Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
990 • Fiscal year 2015 • EIN 62-0759856
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
5th percentile
Higher net margin than 5% of similar nonprofits.
Top Officer Pay
31st percentile
Higher top officer pay than 31% of similar nonprofits.
Top officer pay equals 7.6% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
55th percentile
Faster revenue growth than 55% of similar nonprofits.
Assets
Up$37,512,308
Up $1,132,336 (+3.1%) from 2014
Net Assets
Down$5,327,761
Down $111,157 (-2.0%) from 2014
Liabilities
Up$32,184,547
Up $1,243,493 (+4.0%) from 2014
Revenue
Up$1,055,413
Up $19,024 (+1.8%) from 2014
Expenses
Up$1,166,570
Up $26,087 (+2.3%) from 2014
Net Income
Down-$111,157
Down $7,063 (-6.8%) from 2014
Credit union - to provide services to approximately 2,640 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $10,428,000 | $13,251,000 | ▲ $2,823,000 |
| Accounts Receivable | $11,631,828 | $13,234,413 | ▲ $1,602,585 |
| Investments Other Securities | $11,033,756 | $7,328,701 | ▼ $3,705,055 |
| Rtn Earn Endowment Incm Other Fnds | $4,492,168 | $4,381,011 | ▼ $111,157 |
| Cash and Non-Interest-Bearing Accounts | $2,498,093 | $2,892,934 | ▲ $394,841 |
| Cap Stk Tr Prin Current Funds | $946,750 | $946,750 | → $0 |
| Land, Buildings, and Equipment, Net | $414,100 | $373,618 | ▼ $40,482 |
| Prepaid Expenses and Deferred Charges | $51,623 | $30,497 | ▼ $21,126 |
| Total Assets | $36,379,972 | $37,512,308 | ▲ $1,132,336 |
| Other Assets Total | $322,572 | $401,145 | ▲ $78,573 |
| Liabilities | |||
| Other Liabilities | $30,911,366 | $32,149,041 | ▲ $1,237,675 |
| Accounts Payable and Accrued Expenses | $29,688 | $35,506 | ▲ $5,818 |
| Total Liabilities | $30,941,054 | $32,184,547 | ▲ $1,243,493 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,438,918 | $5,327,761 | ▼ $111,157 |
| Total Liabilities and Net Assets / Fund Balance | $36,379,972 | $37,512,308 | ▲ $1,132,336 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $298,154 | $363,464 | $661,618 |
| Equipment | $56,464 | $518,572 | $575,036 |
| Leasehold Improvements | - | $130,045 | $130,045 |
| Land | $19,000 | - | $19,000 |
| Other Securities | $273,701 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Karen Scott | CEO | FT | $70,000 | $10,069 | $80,069 |
| Name | Title |
|---|---|
| James Jim I Mckay | Chairman |
| Larry Yarbro | Vice-chairma |
| C C Chuck Harger | Board Member |
| Jimmy Spencer | Board Member |
| Keith Carnahan | Secretary |
| Ross L Cole | Security Off |
| John Murphree | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $663,210 |
| Salaries, Compensation, and Employee Benefits | $503,360 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $409,796 | - | $409,796 |
| Office Expenses | - | $97,816 | - | $97,816 |
| Occupancy | - | $78,923 | - | $78,923 |
| Interest | - | $55,014 | - | $55,014 |
| Payroll Taxes | - | $33,195 | - | $33,195 |
| All Other Expenses | - | $32,603 | - | $32,603 |
| Other Employee Benefits | - | $31,025 | - | $31,025 |
| Pension Plan Contributions | - | $29,344 | - | $29,344 |
| Other Expenses | - | $25,700 | - | $25,700 |
| Conferences and Meetings | - | $12,250 | - | $12,250 |
| Total Functional Expenses | $0 | $1,166,570 | $0 | $1,166,570 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $15,634,132 |
| Regular Shares | $10,224,411 |
| Share Drafts | $6,290,498 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The compensation for the ceo is set by the board of directors using comparative data.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“The credit union does not have any unrelated business income.”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 29688 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 35506 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 11631828 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 13234413 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 32603 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 32603 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KAREN SCOTT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9315353750 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1008 BROADWAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEW JOHNSONVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37134 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 946750 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 946750 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2498093 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2892934 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 12250 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 12250 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 186016 |
| IRS990/CYOtherExpensesAmt | 0 | 663210 |
| IRS990/CYOtherRevenueAmt | 0 | 6665 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 862732 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -111157 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 503360 |
| IRS990/CYTotalExpensesAmt | 0 | 1166570 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1055413 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1111556 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 10069 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KAREN SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES JIM I MCKAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LARRY YARBRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN MURPHREE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEITH CARNAHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROSS L COLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | C C CHUCK HARGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JIMMY SPENCER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 70000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECURITY OFF |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1055413 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 55014 |
| IRS990/InterestGrp/TotalAmt | 0 | 55014 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 186016 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 186016 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 11033756 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7328701 |
| IRS990/IRPDocumentCnt | 0 | 559 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1012081 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 414100 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 373618 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1385699 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 3,299 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5438918 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5327761 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 78923 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 78923 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 97816 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 97816 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 322572 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 401145 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 31025 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 31025 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATIONAL & PROMO |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 242020 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 92500 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 26384 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 25700 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 242020 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 92500 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26384 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 25700 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30911366 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 32149041 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | LOSS ON INVESTMENTS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8015 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | -1350 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 8015 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | -1350 |
| IRS990/OtherRevenueTotalAmt | 0 | 6665 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 409796 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 409796 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 33195 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 33195 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 29344 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 29344 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 51623 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 30497 |
| IRS990/PrincipalOfficerNm | 0 | KAREN SCOTT |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 613276 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 249456 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 613276 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 249456 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 55014 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 145396 |
| IRS990/PYOtherExpensesAmt | 0 | 619008 |
| IRS990/PYOtherRevenueAmt | 0 | 146 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 890847 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -104094 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 521475 |
| IRS990/PYTotalExpensesAmt | 0 | 1140483 |
| IRS990/PYTotalRevenueAmt | 0 | 1036389 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -111157 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4492168 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4381011 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 10428000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 13251000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 298154 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 363464 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 661618 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 56464 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 518572 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 575036 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 19000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 19000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 130045 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 130045 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 15634132 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 10224411 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 6290498 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 7055000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 273701 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU - MEMBERSHIP CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 373618 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 7328701 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 32149041 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE COMPENSATION FOR THE CEO IS SET BY THE BOARD OF DIRECTORS USING COMPARATIVE DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 36379972 |
| IRS990/TotalAssetsEOYAmt | 0 | 37512308 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 36379972 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 37512308 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 1166570 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1166570 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 30941054 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 32184547 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 30941054 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 32184547 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5438918 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5327761 |
| IRS990/TotalOtherCompensationAmt | 0 | 10069 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1166570 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 862732 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 70000 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1055413 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1055413 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 36379972 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 37512308 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1531 PLEASANT HILL ROAD |
| IRS990/USAddress/CityNm | 0 | CAMDEN |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 38320 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LECU.COOP |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KAREN SCOTT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9315353750 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-04-04 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LAKESIDE EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LAKE |
| ReturnHeader/Filer/EIN | 0 | 620759856 |
| ReturnHeader/Filer/PhoneNum | 0 | 9315353750 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1008 BROADWAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NEW JOHNSONVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37134 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 591086132 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH T MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2016-05-06T09:48:05-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.