Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2021 • EIN 59-6138949

Jan 01, 2021 to Dec 31, 2021 • Filed on May 10, 2022

Organization Profilewww.alivecu.coop

View Organization Page

9790 Touchton RdJacksonville, FL 32246

(904) 296-1292

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.89x

Higher debt load relative to assets than 32% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Liabilities / Revenue

75th percentile

25.85x

Higher debt load relative to revenue than 75% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Net Margin

16th percentile

5.2%

Higher net margin than 16% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Top Officer Pay

57th percentile

$224,212

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2021

Asset Growth

45th percentile

9.9%

Faster asset growth than 45% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Revenue Growth

47th percentile

0.8%

Faster revenue growth than 47% of similar nonprofits.

2021 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets32nd percentile

Assets

Up

$178,293,703

Up $16,003,835 (+9.9%) from 2020

Net Assets

Down

$20,425,583

Down $506,104 (-2.4%) from 2020

Liabilities

Up

$157,868,120

Up $16,509,939 (+12%) from 2020

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin16th percentile

Revenue

Up

$6,107,974

Up $50,755 (+0.8%) from 2020

Expenses

Down

$5,789,428

Down $129,390 (-2.2%) from 2020

Net Income

Up

$318,546

Up $180,145 (+130%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $110,781,039Liabilities 2010: $92,228,850Net Assets 2010: $18,552,1892010Assets 2011: $107,213,841Liabilities 2011: $88,464,530Net Assets 2011: $18,749,3112011Assets 2012: $126,043,077Liabilities 2012: $107,131,586Net Assets 2012: $18,911,4912012Assets 2013: $122,489,353Liabilities 2013: $103,644,703Net Assets 2013: $18,844,6502013Assets 2014: $123,579,489Liabilities 2014: $104,878,421Net Assets 2014: $18,701,0682014Assets 2015: $122,150,158Liabilities 2015: $103,853,547Net Assets 2015: $18,296,6112015Assets 2016: $127,682,875Liabilities 2016: $109,218,797Net Assets 2016: $18,464,0782016Assets 2017: $132,113,255Liabilities 2017: $113,202,304Net Assets 2017: $18,910,9512017Assets 2018: $130,484,037Liabilities 2018: $111,169,849Net Assets 2018: $19,314,1882018Assets 2019: $138,475,160Liabilities 2019: $118,020,131Net Assets 2019: $20,455,0292019Assets 2020: $162,289,868Liabilities 2020: $141,358,181Net Assets 2020: $20,931,6872020Assets 2021: $178,293,703Liabilities 2021: $157,868,120Net Assets 2021: $20,425,5832021Assets 2022: $177,025,338Liabilities 2022: $161,593,954Net Assets 2022: $15,431,3842022Assets 2023: $171,473,997Liabilities 2023: $154,008,952Net Assets 2023: $17,465,0452023Assets 2024: $280,038,487Liabilities 2024: $253,777,057Net Assets 2024: $26,261,4302024

Highlighted filing

2021

Assets$178,293,703
Liabilities$157,868,120
Net Assets$20,425,583
Open 2021 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,643,6232010Expenses 2011: $5,089,6342011Expenses 2012: $4,987,2052012Revenue 2013: $5,382,350Expenses 2013: $5,201,059Net Income 2013: $181,2912013Revenue 2014: $5,175,994Expenses 2014: $5,105,279Net Income 2014: $70,7152014Revenue 2015: $5,063,502Expenses 2015: $5,273,386Net Income 2015: -$209,8842015Revenue 2016: $5,360,979Expenses 2016: $5,091,126Net Income 2016: $269,8532016Revenue 2017: $5,678,662Expenses 2017: $5,274,304Net Income 2017: $404,3582017Revenue 2018: $6,431,092Expenses 2018: $5,738,882Net Income 2018: $692,2102018Revenue 2019: $6,691,125Expenses 2019: $6,064,169Net Income 2019: $626,9562019Revenue 2020: $6,057,219Expenses 2020: $5,918,818Net Income 2020: $138,4012020Revenue 2021: $6,107,974Expenses 2021: $5,789,428Net Income 2021: $318,5462021Revenue 2022: $6,857,488Expenses 2022: $6,047,967Net Income 2022: $809,5212022Revenue 2023: $7,798,338Expenses 2023: $7,097,534Net Income 2023: $700,8042023Revenue 2024: $13,230,236Expenses 2024: $11,579,979Net Income 2024: $1,650,2572024

