Civic Intelligence

Employee Resources Credit Union

990 • Fiscal year 2015 • EIN 62-0714058

Jan 01, 2015 to Dec 31, 2015 • Filed on May 03, 2016

Organization ProfileN/A

View Organization Page

1604 Remke AvenueLawrenceburg, TN 38464

(931) 766-9288

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.92x

Higher debt load relative to assets than 85% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

15th percentile

13.36x

Higher debt load relative to revenue than 15% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

43rd percentile

7.2%

Higher net margin than 43% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

14th percentile

$93,035

Higher top officer pay than 14% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

95th percentile

13%

Faster asset growth than 95% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

99th percentile

26%

Faster revenue growth than 99% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$77,997,220

Up $9,075,317 (+13%) from 2014

Net Assets

Up

$6,516,358

Up $387,876 (+6.3%) from 2014

Liabilities

Up

$71,480,862

Up $8,687,441 (+14%) from 2014

Revenue And Expenses
Liabilities / Revenue15th percentileNet Margin43rd percentile

Revenue

Up

$5,351,467

Up $1,094,889 (+26%) from 2014

Expenses

Up

$4,966,617

Up $1,162,487 (+31%) from 2014

Net Income

Down

$384,850

Down $67,598 (-15%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $29,771,975Liabilities 2010: $25,582,736Net Assets 2010: $4,189,2392010Assets 2011: $37,835,553Liabilities 2011: $33,315,673Net Assets 2011: $4,519,8802011Assets 2012: $43,681,665Liabilities 2012: $38,424,441Net Assets 2012: $5,257,2242012Assets 2013: $50,403,852Liabilities 2013: $44,716,745Net Assets 2013: $5,687,1072013Assets 2014: $68,921,903Liabilities 2014: $62,793,421Net Assets 2014: $6,128,4822014Assets 2015: $77,997,220Liabilities 2015: $71,480,862Net Assets 2015: $6,516,3582015Assets 2016: $83,839,177Liabilities 2016: $76,819,528Net Assets 2016: $7,019,6492016Assets 2017: $85,697,404Liabilities 2017: $78,698,579Net Assets 2017: $6,998,8252017Assets 2018: $83,586,338Liabilities 2018: $76,493,656Net Assets 2018: $7,092,6822018Assets 2019: $96,979,153Liabilities 2019: $89,209,414Net Assets 2019: $7,769,7392019Assets 2020: $115,692,672Liabilities 2020: $107,307,757Net Assets 2020: $8,384,9152020Assets 2021: $131,347,760Liabilities 2021: $120,158,870Net Assets 2021: $11,188,8902021Assets 2022: $136,034,491Liabilities 2022: $122,937,510Net Assets 2022: $13,096,9812022Assets 2023: $147,209,137Liabilities 2023: $132,195,737Net Assets 2023: $15,013,4002023Assets 2024: $177,637,285Liabilities 2024: $161,588,060Net Assets 2024: $16,049,2252024

Highlighted filing

2015

Assets$77,997,220
Liabilities$71,480,862
Net Assets$6,516,358
Open 2015 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $1,591,1112010Expenses 2011: $1,880,6982011Expenses 2012: $2,210,8012012Revenue 2013: $3,730,237Expenses 2013: $3,300,354Net Income 2013: $429,8832013Revenue 2014: $4,256,578Expenses 2014: $3,804,130Net Income 2014: $452,4482014Revenue 2015: $5,351,467Expenses 2015: $4,966,617Net Income 2015: $384,8502015Revenue 2016: $5,932,393Expenses 2016: $5,514,102Net Income 2016: $418,2912016Revenue 2017: $5,835,422Expenses 2017: $5,834,948Net Income 2017: $4742017Revenue 2018: $5,749,449Expenses 2018: $5,595,175Net Income 2018: $154,2742018Revenue 2019: $6,020,094Expenses 2019: $5,343,037Net Income 2019: $677,0572019Revenue 2020: $6,163,142Expenses 2020: $5,547,967Net Income 2020: $615,1752020Revenue 2021: $6,303,073Expenses 2021: $5,325,362Net Income 2021: $977,7112021Revenue 2022: $7,210,233Expenses 2022: $5,742,633Net Income 2022: $1,467,6002022Revenue 2023: $8,673,266Expenses 2023: $6,736,767Net Income 2023: $1,936,4992023Revenue 2024: $10,686,105Expenses 2024: $9,650,280Net Income 2024: $1,035,8252024

