Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2014 • EIN 59-6138949

Jan 01, 2014 to Dec 31, 2014 • Filed on May 14, 2015

Organization Profilewww.alivecu.coop

View Organization Page

9790 Touchton RdJacksonville, FL 32246

(904) 296-1292

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

14th percentile

0.85x

Higher debt load relative to assets than 14% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

69th percentile

20.26x

Higher debt load relative to revenue than 69% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

8th percentile

1.4%

Higher net margin than 8% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

43rd percentile

$180,194

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Asset Growth

21st percentile

0.9%

Faster asset growth than 21% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

15th percentile

-3.8%

Faster revenue growth than 15% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets14th percentile

Assets

Up

$123,579,489

Up $1,090,136 (+0.9%) from 2013

Net Assets

Down

$18,701,068

Down $143,582 (-0.8%) from 2013

Liabilities

Up

$104,878,421

Up $1,233,718 (+1.2%) from 2013

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin8th percentile

Revenue

Down

$5,175,994

Down $206,356 (-3.8%) from 2013

Expenses

Down

$5,105,279

Down $95,780 (-1.8%) from 2013

Net Income

Down

$70,715

Down $110,576 (-61%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth21st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $110,781,039Liabilities 2010: $92,228,850Net Assets 2010: $18,552,1892010Assets 2011: $107,213,841Liabilities 2011: $88,464,530Net Assets 2011: $18,749,3112011Assets 2012: $126,043,077Liabilities 2012: $107,131,586Net Assets 2012: $18,911,4912012Assets 2013: $122,489,353Liabilities 2013: $103,644,703Net Assets 2013: $18,844,6502013Assets 2014: $123,579,489Liabilities 2014: $104,878,421Net Assets 2014: $18,701,0682014Assets 2015: $122,150,158Liabilities 2015: $103,853,547Net Assets 2015: $18,296,6112015Assets 2016: $127,682,875Liabilities 2016: $109,218,797Net Assets 2016: $18,464,0782016Assets 2017: $132,113,255Liabilities 2017: $113,202,304Net Assets 2017: $18,910,9512017Assets 2018: $130,484,037Liabilities 2018: $111,169,849Net Assets 2018: $19,314,1882018Assets 2019: $138,475,160Liabilities 2019: $118,020,131Net Assets 2019: $20,455,0292019Assets 2020: $162,289,868Liabilities 2020: $141,358,181Net Assets 2020: $20,931,6872020Assets 2021: $178,293,703Liabilities 2021: $157,868,120Net Assets 2021: $20,425,5832021Assets 2022: $177,025,338Liabilities 2022: $161,593,954Net Assets 2022: $15,431,3842022Assets 2023: $171,473,997Liabilities 2023: $154,008,952Net Assets 2023: $17,465,0452023Assets 2024: $280,038,487Liabilities 2024: $253,777,057Net Assets 2024: $26,261,4302024

Highlighted filing

2014

Assets$123,579,489
Liabilities$104,878,421
Net Assets$18,701,068
Open 2014 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,643,6232010Expenses 2011: $5,089,6342011Expenses 2012: $4,987,2052012Revenue 2013: $5,382,350Expenses 2013: $5,201,059Net Income 2013: $181,2912013Revenue 2014: $5,175,994Expenses 2014: $5,105,279Net Income 2014: $70,7152014Revenue 2015: $5,063,502Expenses 2015: $5,273,386Net Income 2015: -$209,8842015Revenue 2016: $5,360,979Expenses 2016: $5,091,126Net Income 2016: $269,8532016Revenue 2017: $5,678,662Expenses 2017: $5,274,304Net Income 2017: $404,3582017Revenue 2018: $6,431,092Expenses 2018: $5,738,882Net Income 2018: $692,2102018Revenue 2019: $6,691,125Expenses 2019: $6,064,169Net Income 2019: $626,9562019Revenue 2020: $6,057,219Expenses 2020: $5,918,818Net Income 2020: $138,4012020Revenue 2021: $6,107,974Expenses 2021: $5,789,428Net Income 2021: $318,5462021Revenue 2022: $6,857,488Expenses 2022: $6,047,967Net Income 2022: $809,5212022Revenue 2023: $7,798,338Expenses 2023: $7,097,534Net Income 2023: $700,8042023Revenue 2024: $13,230,236Expenses 2024: $11,579,979Net Income 2024: $1,650,2572024

Highlighted filing

2014

Revenue$5,175,994
Expenses$5,105,279
Net Income$70,715
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 14, 2015
Return Version
2014v5.0
Gross Receipts
$7,067,086
Mission and Program Overview

Mission

To provide low cost loans and other low cost financial services to members of Select Employee Groups.

