Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Transcend Credit Union
990 • Fiscal year 2017 • EIN 61-0360420
Refreshing map…
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.88x
Liabilities / Revenue
50th percentile
Higher debt load relative to revenue than 50% of similar nonprofits.
Net Margin
55th percentile
Higher net margin than 55% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Balance Sheet
Assets
Up$393,266,738
Up $6,073,747 (+1.6%) from 2016
Net Assets
Up$46,387,036
Up $2,752,766 (+6.3%) from 2016
Liabilities
Up$346,879,702
Up $3,320,981 (+1.0%) from 2016
Revenue And Expenses
Revenue
Up$19,725,523
Up $652,281 (+3.4%) from 2016
Expenses
Up$16,954,330
Up $197,298 (+1.2%) from 2016
Net Income
Up$2,771,193
Up $454,983 (+20%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- Nov 7, 2018
- Return Version
- 2017v2.2
- Gross Receipts
- $26,720,298
Mission and Program Overview
Mission
The purose of this credit union shall be to promote thrift and to provide credit for its members.
The purpose of this credit union shall be to promote thrift and to provide credit to its members.
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $263,359,074 | $287,261,958 | ▲ $23,902,884 |
| Savings and Temporary Cash Investments | $68,920,789 | $52,547,000 | ▼ $16,373,789 |
| Rtn Earn Endowment Incm Other Fnds | $43,634,270 | $46,387,036 | ▲ $2,752,766 |
| Cash and Non-Interest-Bearing Accounts | $21,002,897 | $33,639,157 | ▲ $12,636,260 |
| Land, Buildings, and Equipment, Net | $9,249,882 | $9,109,308 | ▼ $140,574 |
| Investments in Publicly Traded Securities | $877,300 | $934,600 | ▲ $57,300 |
| Accounts Receivable | $677,491 | $554,196 | ▼ $123,295 |
| Prepaid Expenses and Deferred Charges | $373,564 | $510,551 | ▲ $136,987 |
| Investments Other Securities | $14,461,248 | $366,861 | ▼ $14,094,387 |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Program Related | $0 | - | - |
| Loans From Officers Directors | - | $0 | - |
| Total Assets | $387,192,991 | $393,266,738 | ▲ $6,073,747 |
| Other Assets Total | $8,270,746 | $8,343,107 | ▲ $72,361 |
| Liabilities | |||
| Other Liabilities | $319,150,815 | $320,670,573 | ▲ $1,519,758 |
| Mortgage Notes Payable Secured by Investment Property | $22,647,889 | $23,477,633 | ▲ $829,744 |
| Accounts Payable and Accrued Expenses | $1,760,017 | $2,731,496 | ▲ $971,479 |
| Total Liabilities | $343,558,721 | $346,879,702 | ▲ $3,320,981 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $43,634,270 | $46,387,036 | ▲ $2,752,766 |
| Total Liabilities and Net Assets / Fund Balance | $387,192,991 | $393,266,738 | ▲ $6,073,747 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $1,689,740 | $4,340,180 | $6,029,920 |
| Buildings | $3,302,337 | $1,846,981 | $5,149,318 |
| Land | $4,075,834 | - | $4,075,834 |
| Leasehold Improvements | $41,397 | $292,155 | $333,552 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| - | President/CEO | FT | $373,382 | $661,693 | $1,035,075 |
| - | Executive Vice President | FT | $197,288 | $126,135 | $323,423 |
| - | Senior Vice President of Lending | FT | $115,473 | $147,459 | $262,932 |
| - | Senior Vice President/CFO | FT | $152,207 | $89,304 | $241,511 |
| - | Vice President of Operations | FT | $90,884 | $77,779 | $168,663 |
| - | Director of It | FT | $122,112 | $10,447 | $132,559 |
| - | Regional Branch Manager | FT | $116,949 | $13,853 | $130,802 |
| - | Director of Consumer Lending | FT | $108,553 | $15,217 | $123,770 |
Board Members and Trustees
| Name | Title |
|---|---|
| - | Chair |
| - | Vice Chair |
| - | Board Member |
| - | Secretary |
| - | Treasurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Jack Henry & Associates INC | Software Core Processor | PO BOX 609, Monett, MO 65708 | $345,283 |
| Matrix Integration LLC | Computer Network Maintenance | 417 MAIN ST, Jasper, IN 47546 | $179,930 |
| Lending Solutions INC | Indirect Underwriting | 2200 POINT BLVD, Elgin, IL 30123 | $175,500 |
| Windstream Nuvox INC | Internet And Disaster Recovery | PO BOX 9001950, Louisville, KY 40290-1950 | $174,648 |
| Matly Digital Solutions LLC | Marketing | 3432 PRESTON HIGHWAY, Louisville, KY 40213 | $121,095 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $18,810,787
- Investment Income
- $863,019
- Other Revenue
- $51,717
- Change in Net Assets
- $2,771,193
