Liabilities / Assets
52nd percentile
Higher debt load relative to assets than 52% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
52nd percentile
Higher debt load relative to assets than 52% of similar nonprofits.
Liabilities / Revenue
11th percentile
Higher debt load relative to revenue than 11% of similar nonprofits.
Net Margin
41st percentile
Higher net margin than 41% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 5.3% of source-year revenue.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
83rd percentile
Faster revenue growth than 83% of similar nonprofits.
Assets
Flat$32,616,361
Flat from 2016
Net Assets
Flat$3,851,854
Flat from 2016
Liabilities
Flat$28,764,507
Flat from 2016
Revenue
Flat$2,388,715
Flat from 2016
Expenses
Flat$2,239,544
Flat from 2016
Net Income
Flat$149,171
Flat from 2016
Provide quality, personal service that meets or exceeds member needs. Our goal is to develop and promote competitively-priced financial serivces, and deliver those services in a professional, convenient, efficient and cost effective manner.
Provide financial services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $22,267,058 | $24,565,161 | ▲ $2,298,103 |
| Savings and Temporary Cash Investments | $7,492,547 | $6,516,262 | ▼ $976,285 |
| Rtn Earn Endowment Incm Other Fnds | $2,922,683 | $3,071,854 | ▲ $149,171 |
| Cap Stk Tr Prin Current Funds | $780,000 | $780,000 | → $0 |
| Receivables From Officers Etc | $724,131 | $503,977 | ▼ $220,154 |
| Cash and Non-Interest-Bearing Accounts | $272,211 | $278,960 | ▲ $6,749 |
| Land, Buildings, and Equipment, Net | $176,230 | $123,264 | ▼ $52,966 |
| Prepaid Expenses and Deferred Charges | $40,108 | $62,624 | ▲ $22,516 |
| Total Assets | $31,506,230 | $32,616,361 | ▲ $1,110,131 |
| Other Assets Total | $533,945 | $566,113 | ▲ $32,168 |
| Liabilities | |||
| Other Liabilities | $27,721,086 | $28,596,996 | ▲ $875,910 |
| Accounts Payable and Accrued Expenses | $82,461 | $167,511 | ▲ $85,050 |
| Total Liabilities | $27,803,547 | $28,764,507 | ▲ $960,960 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,702,683 | $3,851,854 | ▲ $149,171 |
| Total Liabilities and Net Assets / Fund Balance | $31,506,230 | $32,616,361 | ▲ $1,110,131 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $123,264 | $492,540 | - |
| Name | Title | Full / Part Time | Other | Total |
|---|---|---|---|---|
| Pam Tenpenny | President/CEO | FT | $126,045 | $126,045 |
| Benita Harp | Vice President | FT | $95,393 | $95,393 |
| Name | Title |
|---|---|
| Bubba McIntosh | Chair Person |
| Linda Fowler | Vice-chairperson |
| Dan Leffler | Board Member |
| Dawn Gibson | Board Member |
| Frances Coffland | Board Member |
| Justin Lawson | Board Member |
| Robert Fitters | Board Member |
| Jim Drew | Secretary |
| Alex Whitley | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,234,669 |
| Salaries, Compensation, and Employee Benefits | $1,004,875 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $572,756 |
| All Other Expenses | - | - | - | $547,994 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $221,438 |
| Fees for Services Accounting | - | - | - | $180,673 |
| Interest | - | - | - | $139,386 |
| Occupancy | - | - | - | $123,130 |
| Other Employee Benefits | - | - | - | $108,869 |
| Depreciation Depletion | - | - | - | $88,020 |
| Payroll Taxes | - | - | - | $61,370 |
| Other Expenses | - | - | - | $42,666 |
| Pension Plan Contributions | - | - | - | $40,442 |
| Travel | - | - | - | $18,263 |
| Fees for Services Legal | - | - | - | $4,538 |
| Conferences and Meetings | - | - | - | $2,580 |
| Total Functional Expenses | $0 | $0 | $0 | $2,239,544 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $724,131 | $503,977 | ▼ $220,154 |
| Liability | Amount |
|---|---|
| Federal income taxes | $28,596,996 |
| Shares Deposits | - |
“Each individual who opens a share/savings account becomes a member of the credit union. The members vote on the board of directors.”
“The 990 is reviewed by the president/ceo before filing, any board member can request a copy of the 990.”
“A code of conduct is signed annually”
“A software package is utilized that gives comparability data for personnel based on comparable industries and markets. Each officer and/or employee receives an annual review.”
