Civic Intelligence

Skyline Credit Union

990 • Fiscal year 2017 • EIN 62-0761061

Jan 01, 2017 to Dec 31, 2017 • Filed on May 07, 2018

Organization ProfileWWW.SKYLINECREDITUNION.COM

View Organization Page

3443 Dickerson Pk/Skyline Med PlazaNashville, TN 37207

(615) 345-3471

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.82x

Higher debt load relative to assets than 27% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

80th percentile

26.66x

Higher debt load relative to revenue than 80% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Net Margin

89th percentile

20%

Higher net margin than 89% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

67th percentile

$85,312

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 16.1% of source-year revenue.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Asset Growth

57th percentile

2.2%

Faster asset growth than 57% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

85th percentile

11%

Faster revenue growth than 85% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets27th percentile

Assets

Up

$17,177,251

Up $364,129 (+2.2%) from 2016

Net Assets

Up

$3,087,199

Up $103,579 (+3.5%) from 2016

Liabilities

Up

$14,090,052

Up $260,550 (+1.9%) from 2016

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin89th percentile

Revenue

Up

$528,516

Up $50,624 (+11%) from 2016

Expenses

Down

$424,959

Down $15,918 (-3.6%) from 2016

Net Income

Up

$103,557

Up $66,542 (+180%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth57th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $14,860,309Liabilities 2010: $12,221,877Net Assets 2010: $2,638,4322010Assets 2011: $14,685,689Liabilities 2011: $11,990,887Net Assets 2011: $2,694,8022011Assets 2012: $14,424,244Liabilities 2012: $11,683,925Net Assets 2012: $2,740,3192012Assets 2013: $14,716,211Liabilities 2013: $11,941,683Net Assets 2013: $2,774,5282013Assets 2014: $15,360,400Liabilities 2014: $12,556,563Net Assets 2014: $2,803,8372014Assets 2015: $15,696,905Liabilities 2015: $12,750,323Net Assets 2015: $2,946,5822015Assets 2016: $16,813,122Liabilities 2016: $13,829,502Net Assets 2016: $2,983,6202016Assets 2017: $17,177,251Liabilities 2017: $14,090,052Net Assets 2017: $3,087,1992017Assets 2018: $16,452,176Liabilities 2018: $13,277,884Net Assets 2018: $3,174,2922018Assets 2019: $16,096,819Liabilities 2019: $12,821,145Net Assets 2019: $3,275,6742019Assets 2020: $17,208,037Liabilities 2020: $13,877,639Net Assets 2020: $3,330,3982020Assets 2021: $18,140,955Liabilities 2021: $14,783,501Net Assets 2021: $3,357,4542021Assets 2022: $18,001,696Liabilities 2022: $14,517,449Net Assets 2022: $3,484,2472022Assets 2023: $17,338,370Liabilities 2023: $13,718,843Net Assets 2023: $3,619,5272023Assets 2024: $16,968,137Liabilities 2024: $13,181,149Net Assets 2024: $3,786,9882024

Highlighted filing

2017

Assets$17,177,251
Liabilities$14,090,052
Net Assets$3,087,199
Open 2017 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0Expenses 2010: $734,8842010Expenses 2011: $561,4152011Expenses 2012: $499,5962012Revenue 2013: $468,480Expenses 2013: $434,293Net Income 2013: $34,1872013Revenue 2014: $438,095Expenses 2014: $408,786Net Income 2014: $29,3092014Revenue 2015: $458,940Expenses 2015: $316,221Net Income 2015: $142,7192015Revenue 2016: $477,892Expenses 2016: $440,877Net Income 2016: $37,0152016Revenue 2017: $528,516Expenses 2017: $424,959Net Income 2017: $103,5572017Revenue 2018: $568,933Expenses 2018: $481,858Net Income 2018: $87,0752018Revenue 2019: $602,310Expenses 2019: $500,932Net Income 2019: $101,3782019Revenue 2020: $532,743Expenses 2020: $478,021Net Income 2020: $54,7222020Revenue 2021: $465,380Expenses 2021: $438,341Net Income 2021: $27,0392021Revenue 2022: $507,092Expenses 2022: $380,434Net Income 2022: $126,6582022Revenue 2023: $684,075Expenses 2023: $548,796Net Income 2023: $135,2792023Revenue 2024: $819,965Expenses 2024: $652,510Net Income 2024: $167,4552024