Audited Revenue Reconciliation
- Revenue per Audited Statements
- $19,725,523
- Revenue Not Reported on Financial Statements
- $0
- Revenue Not Reported on Form 990
- $1,985
- Other Revenue Adjustments
- $0
- Total Revenue per Audited Statements
- $19,727,508
- Total Revenue per Form 990
- $19,725,523
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $9,504,113 |
| Salaries, Compensation, and Employee Benefits | $7,450,217 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $4,274,796 |
| Interest | - | - | - | $2,321,349 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,552,456 |
| Occupancy | - | - | - | $1,142,371 |
| Other Expenses | - | - | - | $915,130 |
| Pension Plan Contributions | - | - | - | $732,456 |
| Depreciation Depletion | - | - | - | $638,580 |
| Other Employee Benefits | - | - | - | $532,246 |
| Office Expenses | - | - | - | $448,667 |
| Payroll Taxes | - | - | - | $358,263 |
| Advertising | - | - | - | $303,198 |
| Information Technology | - | - | - | $225,887 |
| All Other Expenses | $0 | $0 | $0 | $101,731 |
| Fees for Services Legal | - | - | - | $98,778 |
| Fees for Services Accounting | - | - | - | $76,571 |
| Fees for Services Other | $0 | $0 | $0 | $69,021 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $43,835 |
| Travel | - | - | - | $29,225 |
| Total Functional Expenses | $0 | $0 | $0 | $16,954,330 |
Audited Expense Reconciliation
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $16,956,315 |
| Expenses per Audited Statements | $16,954,330 |
| Total Expenses per Form 990 | $16,954,330 |
| Expenses Not Reported on Form 990 | $1,985 |
| Expenses Not Reported on Financial Statements | $0 |
| Other Expense Adjustments | $0 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Insider Transactions and Loans
Loans and Receivables
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Members Share and Deposits | $320,537,293 |
| Miscellaneous Liabilities | $133,280 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Audit committee
- Yes
- Backup withholding compliance
- Yes
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- Yes
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- No
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Line 1A Delegate broad authority to A committee
“The Board may appoint an executive committee consisting of not less than three (3) directors. Subject to any limitations or conditions prescribed by the Board or otherwise set forth in KRS Chapter 286.6 and applicable laws governing nonprofit corporations, the executive committee may be authorized to act for the Board in any capacity the Board may otherwise act. The Board may authorize other committees to transact specified business on their behalf; this authority is limited to the scope and parameters set by the Board and must be clearly stated at the onset of the assignment.”
Form 990, Part VI, Line 6 Classes of members or stockholders
“The credit union shall have members. A person shall not be eligible for membership unless they satisfy the field of membership requirements set forth herein. The field of membership of this credit union is limited to: Bullitt, Henry, Jefferson,Oldham, Shelby, Spencer, Trimble, Daviess, Anderson, Franklin, Woodford, Mercer, Boyle, Lincoln, Garrard, Jessamine, Fayette, Scott, Harrison, Bourbon, Nicholas, Clark, Madison, Powell, and Estill Counties, in Kentucky.”
Form 990, Part VI, Line 7A Members or stockholders electing members of governing body
“The initial board of directors shall be selected by the subscribers to the Articles of Incorporation of the credit union and shall serve until the first annual meeting of members or until the election of their successors, whichever is later. All subsequent directors shall be elected by the members at the annual meeting.”
Form 990, Part VI, Line 11B Review of form 990 by governing body
“The form 990 is prepared by an outside accounting firm and reviewed by the evp and cfo prior to providing a copy to the remainder of the board. After review and discussion &/or questions and corrections, the complete and final form 990 is efiled.”
Form 990, Part VI, Line 12C Conflict of interest policy
“The organization has an annual form to disclose all conflicts of interest for each board member to complete. The organization also has a form to complete throughout the year as applicable.”
