Civic Intelligence

Spalding University Inc

EIN 61-0444780 • 501(c)3 • Louisville, KY

Profile

Spalding University is a diverse community of learners dedicated to meeting the needs of the times in the tradition of the Sisters of Charity of Nazareth through quality undergraduate and graduate liberal and professional studies, grounded in spiritual values, with emphasis on service and the promotion of peace and justice.

845 South Third StreetLouisville, KY 40203-2188

www.spalding.edu

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.13x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

39th percentile

0.23x

Higher debt load relative to revenue than 39% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Net Margin

63rd percentile

10%

Higher net margin than 63% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

35th percentile

$274,120

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Asset Growth

28th percentile

0.3%

Faster asset growth than 28% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

8.5%

Faster revenue growth than 50% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$85,460,340

Up $277,349 (+0.3%) from 2023

Liabilities

Down

$10,790,124

Down $2,336,751 (-18%) from 2023

Net Assets

Up

$74,670,216

Up $2,614,100 (+3.6%) from 2023

Revenue

Up

$47,060,777

Up $3,686,926 (+8.5%) from 2023

Expenses

Down

$42,325,452

Down $260,722 (-0.6%) from 2023

Net Income

Up

$4,735,325

Up $3,947,648 (+501%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $29,379,167Liabilities 2010: $18,472,819Net Assets 2010: $10,906,3482010Assets 2011: $45,092,899Liabilities 2011: $18,077,988Net Assets 2011: $27,014,9112011Assets 2012: $47,634,945Liabilities 2012: $17,861,256Net Assets 2012: $29,773,6892012Assets 2013: $55,174,907Liabilities 2013: $16,908,509Net Assets 2013: $38,266,3982013Assets 2014: $57,841,116Liabilities 2014: $16,078,133Net Assets 2014: $41,762,9832014Assets 2015: $61,436,677Liabilities 2015: $14,800,747Net Assets 2015: $46,635,9302015Assets 2016: $68,595,334Liabilities 2016: $17,349,794Net Assets 2016: $51,245,5402016Assets 2017: $73,708,028Liabilities 2017: $16,515,322Net Assets 2017: $57,192,7062017Assets 2018: $77,214,872Liabilities 2018: $15,168,346Net Assets 2018: $62,046,5262018Assets 2019: $76,979,092Liabilities 2019: $12,056,802Net Assets 2019: $64,922,2902019Assets 2020: $79,512,121Liabilities 2020: $14,725,405Net Assets 2020: $64,786,7162020Assets 2021: $85,532,639Liabilities 2021: $13,951,202Net Assets 2021: $71,581,4372021Assets 2022: $83,690,436Liabilities 2022: $13,601,539Net Assets 2022: $70,088,8972022Assets 2023: $85,182,991Liabilities 2023: $13,126,875Net Assets 2023: $72,056,1162023Assets 2024: $85,460,340Liabilities 2024: $10,790,124Net Assets 2024: $74,670,2162024

Highlighted filing

2024

Assets$85,460,340
Liabilities$10,790,124
Net Assets$74,670,216

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MExpenses 2010: $27,141,5142010Expenses 2011: $28,782,6612011Expenses 2012: $34,487,1852012Revenue 2013: $43,285,168Expenses 2013: $36,004,270Net Income 2013: $7,280,8982013Revenue 2014: $38,372,433Expenses 2014: $36,485,112Net Income 2014: $1,887,3212014Revenue 2015: $40,800,304Expenses 2015: $35,870,603Net Income 2015: $4,929,7012015Revenue 2016: $42,377,385Expenses 2016: $37,568,094Net Income 2016: $4,809,2912016Revenue 2017: $42,344,582Expenses 2017: $38,337,868Net Income 2017: $4,006,7142017Revenue 2018: $44,791,533Expenses 2018: $40,980,719Net Income 2018: $3,810,8142018Revenue 2019: $43,446,972Expenses 2019: $40,686,089Net Income 2019: $2,760,8832019Revenue 2020: $38,440,740Expenses 2020: $38,738,803Net Income 2020: -$298,0632020Revenue 2021: $39,864,108Expenses 2021: $37,413,352Net Income 2021: $2,450,7562021Revenue 2022: $44,315,139Expenses 2022: $42,181,404Net Income 2022: $2,133,7352022Revenue 2023: $43,373,851Expenses 2023: $42,586,174Net Income 2023: $787,6772023Revenue 2024: $47,060,777Expenses 2024: $42,325,452Net Income 2024: $4,735,3252024

