Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2013 • EIN 59-6138949

Jan 01, 2013 to Dec 31, 2013 • Filed on May 13, 2014

Organization Profilewww.alivecu.coop

View Organization Page

9790 Touchton RdJacksonville, FL 32246

(904) 296-1292

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.85x

Higher debt load relative to assets than 13% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

60th percentile

19.26x

Higher debt load relative to revenue than 60% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

17th percentile

3.4%

Higher net margin than 17% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

6th percentile

-2.8%

Faster asset growth than 6% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets13th percentile

Assets

Flat

$122,489,353

Flat from 2013

Net Assets

Flat

$18,844,650

Flat from 2013

Liabilities

Flat

$103,644,703

Flat from 2013

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin17th percentile

Revenue

Flat

$5,382,350

Flat from 2013

Expenses

Flat

$5,201,059

Flat from 2013

Net Income

Flat

$181,291

Flat from 2013

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $110,781,039Liabilities 2010: $92,228,850Net Assets 2010: $18,552,1892010Assets 2011: $107,213,841Liabilities 2011: $88,464,530Net Assets 2011: $18,749,3112011Assets 2012: $126,043,077Liabilities 2012: $107,131,586Net Assets 2012: $18,911,4912012Assets 2013: $122,489,353Liabilities 2013: $103,644,703Net Assets 2013: $18,844,6502013Assets 2013: $122,489,353Liabilities 2013: $103,644,703Net Assets 2013: $18,844,6502013Assets 2014: $123,579,489Liabilities 2014: $104,878,421Net Assets 2014: $18,701,0682014Assets 2015: $122,150,158Liabilities 2015: $103,853,547Net Assets 2015: $18,296,6112015Assets 2016: $127,682,875Liabilities 2016: $109,218,797Net Assets 2016: $18,464,0782016Assets 2017: $132,113,255Liabilities 2017: $113,202,304Net Assets 2017: $18,910,9512017Assets 2018: $130,484,037Liabilities 2018: $111,169,849Net Assets 2018: $19,314,1882018Assets 2019: $138,475,160Liabilities 2019: $118,020,131Net Assets 2019: $20,455,0292019Assets 2020: $162,289,868Liabilities 2020: $141,358,181Net Assets 2020: $20,931,6872020Assets 2021: $178,293,703Liabilities 2021: $157,868,120Net Assets 2021: $20,425,5832021Assets 2022: $177,025,338Liabilities 2022: $161,593,954Net Assets 2022: $15,431,3842022Assets 2023: $171,473,997Liabilities 2023: $154,008,952Net Assets 2023: $17,465,0452023Assets 2024: $280,038,487Liabilities 2024: $253,777,057Net Assets 2024: $26,261,4302024

Highlighted filing

2013

Assets$122,489,353
Liabilities$103,644,703
Net Assets$18,844,650
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $5,643,6232010Expenses 2011: $5,089,6342011Expenses 2012: $4,987,2052012Revenue 2013: $5,382,350Expenses 2013: $5,201,059Net Income 2013: $181,2912013Revenue 2013: $5,382,350Expenses 2013: $5,201,059Net Income 2013: $181,2912013Revenue 2014: $5,175,994Expenses 2014: $5,105,279Net Income 2014: $70,7152014Revenue 2015: $5,063,502Expenses 2015: $5,273,386Net Income 2015: -$209,8842015Revenue 2016: $5,360,979Expenses 2016: $5,091,126Net Income 2016: $269,8532016Revenue 2017: $5,678,662Expenses 2017: $5,274,304Net Income 2017: $404,3582017Revenue 2018: $6,431,092Expenses 2018: $5,738,882Net Income 2018: $692,2102018Revenue 2019: $6,691,125Expenses 2019: $6,064,169Net Income 2019: $626,9562019Revenue 2020: $6,057,219Expenses 2020: $5,918,818Net Income 2020: $138,4012020Revenue 2021: $6,107,974Expenses 2021: $5,789,428Net Income 2021: $318,5462021Revenue 2022: $6,857,488Expenses 2022: $6,047,967Net Income 2022: $809,5212022Revenue 2023: $7,798,338Expenses 2023: $7,097,534Net Income 2023: $700,8042023Revenue 2024: $13,230,236Expenses 2024: $11,579,979Net Income 2024: $1,650,2572024

Highlighted filing

2013

Revenue$5,382,350
Expenses$5,201,059
Net Income$181,291
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 13, 2014
Return Version
2013v3.0
Gross Receipts
$6,609,094
Mission and Program Overview

Mission

To provide low cost loans and other low cost financial services to members of Select Employee Groups.

