554 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $13,169,807 |
| Other Salaries and Wages | - | - | - | $4,439,296 |
| Information Technology | - | - | - | $2,566,580 |
| Office Expenses | - | - | - | $1,045,174 |
| All Other Expenses | - | - | - | $811,055 |
| Occupancy | - | - | - | $573,534 |
| Depreciation Depletion | - | - | - | $563,904 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $470,568 |
| Other Employee Benefits | - | - | - | $448,565 |
| Payroll Taxes | - | - | - | $352,125 |
| Pension Plan Contributions | - | - | - | $350,000 |
| Advertising | - | - | - | $163,108 |
| Insurance | - | - | - | $160,602 |
| Fees for Services Accounting | - | - | - | $94,203 |
| Travel | - | - | - | $26,125 |
| Conferences and Meetings | - | - | - | $25,380 |
| Fees for Services Legal | - | - | - | $331 |
| Total Functional Expenses | $0 | $0 | $0 | $25,260,357 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $25,260,357 |
| Total Expenses per Audited Statements | $25,260,357 |
| Total Expenses per Form 990 | $25,260,357 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Other Expense Adjustments | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares and Deposits | $535,027,515 |
“32,533 members at 12/31/2024.”
“Members vote by mail ballot for open positions on the board of directors.”
“Certain situations require vote by membership.”
“NO REVIEW IS CONDUCTED.”
“Board and committee members sign an annual conflict of interest statement.”
“The personnel committee reviews a salary survey for credit unions as substantiation for the ceo salary.”
“Documents would be made available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 36127700 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 34069377 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL SERVICES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 163108 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 811055 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SUSAN ACUFF |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4236396131 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3634 E AJ HWY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | GREENEVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37745 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 8810514 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 9448598 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 7245395 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7128347 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 470568 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 25380 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4817466 |
| IRS990/CYOtherExpensesAmt | 0 | 19199803 |
| IRS990/CYOtherRevenueAmt | 0 | 3760969 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 18716075 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2034153 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 6060554 |
| IRS990/CYTotalExpensesAmt | 0 | 25260357 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 27294510 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 563904 |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SERVICES FOR MEMBERS IN THE FORM OF LOANS, SAVINGS AND CHECKING ACCOUNTS, CERTIFICATES OF DEPOSITS, IRAS ECT. ALSO PROVIDE OTHER SERVICES SUCH AS ATM/DEBIT CARDS, CREDIT CARDS, TRAVEL CARDS, MONEY ORDERS, AND LOCK BOXES. (32,533 MEMBERS AS OF 12/31/24) |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 92 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 94203 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 331 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | AMANDA KILDAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRIAN ALLEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | SUSAN ACUFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DANIEL HAWK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | STEPHEN CUTSHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KATHERINE MCCORMICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARCIA WHALEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JUDY DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRIAN COOK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | BURTON GOOGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | GEORGE HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | HEATHER PATCHETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | CYNTHIA PECTOL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LARRY COUGHLIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 470568 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 214607 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 213734 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 180043 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 166011 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 158425 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | EVP/CHIEF INFORMATION OFFICER/COMPLIANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SVP/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SVP/COMMERCIAL LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHIEF MORTGAGE OFFICER/EXECUTIVE COMPLIANCE OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SVP OF FINANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1953 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -25627 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 550188 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 4342000 |
| IRS990/GrossReceiptsAmt | 0 | 32212325 |
| IRS990/GroupExemptionNum | 0 | 1182 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 12 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2566580 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 160602 |
| IRS990/InterestGrp/TotalAmt | 0 | 13169807 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4843093 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4843093 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 98356964 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 89716466 |
| IRS990/IRPDocumentCnt | 0 | 12 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 8752836 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 9717999 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 9278769 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 18031605 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 575815 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 4342000 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | PROVIDE FINANCIAL SERVICES FOR MEMBERS (32,533 AS OF 12/31/24) INCLUDING LOANS, SAVINGS AND CHECKING ACCOUNTS, CERTIFICATES OF DEPOSITS, IRAS, ECT. ALSO PROVIDE OTHER SERVICES SUCH AS ATM/DEBIT CARDS, CREDIT CARDS, TRAVEL CARDS, MONEY ORDERS, AND LOCK BOXES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 47143471 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 49815709 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -25627 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -25627 |
| IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 638085 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 573534 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1045174 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 20367081 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 21373238 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 448565 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 545006108 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 535027515 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2039142 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1721827 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 2039142 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 1721827 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 3760969 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4439296 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 437407519 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 434401990 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 352125 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 350000 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 631767 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 419236 |
| IRS990/PrincipalOfficerNm | 0 | AMANDA KILDAY |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 18716075 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 18716075 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 3324053 |
| IRS990/PYOtherExpensesAmt | 0 | 15869380 |
| IRS990/PYOtherRevenueAmt | 0 | 5684168 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 17228857 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 4069280 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 6298418 |
| IRS990/PYTotalExpensesAmt | 0 | 22167798 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 26237078 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2034153 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 38332957 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 40367111 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 54550554 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 56594555 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 6022351 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 4521628 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 10543979 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 739848 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 4035599 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 4775447 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 25260357 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 2268575 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 2268575 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 247995 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 195609 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 443604 |
| IRS990ScheduleD/LossesReportedAmt | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 638085 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 535027515 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 0 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | 0 |
| IRS990ScheduleD/PriorYearAdjustmentsAmt | 0 | 0 |
| IRS990ScheduleD/RecoveriesPriorYearGrantsAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 638085 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 27294510 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 9278769 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 25260357 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 535027515 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 27294510 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 27932595 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 25260357 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 470568 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 214607 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 213734 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 180043 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 166011 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 158425 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 3 | 0 |
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Displayed year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.