Highlighted filing

2024

Revenue$47,060,777
Expenses$42,325,452
Net Income$4,735,325

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.5$10.8$74.7$47.1$42.3$4.74
2023Summary only. Only limited summary data is available for this year.$85.2$13.1$72.1$43.4$42.6$0.79
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.7$13.6$70.1$44.3$42.2$2.13
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.5$14.0$71.6$39.9$37.4$2.45
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$79.5$14.7$64.8$38.4$38.7$0.30
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$77.0$12.1$64.9$43.4$40.7$2.76
2018Summary only. Only limited summary data is available for this year.$77.2$15.2$62.0$44.8$41.0$3.81
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.7$16.5$57.2$42.3$38.3$4.01
2016Detailed filing. Detailed filing data is available for this year.$68.6$17.3$51.2$42.4$37.6$4.81
2015Detailed filing. Detailed filing data is available for this year.$61.4$14.8$46.6$40.8$35.9$4.93
2014Detailed filing. Detailed filing data is available for this year.$57.8$16.1$41.8$38.4$36.5$1.89
2013Summary only. Only limited summary data is available for this year.$55.2$16.9$38.3$43.3$36.0$7.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.6$17.9$29.8$34.5
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.1$18.1$27.0$28.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.4$18.5$10.9$27.1
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 12, 2025
Return Version
2023v6.0
Gross Receipts
$75,551,181
Mission and Program Overview

Mission

Spalding university is a diverse community of learners dedicated to meeting the needs of the times in the tradition of the sisters of charity of nazareth through quality undergraduate and graduate liberal and professional studies, grounded in spiritual values, with emphasis on service and the promotion of peace and justice.

Spalding university is a co-educational, independent institution accredited by the southern association of colleges and schools as a doctoral level institution. The university offers programs in business, nursing, occupational therapy, social work, pyschology, creative writing, education, and others.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$47,112,422$44,072,902▼ $3,039,520
Investments in Publicly Traded Securities$26,914,778$27,831,351▲ $916,573
Savings and Temporary Cash Investments$4,446,358$8,595,600▲ $4,149,242
Pledges and Grants Receivable$1,868,191$925,030▼ $943,161
Cash and Non-Interest-Bearing Accounts$991,003$641,393▼ $349,610
Prepaid Expenses and Deferred Charges$931,689$607,441▼ $324,248
Other Notes and Loans Receivable, Net$668,511$554,418▼ $114,093
Accounts Receivable$447,825$329,381▼ $118,444
Inventories for Sale or Use$15,474$26,745▲ $11,271
Total Assets$85,182,991$85,460,340▲ $277,349
Other Assets Total$1,786,740$1,876,079▲ $89,339
Liabilities
Unsecured Notes Loans Payable$6,878,723$5,048,216▼ $1,830,507
Accounts Payable and Accrued Expenses$2,446,940$2,532,153▲ $85,213
Other Liabilities$2,106,486$1,818,902▼ $287,584
Deferred Revenue$1,694,726$1,390,853▼ $303,873
Total Liabilities$13,126,875$10,790,124▼ $2,336,751
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$38,552,246$42,286,934▲ $3,734,688
Net Assets With Donor Restrictions$33,503,870$32,383,282▼ $1,120,588
Total Net Assets Fund Balance$72,056,116$74,670,216▲ $2,614,100
Total Liabilities and Net Assets / Fund Balance$85,182,991$85,460,340▲ $277,349