Form 990, Part VI, Line 15A Process to establish compensation of top management official
“The compensation of the president/ceo is determined on an annual basis. The compensation was reviewed and approved by the board of directors. Prior to making its determination, the board of directors obtained and relied upon a study conducted by d. Hilton associates, inc. , which is determined to be appropriate data as to comparability. The basis for determination was adequately documented in the minutes.”
Form 990, Part VI, Line 15B Process to establish compensation of other employees
“The compensation for other officers of the organization are determined on an annual basis. The officer compensation was reviewed and approved by the ceo. Prior to making the determination, the ceo obtained and relied upon compensation reports regarding similar positions , which is determined to be appropriate data as to comparability. The basis for determination was adequately documented .”
Form 990, Part VI, Line 19 Required documents available to the public
“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.”
Form 990, Part VIII, Line 2F Other Program Service Revenue
“NET MORTGAGE LOAN SALES - Total Revenue: 208783, Related or Exempt Function Revenue: 208783, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;”
Filing and Contact Details
Filer
- Filer Name
- Transcend Credit Union fka Kentucky Telco Credit Union
- EIN
- 61-0360420
- Phone
- 5024593000
- Address
- 3740 Bardstown Road, Louisville, KY 40218
Signing Officer
- Name
- Vickie Shellenberg
- Title
- Exec. Vice President
- Signed
- 2018-11-07
- Discuss with paid preparer
- Yes
Organization Details
- Formed
- 1934
- Legal Domicile
- Ky
- Voting Board Members
- 9
- Independent Board Members
- 9
- Employees
- 101
- Volunteers
- 9
Preparer
- Firm
- Crowe Llp
- Address
- 9600 Brownsboro Road Suite 400, Louisville, KY 40241-1122
- Preparer
- Kim Scifres
- Phone
- 5023263996
Supplemental Narrative
Additional Explanations
Form 990, Part IV, Line 9 CREDIT COUNSELING (FREE)
“The filing organization provides free credit counseling to all members.”
Financial Statement Notes
Schedule D, Part XI, Line 2(D) Other revenues in audited financial statements not in form 990
“Reclass of realized losses - 1985”
Schedule D, Part XII, Line 2(D) Other expenses in audited financial statements not in form 990
“Reclass of realized losses - 1985”
Raw XML AppendixShowing 400 of 675 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1760017 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2731496 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 677491 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 554196 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT TO ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 303198 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 101731 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Vickie Shellenberg |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5024549240 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3740 Bardstown Road |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Louisville |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 40218 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 21002897 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 33639157 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1552456 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 345283 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 179930 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 175500 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 174648 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 121095 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 609 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 417 MAIN ST |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 2200 POINT BLVD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | PO BOX 9001950 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 3432 PRESTON HIGHWAY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | MONETT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | JASPER |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | ELGIN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | LOUISVILLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | LOUISVILLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | IL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | KY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | KY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 65708 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 47546 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 30123 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 402901950 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 40213 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | JACK HENRY & ASSOCIATES INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | MATRIX INTEGRATION LLC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | LENDING SOLUTIONS INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | WINDSTREAM NUVOX INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | MATLY DIGITAL SOLUTIONS LLC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | SOFTWARE CORE PROCESSOR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | COMPUTER NETWORK MAINTENANCE |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | INDIRECT UNDERWRITING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | INTERNET AND DISASTER RECOVERY |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | MARKETING |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 863019 |
| IRS990/CYOtherExpensesAmt | 0 | 9504113 |
| IRS990/CYOtherRevenueAmt | 0 | 51717 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 18810787 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2771193 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 7450217 |
| IRS990/CYTotalExpensesAmt | 0 | 16954330 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 19725523 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 638580 |
| IRS990/Desc | 0 | TRANSCEND CREDIT UNION (THE "CREDIT UNION") IS A STATE CHARTERED COOPERATIVE ASSOCIATION ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AMONG AND CREATING A SOURCE OF CREDIT FOR ITS MEMBERS. THE CREDIT UNION PROVIDES MORTGAGE, VEHICLE AND OTHER CONSUMER LOANS TO ITS MEMBERS. THE CREDIT UNION ALSO OFFERS A VARIETY OF ACCOUNTS FOR MEMBERS TO TRANSACT AND SAVE, INCLUDING SHARE DRAFT ACCOUNTS AND SHARE CERTIFICATES. AS A MEMBER-OWNED ORGANIZATION, THE CREDIT UNION STRIVES TO PROVIDE COMPETITIVE INTEREST AND DIVIDEND RATES TO ITS MEMBERS AND CONVENIENT WAYS FOR MEMBERS TO ACCESS THEIR ACCOUNTS, INCLUDING ONLINE AND MOBILE BANKING AND SHARED BRANCHING SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 101 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 76571 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 98778 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 69021 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 43835 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40.0 |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 0 | MARK BOOKER |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 1 | NAOMI CHRISTIAN |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 2 | RICHARD DOWDELL |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 3 | JACKIE WHITE |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 4 | CORA BROWN |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 5 | KEVIN ROBERTS |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 6 | TOM MUELLER |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 7 | CINDY HALL |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 8 | SHERYL DISTLER |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 9 | RICHARD REESE |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 10 | VICKIE SHELLENBERG |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 11 | DONNA WORKMAN |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 12 | KEITH ESKRIDGE |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 13 | BRANDEN BLEDSOE |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 14 | TERRI BERG |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 15 | ADAM REYNOLDS |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 16 | CHRISTINE WILDER |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 549436 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 68217 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 47559 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 46350 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 32487 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 13853 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 15217 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 10447 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 485639 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 255206 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 193952 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 216582 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 136176 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 116949 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 108553 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 122112 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | EXECUTIVE VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SENIOR VICE PRESIDENT/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SENIOR VICE PRESIDENT OF LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VICE PRESIDENT OF OPERATIONS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | REGIONAL BRANCH MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR OF CONSUMER LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR OF IT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -435 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -1550 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 6992790 |
| IRS990/GrossReceiptsAmt | 0 | 26720298 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 8 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 225887 |
| IRS990/InterestGrp/TotalAmt | 0 | 2321349 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 865004 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 865004 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 14461248 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 366861 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 877300 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 934600 |
| IRS990/IRPDocumentCnt | 0 | 4934 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 6479316 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 9249882 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 9109308 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 15588624 |
| IRS990/LegalDomicileStateCd | 0 | KY |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 435 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 6994340 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | THE PUROSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 22647889 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 23477633 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 43634270 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 46387036 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -1985 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1985 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 54605 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -18427 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1142371 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 448667 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 8270746 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 8343107 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 532246 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 2 | OPERATIONAL EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | DEBIT CARD/ATM EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1207084 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1006468 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 876218 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 915130 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 319150815 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 320670573 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522299 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522299 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | NON-MEMBER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 47015 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 47015 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 4702 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 4702 |
| IRS990/OtherRevenueTotalAmt | 0 | 51717 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 4274796 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 263359074 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 287261958 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 358263 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 732456 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 373564 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 510551 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | Vickie Shellenberg |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522299 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 524113 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524113 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND SERVICE CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | DEBIT/CREDIT CARD INTERCHANGE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE/WARRANTY/OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | CREDIT LIFE DISABILITY INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 10761988 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4235452 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 2292205 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 454826 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 743331 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 10761988 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 4272284 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2292205 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 532196 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 743331 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 36832 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 77370 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION OFFERS CREDIT LIFE AND DISABILITY INSURANCE TO ITS MEMBERS WHEN THEY FINANCE A VEHICLE OR OPEN A CREDIT CARD. THIS INSURANCE WOULD PAY OFF THE LOAN IN THE CASE OF A DEATH OR DISABILITY. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | THE CREDIT UNION OFFERS AUTO WARRANTIES AT FAIR PRICES TO ITS MEMBERS. THESE WARRANTIES ARE COMPREHENSIVE AND HELP WITH THE COSTS OF REPAIR OF THE VEHICLE. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1050993 |
| IRS990/PYOtherExpensesAmt | 0 | 9635480 |
| IRS990/PYOtherRevenueAmt | 0 | 63962 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 17958287 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2316210 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 7121552 |
| IRS990/PYTotalExpensesAmt | 0 | 16757032 |
| IRS990/PYTotalRevenueAmt | 0 | 19073242 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2771193 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 43634270 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 46387036 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 68920789 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 52547000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3302337 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1846981 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5149318 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1689740 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 4340180 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 6029920 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $393,266,738
- Liabilities
- $346,879,702
- Net assets
- $46,387,036
- Revenue
- $19,725,523
- Expenses
- $16,954,330
- Net income
- $2,771,193