To provide low cost financial services and loans to members of our Select Employee Groups (SEG)

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$56,203,031$65,202,320▲ $8,999,289
Investments in Publicly Traded Securities$26,225,714$25,903,156▼ $322,558
Investments Other Securities$22,465,237$17,913,222▼ $4,552,015
Land, Buildings, and Equipment, Net$4,961,186$4,868,451▼ $92,735
Savings and Temporary Cash Investments$11,854,734$3,736,249▼ $8,118,485
Cash and Non-Interest-Bearing Accounts$2,008,731$1,924,488▼ $84,243
Intangible Assets$550,715$529,434▼ $21,281
Prepaid Expenses and Deferred Charges$263,505$243,224▼ $20,281
Accounts Receivable$25,087$25,643▲ $556
Pledges and Grants Receivable$0--
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$126,043,077$122,489,353▼ $3,553,724
Other Assets Total$1,485,137$2,143,166▲ $658,029
Liabilities
Other Liabilities$105,959,602$102,429,711▼ $3,529,891
Accounts Payable and Accrued Expenses$1,171,984$1,214,992▲ $43,008
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0--
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$107,131,586$103,644,703▼ $3,486,883
Net Assets / Fund Balance
Unrestricted Net Assets$14,752,675$14,685,834▼ $66,841
Permanently Rstr Net Assets$4,158,816$4,158,816→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$18,911,491$18,844,650▼ $66,841
Total Liabilities and Net Assets / Fund Balance$126,043,077$122,489,353▼ $3,553,724

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,838,028$1,189,645$4,027,673
Land$1,596,322-$1,596,322
Equipment$434,101$1,044,492$1,478,593
Leasehold Improvements$0$9,000$9,000
Other Land Buildings$0$0$0
Other Securities$17,212,985--
Closely Held Equity Interests$700,237--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rose GunterPresident/CEOFT$153,323$21,000$174,323
John PapagnoCFOFT$92,522$24,132$116,654
Cindy Pierce-SmithSVPFT$69,875$22,508$92,383

Board Members and Trustees

NameTitle
Fred GaudiosBoard Chairperson
Jim WilliamsBoard Vice Chairperson
Camille CossaBoard Member
Dina VickersBoard Member
Kelli O'LearyBoard Member
Mary McElroyBoard Member
Mel MaycoleBoard Member
Nancy MoredockBoard Secretary
Maury PilverBoard Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,867,707
Investment Income
$510,146
Other Revenue
$4,497
Change in Net Assets
$181,291

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,382,350
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$866
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$5,383,216
Total Revenue per Form 990
$5,382,350
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,908,944
Salaries, Compensation, and Employee Benefits$2,292,115
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,401,117
Other Expenses---$482,929
Current Officers, Directors, Trustees, and Key Employees---$424,200
Interest---$340,798
Office Expenses---$298,589
Occupancy---$272,846
Depreciation Depletion---$227,069
All Other Expenses---$200,278
Pension Plan Contributions---$188,488
Payroll Taxes---$143,886
Other Employee Benefits---$134,424
Advertising---$107,281
Information Technology---$86,356
Insurance---$84,539
Fees for Services Accounting---$38,689
Conferences and Meetings---$27,136
Travel---$16,782
Fees for Services Legal---$750
Total Functional Expenses$0$0$0$5,201,059

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$5,201,059
Total Expenses per Audited Statements$5,201,059
Total Expenses per Form 990$5,201,059
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$102,226,031
Deferred Comp Liability$203,680
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“General membership is determined by account holder. A share account delegates one share (or vote).”

Form 990, Part VI, Section A, Line 7A

“Members vote for board members by proxy on an annual basis and may be solicited to vote on other matters, as required by the organizational bylaws.”

Form 990, Part VI, Section A, Line 7B

“Mergers are required to have approval of the general membership.”

Form 990, Part VI, Section B, Line 11B

“The data is compiled by the CFO and then is reviewed by the CEO prior to filing. No board review is conducted on the form 990.”

Form 990, Part VI, Section B, Line 15

“The salary of the CEO position is deliberated by the board of directors. A salary survey is utilized in determining salary levels of CEO and other officers. A recent salary survey was conducted in 2012.”

Form 990, Part VI, Section C, Line 19

“The documents are made available upon receipt of written request from public or entity requesting such documents.”

Filing and Contact Details

Filer

EIN
59-6138949
Phone
9042961292

Signing Officer

Name
John Papagno
Title
CFO
Phone
9049967687
Signed
2014-05-13

Organization Details

Principal Officer
Rose Gunter
Formed
1954
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
52
Volunteers
9
Supplemental Narrative

Additional Explanations

Form 990, Header, Line B

“On the initial filing Schedule J column F included incorrect information. The entire amount of regular compensation for 2012 was inadvertently reported, whereas in actuality the amount reported as deferred from prior periods should be zero.”

Financial Statement Notes

Schedule D, Part X, Line 2

“The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2013 and 2012.”