To provide low cost financial services and loans to members of our Select Employee Groups (SEG)

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$65,202,320$62,955,149▼ $2,247,171
Investments in Publicly Traded Securities$25,903,156$25,385,996▼ $517,160
Investments Other Securities$17,913,222$21,560,237▲ $3,647,015
Savings and Temporary Cash Investments$3,736,249$4,972,768▲ $1,236,519
Land, Buildings, and Equipment, Net$4,868,451$4,696,384▼ $172,067
Cash and Non-Interest-Bearing Accounts$1,924,488$2,137,696▲ $213,208
Prepaid Expenses and Deferred Charges$243,224$227,929▼ $15,295
Intangible Assets$529,434$101,088▼ $428,346
Accounts Receivable$25,643$22,258▼ $3,385
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$122,489,353$123,579,489▲ $1,090,136
Other Assets Total$2,143,166$1,519,984▼ $623,182
Liabilities
Other Liabilities$102,429,711$103,721,755▲ $1,292,044
Accounts Payable and Accrued Expenses$1,214,992$1,156,666▼ $58,326
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$103,644,703$104,878,421▲ $1,233,718
Net Assets / Fund Balance
Unrestricted Net Assets$14,685,834$14,542,252▼ $143,582
Permanently Rstr Net Assets$4,158,816$4,158,816→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$18,844,650$18,701,068▼ $143,582
Total Liabilities and Net Assets / Fund Balance$122,489,353$123,579,489▲ $1,090,136

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,746,131$1,295,984$4,042,115
Land$1,596,322-$1,596,322
Equipment$352,910$1,125,257$1,478,167
Leasehold Improvements$1,021$624$1,645
Other Land Buildings$0$0$0
Other Securities$20,860,000--
Closely Held Equity Interests$700,237--
Compensation and Service Providers
Top Officer Pay43rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rose GunterPresident/CEOFT$162,154$18,969$181,123
John PapagnoCFOFT$93,209-$93,209
Cindy Pierce-SmithSVPFT$76,505-$76,505

Board Members and Trustees

NameTitle
Fred GaudiosBoard Chairperson
Jim WilliamsBoard Vice Chairperson
Camille CossaBoard Member
David MartinBoard Member
Dina VickersBoard Member
Mary McElroyBoard Member
Mel MaycoleBoard Member
Nancy MoredockBoard Secretary
Maury PilverBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,624,341
Investment Income
$544,571
Other Revenue
$7,082
Change in Net Assets
$70,715

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,175,994
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$5,175,994
Total Revenue per Form 990
$5,175,994
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,906,913
Salaries, Compensation, and Employee Benefits$2,198,366
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,345,025
Other Expenses---$509,368
Current Officers, Directors, Trustees, and Key Employees---$424,324
Office Expenses---$295,423
Interest---$293,231
Occupancy---$280,662
Depreciation Depletion---$225,081
Other Employee Benefits---$164,907
All Other Expenses---$164,729
Payroll Taxes---$135,244
Pension Plan Contributions---$128,866
Advertising---$118,154
Insurance---$89,499
Information Technology---$79,738
Fees for Services Accounting---$37,981
Conferences and Meetings---$19,302
Travel---$7,649
Total Functional Expenses$0$0$0$5,105,279

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$5,512,344
Expenses per Audited Statements$5,105,279
Total Expenses per Form 990$5,105,279
Expenses Not Reported on Form 990$407,065
Expenses Not Reported on Financial Statements$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$103,568,995
Deferred Comp Liability$152,760
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“General membership is determined by account holder. A share account delegates one share (or vote).”

Form 990, Part VI, Section A, Line 7A

“Members vote for board members by proxy on an annual basis and may be solicited to vote on other matters, as required by the organizational bylaws.”

Form 990, Part VI, Section A, Line 7B

“Mergers are required to have approval of the general membership.”

Form 990, Part VI, Section B, Line 11B

“The data is compiled by the CFO and then is reviewed by the CEO prior to filing. No board review is conducted on the form 990.”

Form 990, Part VI, Section B, Line 15

“The salary of the CEO position is deliberated by the board of directors. A salary survey is utilized in determining salary levels of CEO and other officers. A recent salary survey was conducted in 2012.”

Form 990, Part VI, Section C, Line 19

“The documents are made available upon receipt of written request from public or entity requesting such documents.”

Filing and Contact Details

Filer

Filer Name
Alive Credit Union
EIN
59-6138949
Phone
9042961292
Address
9790 Touchton Rd, Jacksonville, FL 32246

Signing Officer

Name
John Papagno
Title
CFO
Phone
9049967687
Signed
2015-05-14

Organization Details

Principal Officer
Rose Gunter
Formed
1954
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
55
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“During the course of the year, the credit union evaluated the carrying value of recorded Goodwill and found that it was fully impaired. A charge to non-operating income was recorded in the amount of $407,065”

Financial Statement Notes

Schedule D, Part X, Line 2

“The credit union evaluated its tax position and determined no uncertain tax positions exist as of December 31, 2013 and December 31, 2014”

Schedule D, Part XII, Line 2D

“Goodwill impairment classified as a non-operating expense and carried as an other adjustment to net assets on Form 990”

