Civic Intelligence

Maximized Living Foundation Inc

990 • Fiscal year 2017 • EIN 61-1482658

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 15, 2018

1846 Carillon Park DrOvideo, FL 32765

(850) 259-2434

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.02x

Higher debt load relative to assets than 65% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

64th percentile

0.01x

Higher debt load relative to revenue than 64% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

84th percentile

31%

Higher net margin than 84% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

95th percentile

$63,342

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 36.8% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

61st percentile

9.5%

Faster asset growth than 61% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

19th percentile

-26%

Faster revenue growth than 19% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Up

$106,033

Up $9,186 (+9.5%) from 2016

Net Assets

Up

$104,287

Up $53,396 (+105%) from 2016

Liabilities

Down

$1,746

Down $44,210 (-96%) from 2016

Revenue

Down

$171,937

Down $59,564 (-26%) from 2016

Expenses

Down

$118,541

Down $169,435 (-59%) from 2016

Net Income

Up

$53,396

Up $109,871 (+195%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2010: $132,627Net Assets 2010: $132,6272010Assets 2011: $178,237Liabilities 2011: $10,382Net Assets 2011: $167,8552011Assets 2012: $223,419Liabilities 2012: $160Net Assets 2012: $223,2592012Assets 2013: $194,383Liabilities 2013: $0Net Assets 2013: $194,3832013Assets 2014: $195,660Liabilities 2014: $21,294Net Assets 2014: $174,3662014Assets 2015: $131,756Liabilities 2015: $24,390Net Assets 2015: $107,3662015Assets 2016: $96,847Liabilities 2016: $45,956Net Assets 2016: $50,8912016Assets 2017: $106,033Liabilities 2017: $1,746Net Assets 2017: $104,2872017Assets 2018: $58,232Liabilities 2018: $5,149Net Assets 2018: $53,0832018

Highlighted filing

2017

Assets$106,033
Liabilities$1,746
Net Assets$104,287

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2010: $77,268Expenses 2010: $22,885Net Income 2010: $54,3832010Revenue 2011: $76,420Expenses 2011: $41,190Net Income 2011: $35,2302011Revenue 2012: $176,658Expenses 2012: $121,254Net Income 2012: $55,4042012Revenue 2013: $16,490Expenses 2013: $45,366Net Income 2013: -$28,8762013Revenue 2014: $86,691Expenses 2014: $106,592Net Income 2014: -$19,9012014Revenue 2015: $239,491Expenses 2015: $306,491Net Income 2015: -$67,0002015Revenue 2016: $231,501Expenses 2016: $287,976Net Income 2016: -$56,4752016Revenue 2017: $171,937Expenses 2017: $118,541Net Income 2017: $53,3962017Revenue 2018: $16,368Expenses 2018: $67,572Net Income 2018: -$51,2042018

Highlighted filing

2017

Revenue$171,937
Expenses$118,541
Net Income$53,396
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 15, 2018
Return Version
2017v2.3
Gross Receipts
$171,937
Mission and Program Overview

Mission

To bring the 5 essentials of maximized living to people everywhere, with a special focus on inner cities, impoverished nations, and those without the resources to achieve wellness.

To provide health related educational training.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$80,114$68,308▼ $11,806
Land, Buildings, and Equipment, Net$6,896$5,363▼ $1,533
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$96,847$106,033▲ $9,186
Other Assets Total$9,837$32,362▲ $22,525
Liabilities
Other Liabilities$44,279$0▼ $44,279
Accounts Payable and Accrued Expenses$1,677$1,746▲ $69
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$45,956$1,746▼ $44,210
Net Assets / Fund Balance
Unrestricted Net Assets$50,891$104,287▲ $53,396
Permanently Rstr Net Assets$0$0→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$50,891$104,287▲ $53,396
Total Liabilities and Net Assets / Fund Balance$96,847$106,033▲ $9,186

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$5,363$3,765$9,128
Other Assets Org$300--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert RamseyCEOFT$57,687$5,655$63,342
Revenue and Support

Revenue Composition

Contributions and Grants
$124,467
Program Service Revenue
$47,167
Investment Income
$0
Other Revenue
$303
All Other Contributions
$124,467
Change in Net Assets
$53,396
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$63,342
Other Expenses$55,199
Total Fundraising Expense$3,528
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$57,687--$57,687
Travel$12,600--$12,600
Other Employee Benefits$5,655--$5,655
Insurance$3,586--$3,586
Depreciation Depletion-$1,533-$1,533
Fees for Services Accounting$1,245--$1,245
Other Expenses$706-$3,528$706
Fees for Services Other$513--$513
Office Expenses$500--$500
All Other Expenses$245--$245
Total Functional Expenses$113,480$1,533$3,528$118,541
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

FORM 990, PART VI, SECTION B, LINE 11:

The organization's directors will first communicate with the cpa firm preparing the from 990. The directors will then review the form 990 before it is signed and filed.

FORM 990, PART VI, SECTION B, LINE 12C:

Maximized living foundation, inc. Conducts periodic reviews to ensure that the organization operates in a manner consistent with its charitable purposes.

FORM 990, PART VI, SECTION B, LINE 15:

The board shall fix the compensation of any officer or employee. In determining compensation, the board shall consider the compensation offered by comparable organizations for similar positions and shall document the basis for its decisions. If an officer or employee is a board member, he or she may not participate in the discussion or the vote with respect to his or her compensation.

FORM 990, PART VI, SECTION C, LINE 19:

The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon written request within 30 days.