Highlighted filing

2021

Revenue$6,107,974
Expenses$5,789,428
Net Income$318,546
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
May 10, 2022
Return Version
2021v4.0
Gross Receipts
$6,144,960
Mission and Program Overview

Mission

To provide low cost loans and other low cost financial services to members of Select Employee Groups.

To provide low cost financial services and loans to members of our Select Employee Groups (SEG)

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$80,988,836$79,631,229▼ $1,357,607
Investments in Publicly Traded Securities$35,335,890$51,466,199▲ $16,130,309
Rtn Earn Endowment Incm Other Fnds$20,931,687$20,425,583▼ $506,104
Savings and Temporary Cash Investments$14,273,974$17,433,117▲ $3,159,143
Investments Other Securities$21,943,237$15,363,242▼ $6,579,995
Land, Buildings, and Equipment, Net$4,996,694$4,803,557▼ $193,137
Cash and Non-Interest-Bearing Accounts$2,010,217$2,771,535▲ $761,318
Accounts Receivable$782,922$673,830▼ $109,092
Prepaid Expenses and Deferred Charges$294,991$264,581▼ $30,410
Receivables From Officers Etc$0$53,079▲ $53,079
Receivable From Disqualified Prsn$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$162,289,868$178,293,703▲ $16,003,835
Other Assets Total$1,663,107$5,833,334▲ $4,170,227
Liabilities
Other Liabilities$139,951,592$156,444,969▲ $16,493,377
Accounts Payable and Accrued Expenses$1,406,589$1,423,151▲ $16,562
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$141,358,181$157,868,120▲ $16,509,939
Net Assets / Fund Balance
Total Net Assets Fund Balance$20,931,687$20,425,583▼ $506,104
Total Liabilities and Net Assets / Fund Balance$162,289,868$178,293,703▲ $16,003,835

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,920,823$2,137,881$5,058,704
Land$1,596,322-$1,596,322
Equipment$272,284$1,318,737$1,591,021
Leasehold Improvements$14,128$33,579$47,707
Other Land Buildings$0$0$0
Other Securities$14,663,005--
Closely Held Equity Interests$700,237--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay57th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rose GunterPresident/CEOFT$205,112$19,099$224,211
Ricky JoshiCFO/VPFT$117,138$7,379$124,517
Cindy Pierce-SmithSVPFT$93,108$11,627$104,735

Board Members and Trustees

NameTitle
Camille CossaBoard Chair
Dina VickersBoard Vice Chair
David MartinBoard Member
Jason GriggsBoard Member
Jim WilliamsBoard Member
Mary McElroyBoard Member
Mel MaycoleBoard Member
Fred GaudiosBoard Secretary
Maury PilverBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,318,172
Investment Income
$693,558
Other Revenue
$96,244
Change in Net Assets
$318,546

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,107,974
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$6,107,974
Total Revenue per Form 990
$6,107,974
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,196,001
Salaries, Compensation, and Employee Benefits$2,593,427
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,727,066
Other Expenses---$498,520
Current Officers, Directors, Trustees, and Key Employees---$453,465
Interest---$434,998
Depreciation Depletion---$292,373
All Other Expenses---$291,323
Occupancy---$253,464
Office Expenses---$234,755
Advertising---$191,000
Payroll Taxes---$162,736
Other Employee Benefits---$161,372
Information Technology---$114,331
Pension Plan Contributions---$88,788
Insurance---$82,247
Fees for Services Accounting---$47,150
Travel---$25,920
Total Functional Expenses$0$0$0$5,789,428

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,789,428
Total Expenses per Audited Statements$5,789,428
Total Expenses per Form 990$5,789,428
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$0$53,079▲ $53,079
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$156,444,969
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“General membership is determined by account holder. A share account delegates one share (or vote).”

