Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
8th percentile
Higher top officer pay than 8% of similar nonprofits.
Top officer pay equals 0.8% of source-year revenue.
Asset Growth
41st percentile
Faster asset growth than 41% of similar nonprofits.
Revenue Growth
15th percentile
Faster revenue growth than 15% of similar nonprofits.
Assets
Up$28,218,711
Up $131,825 (+0.5%) from 2013
Net Assets
Down$2,456,625
Down $1,443 (-0.1%) from 2013
Liabilities
Up$25,762,086
Up $133,268 (+0.5%) from 2013
Revenue
Down$776,874
Down $57,430 (-6.9%) from 2013
Expenses
Down$778,317
Down $55,987 (-6.7%) from 2013
Net Income
Down-$1,443
Down $1,443 from 2013
To provide services for approximately 2,046 members in the form of loans, savings, and other financial services.
To provide services for approximately 1,995 members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $14,823,824 | $15,756,317 | ▲ $932,493 |
| Investments Other Securities | $7,570,538 | $6,941,597 | ▼ $628,941 |
| Cash and Non-Interest-Bearing Accounts | $2,896,021 | $3,478,184 | ▲ $582,163 |
| Savings and Temporary Cash Investments | $2,480,000 | $1,736,000 | ▼ $744,000 |
| Rtn Earn Endowment Incm Other Fnds | $1,601,012 | $1,599,569 | ▼ $1,443 |
| Cap Stk Tr Prin Current Funds | $857,056 | $857,056 | → $0 |
| Prepaid Expenses and Deferred Charges | $28,519 | $20,612 | ▼ $7,907 |
| Land, Buildings, and Equipment, Net | $1,318 | $5,546 | ▲ $4,228 |
| Total Assets | $28,086,886 | $28,218,711 | ▲ $131,825 |
| Other Assets Total | $286,666 | $280,455 | ▼ $6,211 |
| Liabilities | |||
| Other Liabilities | $25,333,503 | $25,455,730 | ▲ $122,227 |
| Accounts Payable and Accrued Expenses | $295,315 | $306,356 | ▲ $11,041 |
| Total Liabilities | $25,628,818 | $25,762,086 | ▲ $133,268 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,458,068 | $2,456,625 | ▼ $1,443 |
| Total Liabilities and Net Assets / Fund Balance | $28,086,886 | $28,218,711 | ▲ $131,825 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $2,386 | $32,173 | $34,559 |
| Other Securities | $193,580 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Stephanie Miller | Operations M | FT | $6,058 | - | $6,058 |
| Brian Mcmanus | Business Man | FT | $3,462 | $92 | $3,554 |
| Name | Title |
|---|---|
| James Tindal | Board 1st Vi |
| Nick Walsh | Board 2nd Vi |
| Trendel Hodges | Board Presid |
| James L Carman | Board Secret |
| Steve Keenan | Board Treasu |
| Sanford Parker | Credit COM M |
| Deanna Bain | Supervisory |
| Matt Hauber | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $578,511 |
| Salaries, Compensation, and Employee Benefits | $199,806 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | $307,912 | - | $307,912 |
| Other Salaries and Wages | - | $171,450 | - | $171,450 |
| Office Expenses | - | $63,313 | - | $63,313 |
| Other Expenses | - | $17,664 | - | $17,664 |
| Payroll Taxes | - | $15,107 | - | $15,107 |
| Other Employee Benefits | - | $13,249 | - | $13,249 |
| Conferences and Meetings | - | $2,359 | - | $2,359 |
| Occupancy | - | $1,580 | - | $1,580 |
| Total Functional Expenses | $0 | $778,317 | $0 | $778,317 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $11,830,103 |
| Regular Shares | $11,819,711 |
| Share Drafts | $1,716,679 |
| Non-member Deposits | $89,237 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Due to the adjustments made to the client's books subsequent to the filing of the 990.”