Filing and Contact Details

Filer

Filer Name
Maximized Living Foundation Inc
EIN
61-1482658
In Care Of
% BOB RAMSEY
Phone
8502592434
Address
1846 CARILLON PARK DR, OVIDEO, FL 32765

Signing Officer

Name
Robert Ramsey
Title
CEO
Phone
8502592434
Signed
2018-08-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Ramsey
Formed
2005
Legal Domicile
Fl
Voting Board Members
1
Independent Board Members
0
Employees
1
Volunteers
5

Preparer

Firm
Withumsmithbrownpc
Address
200 S ORANGE AVESTE 1200, ORLANDO, FL 32801-3400
Preparer
Russell Goldberg CPA
Phone
4078491569
Supplemental Narrative

Additional Explanations

FORM 990, PART III, LINE 4D, OTHER PROGRAM SERVICES:

Commission received on health products expenses $0. Including grants of $0. Revenue $303.

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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0501538
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt047470
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt090576
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0106526
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0244572
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.90624
IRS990ScheduleA/PublicSupportPY509Pct00.99746
IRS990ScheduleA/PublicSupportTotal509Amt0676157
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt068045
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt01908
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt069953
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt068045
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt068045
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0171937
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0231501
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0239491
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt086691
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt016490
IRS990ScheduleA/Total509Grp/TotalAmt0746110
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0171937
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0231501
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0239491
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt086691
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt016490
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0746110
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0600
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1200
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2900
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3700
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4300
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5497
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt6500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt7500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt8900
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt990
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt10500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12250
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt13240
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt149500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt15900
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt16125
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt17900
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt18500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt19500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt20750
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt22250
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt24500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt25500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt261960
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt271000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt28250
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt29750
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt30200
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt31400
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt32500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt331500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt34500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt35900
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt36500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt37500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt38500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt39500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt40300
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NOTE RECEIVABLE - ZACK ALME
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NOTE RECEIVABLE - MATT FRAHM
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2NOTE RECEIVABLE - TIM CUMMINS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3NOTE RECEIVABLE - A. OVERCAST
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4NOTE RECEIVABLE - M. UCHTMAN
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5PAYROLL LIABILITIES RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6NOTE RECEIVABLE - B. ANDERSON
IRS990ScheduleD/OtherAssetsOrgGrp/Desc7NOTE RECEIVABLE - J. ARVAY
IRS990ScheduleD/OtherAssetsOrgGrp/Desc8NOTE RECEIVABLE - L. BAGWELL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc9NOTE RECEIVABLE - S. BAKER
IRS990ScheduleD/OtherAssetsOrgGrp/Desc10NOTE RECEIVABLE - N. BARNES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc11NOTE RECEIVABLE - C. BARNWELL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc12NOTE RECEIVABLE - B. BELMONTE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc13NOTE RECEIVABLE - J. BISCHOFF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc14NOTE RECEIVABLE - L. CAMARILLO
IRS990ScheduleD/OtherAssetsOrgGrp/Desc15NOTE RECEIVABLE - P. CAMIOLO
IRS990ScheduleD/OtherAssetsOrgGrp/Desc16NOTE RECEIVABLE - S. CHAPMAN
IRS990ScheduleD/OtherAssetsOrgGrp/Desc17NOTE RECEIVABLE - B. DELONG
IRS990ScheduleD/OtherAssetsOrgGrp/Desc18NOTE RECEIVABLE - A. IRWIN
IRS990ScheduleD/OtherAssetsOrgGrp/Desc19NOTE RECEIVABLE - K. JUDGE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc20NOTE RECEIVABLE - C. LEWIS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc21NOTE RECEIVABLE - J. LIVINGOOD
IRS990ScheduleD/OtherAssetsOrgGrp/Desc22NOTE RECEIVABLE - D. MILLER
IRS990ScheduleD/OtherAssetsOrgGrp/Desc23NOTE RECEIVABLE - M. MYERS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc24NOTE RECEIVABLE - T. NALDA
IRS990ScheduleD/OtherAssetsOrgGrp/Desc25NOTE RECEIVABLE - E. NARRELL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc26NOTE RECEIVABLE - R. NICKENS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc27NOTE RECEIVABLE - S. NUTT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc28NOTE RECEIVABLE - E. OBERMEIER
IRS990ScheduleD/OtherAssetsOrgGrp/Desc29NOTE RECEIVABLE - T. OSBORNE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc30NOTE RECEIVABLE - R. PALA
IRS990ScheduleD/OtherAssetsOrgGrp/Desc31NOTE RECEIVABLE - K. PEACOCK
IRS990ScheduleD/OtherAssetsOrgGrp/Desc32NOTE RECEIVABLE - K. ROBERTO
IRS990ScheduleD/OtherAssetsOrgGrp/Desc33NOTE RECEIVABLE - N. ROHE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc34NOTE RECEIVABLE - R. ROGER
IRS990ScheduleD/OtherAssetsOrgGrp/Desc35NOTE RECEIVABLE - E. SCHUEMAKE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc36NOTE RECEIVABLE - J. STICKEL
IRS990ScheduleD/OtherAssetsOrgGrp/Desc37NOTE RECEIVABLE - R. TIBBITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc38NOTE RECEIVABLE - R. WARHURST
IRS990ScheduleD/OtherAssetsOrgGrp/Desc39NOTE RECEIVABLE - M. WASSERS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc40NOTE RECEIVABLE - P. WURDEMANN
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt05363
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03765
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt09128
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05363

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