Highlighted filing

2017

Revenue$528,516
Expenses$424,959
Net Income$103,557
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 7, 2018
Return Version
2017v2.3
Gross Receipts
$528,516
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,620 members in the form of loans, savings, and other financial services.

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$7,154,447$7,142,451▼ $11,996
Investments Other Securities$2,510,854$4,938,220▲ $2,427,366
Savings and Temporary Cash Investments$4,037,912$3,173,654▼ $864,258
Rtn Earn Endowment Incm Other Fnds$2,505,438$2,608,995▲ $103,557
Cash and Non-Interest-Bearing Accounts$2,805,213$1,631,801▼ $1,173,412
Cap Stk Tr Prin Current Funds$478,182$478,204▲ $22
Prepaid Expenses and Deferred Charges$110,530$101,578▼ $8,952
Land, Buildings, and Equipment, Net$30,341$25,930▼ $4,411
Total Assets$16,813,122$17,177,251▲ $364,129
Other Assets Total$163,825$163,617▼ $208
Liabilities
Other Liabilities$13,754,183$14,031,227▲ $277,044
Accounts Payable and Accrued Expenses$75,319$58,825▼ $16,494
Total Liabilities$13,829,502$14,090,052▲ $260,550
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,983,620$3,087,199▲ $103,579
Total Liabilities and Net Assets / Fund Balance$16,813,122$17,177,251▲ $364,129

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$25,930$59,401$85,331
Other Securities$118,220--
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Virginia BrooksManagerFT$66,957$18,355$85,312
J Michele WittenAsst ManagerFT$49,266$6,410$55,676

Board Members and Trustees

NameTitle
Larry StubbsPresident
Angela SmithBoard Member
Daniel KnallsBoard Member
Gary Washer1st Vice-pre
Dennis Gann2nd Vice-pre
Loretta BaltzSecretary
Terrie ThreadgillSupervisor C
Cheryl MarkhamSupervisory
Debbie FarmerSupervisory
Rose AnkenbauerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$392,028
Investment Income
$113,242
Other Revenue
$23,246
Change in Net Assets
$103,557
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$222,271
Salaries, Compensation, and Employee Benefits$202,688
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$158,638-$158,638
Office Expenses-$91,527-$91,527
Interest-$42,301-$42,301
Occupancy-$36,332-$36,332
Other Employee Benefits-$18,432-$18,432
Pension Plan Contributions-$13,483-$13,483
Payroll Taxes-$12,135-$12,135
All Other Expenses-$10,343-$10,343
Other Expenses-$6,920-$6,920
Conferences and Meetings-$407-$407
Total Functional Expenses$0$424,959$0$424,959
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
All Other Shares$11,079,917
Regular Shares$2,951,310
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Skyline Credit Union
EIN
62-0761061
Phone
6153453471
Address
3443 DICKERSON PK/SKYLINE MED PLAZA, NASHVILLE, TN 37207

Signing Officer

Name
Virginia Brooks
Title
Manager
Phone
6153453471
Signed
2018-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Virginia Brooks
Formed
1993
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
10

Preparer

Firm
Leverage the Lscu Service Corporation
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Hiram H Hollifield
Phone
2054372133
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union does not have any unrelated business income.”