Highlighted filing

2015

Revenue$5,351,467
Expenses$4,966,617
Net Income$384,850
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 3, 2016
Return Version
2015v2.1
Gross Receipts
$5,351,467
Mission and Program Overview

Mission

Provision of credit union services to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$49,333,741$60,454,489▲ $11,120,748
Rtn Earn Endowment Incm Other Fnds$6,128,482$6,516,358▲ $387,876
Savings and Temporary Cash Investments$8,128,599$4,974,444▼ $3,154,155
Land, Buildings, and Equipment, Net$3,870,943$4,042,256▲ $171,313
Cash and Non-Interest-Bearing Accounts$4,654,228$3,859,913▼ $794,315
Investments Other Securities$1,652,122$1,639,970▼ $12,152
Receivables From Officers Etc$51,211$64,114▲ $12,903
Total Assets$68,921,903$77,997,220▲ $9,075,317
Other Assets Total$1,231,059$2,962,034▲ $1,730,975
Liabilities
Other Liabilities$62,486,139$71,048,588▲ $8,562,449
Accounts Payable and Accrued Expenses$307,282$432,274▲ $124,992
Total Liabilities$62,793,421$71,480,862▲ $8,687,441
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,128,482$6,516,358▲ $387,876
Total Liabilities and Net Assets / Fund Balance$68,921,903$77,997,220▲ $9,075,317

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,820,926$298,398$3,119,324
Equipment$441,827$759,578$1,201,405
Land$741,634-$741,634
Leasehold Improvements$37,869$75,457$113,326
Other Assets Org$1,872,592--
Other Securities$4,970--
Compensation and Service Providers
Top Officer Pay14th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Konda BowlingCEOFT$93,035$93,035

Board Members and Trustees

NameTitle
Blank LineBlank Line
Aaron PopeOfficial
Barbara NormanOfficial
Bill PettusOfficial
DannylucyOfficial
Darrin MckameyOfficial
David JohnsonOfficial
Jeff JordanOfficial
Vicki EngelhardtOfficial
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,724,675
Investment Income
$28,919
Other Revenue
$1,597,873
Change in Net Assets
$384,850
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,338,139
Salaries, Compensation, and Employee Benefits$1,628,478
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$1,591,486$0$0$1,591,486
Other Salaries and Wages$732,030$0$0$732,030
Other Employee Benefits$450,293$0$0$450,293
Current Officers, Directors, Trustees, and Key Employees$320,575$0$0$320,575
Pension Plan Contributions$125,580$0$0$125,580
Depreciation Depletion$100,426$0$0$100,426
Total Functional Expenses$4,966,617$0$0$4,966,617
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$51,211$64,114▲ $12,903
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$71,048,588
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Employee Resources Credit Union
EIN
62-0714058
Phone
9317669288
Address
1604 REMKE AVENUE, LAWRENCEBURG, TN 38464

Signing Officer

Name
Aaron Pope
Title
Chairman
Phone
9317669288
Signed
2016-05-03
Discuss with paid preparer
Yes

Organization Details

Formed
1964
Legal Domicile
Tn
Voting Board Members
9
Independent Board Members
9
Employees
40
Volunteers
9

Preparer

Firm
Mcclarty Beaubien Pllc
Address
211 DONELSON PIKE STE 113, NASHVILLE, TN 37214-2929
Preparer
Milton G Anderson CPA
Phone
6158710290
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“CU MBRSHIP”

