Civic Intelligence

Aub Employees Credit Union

990 • Fiscal year 2012 • EIN 62-0794334

Jan 01, 2012 to Dec 31, 2012

Athens, TN
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.74x

Higher debt load relative to assets than 26% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

12.68x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Net Margin

74th percentile

16%

Higher net margin than 74% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

68th percentile

5.4%

Faster asset growth than 68% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Up

$1,306,231

Up $66,934 (+5.4%) from 2011

Net Assets

Up

$339,178

Up $12,529 (+3.8%) from 2011

Liabilities

Up

$967,053

Up $54,405 (+6.0%) from 2011

Revenue

$76,294

No earlier filing loaded for comparison.

Expenses

Down

$63,766

Down $6,074 (-8.7%) from 2011

Net Income

$12,528

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $1,138,432Liabilities 2010: $812,760Net Assets 2010: $325,6722010Assets 2011: $1,239,297Liabilities 2011: $912,648Net Assets 2011: $326,6492011Assets 2012: $1,306,231Liabilities 2012: $967,053Net Assets 2012: $339,1782012Assets 2013: $1,472,900Liabilities 2013: $1,122,512Net Assets 2013: $350,3882013Assets 2014: $1,587,824Liabilities 2014: $1,227,047Net Assets 2014: $360,7772014Assets 2015: $1,603,751Liabilities 2015: $1,232,310Net Assets 2015: $371,4412015Assets 2016: $1,624,444Liabilities 2016: $1,248,687Net Assets 2016: $375,7572016Assets 2017: $1,755,151Liabilities 2017: $1,377,522Net Assets 2017: $377,6292017Assets 2018: $1,574,176Liabilities 2018: $1,192,481Net Assets 2018: $381,6952018Assets 2019: $1,590,771Liabilities 2019: $1,207,020Net Assets 2019: $383,7512019Assets 2020: $1,792,029Liabilities 2020: $1,405,756Net Assets 2020: $386,2732020Assets 2021: $1,861,832Liabilities 2021: $1,474,290Net Assets 2021: $387,5422021Assets 2022: $2,012,682Liabilities 2022: $1,624,504Net Assets 2022: $388,1782022Assets 2023: $1,754,257Liabilities 2023: $1,359,406Net Assets 2023: $394,8512023Assets 2024: $1,685,664Liabilities 2024: $1,186,945Net Assets 2024: $498,7192024

Highlighted filing

2012

Assets$1,306,231
Liabilities$967,053
Net Assets$339,178

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$80K$60K$40K$20K$0Expenses 2010: $67,9862010Expenses 2011: $69,8402011Revenue 2012: $76,294Expenses 2012: $63,766Net Income 2012: $12,5282012Revenue 2013: $74,358Expenses 2013: $63,148Net Income 2013: $11,2102013Revenue 2014: $76,509Expenses 2014: $66,120Net Income 2014: $10,3892014Revenue 2015: $72,209Expenses 2015: $61,545Net Income 2015: $10,6642015Revenue 2016: $63,098Expenses 2016: $60,670Net Income 2016: $2,4282016Revenue 2017: $62,104Expenses 2017: $60,232Net Income 2017: $1,8722017Revenue 2018: $69,427Expenses 2018: $65,361Net Income 2018: $4,0662018Revenue 2019: $65,865Expenses 2019: $63,808Net Income 2019: $2,0572019Revenue 2020: $66,661Expenses 2020: $64,138Net Income 2020: $2,5232020Revenue 2021: $64,146Expenses 2021: $62,878Net Income 2021: $1,2682021Revenue 2022: $62,870Expenses 2022: $62,234Net Income 2022: $6362022Revenue 2023: $75,865Expenses 2023: $69,191Net Income 2023: $6,6742023Revenue 2024: $79,676Expenses 2024: $75,795Net Income 2024: $3,8812024

Highlighted filing

2012

Revenue$76,294
Expenses$63,766
Net Income$12,528
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Credit union - to provide services for approximately 213 members in the form of loans, savings, and other financial services.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.69$1.19$0.50$0.08$0.08$0.00
2023Detailed filing. Detailed filing data is available for this year.$1.75$1.36$0.39$0.08$0.07$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.01$1.62$0.39$0.06$0.06$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.86$1.47$0.39$0.06$0.06$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.79$1.41$0.39$0.07$0.06$0.00
2019Detailed filing. Detailed filing data is available for this year.$1.59$1.21$0.38$0.07$0.06$0.00
2018Detailed filing. Detailed filing data is available for this year.$1.57$1.19$0.38$0.07$0.07$0.00
2017Detailed filing. Detailed filing data is available for this year.$1.76$1.38$0.38$0.06$0.06$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.62$1.25$0.38$0.06$0.06$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.60$1.23$0.37$0.07$0.06$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.59$1.23$0.36$0.08$0.07$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.47$1.12$0.35$0.07$0.06$0.01
2012Summary only. Only limited summary data is available for this year.$1.31$0.97$0.34$0.08$0.06$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.24$0.91$0.33$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.81$0.33$0.07