Form 990, Part XI, Line 9

“MEMBERSHIP FEES 22”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML AppendixShowing 400 of 406 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt075319
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt058825
IRS990/AccountsReceivableGrp/BOYAmt07154447
IRS990/AccountsReceivableGrp/EOYAmt07142451
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt010343
IRS990/AllOtherExpensesGrp/TotalAmt010343
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0VIRGINIA BROOKS
IRS990/BooksInCareOfDetail/PhoneNum06153453471
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03443 DICKERSON PIKE
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0SKYLINE MED PLAZA G-10
IRS990/BooksInCareOfDetail/USAddress/CityNm0NASHVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd037207
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt0478182
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt0478204
IRS990/CashNonInterestBearingGrp/BOYAmt02805213
IRS990/CashNonInterestBearingGrp/EOYAmt01631801
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0407
IRS990/ConferencesMeetingsGrp/TotalAmt0407
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0113242
IRS990/CYOtherExpensesAmt0222271
IRS990/CYOtherRevenueAmt023246
IRS990/CYProgramServiceRevenueAmt0392028
IRS990/CYRevenuesLessExpensesAmt0103557
IRS990/CYSalariesCompEmpBnftPaidAmt0202688
IRS990/CYTotalExpensesAmt0424959
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0528516
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0382658
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt018355
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt16410
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0VIRGINIA BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm1J MICHELE WITTEN
IRS990/Form990PartVIISectionAGrp/PersonNm2LARRY STUBBS
IRS990/Form990PartVIISectionAGrp/PersonNm3GARY WASHER
IRS990/Form990PartVIISectionAGrp/PersonNm4DENNIS GANN
IRS990/Form990PartVIISectionAGrp/PersonNm5ROSE ANKENBAUER
IRS990/Form990PartVIISectionAGrp/PersonNm6LORETTA BALTZ
IRS990/Form990PartVIISectionAGrp/PersonNm7ANGELA SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm8DANIEL KNALLS
IRS990/Form990PartVIISectionAGrp/PersonNm9TERRIE THREADGILL
IRS990/Form990PartVIISectionAGrp/PersonNm10CHERYL MARKHAM
IRS990/Form990PartVIISectionAGrp/PersonNm11DEBBIE FARMER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt066957
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt149266
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1ASST MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt31ST VICE-PRE
IRS990/Form990PartVIISectionAGrp/TitleTxt42ND VICE-PRE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISOR C
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPERVISORY
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01993
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0528516
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt042301
IRS990/InterestGrp/TotalAmt042301
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0113242
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0113242
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02510854
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04938220
IRS990/IRPDocumentCnt0225
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt059401
IRS990/LandBldgEquipBasisNetGrp/BOYAmt030341
IRS990/LandBldgEquipBasisNetGrp/EOYAmt025930
IRS990/LandBldgEquipCostOrOtherBssAmt085331
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,041 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02983620
IRS990/NetAssetsOrFundBalancesEOYAmt03087199
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt036332
IRS990/OccupancyGrp/TotalAmt036332
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt091527
IRS990/OfficeExpensesGrp/TotalAmt091527
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0163825
IRS990/OtherAssetsTotalGrp/EOYAmt0163617
IRS990/OtherChangesInNetAssetsAmt022
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt018432
IRS990/OtherEmployeeBenefitsGrp/TotalAmt018432
IRS990/OtherExpensesGrp/Desc0EXAMINATION FEES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2MISC OPERATING EXP
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt012950
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt112531
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt28960
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt36920
IRS990/OtherExpensesGrp/TotalAmt012950
IRS990/OtherExpensesGrp/TotalAmt112531
IRS990/OtherExpensesGrp/TotalAmt28960
IRS990/OtherExpensesGrp/TotalAmt36920
IRS990/OtherLiabilitiesGrp/BOYAmt013754183
IRS990/OtherLiabilitiesGrp/EOYAmt014031227
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt023246
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt023246
IRS990/OtherRevenueTotalAmt023246
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0158638
IRS990/OtherSalariesAndWagesGrp/TotalAmt0158638
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt012135
IRS990/PayrollTaxesGrp/TotalAmt012135
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt013483
IRS990/PensionPlanContributionsGrp/TotalAmt013483
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0110530
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0101578
IRS990/PrincipalOfficerNm0VIRGINIA BROOKS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0367805
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt124223