Pt VI, Line 7A

“CU MBRSHIP”

Pt VI, Line 11B

“BOARD MEETINGS”

Pt VI, Line 12C

“BPARD MEETINGS”

Pt VI, Line 15A

“COMPENSATION COMMITTEE”

Pt VI, Line 15B

“COMPENSATION COMMITTEE”

Pt XI

“Cu error adj for expense misstatement in p/y”

Raw XML AppendixShowing 400 of 441 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0307282
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0432274
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVISION OF CREDIT UNION SERVICES TO MEMBERS
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MGR KONDA BOWLING
IRS990/BooksInCareOfDetail/PhoneNum09317669288
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01604 REMKE AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0LAWRENCEBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038464
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt04654228
IRS990/CashNonInterestBearingGrp/EOYAmt03859913
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0320575
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0320575
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt028919
IRS990/CYOtherExpensesAmt03338139
IRS990/CYOtherRevenueAmt01597873
IRS990/CYProgramServiceRevenueAmt03724675
IRS990/CYRevenuesLessExpensesAmt0384850
IRS990/CYSalariesCompEmpBnftPaidAmt01628478
IRS990/CYTotalExpensesAmt04966617
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05351467
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0100426
IRS990/DepreciationDepletionGrp/TotalAmt0100426
IRS990/Desc0TOTAL REVENUE: $2,845,284
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt040
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt950.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0AARON POPE
IRS990/Form990PartVIISectionAGrp/PersonNm1DANNYLUCY
IRS990/Form990PartVIISectionAGrp/PersonNm2VICKI ENGELHARDT
IRS990/Form990PartVIISectionAGrp/PersonNm3BLANK LINE
IRS990/Form990PartVIISectionAGrp/PersonNm4DARRIN MCKAMEY
IRS990/Form990PartVIISectionAGrp/PersonNm5BILL PETTUS
IRS990/Form990PartVIISectionAGrp/PersonNm6BARBARA NORMAN
IRS990/Form990PartVIISectionAGrp/PersonNm7JEFF JORDAN
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVID JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm9KONDA BOWLING
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt993035
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt1OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt2OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt3BLANK LINE
IRS990/Form990PartVIISectionAGrp/TitleTxt4OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt5OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt6OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt7OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt8OFFICIAL
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01964
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt05351467
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt028919
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01652122
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01639970
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01133433
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03870943
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04042256
IRS990/LandBldgEquipCostOrOtherBssAmt05175689
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVISION OF CREDIT UNION SERVICES TO MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt06128482
IRS990/NetAssetsOrFundBalancesEOYAmt06516358
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01231059
IRS990/OtherAssetsTotalGrp/EOYAmt02962034
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0450293
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0450293
IRS990/OtherExpensesGrp/Desc0INTEREST ON MEMBER DEPOSITS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2OFFICE SPACE RENTAL
IRS990/OtherExpensesGrp/Desc3OFFICE OCCUPANCY AND OPS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0611412
IRS990/OtherExpensesGrp/ProgramServicesAmt1982000
IRS990/OtherExpensesGrp/ProgramServicesAmt252815
IRS990/OtherExpensesGrp/ProgramServicesAmt31591486
IRS990/OtherExpensesGrp/TotalAmt0611412
IRS990/OtherExpensesGrp/TotalAmt1982000
IRS990/OtherExpensesGrp/TotalAmt252815
IRS990/OtherExpensesGrp/TotalAmt31591486
IRS990/OtherLiabilitiesGrp/BOYAmt062486139
IRS990/OtherLiabilitiesGrp/EOYAmt071048588
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/Desc0FEES & CHARGES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01597873
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01597873
IRS990/OtherRevenueTotalAmt01597873
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0732030
IRS990/OtherSalariesAndWagesGrp/TotalAmt0732030
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt049333741
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt060454489
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0125580
IRS990/PensionPlanContributionsGrp/TotalAmt0125580
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0AARON POPE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0999999
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03724675
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt017866
IRS990/PYOtherExpensesAmt02491691
IRS990/PYOtherRevenueAmt01228810
IRS990/PYProgramServiceRevenueAmt03009902
IRS990/PYRevenuesLessExpensesAmt0452448
IRS990/PYSalariesCompEmpBnftPaidAmt01312439
IRS990/PYTotalExpensesAmt03804130
IRS990/PYTotalRevenueAmt04256578
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt051211
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt064114
IRS990/ReconcilationRevenueExpnssAmt0384850
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06128482
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06516358
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08128599
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04974444
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02820926