Raw XML AppendixShowing 400 of 526 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
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IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt079738
IRS990/InsuranceGrp/TotalAmt089499
IRS990/IntangibleAssetsGrp/BOYAmt0529434
IRS990/IntangibleAssetsGrp/EOYAmt0101088
IRS990/InterestGrp/TotalAmt0293231
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0549450
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0549450
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt017913222
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt021560237
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt025903156
IRS990/InvestmentsPubTradedSecGrp/EOYAmt025385996
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02421865
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04868451
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04696384
IRS990/LandBldgEquipCostOrOtherBssAmt07118249
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt043438
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01847654
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To provide low cost loans and other low cost financial services to members of Select Employee Groups.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt018844650
IRS990/NetAssetsOrFundBalancesEOYAmt018701068
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-4879
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-4879
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0192768
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0280662
IRS990/OfficeExpensesGrp/TotalAmt0295423
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02143166
IRS990/OtherAssetsTotalGrp/EOYAmt01519984
IRS990/OtherChangesInNetAssetsAmt0-407065
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0164907
IRS990/OtherExpensesGrp/Desc0State and Federal Regulatory Fees
IRS990/OtherExpensesGrp/Desc1Loan Provision and Other Losses
IRS990/OtherExpensesGrp/Desc2ATM and Debit Card Processing Expenses
IRS990/OtherExpensesGrp/Desc3Other Outside Processing Expenses
IRS990/OtherExpensesGrp/TotalAmt033785
IRS990/OtherExpensesGrp/TotalAmt1273405
IRS990/OtherExpensesGrp/TotalAmt2478906
IRS990/OtherExpensesGrp/TotalAmt3509368
IRS990/OtherLiabilitiesGrp/BOYAmt0102429711
IRS990/OtherLiabilitiesGrp/EOYAmt0103721755
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Patronage Dividends
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt07082
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt07082
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt07082
IRS990/OtherSalariesAndWagesGrp/TotalAmt01345025
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt065202320
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt062955149
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0135244
IRS990/PensionPlanContributionsGrp/TotalAmt0128866
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt04158816
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt04158816
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0243224
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0227929
IRS990/PrincipalOfficerNm0Rose Gunter
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Service Fee Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02645602
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11978739
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02645602
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11978739
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0510146
IRS990/PYOtherExpensesAmt02908944
IRS990/PYOtherRevenueAmt04497
IRS990/PYProgramServiceRevenueAmt04867707
IRS990/PYRevenuesLessExpensesAmt0181291
IRS990/PYSalariesCompEmpBnftPaidAmt02292115
IRS990/PYTotalExpensesAmt05201059
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05382350
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt070715
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03736249
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04972768
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02746131
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01295984
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04042115
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt0700237
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0352910
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01125257
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01478167
IRS990ScheduleD/ExpensesNotReportedAmt0407065
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05105279
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01596322
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01596322
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01021
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0624
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01645
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt0407065
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0103568995
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1152760
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares and Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Deferred Comp Liability
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt020860000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Federally Insured Bank CDs
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05175994
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The credit union evaluated its tax position and determined no uncertain tax positions exist as of December 31, 2013 and December 31, 2014
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Goodwill impairment classified as a non-operating expense and carried as an other adjustment to net assets on Form 990
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 2d
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04696384
IRS990ScheduleD/TotalBookValueSecuritiesAmt021560237

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$123,579,489
Liabilities
$104,878,421
Net assets
$18,701,068
Revenue
$5,175,994
Expenses
$5,105,279
Net income
$70,715
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$280$254$26.3$13.2$11.6$1.65
2023Detailed filing. Detailed filing data is available for this year.$171$154$17.5$7.80$7.10$0.70
2022Detailed filing. Detailed filing data is available for this year.$177$162$15.4$6.86$6.05$0.81
2021Detailed filing. Detailed filing data is available for this year.$178$158$20.4$6.11$5.79$0.32
2020Detailed filing. Detailed filing data is available for this year.$162$141$20.9$6.06$5.92$0.14
2019Detailed filing. Detailed filing data is available for this year.$138$118$20.5$6.69$6.06$0.63
2018Detailed filing. Detailed filing data is available for this year.$130$111$19.3$6.43$5.74$0.69
2017Detailed filing. Detailed filing data is available for this year.$132$113$18.9$5.68$5.27$0.40
2016Detailed filing. Detailed filing data is available for this year.$128$109$18.5$5.36$5.09$0.27
2015Detailed filing. Detailed filing data is available for this year.$122$104$18.3$5.06$5.27$0.21
2014Detailed filing. Detailed filing data is available for this year.$124$105$18.7$5.18$5.11$0.07
2013Detailed filing. Detailed filing data is available for this year.$122$104$18.8$5.38$5.20$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$126$107$18.9$4.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$88.5$18.7$5.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$92.2$18.6$5.64