Raw XML AppendixShowing 400 of 521 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
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IRS990/Form990PartVIISectionAGrp/TitleTxt10CFO
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IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt086356
IRS990/InsuranceGrp/TotalAmt084539
IRS990/IntangibleAssetsGrp/BOYAmt0550715
IRS990/IntangibleAssetsGrp/EOYAmt0529434
IRS990/InterestGrp/TotalAmt0340798
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0499010
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0499010
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt022465237
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt017913222
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt026225714
IRS990/InvestmentsPubTradedSecGrp/EOYAmt025903156
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02243137
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04961186
IRS990/LandBldgEquipBasisNetGrp/EOYAmt04868451
IRS990/LandBldgEquipCostOrOtherBssAmt07111588
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0216975
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt01009769
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To provide low cost loans and other low cost financial services to members of Select Employee Groups.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt018911491
IRS990/NetAssetsOrFundBalancesEOYAmt018844650
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt011136
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt011136
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-248132
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0272846
IRS990/OfficeExpensesGrp/TotalAmt0298589
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01485137
IRS990/OtherAssetsTotalGrp/EOYAmt02143166
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0134424
IRS990/OtherExpensesGrp/Desc0State and Federal Regulatory Fee
IRS990/OtherExpensesGrp/Desc1Loan Provision and Other Losses
IRS990/OtherExpensesGrp/Desc2ATM and Debit Card Processing Expenses
IRS990/OtherExpensesGrp/Desc3Other Outside Processing Expenses
IRS990/OtherExpensesGrp/TotalAmt0120655
IRS990/OtherExpensesGrp/TotalAmt1150295
IRS990/OtherExpensesGrp/TotalAmt2453952
IRS990/OtherExpensesGrp/TotalAmt3482929
IRS990/OtherLiabilitiesGrp/BOYAmt0105959602
IRS990/OtherLiabilitiesGrp/EOYAmt0102429711
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Patronage Dividends
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04497
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04497
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt04497
IRS990/OtherSalariesAndWagesGrp/TotalAmt01401117
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt056203031
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt065202320
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0143886
IRS990/PensionPlanContributionsGrp/TotalAmt0188488
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt04158816
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt04158816
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0263505
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0243224
IRS990/PrincipalOfficerNm0Rose Gunter
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest Income
IRS990/ProgramServiceRevenueGrp/Desc1Service Fee Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02925421
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11942286
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02925421
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11942286
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0555794
IRS990/PYOtherExpensesAmt02965521
IRS990/PYOtherRevenueAmt08159
IRS990/PYProgramServiceRevenueAmt04563704
IRS990/PYRevenuesLessExpensesAmt0140452
IRS990/PYSalariesCompEmpBnftPaidAmt02021684
IRS990/PYTotalExpensesAmt04987205
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05127657
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0181291
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011854734
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03736249
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02838028
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01189645
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04027673
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt0700237
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0434101
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01044492
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01478593
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt05201059
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt01596322
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01596322
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt09000
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt09000
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0866
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0102226031
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1203680
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Shares and Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Deferred Comp Liability
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt017212985
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Federally Insured Bank CDs
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt0866
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt05382350
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2013 and 2012.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04868451
IRS990ScheduleD/TotalBookValueSecuritiesAmt017913222
IRS990ScheduleD/TotalExpensesPerForm990Amt05201059
IRS990ScheduleD/TotalLiabilityAmt0102429711
IRS990ScheduleD/TotalRevenuePerForm990Amt05382350
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05383216
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt05201059

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$122,489,353
Liabilities
$103,644,703
Net assets
$18,844,650
Revenue
$5,382,350
Expenses
$5,201,059
Net income
$181,291
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$280$254$26.3$13.2$11.6$1.65
2023Detailed filing. Detailed filing data is available for this year.$171$154$17.5$7.80$7.10$0.70
2022Detailed filing. Detailed filing data is available for this year.$177$162$15.4$6.86$6.05$0.81
2021Detailed filing. Detailed filing data is available for this year.$178$158$20.4$6.11$5.79$0.32
2020Detailed filing. Detailed filing data is available for this year.$162$141$20.9$6.06$5.92$0.14
2019Detailed filing. Detailed filing data is available for this year.$138$118$20.5$6.69$6.06$0.63
2018Detailed filing. Detailed filing data is available for this year.$130$111$19.3$6.43$5.74$0.69
2017Detailed filing. Detailed filing data is available for this year.$132$113$18.9$5.68$5.27$0.40
2016Detailed filing. Detailed filing data is available for this year.$128$109$18.5$5.36$5.09$0.27
2015Detailed filing. Detailed filing data is available for this year.$122$104$18.3$5.06$5.27$0.21
2014Detailed filing. Detailed filing data is available for this year.$124$105$18.7$5.18$5.11$0.07
2013Detailed filing. Detailed filing data is available for this year.$122$104$18.8$5.38$5.20$0.18
2013Detailed filing. Detailed filing data is available for this year.$122$104$18.8$5.38$5.20$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$126$107$18.9$4.99
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$88.5$18.7$5.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$92.2$18.6$5.64