“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”
“The credit union does not have any unrelated business income.”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 295315 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 306356 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 14823824 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 15756317 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE SERVICES FOR APPROXIMATELY 1,995 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AmendedReturnInd | 0 | X |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BRIAN MCMANUS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4233364331 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | P O BOX 828 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHARLESTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37310 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 857056 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 857056 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2896021 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3478184 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 2359 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2359 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 72792 |
| IRS990/CYOtherExpensesAmt | 0 | 578511 |
| IRS990/CYOtherRevenueAmt | 0 | 47453 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 656629 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -1443 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 199806 |
| IRS990/CYTotalExpensesAmt | 0 | 778317 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 776874 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 470405 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 92 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TRENDEL HODGES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES TINDAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NICK WALSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES L CARMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | STEVE KEENAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | STEPHANIE MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BRIAN MCMANUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SANFORD PARKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MATT HAUBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DEANNA BAIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 6058 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 3462 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD 1ST VI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD 2ND VI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | OPERATIONS M |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BUSINESS MAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CREDIT COM M |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SUPERVISORY |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 776874 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 307912 |
| IRS990/InterestGrp/TotalAmt | 0 | 307912 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 72792 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 72792 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 7570538 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 6941597 |
| IRS990/IRPDocumentCnt | 0 | 10 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 33753 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1318 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5546 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 39299 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE SERVICES FOR APPROXIMATELY 1,995 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2458068 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2456625 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 1580 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1580 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 63313 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 63313 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 286666 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 280455 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 13249 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 13249 |
| IRS990/OtherExpensesGrp/Desc | 0 | MISC OPERATING EXP |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | EXAMINATION FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 124723 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 43219 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 17741 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 17664 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 124723 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 43219 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 17741 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 17664 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25333503 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25455730 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 44823 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 2630 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 44823 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 2630 |
| IRS990/OtherRevenueTotalAmt | 0 | 47453 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 171450 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 171450 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 15107 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 15107 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 28519 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 20612 |
| IRS990/PrincipalOfficerNm | 0 | BRIAN MCMANUS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTERES ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 582396 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 74233 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 582396 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 74233 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 82913 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 76918 |
| IRS990/PYOtherExpensesAmt | 0 | 617814 |
| IRS990/PYOtherRevenueAmt | 0 | 45506 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 711880 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 216490 |
| IRS990/PYTotalExpensesAmt | 0 | 834304 |
| IRS990/PYTotalRevenueAmt | 0 | 834304 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -1443 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1601012 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1599569 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2480000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1736000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 2386 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 32173 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 34559 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 11830103 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 11819711 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1716679 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 89237 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | NON-MEMBER DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 6748017 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 193580 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | PAID-IN-CAPITAL - VCCU |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2386 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 6941597 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25455730 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | DUE TO THE ADJUSTMENTS MADE TO THE CLIENT'S BOOKS SUBSEQUENT TO THE FILING OF THE 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, ITEM B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 28086886 |
| IRS990/TotalAssetsEOYAmt | 0 | 28218711 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 28086886 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 28218711 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 778317 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 778317 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25628818 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 25762086 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25628818 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 25762086 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2458068 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2456625 |
| IRS990/TotalOtherCompensationAmt | 0 | 92 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 553318 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 656629 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 9520 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 776874 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 776874 |
| IRS990/TotalVolunteersCnt | 0 | 8 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 28086886 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 28218711 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | P O BOX 828 |
| IRS990/USAddress/CityNm | 0 | CHARLESTON |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37310 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.OMCECU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRIAN MCMANUS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | BUSINESS MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4233364331 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-08-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OMC EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OMCE |
| ReturnHeader/Filer/EIN | 0 | 620812280 |
| ReturnHeader/Filer/PhoneNum | 0 | 4233364331 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | P O BOX 828 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CHARLESTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37310 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 591086132 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-09-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH T MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2015-09-09T15:02:28-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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