Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2016 • EIN 59-6138949

Jan 01, 2016 to Dec 31, 2016 • Filed on May 12, 2017

Organization Profilewww.alivecu.coop

View Organization Page

9790 Touchton RdJacksonville, FL 32246

(904) 296-1292

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.86x

Higher debt load relative to assets than 18% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

69th percentile

20.37x

Higher debt load relative to revenue than 69% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

24th percentile

5.0%

Higher net margin than 24% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

47th percentile

$194,938

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

51st percentile

4.5%

Faster asset growth than 51% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

53rd percentile

5.9%

Faster revenue growth than 53% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$127,682,875

Up $5,532,717 (+4.5%) from 2015

Net Assets

Up

$18,464,078

Up $167,467 (+0.9%) from 2015

Liabilities

Up

$109,218,797

Up $5,365,250 (+5.2%) from 2015

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin24th percentile

Revenue

Up

$5,360,979

Up $297,477 (+5.9%) from 2015

Expenses

Down

$5,091,126

Down $182,260 (-3.5%) from 2015

Net Income

Up

$269,853

Up $479,737 (+229%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $110,781,039Liabilities 2010: $92,228,850Net Assets 2010: $18,552,1892010Assets 2011: $107,213,841Liabilities 2011: $88,464,530Net Assets 2011: $18,749,3112011Assets 2012: $126,043,077Liabilities 2012: $107,131,586Net Assets 2012: $18,911,4912012Assets 2013: $122,489,353Liabilities 2013: $103,644,703Net Assets 2013: $18,844,6502013Assets 2014: $123,579,489Liabilities 2014: $104,878,421Net Assets 2014: $18,701,0682014Assets 2015: $122,150,158Liabilities 2015: $103,853,547Net Assets 2015: $18,296,6112015Assets 2016: $127,682,875Liabilities 2016: $109,218,797Net Assets 2016: $18,464,0782016Assets 2017: $132,113,255Liabilities 2017: $113,202,304Net Assets 2017: $18,910,9512017Assets 2018: $130,484,037Liabilities 2018: $111,169,849Net Assets 2018: $19,314,1882018Assets 2019: $138,475,160Liabilities 2019: $118,020,131Net Assets 2019: $20,455,0292019Assets 2020: $162,289,868Liabilities 2020: $141,358,181Net Assets 2020: $20,931,6872020Assets 2021: $178,293,703Liabilities 2021: $157,868,120Net Assets 2021: $20,425,5832021Assets 2022: $177,025,338Liabilities 2022: $161,593,954Net Assets 2022: $15,431,3842022Assets 2023: $171,473,997Liabilities 2023: $154,008,952Net Assets 2023: $17,465,0452023Assets 2024: $280,038,487Liabilities 2024: $253,777,057Net Assets 2024: $26,261,4302024

Highlighted filing

2016

Assets$127,682,875
Liabilities$109,218,797
Net Assets$18,464,078
Open 2016 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,643,6232010Expenses 2011: $5,089,6342011Expenses 2012: $4,987,2052012Revenue 2013: $5,382,350Expenses 2013: $5,201,059Net Income 2013: $181,2912013Revenue 2014: $5,175,994Expenses 2014: $5,105,279Net Income 2014: $70,7152014Revenue 2015: $5,063,502Expenses 2015: $5,273,386Net Income 2015: -$209,8842015Revenue 2016: $5,360,979Expenses 2016: $5,091,126Net Income 2016: $269,8532016Revenue 2017: $5,678,662Expenses 2017: $5,274,304Net Income 2017: $404,3582017Revenue 2018: $6,431,092Expenses 2018: $5,738,882Net Income 2018: $692,2102018Revenue 2019: $6,691,125Expenses 2019: $6,064,169Net Income 2019: $626,9562019Revenue 2020: $6,057,219Expenses 2020: $5,918,818Net Income 2020: $138,4012020Revenue 2021: $6,107,974Expenses 2021: $5,789,428Net Income 2021: $318,5462021Revenue 2022: $6,857,488Expenses 2022: $6,047,967Net Income 2022: $809,5212022Revenue 2023: $7,798,338Expenses 2023: $7,097,534Net Income 2023: $700,8042023Revenue 2024: $13,230,236Expenses 2024: $11,579,979Net Income 2024: $1,650,2572024

Highlighted filing

2016

Revenue$5,360,979
Expenses$5,091,126
Net Income$269,853
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 12, 2017
Return Version
2016v3.0
Gross Receipts
$6,692,134
Mission and Program Overview

Mission

To provide low cost loans and other low cost financial services to members of Select Employee Groups.

