Civic Intelligence

Skyline Credit Union

990 • Fiscal year 2012 • EIN 62-0761061

Jan 01, 2012 to Dec 31, 2012 • Filed on May 08, 2012

Organization ProfileWWW.SKYLINECREDITUNION.COM

View Organization Page

3443 Dickerson Pike37207
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

22nd percentile

0.81x

Higher debt load relative to assets than 22% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

12th percentile

-1.8%

Faster asset growth than 12% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Down

$14,424,244

Down $261,445 (-1.8%) from 2011

Net Assets

Up

$2,740,319

Up $45,517 (+1.7%) from 2011

Liabilities

Down

$11,683,925

Down $306,962 (-2.6%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$499,596

Down $61,819 (-11%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $14,860,309Liabilities 2010: $12,221,877Net Assets 2010: $2,638,4322010Assets 2011: $14,685,689Liabilities 2011: $11,990,887Net Assets 2011: $2,694,8022011Assets 2012: $14,424,244Liabilities 2012: $11,683,925Net Assets 2012: $2,740,3192012Assets 2013: $14,716,211Liabilities 2013: $11,941,683Net Assets 2013: $2,774,5282013Assets 2014: $15,360,400Liabilities 2014: $12,556,563Net Assets 2014: $2,803,8372014Assets 2015: $15,696,905Liabilities 2015: $12,750,323Net Assets 2015: $2,946,5822015Assets 2016: $16,813,122Liabilities 2016: $13,829,502Net Assets 2016: $2,983,6202016Assets 2017: $17,177,251Liabilities 2017: $14,090,052Net Assets 2017: $3,087,1992017Assets 2018: $16,452,176Liabilities 2018: $13,277,884Net Assets 2018: $3,174,2922018Assets 2019: $16,096,819Liabilities 2019: $12,821,145Net Assets 2019: $3,275,6742019Assets 2020: $17,208,037Liabilities 2020: $13,877,639Net Assets 2020: $3,330,3982020Assets 2021: $18,140,955Liabilities 2021: $14,783,501Net Assets 2021: $3,357,4542021Assets 2022: $18,001,696Liabilities 2022: $14,517,449Net Assets 2022: $3,484,2472022Assets 2023: $17,338,370Liabilities 2023: $13,718,843Net Assets 2023: $3,619,5272023Assets 2024: $16,968,137Liabilities 2024: $13,181,149Net Assets 2024: $3,786,9882024

Highlighted filing

2012

Assets$14,424,244
Liabilities$11,683,925
Net Assets$2,740,319
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0Expenses 2010: $734,8842010Expenses 2011: $561,4152011Expenses 2012: $499,5962012Revenue 2013: $468,480Expenses 2013: $434,293Net Income 2013: $34,1872013Revenue 2014: $438,095Expenses 2014: $408,786Net Income 2014: $29,3092014Revenue 2015: $458,940Expenses 2015: $316,221Net Income 2015: $142,7192015Revenue 2016: $477,892Expenses 2016: $440,877Net Income 2016: $37,0152016Revenue 2017: $528,516Expenses 2017: $424,959Net Income 2017: $103,5572017Revenue 2018: $568,933Expenses 2018: $481,858Net Income 2018: $87,0752018Revenue 2019: $602,310Expenses 2019: $500,932Net Income 2019: $101,3782019Revenue 2020: $532,743Expenses 2020: $478,021Net Income 2020: $54,7222020Revenue 2021: $465,380Expenses 2021: $438,341Net Income 2021: $27,0392021Revenue 2022: $507,092Expenses 2022: $380,434Net Income 2022: $126,6582022Revenue 2023: $684,075Expenses 2023: $548,796Net Income 2023: $135,2792023Revenue 2024: $819,965Expenses 2024: $652,510Net Income 2024: $167,4552024

Highlighted filing

2012

Revenue-
Expenses$499,596
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 8, 2012
Return Version
2012v2.2
Gross Receipts
$545,076
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,620 members in the form of loans, savings, and other financial services.

Filing and Contact Details

Filer

EIN
62-0761061
Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionA/Title2BOARD OF DIRECTORS TREASURER
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IRS990ScheduleO/GeneralExplanation/Explanation0Part VI Section B Line 12C The policies of the credit union are reviewed regularly in the monthly board meetings at least once a year. Part VI Section B Line 15B The compensation for officers and key employees is set by the Board of Directors. Part VI section A Line 6 The credit union is owned by the members. Part VI Section A Line 7A The members elect the Board of Directors at the Annual Meeting every year. Part VI Section A Line 7B Some decisions made by the Board of Directors are affirmed by the members. Part VI Section B Line 12 A The Board of Directors monitor and enforce the Conflict of Interst Policy. Part VI section C Line 19 Financial documents are posted in the credit union by the 15th of the subsequent month. Part VII Hours of service are related to duties of the Board of Directors and Supervisory Committee without compensation. Part VIII Annual Agreed Upon Procedures are performed by an independent auditor on behalf of the supervisory committee. Part VI Section A Line 1A The Board of Directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the Board of Directors. Part VI Section B Line 11B The Form 990 is available for review by the Board of Directors upon request. Part XI Line 5 Membership Fees $37
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ReturnHeader/Filer/EIN0620761061
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ReturnHeader/Filer/Phone06153453471
ReturnHeader/Filer/USAddress/AddressLine103443 DICKERSON PIKE
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ReturnHeader/Filer/USAddress/ZIPCode037207
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-05-08
ReturnHeader/Officer/Name0VIRGINIA BROOKS
ReturnHeader/Officer/Phone06153453471
ReturnHeader/Officer/Title0MANAGER
ReturnHeader/Preparer/DatePrepared02013-05-15
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10HIRAM H HOLLIFIELD CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101317 HICKORY VALLEY RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHATTANOOGA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0TN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode037421
ReturnHeader/Preparer/Name0Hiram Hollifield
ReturnHeader/Preparer/Phone04238992425
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-15T11:07:33-04:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$14,424,244
Liabilities
$11,683,925
Net assets
$2,740,319
Revenue
-
Expenses
$499,596
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.0$13.2$3.79$0.82$0.65$0.17
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$13.7$3.62$0.68$0.55$0.14
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.0$14.5$3.48$0.51$0.38$0.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$18.1$14.8$3.36$0.47$0.44$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$13.9$3.33$0.53$0.48$0.05
2019Detailed filing. Detailed filing data is available for this year.$16.1$12.8$3.28$0.60$0.50$0.10
2018Detailed filing. Detailed filing data is available for this year.$16.5$13.3$3.17$0.57$0.48$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$14.1$3.09$0.53$0.42$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.8$13.8$2.98$0.48$0.44$0.04
2015Summary only. Only limited summary data is available for this year.$15.7$12.8$2.95$0.46$0.32$0.14
2014Detailed filing. Detailed filing data is available for this year.$15.4$12.6$2.80$0.44$0.41$0.03
2013Detailed filing. Detailed filing data is available for this year.$14.7$11.9$2.77$0.47$0.43$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.4$11.7$2.74$0.50
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.7$12.0$2.69$0.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$12.2$2.64$0.73