Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
990 • Fiscal year 2013 • EIN 62-0759856
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
Liabilities / Revenue
83rd percentile
Higher debt load relative to revenue than 83% of similar nonprofits.
Net Margin
22nd percentile
Higher net margin than 22% of similar nonprofits.
Top Officer Pay
26th percentile
Higher top officer pay than 26% of similar nonprofits.
Top officer pay equals 6.7% of source-year revenue.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Down$35,884,970
Down $238,128 (-0.7%) from 2012
Net Assets
Up$5,543,012
Up $2,163 (+0.0%) from 2012
Liabilities
Down$30,341,958
Down $240,291 (-0.8%) from 2012
Revenue
$1,134,770
No earlier filing loaded for comparison.
Expenses
Up$1,132,607
Up $5,988 (+0.5%) from 2012
Net Income
$2,163
No earlier filing loaded for comparison.
Credit union - to provide services to approximately 2,640 members in the form of loans, savings, and other financial services.
Credit union - to provide services to approximately members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $7,398,001 | $15,609,179 | ▲ $8,211,178 |
| Accounts Receivable | $10,569,064 | $10,393,191 | ▼ $175,873 |
| Savings and Temporary Cash Investments | $13,427,000 | $5,459,000 | ▼ $7,968,000 |
| Rtn Earn Endowment Incm Other Fnds | $4,594,099 | $4,596,262 | ▲ $2,163 |
| Cash and Non-Interest-Bearing Accounts | $3,807,027 | $3,577,234 | ▼ $229,793 |
| Cap Stk Tr Prin Current Funds | $946,750 | $946,750 | → $0 |
| Land, Buildings, and Equipment, Net | $419,837 | $384,238 | ▼ $35,599 |
| Prepaid Expenses and Deferred Charges | $99,686 | $77,901 | ▼ $21,785 |
| Total Assets | $36,123,098 | $35,884,970 | ▼ $238,128 |
| Other Assets Total | $402,483 | $384,227 | ▼ $18,256 |
| Liabilities | |||
| Other Liabilities | $30,510,586 | $30,302,454 | ▼ $208,132 |
| Accounts Payable and Accrued Expenses | $71,663 | $39,504 | ▼ $32,159 |
| Total Liabilities | $30,582,249 | $30,341,958 | ▼ $240,291 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,540,849 | $5,543,012 | ▲ $2,163 |
| Total Liabilities and Net Assets / Fund Balance | $36,123,098 | $35,884,970 | ▼ $238,128 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $346,349 | $315,269 | $661,618 |
| Equipment | $18,889 | $477,146 | $496,035 |
| Leasehold Improvements | - | $130,045 | $130,045 |
| Land | $19,000 | - | $19,000 |
| Other Securities | $273,701 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Karen Scott | CEO | FT | $68,986 | $7,479 | $76,465 |
| Name | Title |
|---|---|
| James Jim I Mckay | Board Chairm |
| C C Chuck Harger | Board Member |
| Jimmy Spencer | Board Member |
| Larry Yarbro | Board Vice-c |
| Keith Carnahan | Secretary |
| Ross L Cole | Security Off |
| John Murphree | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $597,100 |
| Salaries, Compensation, and Employee Benefits | $535,507 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $427,617 | - | $427,617 |
| Office Expenses | - | $87,577 | - | $87,577 |
| Occupancy | - | $76,897 | - | $76,897 |
| Interest | - | $65,409 | - | $65,409 |
| Other Employee Benefits | - | $45,655 | - | $45,655 |
| Payroll Taxes | - | $34,383 | - | $34,383 |
| All Other Expenses | - | $32,700 | - | $32,700 |
| Pension Plan Contributions | - | $27,852 | - | $27,852 |
| Other Expenses | - | $21,353 | - | $21,353 |
| Conferences and Meetings | - | $10,508 | - | $10,508 |
| Total Functional Expenses | $0 | $1,132,607 | $0 | $1,132,607 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $16,850,071 |
| Regular Shares | $7,962,691 |
| Share Drafts | $5,489,692 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflicts of interest policy.”