Form 990, Part VI, Section A, Line 7A

“Members vote for board members by proxy on an annual basis and may be solicited on vote on other matters, as required by the organizational bylaws.”

Form 990, Part VI, Section A, Line 7B

“Mergers are required to have approval of the general membership.”

Form 990, Part VI, Section B, Line 11B

“The data is compiled by the Accounting Manager and then is reviewed by the CFO prior to filing. No board review is conducted on the Form 990.”

Form 990, Part VI, Section B, Line 12C

“We have policies and procedures in place that have been approved by the board that we use to enforce compliance of the Conflict of Interest Policy.”

Form 990, Part VI, Section B, Line 15

“The salary of the CEO position is deliberated by the board of directors. A salary survey is utilized in determining salary levels of CEO and other officers.”

Form 990, Part VI, Section C, Line 19

“The documents are made available upon receipt of written request from public or entity requesting such documents.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-6138949
Phone
9042961292
Address
9790 Touchton Rd, Jacksonville, FL 32246

Signing Officer

Name
Ricky Joshi
Title
CFO
Phone
9049967490
Signed
2022-05-10

Organization Details

Principal Officer
Rose Gunter
Formed
1954
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
53
Volunteers
14
Supplemental Narrative

Financial Statement Notes

Schedule D, Part X, Line 2

“The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2021 and 2020”