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$27,662,910$20,583,598$48,246,508
Equipment$4,567,854$15,449,780$20,017,634
Land$11,129,702-$11,129,702
Leasehold Improvements$577,279$107,132$684,411
Other Land Buildings$135,157-$135,157

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$28,250,023$978,768▲ $3,311,051-$31,797,720
2022$22,595,678$4,713,826▲ $1,940,519-$28,250,023
2021$26,379,566$10,020▼ $2,793,908-$22,595,678
2020$20,916,319$475,973▲ $5,687,274-$26,379,566
2019$20,739,496$63,898▲ $812,925-$20,916,319
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Victoria M McclurePresident (end 6/24)FT$245,497$28,623$274,120
Ezra L KrumhanslCFOFT$153,760$31,964$185,724
John BurdenProvist (end 9/2023)FT$159,260$24,271$183,531
Lewis StricklandAdjunct Professor (end 8/23)FT$67,276$103,771$171,047
Svjetlana WatsonChair of NursingFT$140,733$21,489$162,222
Melissa ChastainProvostFT$128,541$32,566$161,107
Kurt JeffersonDean of Graduate EducationFT$133,689$21,222$154,911
Emily NorrisGeneral CounselFT$121,853$30,492$152,345
Michelle C ReissChair of Business AdministFT$134,349$15,040$149,389
Elisa M ZuberAssociate ProfessorFT$134,094$8,468$142,562
John WilcoxFaculty TrusteeFT$112,167$13,569$125,736

Board Members and Trustees

NameTitle
Kellie SheryakChair
Mark CarterFirst Vice Chair
Alfonso CornishSecond Vice Chair (end 6/24)
Brenda Gonzales ScnTrustee
Bridget PapaliaTrustee
Dr Mary Beth BowlingTrustee
Gene SmithTrustee
Isaac MyersTrustee
Jacqueline WoodTrustee
James MorrisTrustee
M Serra Goethals ScnTrustee
Marsha WeinsteinTrustee
Neville BlakemoreTrustee
Paul RattermanTrustee
Ralph De ChabertTrustee
Sister Sharon GrayTrustee
Thomas F Williams Jr PhdTrustee
Angela LeetTrustee (end 6/24)
Christe CoeTrustee (end 6/24)
Roger McclendonTrustee (end 6/24)
Rick BlackwellSecretary (end 6/24)

Highest Paid Contractors

ContractorServicesLocationCompensation
Jones Lang Lasalle Americas INCMaintenance And CustodialPO BOX 2847, Louisville, KY 40201$881,052
Keypath Education LLCProfessional Services1933 N MEACHAM ROAD, Schaumburg, IL 60173$763,002
Eurest ServicesCleaning ServicesPO BOX 91337, Chicago, IL 60693-1337$381,932
Ellucian Company LPComputer Hosting And Maintenance62578 COLLECTION CENTER DRIVE, Chicago, IL 60693-0625$262,789
Miller TransportationTransportation Services111 OUTER LOOP, Louisville, KY 40214$206,981
Revenue and Support

Revenue Composition

Contributions and Grants
$3,062,762
Program Service Revenue
$32,506,401
Investment Income
$9,953,071
Other Revenue
$1,538,543
All Other Contributions
$1,161,156
Change in Net Assets
$4,735,325