“The compensation for the ceo is set by the board of directors using comparative data.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“The credit union does not have any unrelated trade or business income.”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 71663 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 39504 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 10569064 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10393191 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 32700 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 32700 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KAREN SCOTT |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9315353750 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1008 BROADWAY |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | NEW JOHNSONVILLE |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 37134 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 946750 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 946750 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3807027 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3577234 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 10508 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10508 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 139075 |
| IRS990/CYOtherExpensesAmt | 0 | 597100 |
| IRS990/CYOtherRevenueAmt | 0 | 16671 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 979024 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2163 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 535507 |
| IRS990/CYTotalExpensesAmt | 0 | 1132607 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1134770 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 7479 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KEITH CARNAHAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROSS L COLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | C C CHUCK HARGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JAMES JIM I MCKAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOHN MURPHREE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JIMMY SPENCER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LARRY YARBRO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KAREN SCOTT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 68986 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECURITY OFF |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD VICE-C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1965 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1134770 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 65409 |
| IRS990/InterestGrp/TotalAmt | 0 | 65409 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 139075 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 139075 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 7398001 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 15609179 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 922460 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 419837 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 384238 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1306698 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5540849 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5543012 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 76897 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 76897 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 87577 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 87577 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 402483 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 384227 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 45655 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 45655 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATIONAL & PROMO |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 209721 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 61300 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 31635 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 21353 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 209721 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 61300 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 31635 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21353 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 30510586 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30302454 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 16671 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 16671 |
| IRS990/OtherRevenueTotalAmt | 0 | 16671 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 427617 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 427617 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 34383 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34383 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 27852 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 27852 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 99686 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 77901 |
| IRS990/PrincipalOfficerNm | 0 | KAREN SCOTT |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 641532 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 337492 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 641532 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 337492 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 206284 |
| IRS990/PYOtherExpensesAmt | 0 | 603140 |
| IRS990/PYOtherRevenueAmt | 0 | 19304 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 912257 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 11226 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 523479 |
| IRS990/PYTotalExpensesAmt | 0 | 1126619 |
| IRS990/PYTotalRevenueAmt | 0 | 1137845 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2163 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4594099 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4596262 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 13427000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5459000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 346349 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 315269 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 661618 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 18889 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 477146 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 496035 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 19000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 19000 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 130045 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 130045 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 16850071 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7962691 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 5489692 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 15335478 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 273701 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-MEMBERSHIP CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 384238 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 15609179 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30302454 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED TRADE OR BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICTS OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE COMPENSATION FOR THE CEO IS SET BY THE BOARD OF DIRECTORS USING COMPARATIVE DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 36123098 |
| IRS990/TotalAssetsEOYAmt | 0 | 35884970 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 36123098 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 35884970 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 1132607 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1132607 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 30582249 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 30341958 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 30582249 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 30341958 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5540849 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5543012 |
| IRS990/TotalOtherCompensationAmt | 0 | 7479 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 979024 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 68986 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1134770 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1134770 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 36123098 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 35884970 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 1008 BROADWAY |
| IRS990/USAddress/City | 0 | NEW JOHNSONVILLE |
| IRS990/USAddress/State | 0 | TN |
| IRS990/USAddress/ZIPCode | 0 | 37134 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LECU.COOP |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KAREN SCOTT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9315353750 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | LAKESIDE EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LAKE |
| ReturnHeader/Filer/EIN | 0 | 620759856 |
| ReturnHeader/Filer/PhoneNum | 0 | 9315353750 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1008 BROADWAY |
| ReturnHeader/Filer/USAddress/City | 0 | NEW JOHNSONVILLE |
| ReturnHeader/Filer/USAddress/State | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 37134 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 3773 COMMONWEALTH BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 323033175 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-05-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2014-05-15T19:41:09-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.