Raw XML AppendixShowing 400 of 562 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01406589
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01423151
IRS990/AccountsReceivableGrp/BOYAmt0782922
IRS990/AccountsReceivableGrp/EOYAmt0673830
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide low cost financial services and loans to members of our Select Employee Groups (SEG)
IRS990/AdvertisingGrp/TotalAmt0191000
IRS990/AllOtherExpensesGrp/TotalAmt0291323
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Ricky Joshi
IRS990/BooksInCareOfDetail/PhoneNum09049967490
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt09790 Touchton Rd
IRS990/BooksInCareOfDetail/USAddress/CityNm0Jacksonville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032246
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt02010217
IRS990/CashNonInterestBearingGrp/EOYAmt02771535
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0453465
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0693558
IRS990/CYOtherExpensesAmt03196001
IRS990/CYOtherRevenueAmt096244
IRS990/CYProgramServiceRevenueAmt05318172
IRS990/CYRevenuesLessExpensesAmt0318546
IRS990/CYSalariesCompEmpBnftPaidAmt02593427
IRS990/CYTotalExpensesAmt05789428
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt06107974
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0292373
IRS990/Desc0The credit union granted 3907 Loans totaling $32,567,270.25 and provided low cost services to 13,995 members.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt053
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt05789427
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt047150
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.0
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt019100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt17379
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt211627
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0Rose Gunter
IRS990/Form990PartVIISectionAGrp/PersonNm1Ricky Joshi
IRS990/Form990PartVIISectionAGrp/PersonNm2Cindy Pierce-Smith
IRS990/Form990PartVIISectionAGrp/PersonNm3Camille Cossa
IRS990/Form990PartVIISectionAGrp/PersonNm4Dina Vickers
IRS990/Form990PartVIISectionAGrp/PersonNm5Fred Gaudios
IRS990/Form990PartVIISectionAGrp/PersonNm6Maury Pilver
IRS990/Form990PartVIISectionAGrp/PersonNm7Jim Williams
IRS990/Form990PartVIISectionAGrp/PersonNm8Mary McElroy
IRS990/Form990PartVIISectionAGrp/PersonNm9Mel Maycole
IRS990/Form990PartVIISectionAGrp/PersonNm10David Martin
IRS990/Form990PartVIISectionAGrp/PersonNm11Jason Griggs
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0205112
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1117138
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt293108
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CFO/VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0350
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt06300
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt06144960
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0127280
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0114331
IRS990/InsuranceGrp/TotalAmt082247
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt0434998
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0693208
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0693208
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt021943237
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt015363242
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt035335890
IRS990/InvestmentsPubTradedSecGrp/EOYAmt051466199
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03490197
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04996694
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04803557
IRS990/LandBldgEquipCostOrOtherBssAmt08293754
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt05950
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt031036
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0To provide low cost loans and other low cost financial services to members of Select Employee Groups.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt020931687
IRS990/NetAssetsOrFundBalancesEOYAmt020425583
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0350
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0350
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt096244
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt096244
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt060305
IRS990/NetUnrlzdGainsLossesInvstAmt0-824650
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0253464
IRS990/OfficeExpensesGrp/TotalAmt0234755
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01663107
IRS990/OtherAssetsTotalGrp/EOYAmt05833334
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0161372
IRS990/OtherExpensesGrp/Desc0State and Regulatory Fees
IRS990/OtherExpensesGrp/Desc1Loan Provision and Other Losses
IRS990/OtherExpensesGrp/Desc2Cards and Shared Branch Proc Expenses
IRS990/OtherExpensesGrp/Desc3Other Outside Processing Expenses
IRS990/OtherExpensesGrp/TotalAmt043999
IRS990/OtherExpensesGrp/TotalAmt194177
IRS990/OtherExpensesGrp/TotalAmt2591744
IRS990/OtherExpensesGrp/TotalAmt3498520
IRS990/OtherLiabilitiesGrp/BOYAmt0139951592
IRS990/OtherLiabilitiesGrp/EOYAmt0156444969
IRS990/OtherOrganizationDsc0State Chartered Credit Union
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt01727066
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt080988836
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt079631229
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0162736
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt088788
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0294991
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0264581
IRS990/PrincipalOfficerNm0Rose Gunter
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Card Interchange Income
IRS990/ProgramServiceRevenueGrp/Desc2Service Fee Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02669637
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1782078
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21763727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02669637
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1782078
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21824032
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt260305
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0790470
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt03297690
IRS990/PYOtherRevenueAmt0101499
IRS990/PYProgramServiceRevenueAmt05165250
IRS990/PYRevenuesLessExpensesAmt0138401
IRS990/PYSalariesCompEmpBnftPaidAmt02621128
IRS990/PYTotalExpensesAmt05918818
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06057219
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt053079
IRS990/ReconcilationRevenueExpnssAmt0318546
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt096244
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt06107973
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt020931687
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt020425583
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014273974
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017433117
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02920823
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02137881
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05058704
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt0700237
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0272284
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01318737
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01591021
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05789428
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01596322
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01596322
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt014128
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt033579
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt047707
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$178,293,703
Liabilities
$157,868,120
Net assets
$20,425,583
Revenue
$6,107,974
Expenses
$5,789,428
Net income
$318,546
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$280$254$26.3$13.2$11.6$1.65
2023Detailed filing. Detailed filing data is available for this year.$171$154$17.5$7.80$7.10$0.70
2022Detailed filing. Detailed filing data is available for this year.$177$162$15.4$6.86$6.05$0.81
2021Detailed filing. Detailed filing data is available for this year.$178$158$20.4$6.11$5.79$0.32
2020Detailed filing. Detailed filing data is available for this year.$162$141$20.9$6.06$5.92$0.14
2019Detailed filing. Detailed filing data is available for this year.$138$118$20.5$6.69$6.06$0.63
2018Detailed filing. Detailed filing data is available for this year.$130$111$19.3$6.43$5.74$0.69
2017Detailed filing. Detailed filing data is available for this year.$132$113$18.9$5.68$5.27$0.40
2016Detailed filing. Detailed filing data is available for this year.$128$109$18.5$5.36$5.09$0.27
2015Detailed filing. Detailed filing data is available for this year.$122$104$18.3$5.06$5.27$0.21
2014Detailed filing. Detailed filing data is available for this year.$124$105$18.7$5.18$5.11$0.07
2013Detailed filing. Detailed filing data is available for this year.$122$104$18.8$5.38$5.20$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$126$107$18.9$4.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$88.5$18.7$5.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$92.2$18.6$5.64
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2021 filings • 501(c)14 • $100M-$250M nonprofits