Audited Revenue Reconciliation

Revenue per Audited Statements
$41,432,837
Revenue Not Reported on Financial Statements
$5,627,940
Revenue Not Reported on Form 990
$-1,851,551
Other Revenue Adjustments
$5,528,883
Total Revenue per Audited Statements
$39,581,286
Total Revenue per Form 990
$47,060,777
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$21,605,148
Other Expenses$15,191,421
Grants and Similar Amounts Paid$5,528,883
Total Fundraising Expense$311,221
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$13,774,419$2,657,300$185,264$16,616,983
Grants to Domestic Individuals$5,528,883--$5,528,883
Fees for Services Other$2,668,244$356,444$26,290$3,050,978
Depreciation Depletion$2,101,614$37,227$6,851$2,145,692
Other Employee Benefits$1,038,056$903,256$29,150$1,970,462
All Other Expenses$1,306,237$260,101$33$1,566,371
Payroll Taxes$1,086,730$219,130$13,027$1,318,887
Occupancy$1,155,832$20,474$3,768$1,180,074
Current Officers, Directors, Trustees, and Key Employees$533,989$633,108-$1,167,097
Information Technology$4,947$924,805-$929,752
Office Expenses$471,242$384,791$3,801$859,834
Travel$634,055$22,146$543$656,744
Pension Plan Contributions$445,754$83,923$2,042$531,719
Advertising$99,503$334,883$34,370$468,756
Insurance$354,242$1,517-$355,759
Interest$183,321$3,247$598$187,166
Other Expenses$305,661$126,829$125$126,829
Fees for Service Investment Mgmnt Fees-$99,057-$99,057
Fees for Services Legal-$56,906-$56,906
Fees for Services Accounting-$56,152-$56,152
Total Functional Expenses$34,802,009$7,212,222$311,221$42,325,452

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$42,325,452
Total Expenses per Audited Statements$36,967,186
Expenses per Audited Statements$36,697,512
Expenses Not Reported on Financial Statements$5,627,940
Other Expense Adjustments$5,528,883
Expenses Not Reported on Form 990$269,674
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$59,451
Fundraising Gross Income$57,169
Gaming Gross Income$19,760
Gaming Direct Expenses$7,065
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Bracketology$57,554$51,109$21,869$29,240
Golf Outing$17,080$6,060$3,111$2,949
Total Events$74,634$57,169$59,451$-2,282
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Refundable Government Loans$924,572
Other Long Term Liabilities$894,330
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

The executive committee is composed of officers of the governing body to address only specific isolated managerial issues that do not require full board approval.

Form 990, Part VI, Section B, Line 11B

It is spalding university's policy that the audit committee will be responsible for the internal review of the internal revenue service form 990 that is to be filed. Upon approval of the audit committee, the form 990 shall be presented to the board of trustees for their review. The chairs of the finance and audit committees will approve the filing of the form 990 with the irs. The board of trustees is relying on the university staff, the audit committee and independent accountants to complete and examine the form 990.

Form 990, Part VI, Section B, Line 12C

A conflict of interest questionnaire is completed by each board member and any employee who interfaces with the board. The cfo and finance office review the questionnaires. Any conflicts are then discussed with the president and chairman of the board, and any board member with a potential or actual conflict of interest would abstain from voting on any issues surrounding that conflict.

Form 990, Part VI, Section C, Line 19

Financial statements, governing documents, and conflict of interest policies are not required disclosures pursuant to internal revenue code (irc) section 6104.

FORM 990, PART VI, SECTION B, LINE 15A:

The board of trustees reviews and determines the compensation of the university president using industry salary benchmarks and other relevant economic data. Documentation of said deliberations were retained by the executive committee in meeting notes. This process was last conducted in december 2021. With full knowledge and understanding the president elected to waive any additional compensation above what is reported here. Form 990, part vi, section b, line 15b: the university president, provost and human resources manager review and determine the compensation of the other officers and key employees using cupa salary scales and other relevant economic and industry data. Documentation of deliberations were retained in each relevant meeting's notes. Process was last conducted in december 2021.