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0298398
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03119324
IRS990ScheduleD/EquipmentGrp/BookValueAmt0441827
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0759578
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01201405
IRS990ScheduleD/LandGrp/BookValueAmt0741634
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0741634
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt037869
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt075457
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0113326
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0205902
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1883540
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21872592
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1RESTRICTED DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2OTHER ASSETS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt071048588
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01635000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt14970
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CD'S
IRS990ScheduleD/OtherSecuritiesGrp/Desc1OTHER SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04042256
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02962034
IRS990ScheduleD/TotalBookValueSecuritiesAmt01639970
IRS990ScheduleD/TotalLiabilityAmt071048588
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt06482
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt14678
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt28815
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt315126
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt413641
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt515372
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1UNSEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3SEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4SEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt015000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt15035
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt29479
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt323727
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt427781
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt516680
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JEFF JORDAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1JEFF JORDAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2JEFF JORDAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3WILLIAM PETTUS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4VICKIE ENGELHARDT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5DAVID JOHNSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0OFFICIAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1OFFICIAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2OFFICIAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3Offical
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Offical
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5OFFICIAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/TotalBalanceDueAmt064114
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CU MBRSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CU MBRSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BOARD MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BPARD MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION COMMITTEE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION COMMITTEE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CU ERROR ADJ FOR EXPENSE MISSTATEMENT IN P/Y
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt068921903
IRS990/TotalAssetsEOYAmt077997220
IRS990/TotalAssetsGrp/BOYAmt068921903
IRS990/TotalAssetsGrp/EOYAmt077997220
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt040
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt04966617
IRS990/TotalFunctionalExpensesGrp/TotalAmt04966617
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt062793421
IRS990/TotalLiabilitiesEOYAmt071480862
IRS990/TotalLiabilitiesGrp/BOYAmt062793421
IRS990/TotalLiabilitiesGrp/EOYAmt071480862
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06128482
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06516358
IRS990/TotalProgramServiceRevenueAmt03724675
IRS990/TotalReportableCompFromOrgAmt093035
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05351467
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05351467
IRS990/TotalVolunteersCnt09

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,997,220
Liabilities
$71,480,862
Net assets
$6,516,358
Revenue
$5,351,467
Expenses
$4,966,617
Net income
$384,850
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$178$162$16.0$10.7$9.65$1.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$147$132$15.0$8.67$6.74$1.94
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$136$123$13.1$7.21$5.74$1.47
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$131$120$11.2$6.30$5.33$0.98
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$116$107$8.38$6.16$5.55$0.62
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.0$89.2$7.77$6.02$5.34$0.68
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.6$76.5$7.09$5.75$5.60$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.7$78.7$7.00$5.84$5.83$0.00
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.8$76.8$7.02$5.93$5.51$0.42
2015Detailed filing. Detailed filing data is available for this year.$78.0$71.5$6.52$5.35$4.97$0.38
2014Detailed filing. Detailed filing data is available for this year.$68.9$62.8$6.13$4.26$3.80$0.45
2013Detailed filing. Detailed filing data is available for this year.$50.4$44.7$5.69$3.73$3.30$0.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.7$38.4$5.26$2.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.8$33.3$4.52$1.88
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$25.6$4.19$1.59