To provide low cost financial services and loans to members of our Select Employee Groups (SEG)

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$59,995,248$66,833,967▲ $6,838,719
Investments Other Securities$16,817,237$23,130,237▲ $6,313,000
Investments in Publicly Traded Securities$28,747,322$22,173,834▼ $6,573,488
Savings and Temporary Cash Investments$8,091,074$6,148,334▼ $1,942,740
Land, Buildings, and Equipment, Net$4,594,626$4,457,389▼ $137,237
Cash and Non-Interest-Bearing Accounts$1,960,855$2,139,538▲ $178,683
Accounts Receivable$137,790$1,076,164▲ $938,374
Prepaid Expenses and Deferred Charges$213,011$239,232▲ $26,221
Intangible Assets$79,806$58,525▼ $21,281
Investments Program Related$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$122,150,158$127,682,875▲ $5,532,717
Other Assets Total$1,513,189$1,425,655▼ $87,534
Liabilities
Other Liabilities$102,499,066$107,375,088▲ $4,876,022
Accounts Payable and Accrued Expenses$1,354,481$1,843,709▲ $489,228
Grants Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$103,853,547$109,218,797▲ $5,365,250
Net Assets / Fund Balance
Unrestricted Net Assets$14,137,795$14,305,262▲ $167,467
Permanently Rstr Net Assets$4,158,816$4,158,816→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$18,296,611$18,464,078▲ $167,467
Total Liabilities and Net Assets / Fund Balance$122,150,158$127,682,875▲ $5,532,717

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,626,920$1,515,288$4,142,208
Land$1,596,322-$1,596,322
Equipment$211,130$1,314,386$1,525,516
Leasehold Improvements$23,017$6,333$29,350
Other Land Buildings$0$0$0
Other Securities$22,430,000--
Closely Held Equity Interests$700,237--
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rose GunterPresident/CEOFT$167,638$29,079$196,717
John PapagnoCFOFT$102,010$12,749$114,759
Cindy Pierce-SmithSVPFT$80,485$11,132$91,617

Board Members and Trustees

NameTitle
Jim WilliamsBoard Chairperson
Nancy MoredockBoard Vice Chairperson
David MartinBoard Member
Dina VickersBoard Member
Fred GaudiosBoard Member
Mary McElroyBoard Member
Mel MaycoleBoard Member
Camille CossaBoard Secretary
Maury PilverBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,634,420
Investment Income
$701,994
Other Revenue
$24,565
Change in Net Assets
$269,853

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,360,979
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$5,360,979
Total Revenue per Form 990
$5,360,979
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,986,739
Salaries, Compensation, and Employee Benefits$2,104,387
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,413,093
Other Expenses---$502,576
Current Officers, Directors, Trustees, and Key Employees---$401,314
Office Expenses---$289,396
Occupancy---$281,710
Interest---$277,876
All Other Expenses---$201,466
Depreciation Depletion---$199,369
Advertising---$132,071
Payroll Taxes---$130,963
Other Employee Benefits---$114,560
Insurance---$85,175
Information Technology---$84,816
Pension Plan Contributions---$44,457
Fees for Services Accounting---$38,727
Conferences and Meetings---$19,783
Travel---$3,041
Total Functional Expenses$0$0$0$5,091,126

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,091,126
Total Expenses per Audited Statements$5,091,126
Total Expenses per Form 990$5,091,126
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposits$107,273,248
Deferred Comp Liability$101,840
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“General membership is determined by account holder. A share account delegates one share (or vote).”

Form 990, Part VI, Section A, Line 7A

“Members vote for board members by proxy on an annual basis and may be solicited to vote on other matters, as required by the organizational bylaws.”

Form 990, Part VI, Section A, Line 7B

“Mergers are required to have approval of the general membership.”

Form 990, Part VI, Section B, Line 11B

“The data is compiled by the CFO and then is reviewed by the CEO prior to filing. No board review is conducted on the form 990.”

Form 990, Part VI, Section B, Line 15

“The salary of the CEO position is deliberated by the board of directors. A salary survey is utilized in determining salary levels of CEO and other officers. A recent salary survey was conducted in 2016.”

Form 990, Part VI, Section C, Line 19

“The documents are made available upon receipt of written request from public or entity requesting such documents.”