“Copies will be provided upon request”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 82461 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 167511 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 547994 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Pam Tenpenny |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6152845091 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2010 Church St Ste 204 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Nashville |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 372032078 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 780000 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 780000 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 272211 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 278960 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 221438 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2580 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 763781 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 68762 |
| IRS990/CYOtherExpensesAmt | 0 | 1234669 |
| IRS990/CYOtherRevenueAmt | 0 | 41528 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1514644 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 149171 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1004875 |
| IRS990/CYTotalExpensesAmt | 0 | 2239544 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2388715 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 88020 |
| IRS990/Desc | 0 | PROVIDING FINANCIAL SERVICES FOR APPROXIMATELY 4000 MEMBERS INCLUDING SAVINGS, CHECKING, LOANS, CONSUMER RESEARCH AND FINANCIAL COUNSELING |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 180673 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4538 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 001.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 040.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 040.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Bubba McIntosh |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Linda Fowler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Alex Whitley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Jim Drew |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Dan Leffler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Frances Coffland |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Robert Fitters |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Justin Lawson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Dawn Gibson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Pam Tenpenny |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Benita Harp |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 126045 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 95393 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR PERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1958 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 4018 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2388715 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 4018 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 139386 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 68762 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 68762 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 540 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 492540 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 176230 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 123264 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 615804 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembershipDuesAmt | 0 | 763781 |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | PROVIDE QUALITY, PERSONAL SERVICE THAT MEETS OR EXCEEDS MEMBER NEEDS. OUR GOAL IS TO DEVELOP AND PROMOTE COMPETITIVELY-PRICED FINANCIAL SERIVCES, AND DELIVER THOSE SERVICES IN A PROFESSIONAL, CONVENIENT, EFFICIENT AND COST EFFECTIVE MANNER. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3702683 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3851854 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -34343 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 123130 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 533945 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 566113 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 108869 |
| IRS990/OtherExpensesGrp/Desc | 0 | DUES AND SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/Desc | 1 | EQUIPMENT RENTAL AND MAINTENANCE |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 3 | PROCESSING FEES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 19813 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 50717 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 16889 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 42666 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 27721086 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 28596996 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INS PROCESS FEES, WARRANTY GAP |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | INVESTMENT CENTER |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | NON MEMBER ATM FEE |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 25000 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 598 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 15930 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 25000 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 598 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 2 | 15930 |
| IRS990/OtherRevenueTotalAmt | 0 | 41528 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 572756 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 22267058 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 24565161 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 61370 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 40442 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 40108 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 62624 |
| IRS990/PrincipalOfficerNm | 0 | PAM TENPENNY |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1514644 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1514644 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 712667 |
| IRS990/PYInvestmentIncomeAmt | 0 | 57464 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1119292 |
| IRS990/PYOtherRevenueAmt | 0 | 30609 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1399936 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 131972 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 949412 |
| IRS990/PYTotalExpensesAmt | 0 | 2068704 |
| IRS990/PYTotalRevenueAmt | 0 | 2200676 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 724131 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 503977 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 149171 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2922683 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3071854 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7492547 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6516262 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 123264 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 492540 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 615804 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | false |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 28596996 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Federal income taxes |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARES DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Financial derivatives and other financial products |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | Closely-held equity interests |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 123264 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 28596996 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 250900 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 134614 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 100107 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 16641 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 1715 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | LOC, AUTO, MORTGAGE, FIXED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | SIGNATURE, AUTO, OTHER SECURED |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | AUTO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 262831 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 146308 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 151579 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 24000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 1715 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | BENITA HARP |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | DEBORAH DAWN GIBSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | LESLIE A WHITLEY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | JIM DREW |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | PAMELA TENPENNY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | VICE PRESIDENT |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | SUPERVISOR |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | TREASURER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | SECRETARY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | PRESIDENT/CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 503977 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EACH INDIVIDUAL WHO OPENS A SHARE/SAVINGS ACCOUNT BECOMES A MEMBER OF THE CREDIT UNION. THE MEMBERS VOTE ON THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE 990 IS REVIEWED BY THE PRESIDENT/CEO BEFORE FILING, ANY BOARD MEMBER CAN REQUEST A COPY OF THE 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | A CODE OF CONDUCT IS SIGNED ANNUALLY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A SOFTWARE PACKAGE IS UTILIZED THAT GIVES COMPARABILITY DATA FOR PERSONNEL BASED ON COMPARABLE INDUSTRIES AND MARKETS. EACH OFFICER AND/OR EMPLOYEE RECEIVES AN ANNUAL REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COPIES WILL BE PROVIDED UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6-7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section B, Line 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15A-B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 31506230 |
| IRS990/TotalAssetsEOYAmt | 0 | 32616361 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 31506230 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 32616361 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 763781 |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2239544 |
| IRS990/TotalGrossUBIAmt | 0 | 41528 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27803547 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 28764507 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 27803547 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 28764507 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3702683 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3851854 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1514644 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1583406 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2388715 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 41528 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 31506230 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 32616361 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 221438 |
| IRS990/TravelGrp/TotalAmt | 0 | 18263 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2010 CHURCH STREET SUITE 204 |
| IRS990/USAddress/CityNm | 0 | NASHVILLE |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 37203 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 4018 |
| IRS990/VotingMembersIndependentCnt | 0 | 4018 |
| IRS990/WebsiteAddressTxt | 0 | www.lifecu.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | PAM TENPENNY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6152845403 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-03 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LIFE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LIFE |
| ReturnHeader/Filer/EIN | 0 | 620607232 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.