Filing and Contact Details

Filer

Filer Name
Spalding University Inc
EIN
61-0444780
Phone
5025859911
Address
845 SOUTH THIRD STREET, LOUISVILLE, KY 40203-2188

Signing Officer

Name
Ezra Krumhansl
Title
Chief Financial Officer
Phone
5025859911
Signed
2025-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tori Murden Mcclure
Formed
1984
Legal Domicile
Ky
Voting Board Members
22
Independent Board Members
21
Employees
732
Volunteers
59

Preparer

Firm
Dean Dorton Allen Ford Pllc
Address
435 N WHITTINGTON PKWY STE 400, LOUISVILLE, KY 40222
Preparer
Amelia Sebastian
Phone
5025896050
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in split value 182,631.

Financial Statement Notes

PART V, LINE 4:

The purpose of the university's endowment is to provide funding for the scholarship programs and other restricted purposes with the goal of supporting the mission of spalding university.

PART X, LINE 2:

The university is a not-for-profit corporation and has been recognized by the internal revenue service to be exempt from federal income taxes under section 501(c)(3) of the internal revenue code. Gaap prescribes recognition thresholds and measurement attributes for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Tax benefits or liabilities are recognized only if the tax position would "more-likely-than-not" be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit or liability that is greater than 50% likely of being realized on examination. For tax positions not meeting the more-likely-than-not test, no tax benefit or liability is recorded. Management has concluded that they are unaware of any tax benefits or liabilities to be recognized at june 30, 2024 and 2023 and does not expect this to change in the next 12 months. The university would recognize interest and penalties related to uncertain tax positions in interest and income tax expense, respectively. The university does not have amounts accrued for interest or penalties as of june 30, 2024 and 2023.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Change in split value 182,631. Cost of goods sold 203,158. Fundraising expenses 66,516.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

FINANCIAL AID 5,528,883.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Cost of goods sold 203,158. Fundraising expenses 66,516.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

FINANCIAL AID 5,528,883.

Raw XML AppendixShowing 400 of 1,066 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02446940
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02532153
IRS990/AccountsReceivableGrp/BOYAmt0447825
IRS990/AccountsReceivableGrp/EOYAmt0329381
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0SPALDING UNIVERSITY IS A CO-EDUCATIONAL, INDEPENDENT INSTITUTION ACCREDITED BY THE SOUTHERN ASSOCIATION OF COLLEGES AND SCHOOLS AS A DOCTORAL LEVEL INSTITUTION. THE UNIVERSITY OFFERS PROGRAMS IN BUSINESS, NURSING, OCCUPATIONAL THERAPY, SOCIAL WORK, PYSCHOLOGY, CREATIVE WRITING, EDUCATION, AND OTHERS.
IRS990/AdvertisingGrp/FundraisingAmt034370
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IRS990/AdvertisingGrp/TotalAmt0468756
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IRS990/AllOtherExpensesGrp/ProgramServicesAmt01306237
IRS990/AllOtherExpensesGrp/TotalAmt01566371
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KATHERINE WEYHING
IRS990/BooksInCareOfDetail/PhoneNum05028734315
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0845 SOUTH THIRD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0LOUISVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0402032188
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 91337
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt362578 COLLECTION CENTER DRIVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4111 OUTER LOOP
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0LOUISVILLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1SCHAUMBURG
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3CHICAGO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4LOUISVILLE
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2IL
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4KY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd040201
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IRS990/Desc0INSTRUCTION FOR STUDENTS: AS A DOCTORAL LEVEL INSTITUTION WITH 1,555 STUDENTS, THE UNIVERSITY OFFERS DEGREE PROGRAMS IN HUMANITIES, SOCIAL SCIENCE, HEALTH AND NATURAL SCIENCE, EDUCATION, BUSINESS, AND COMMUNICATION. SOME EXAMPLES OF PROGRAMS OFFERED ARE PSYCHOLOGY, CREATIVE WRITING, NURSING, OCCUPATIONAL THERAPY, ART, SOCIAL WORK, BUSINESS, AND ADVANCED TEACHER EDUCATION.
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