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0367805
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt124223
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt042301
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt077040
IRS990/PYOtherExpensesAmt0243320
IRS990/PYOtherRevenueAmt024076
IRS990/PYProgramServiceRevenueAmt0376776
IRS990/PYRevenuesLessExpensesAmt037015
IRS990/PYSalariesCompEmpBnftPaidAmt0197557
IRS990/PYTotalExpensesAmt0440877
IRS990/PYTotalRevenueAmt0477892
IRS990/ReconcilationRevenueExpnssAmt0103557
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02505438
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02608995
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04037912
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03173654
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt025930
IRS990ScheduleD/EquipmentGrp/DepreciationAmt059401
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt085331
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011079917
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12951310
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04820000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1118220
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PAID-IN-CAPITAL- VCCU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt025930
IRS990ScheduleD/TotalBookValueSecuritiesAmt04938220
IRS990ScheduleD/TotalLiabilityAmt014031227
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MEMBERSHIP FEES 22
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt016813122
IRS990/TotalAssetsEOYAmt017177251
IRS990/TotalAssetsGrp/BOYAmt016813122
IRS990/TotalAssetsGrp/EOYAmt017177251
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0424959
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0424959
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt013829502
IRS990/TotalLiabilitiesEOYAmt014090052
IRS990/TotalLiabilitiesGrp/BOYAmt013829502
IRS990/TotalLiabilitiesGrp/EOYAmt014090052
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02983620
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03087199
IRS990/TotalOtherCompensationAmt024765
IRS990/TotalProgramServiceExpensesAmt0424959
IRS990/TotalProgramServiceRevenueAmt0392028
IRS990/TotalReportableCompFromOrgAmt0116223
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0528516
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0528516
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt016813122
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt017177251
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03443 DICKERSON PIKE
IRS990/USAddress/AddressLine2Txt0SKYLINE MED PLAZA G-10
IRS990/USAddress/CityNm0NASHVILLE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd037207
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.SKYLINECREDITUNION.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0VIRGINIA BROOKS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum06153453471
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SKYLINE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SKYL
ReturnHeader/Filer/EIN0620761061
ReturnHeader/Filer/PhoneNum06153453471
ReturnHeader/Filer/USAddress/AddressLine1Txt03443 DICKERSON PK/SKYLINE MED PLAZA
ReturnHeader/Filer/USAddress/CityNm0NASHVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037207
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId06225844A9469B874AA6651EF4D5340F9A9EB90C8
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId06225844A9469B874AA6651EF4D5340F9A9EB90C8
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt074.205.135.252
ReturnHeader/FilingSecurityInformation/IPDt02018-05-11
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm010:28:15
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0591086132
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEVERAGE THE LSCU SERVICE CORPORATION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372133
ReturnHeader/PreparerPersonGrp/PreparationDt02018-05-11

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,177,251
Liabilities
$14,090,052
Net assets
$3,087,199
Revenue
$528,516
Expenses
$424,959
Net income
$103,557
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.0$13.2$3.79$0.82$0.65$0.17
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$13.7$3.62$0.68$0.55$0.14
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.0$14.5$3.48$0.51$0.38$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.1$14.8$3.36$0.47$0.44$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$13.9$3.33$0.53$0.48$0.05
2019Detailed filing. Detailed filing data is available for this year.$16.1$12.8$3.28$0.60$0.50$0.10
2018Detailed filing. Detailed filing data is available for this year.$16.5$13.3$3.17$0.57$0.48$0.09
2017Detailed filing. Detailed filing data is available for this year.$17.2$14.1$3.09$0.53$0.42$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$13.8$2.98$0.48$0.44$0.04
2015Summary only. Only limited summary data is available for this year.$15.7$12.8$2.95$0.46$0.32$0.14
2014Detailed filing. Detailed filing data is available for this year.$15.4$12.6$2.80$0.44$0.41$0.03
2013Detailed filing. Detailed filing data is available for this year.$14.7$11.9$2.77$0.47$0.43$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.4$11.7$2.74$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.7$12.0$2.69$0.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$12.2$2.64$0.73