Filing and Contact Details

Filer

Filer Name
Alive Credit Union
EIN
59-6138949
Phone
9042961292
Address
9790 Touchton Rd, Jacksonville, FL 32246

Signing Officer

Name
John Papagno
Title
CFO
Phone
9049967687
Signed
2017-05-12

Organization Details

Principal Officer
Rose Gunter
Formed
1954
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
58
Volunteers
9
Supplemental Narrative

Financial Statement Notes

Schedule D, Part X, Line 2

“The credit union evaluated its tax position and determined no uncertain tax positions exist as of December 31, 2015 and December 31, 2016”

Raw XML AppendixShowing 400 of 525 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9SVP
IRS990/Form990PartVIISectionAGrp/TitleTxt10President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
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IRS990/IntangibleAssetsGrp/BOYAmt079806
IRS990/IntangibleAssetsGrp/EOYAmt058525
IRS990/InterestGrp/TotalAmt0277876
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0723147
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0723147
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt016817237
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt023130237
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt028747322
IRS990/InvestmentsPubTradedSecGrp/EOYAmt022173834
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02836007
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04594626
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04457389
IRS990/LandBldgEquipCostOrOtherBssAmt07293396
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt095800
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01235355
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To provide low cost loans and other low cost financial services to members of Select Employee Groups.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt018296611
IRS990/NetAssetsOrFundBalancesEOYAmt018464078
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-21153
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-21153
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt016031
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt016031
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-102386
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0281710
IRS990/OfficeExpensesGrp/TotalAmt0289396
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01513189
IRS990/OtherAssetsTotalGrp/EOYAmt01425655
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0114560
IRS990/OtherExpensesGrp/Desc0State and Regulatory Fees
IRS990/OtherExpensesGrp/Desc1Loan Provision and Other Losses
IRS990/OtherExpensesGrp/Desc2Cards and Shared Branch Proc Expenses
IRS990/OtherExpensesGrp/Desc3Other Outside Processing Expenses
IRS990/OtherExpensesGrp/TotalAmt033544
IRS990/OtherExpensesGrp/TotalAmt1311212
IRS990/OtherExpensesGrp/TotalAmt2525977
IRS990/OtherExpensesGrp/TotalAmt3502576
IRS990/OtherLiabilitiesGrp/BOYAmt0102499066
IRS990/OtherLiabilitiesGrp/EOYAmt0107375088
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Patronage Dividends
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08534
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08534
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt08534
IRS990/OtherSalariesAndWagesGrp/TotalAmt01413093
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt059995248
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt066833967
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0130963
IRS990/PensionPlanContributionsGrp/TotalAmt044457
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt04158816
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt04158816
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0213011
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0239232
IRS990/PrincipalOfficerNm0Rose Gunter
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Service Fee Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02260407
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12374013
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02260407
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12374013
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0636726
IRS990/PYOtherExpensesAmt03176299
IRS990/PYOtherRevenueAmt039655
IRS990/PYProgramServiceRevenueAmt04387121
IRS990/PYRevenuesLessExpensesAmt0-209884
IRS990/PYSalariesCompEmpBnftPaidAmt02097087
IRS990/PYTotalExpensesAmt05273386
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05063502
IRS990/ReconcilationRevenueExpnssAmt0269853
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt016031
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt053282132
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08091074
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06148334
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02626920
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01515288
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04142208
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt0700237
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0211130
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01314386
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01525516
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05091126
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01596322
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01596322
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt023017
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt06333
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt029350
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0107273248
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1101840
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares and Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Deferred Comp Liability
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt022430000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0US Bank Certificates of Deposit
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05360979
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The credit union evaluated its tax position and determined no uncertain tax positions exist as of December 31, 2015 and December 31, 2016
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$127,682,875
Liabilities
$109,218,797
Net assets
$18,464,078
Revenue
$5,360,979
Expenses
$5,091,126
Net income
$269,853
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$280$254$26.3$13.2$11.6$1.65
2023Detailed filing. Detailed filing data is available for this year.$171$154$17.5$7.80$7.10$0.70
2022Detailed filing. Detailed filing data is available for this year.$177$162$15.4$6.86$6.05$0.81
2021Detailed filing. Detailed filing data is available for this year.$178$158$20.4$6.11$5.79$0.32
2020Detailed filing. Detailed filing data is available for this year.$162$141$20.9$6.06$5.92$0.14
2019Detailed filing. Detailed filing data is available for this year.$138$118$20.5$6.69$6.06$0.63
2018Detailed filing. Detailed filing data is available for this year.$130$111$19.3$6.43$5.74$0.69
2017Detailed filing. Detailed filing data is available for this year.$132$113$18.9$5.68$5.27$0.40
2016Detailed filing. Detailed filing data is available for this year.$128$109$18.5$5.36$5.09$0.27
2015Detailed filing. Detailed filing data is available for this year.$122$104$18.3$5.06$5.27$0.21
2014Detailed filing. Detailed filing data is available for this year.$124$105$18.7$5.18$5.11$0.07
2013Detailed filing. Detailed filing data is available for this year.$122$104$18.8$5.38$5.20$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$126$107$18.9$4.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$88.5$18.7$5.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$92.2$18.6$5.64